Cut Bank Masonic Foundation
Cut Bank Masonic Foundation shows consistent asset growth and zero liabilities with no officer compensation.
EIN: 205462511 · Cut Bank, MT · NTEE: B11 · Updated: 2026-03-28
| Metric | Value |
|---|---|
| Total Revenue | $78K |
| Total Expenses | $20K |
| Program Spending | 90% |
| CEO/Top Officer Pay | $465,987. |
| Net Assets | $466K |
| Transparency Score | 95/100 |
Is Cut Bank Masonic Foundation Legit?
Appears Legitimate
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
Cut Bank Masonic Foundation directs 90% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About Cut Bank Masonic Foundation
Cut Bank Masonic Foundation (EIN: 205462511) is a nonprofit organization based in Cut Bank, MT, classified under NTEE code B11. The organization reported total revenue of $78K and total assets of $532K according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Cut Bank Masonic Foundation's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Cut Bank Masonic Foundation is a micro nonprofit that has been operating for 18 years, with 13 years of IRS 990 filings on record (2011–2023). Revenue has grown at a compound annual rate of 0.1%.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
| Total Revenue | $49K |
| Total Expenses | $20K |
| Surplus / Deficit | +$29K |
| Total Assets | $466K |
| Net Assets | $466K |
| Operating Margin | 59.0% |
| Months of Reserves | 280.8 months |
Financial Health Grade: A
In 2023, Cut Bank Masonic Foundation reported a surplus of $29K with revenue exceeding expenses, holds 280.8 months of operating reserves (strong position).
Financial Trends
Over 13 years of filings (2011–2023), Cut Bank Masonic Foundation's revenue has grown at a compound annual growth rate (CAGR) of 0.1%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2023 | +10.0% | +17.0% | +6.6% |
| 2022 | +24.9% | -4.8% | +35.1% |
| 2021 | +52.7% | -21.5% | +5.7% |
| 2020 | -35.3% | -1.3% | +0.1% |
| 2019 | +12.6% | +74.4% | +4.3% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 1000 |
| IRS Ruling Date | 2008 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Cut Bank Masonic Foundation with a Mission Score of 95 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 10%
- programs: 90%
- fundraising: 0%
According to IRS 990 filings, Cut Bank Masonic Foundation allocates its expenses as follows: admin: 10%, programs: 90%, fundraising: 0%. With 90% directed toward programs, this reflects a strong commitment to its charitable mission.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
- The organization reported a surplus of $29K, with revenue exceeding expenses.
Executive Compensation Analysis
Executive compensation is consistently reported as 0% across all available filings, indicating that no officers receive salaries from the organization, which is highly commendable for an organization of its size with assets growing to $465,987.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Strengths
The following positive indicators were identified for Cut Bank Masonic Foundation:
- Consistent asset growth (from $210,728 in 2014 to $465,987 in 2023).
- Zero liabilities across all reported periods, indicating strong financial health.
- No officer compensation, ensuring funds are not used for executive salaries.
- Low expense ratio relative to revenue, suggesting efficient operations.
- Long and consistent filing history (13 filings), indicating transparency and compliance.
Frequently Asked Questions about Cut Bank Masonic Foundation
Is Cut Bank Masonic Foundation a legitimate charity?
Cut Bank Masonic Foundation (EIN: 205462511) is a registered tax-exempt nonprofit based in Montana. Our AI analysis gives it a Mission Score of 95/100. It has 13 years of IRS 990 filings on record. Total revenue: $78K. No red flags identified. 5 strengths noted. Financial health grade: A.
How does Cut Bank Masonic Foundation spend its money?
Cut Bank Masonic Foundation directs 90% of its spending to programs and services. This exceeds the 65% industry benchmark.
Are donations to Cut Bank Masonic Foundation tax-deductible?
Cut Bank Masonic Foundation is registered as a tax-exempt nonprofit (EIN: 205462511). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
How much does the Cut Bank Masonic Foundation CEO make?
Cut Bank Masonic Foundation's highest-compensated officer earns $465,987. annually. The organization reported $78K in total revenue. Executive compensation data is disclosed in IRS 990 filings.
How does Cut Bank Masonic Foundation compare to similar nonprofits?
