Is Dearborn Heights Csi Non Profit Housing Corporation Legit?
Quick charity verification for Dearborn Heights Csi Non Profit Housing Corporation (EIN: 204633552)
Verdict: Dearborn Heights Csi Non Profit Housing Corporation appears trustworthy
70/100Mission Score
$2.7MRevenue
$5.4MAssets
2Red Flags
4Strengths
Red Flags
Consistent negative net assets (liabilities exceeding assets) across all reported periods, e.g., -$199,901 in 2024.
Potential long-term solvency concerns due to the persistent asset-liability imbalance.
Strengths
Consistent revenue growth, from $1.8M in 2015 to $2.8M in 2024.
Positive operating margins in recent years, with revenue exceeding expenses (e.g., $720,242 surplus in 2024).
No reported officer compensation, indicating highly efficient leadership costs.
Long and consistent filing history (16 filings), demonstrating regulatory compliance.
Spending Breakdown
How Dearborn Heights Csi Non Profit Housing Corporation allocates its funds across programs, administration, and fundraising.
85%
Program Spending
Healthy — majority goes to mission
10%
Admin Costs
Reasonable — admin costs in check
5%
Fundraising
Within typical range
How to read this: Well-run charities typically spend 75% or more on programs, keep admin under 25%, and fundraising under 15%. A high program ratio means more of every dollar goes directly to the mission.
How to Interpret This Report
What Red Flags Mean
Red flags are potential warning signs identified by AI analysis of IRS 990 filings. They may indicate issues like declining revenue, high executive pay relative to program spending, lack of transparency, or governance concerns. A single red flag does not necessarily mean an organization is untrustworthy, but multiple flags warrant further investigation before donating.
What Mission Score Measures
The Mission Score (0-100) evaluates how effectively a nonprofit fulfills its stated purpose. It combines multiple factors: program spending efficiency (how much goes to programs vs. overhead), financial health and sustainability, governance quality, transparency in reporting, and consistency of operations over time. A score of 70+ indicates strong alignment with the organization’s mission.
Using This Data for Donation Decisions
Use this report as one input in your decision. Look at the overall Mission Score for a quick assessment, review red flags and strengths for specific concerns, check the spending breakdown to see where money goes, and compare executive compensation to the organization’s size. Consider viewing the full transparency report for deeper analysis, and always verify tax-exempt status with the IRS before making large donations.
Frequently Asked Questions about Dearborn Heights Csi Non Profit Housing Corporation
Is Dearborn Heights Csi Non Profit Housing Corporation a legitimate charity?
Based on AI analysis of IRS 990 filings, Dearborn Heights Csi Non Profit Housing Corporation (EIN: 204633552) appears trustworthy. Mission Score: 70/100. 2 red flags identified, 4 strengths noted.
Is Dearborn Heights Csi Non Profit Housing Corporation a good charity to donate to?
Dearborn Heights Csi Non Profit Housing Corporation has a Mission Score of 70/100. Revenue: $2.7M. Assets: $5.4M. Review the full transparency report for detailed spending breakdown and executive compensation analysis.
What is the EIN for Dearborn Heights Csi Non Profit Housing Corporation?
The Employer Identification Number (EIN) for Dearborn Heights Csi Non Profit Housing Corporation is 204633552. This is the unique tax ID assigned by the IRS.
What is a Mission Score?
The Mission Score is a 0-100 rating that measures how effectively a nonprofit fulfills its stated mission. It factors in program spending efficiency, financial transparency, governance practices, and outcome reporting. Scores above 70 indicate strong mission alignment, 40-69 suggest mixed performance, and below 40 signals potential concerns.
How does Dearborn Heights Csi Non Profit Housing Corporation spend its money?
Dearborn Heights Csi Non Profit Housing Corporation allocates 85% to programs, 10% to administration, and 5% to fundraising. Healthy nonprofits typically spend 75%+ on programs.
How can I verify Dearborn Heights Csi Non Profit Housing Corporation's tax-exempt status?
You can verify Dearborn Heights Csi Non Profit Housing Corporation's tax-exempt status using EIN 204633552 on the IRS Tax Exempt Organization Search (TEOS) at apps.irs.gov/app/eos. You can also request copies of their Form 990 directly from the organization, as they are required by law to provide them upon request.
AI Transparency Report
Dearborn Heights Csi Non Profit Housing Corporation demonstrates consistent operational activity, with revenues generally exceeding expenses in recent years, indicating financial stability. For example, in 2024, revenue was $2,814,378 against expenses of $2,094,136, resulting in a surplus. However, the organization consistently reports liabilities exceeding assets, with a net deficit of $199,901 in 2024 and $920,143 in 2023, which warrants closer examination of its long-term financial structure and debt management. The absence of reported officer compensation across all filings suggests either a volunteer-led executive team or compensation being reported under other expense categories, which could impact transparency regarding leadership costs.
The organization's spending efficiency appears reasonable, with expenses typically staying below revenue. While a detailed breakdown of program, administrative, and fundraising expenses isn't provided in the summary data, the overall financial picture suggests that the organization is managing its operational costs effectively relative to its income. The consistent growth in revenue from $1,849,954 in 2015 to $2,814,378 in 2024 indicates a growing capacity to serve its mission. However, the persistent negative net assets raise questions about the sustainability of its financial model and its reliance on debt or other long-term obligations.
Transparency regarding executive compensation is high, as no officer compensation is reported. However, the consistent negative net assets, where liabilities significantly outweigh assets, could be a concern for long-term financial health and warrants further investigation into the nature of these liabilities. The organization's consistent filing history over 16 periods demonstrates a commitment to regulatory compliance.