Quick charity verification for Cut Bank Masonic Foundation (EIN: 205462511)
Verdict: Cut Bank Masonic Foundation appears trustworthy
95/100Mission Score
$78KRevenue
$532KAssets
0Red Flags
5Strengths
No red flags identified.
Strengths
Consistent asset growth (from $210,728 in 2014 to $465,987 in 2023).
Zero liabilities across all reported periods, indicating strong financial health.
No officer compensation, ensuring funds are not used for executive salaries.
Low expense ratio relative to revenue, suggesting efficient operations.
Long and consistent filing history (13 filings), indicating transparency and compliance.
Spending Breakdown
How Cut Bank Masonic Foundation allocates its funds across programs, administration, and fundraising.
90%
Program Spending
Healthy — majority goes to mission
10%
Admin Costs
Reasonable — admin costs in check
0%
Fundraising
Within typical range
How to read this: Well-run charities typically spend 75% or more on programs, keep admin under 25%, and fundraising under 15%. A high program ratio means more of every dollar goes directly to the mission.
How to Interpret This Report
What Red Flags Mean
Red flags are potential warning signs identified by AI analysis of IRS 990 filings. They may indicate issues like declining revenue, high executive pay relative to program spending, lack of transparency, or governance concerns. A single red flag does not necessarily mean an organization is untrustworthy, but multiple flags warrant further investigation before donating.
What Mission Score Measures
The Mission Score (0-100) evaluates how effectively a nonprofit fulfills its stated purpose. It combines multiple factors: program spending efficiency (how much goes to programs vs. overhead), financial health and sustainability, governance quality, transparency in reporting, and consistency of operations over time. A score of 70+ indicates strong alignment with the organization’s mission.
Using This Data for Donation Decisions
Use this report as one input in your decision. Look at the overall Mission Score for a quick assessment, review red flags and strengths for specific concerns, check the spending breakdown to see where money goes, and compare executive compensation to the organization’s size. Consider viewing the full transparency report for deeper analysis, and always verify tax-exempt status with the IRS before making large donations.
Frequently Asked Questions about Cut Bank Masonic Foundation
Is Cut Bank Masonic Foundation a legitimate charity?
Based on AI analysis of IRS 990 filings, Cut Bank Masonic Foundation (EIN: 205462511) appears trustworthy. Mission Score: 95/100. 0 red flags identified, 5 strengths noted.
Is Cut Bank Masonic Foundation a good charity to donate to?
Cut Bank Masonic Foundation has a Mission Score of 95/100. Revenue: $78K. Assets: $532K. Review the full transparency report for detailed spending breakdown and executive compensation analysis.
What is the EIN for Cut Bank Masonic Foundation?
The Employer Identification Number (EIN) for Cut Bank Masonic Foundation is 205462511. This is the unique tax ID assigned by the IRS.
What is a Mission Score?
The Mission Score is a 0-100 rating that measures how effectively a nonprofit fulfills its stated mission. It factors in program spending efficiency, financial transparency, governance practices, and outcome reporting. Scores above 70 indicate strong mission alignment, 40-69 suggest mixed performance, and below 40 signals potential concerns.
How does Cut Bank Masonic Foundation spend its money?
Cut Bank Masonic Foundation allocates 90% to programs, 10% to administration, and 0% to fundraising. Healthy nonprofits typically spend 75%+ on programs.
How can I verify Cut Bank Masonic Foundation's tax-exempt status?
You can verify Cut Bank Masonic Foundation's tax-exempt status using EIN 205462511 on the IRS Tax Exempt Organization Search (TEOS) at apps.irs.gov/app/eos. You can also request copies of their Form 990 directly from the organization, as they are required by law to provide them upon request.
AI Transparency Report
The Cut Bank Masonic Foundation demonstrates consistent financial stability and a strong commitment to its program services. Over the past decade, the organization has shown steady growth in assets, increasing from $210,728 in 2014 to $465,987 in 2023, indicating effective asset management and accumulation. Their revenue has also seen a positive trend, with the latest reported revenue at $48,576 in 2023, up from $37,134 in 2014. A key strength is the complete absence of liabilities across all reported periods, suggesting a very healthy balance sheet and responsible financial practices.
The foundation's spending efficiency is excellent, as evidenced by its consistently low expenses relative to revenue. For instance, in 2023, expenses were $19,911 against $48,576 in revenue, and in 2022, expenses were $17,015 against $44,160 in revenue. This indicates that a significant portion of their income is retained or directed towards their mission rather than being consumed by operational costs. The organization's transparency is high, with 13 filings available and a clear record of zero officer compensation, which further assures donors that funds are not being diverted to executive salaries.
Overall, the Cut Bank Masonic Foundation appears to be a financially sound and efficiently run organization. Its consistent asset growth, minimal expenses, and zero liabilities, coupled with no executive compensation, paint a picture of a well-managed entity focused on its mission. The lack of detailed expense breakdowns in the provided data makes it difficult to precisely determine program vs. administrative spending, but the overall low expense ratio suggests efficient operations.