With a transparency score of 95/100 (Excellent), Cut Bank Masonic Foundation is above average for NTEE category B11 nonprofits. The score reflects financial transparency, program spending efficiency, and governance quality based on IRS 990 data.
Where is Cut Bank Masonic Foundation located?
Cut Bank Masonic Foundation is headquartered in Cut Bank, Montana and files with the IRS under EIN 205462511. It is classified under NTEE code B11.
How many years of IRS 990 filings does Cut Bank Masonic Foundation have?
Cut Bank Masonic Foundation has 13 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $78K in total revenue.
Is Cut Bank Masonic Foundation financially stable?
Yes, the foundation is highly financially stable, demonstrated by consistent asset growth from $210,728 in 2014 to $465,987 in 2023, and a complete absence of liabilities across all reported periods.
How efficiently does the foundation use its funds?
The foundation appears to be very efficient, with expenses consistently low relative to revenue (e.g., $19,911 expenses on $48,576 revenue in 2023), suggesting a high proportion of funds are retained or directed to mission-related activities.
Does the organization pay its officers?
No, the organization consistently reports 0% officer compensation in all available IRS 990 filings, indicating that no officers receive salaries.
Filing History
IRS 990 filing history for Cut Bank Masonic Foundation showing financial trends over 13 years of public records:
Over 13 years of IRS 990 filings (2011–2023), Cut Bank Masonic Foundation's revenue has grown by 0.8%, moving from $48K to $49K. Total assets increased by 203.2% over the same period, from $154K to $466K. Total functional expenses rose by 41.6%, from $14K to $20K. In its most recent filing year (2023), Cut Bank Masonic Foundation reported a surplus of $29K, with revenue exceeding expenses.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2023 | $49K | $20K | $466K | $0 | — | — |
| 2022 | $44K | $17K | $437K | $0 | — | View 990 |
| 2021 | $35K | $18K | $324K | $0 | — | — |
| 2020 | $23K | $23K | $306K | $0 | — | View 990 |
| 2019 | $36K | $23K | $306K | $0 | — | View 990 |
| 2018 | $32K | $13K | $293K | $0 | — | View 990 |
| 2017 | $40K | $15K | $275K | $0 | — | View 990 |
| 2016 | $45K | $26K | $250K | $0 | — | View 990 |
| 2015 | $38K | $18K | $231K | $0 | — | View 990 |
| 2014 | $37K | $19K | $211K | $0 | — | View 990 |
| 2013 | $40K | $21K | $193K | $0 | — | View 990 |
| 2012 | $38K | $19K | $173K | $0 | — | View 990 |
| 2011 | $48K | $14K | $154K | $0 | — | View 990 |
Year-by-Year Financial Summary
- 2023: Revenue of $49K, expenses of $20K, and assets of $466K (revenue +10.0% year-over-year).
- 2022: Revenue of $44K, expenses of $17K, and assets of $437K (revenue +24.9% year-over-year).
- 2021: Revenue of $35K, expenses of $18K, and assets of $324K (revenue +52.7% year-over-year).
- 2020: Revenue of $23K, expenses of $23K, and assets of $306K (revenue -35.3% year-over-year).
- 2019: Revenue of $36K, expenses of $23K, and assets of $306K (revenue +12.6% year-over-year).
- 2018: Revenue of $32K, expenses of $13K, and assets of $293K (revenue -20.6% year-over-year).
- 2017: Revenue of $40K, expenses of $15K, and assets of $275K (revenue -10.6% year-over-year).
- 2016: Revenue of $45K, expenses of $26K, and assets of $250K (revenue +17.1% year-over-year).
- 2015: Revenue of $38K, expenses of $18K, and assets of $231K (revenue +2.9% year-over-year).
- 2014: Revenue of $37K, expenses of $19K, and assets of $211K (revenue -7.9% year-over-year).
- 2013: Revenue of $40K, expenses of $21K, and assets of $193K (revenue +5.0% year-over-year).
- 2012: Revenue of $38K, expenses of $19K, and assets of $173K (revenue -20.3% year-over-year).
- 2011: Revenue of $48K, expenses of $14K, and assets of $154K.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Cut Bank Masonic Foundation:
Data Sources and Methodology
This transparency report for Cut Bank Masonic Foundation is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.