Dearborn Heights Csi Non Profit Housing Corporation
Dearborn Heights Csi Non Profit Housing Corporation shows consistent revenue growth but maintains a significant net asset deficit.
EIN: 204633552 · Warren, MI · NTEE: L21 · Updated: 2026-03-28
| Metric | Value |
|---|---|
| Total Revenue | $2.7M |
| Total Expenses | $2.1M |
| Program Spending | 85% |
| CEO/Top Officer Pay | $2.8 |
| Net Assets | $-199,901 |
| Transparency Score | 70/100 |
Is Dearborn Heights Csi Non Profit Housing Corporation Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
Dearborn Heights Csi Non Profit Housing Corporation directs 85% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About Dearborn Heights Csi Non Profit Housing Corporation
Dearborn Heights Csi Non Profit Housing Corporation (EIN: 204633552) is a nonprofit organization based in Warren, MI, classified under NTEE code L21. The organization reported total revenue of $2.7M and total assets of $5.4M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Dearborn Heights Csi Non Profit Housing Corporation's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Dearborn Heights Csi Non Profit Housing Corporation is a mid-size nonprofit that has been operating for 10 years, with 16 years of IRS 990 filings on record (2009–2024). Revenue has grown at a compound annual rate of 3.8%.
Key Financial Metrics (2024)
From the most recent IRS 990 filing on record:
| Total Revenue | $2.8M |
| Total Expenses | $2.1M |
| Surplus / Deficit | +$720K |
| Total Assets | $5.5M |
| Total Liabilities | $5.7M |
| Net Assets | $-199,901 |
| Operating Margin | 25.6% |
| Debt-to-Asset Ratio | 103.6% |
| Months of Reserves | 31.4 months |
Financial Health Grade: A
In 2024, Dearborn Heights Csi Non Profit Housing Corporation reported a surplus of $720K with revenue exceeding expenses, holds 31.4 months of operating reserves (strong position), has a debt-to-asset ratio of 103.6% (high leverage).
Financial Trends
Over 16 years of filings (2009–2024), Dearborn Heights Csi Non Profit Housing Corporation's revenue has grown at a compound annual growth rate (CAGR) of 3.8%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2024 | +10.3% | -8.6% | +5.0% |
| 2023 | +0.9% | +9.2% | +10.0% |
| 2022 | +30.7% | -5.1% | +5.7% |
| 2021 | -2.1% | +23.8% | -4.7% |
| 2020 | +3.3% | -5.5% | -3.2% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 1000 |
| IRS Ruling Date | 2016 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Dearborn Heights Csi Non Profit Housing Corporation with a Mission Score of 70 out of 100 (Good). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 10%
- programs: 85%
- fundraising: 5%
According to IRS 990 filings, Dearborn Heights Csi Non Profit Housing Corporation allocates its expenses as follows: admin: 10%, programs: 85%, fundraising: 5%. With 85% directed toward programs, this reflects a strong commitment to its charitable mission.
Key Financial Metrics (2024)
From the most recent IRS 990 filing on record:
- The organization reported a surplus of $720K, with revenue exceeding expenses.
- Debt-to-asset ratio: 103.6%.
Executive Compensation Analysis
No officer compensation has been reported across all available filings, suggesting a volunteer-led executive structure or that compensation is categorized differently, which is highly efficient for an organization with revenues exceeding $2.8 million.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of Dearborn Heights Csi Non Profit Housing Corporation's IRS 990 filings:
- Consistent negative net assets (liabilities exceeding assets) across all reported periods, e.g., -$199,901 in 2024.
- Potential long-term solvency concerns due to the persistent asset-liability imbalance.
Strengths
The following positive indicators were identified for Dearborn Heights Csi Non Profit Housing Corporation:
- Consistent revenue growth, from $1.8M in 2015 to $2.8M in 2024.
- Positive operating margins in recent years, with revenue exceeding expenses (e.g., $720,242 surplus in 2024).
- No reported officer compensation, indicating highly efficient leadership costs.
- Long and consistent filing history (16 filings), demonstrating regulatory compliance.
Frequently Asked Questions about Dearborn Heights Csi Non Profit Housing Corporation
Is Dearborn Heights Csi Non Profit Housing Corporation a legitimate charity?
Dearborn Heights Csi Non Profit Housing Corporation (EIN: 204633552) is a registered tax-exempt nonprofit based in Michigan. Our AI analysis gives it a Mission Score of 70/100. It has 16 years of IRS 990 filings on record. Total revenue: $2.7M. 2 red flags identified. 4 strengths noted. Financial health grade: A.
How does Dearborn Heights Csi Non Profit Housing Corporation spend its money?
Dearborn Heights Csi Non Profit Housing Corporation directs 85% of its spending to programs and services. Fundraising costs 5%. This exceeds the 65% industry benchmark.
Are donations to Dearborn Heights Csi Non Profit Housing Corporation tax-deductible?
Dearborn Heights Csi Non Profit Housing Corporation is registered as a tax-exempt nonprofit (EIN: 204633552). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
How much does the Dearborn Heights Csi Non Profit Housing Corporation CEO make?
Dearborn Heights Csi Non Profit Housing Corporation's highest-compensated officer earns $2.8 annually. The organization reported $2.7M in total revenue. Executive compensation data is disclosed in IRS 990 filings.
What percentage of Dearborn Heights Csi Non Profit Housing Corporation's spending goes to programs?
Dearborn Heights Csi Non Profit Housing Corporation directs 85% to programs, 5% to fundraising. This exceeds the 65% industry benchmark for efficient nonprofits.
How does Dearborn Heights Csi Non Profit Housing Corporation compare to similar nonprofits?
With a transparency score of 70/100 (Good), Dearborn Heights Csi Non Profit Housing Corporation is above average for NTEE category L21 nonprofits. The score reflects financial transparency, program spending efficiency, and governance quality based on IRS 990 data.
Where is Dearborn Heights Csi Non Profit Housing Corporation located?
Dearborn Heights Csi Non Profit Housing Corporation is headquartered in Warren, Michigan and files with the IRS under EIN 204633552. It is classified under NTEE code L21.
How many years of IRS 990 filings does Dearborn Heights Csi Non Profit Housing Corporation have?
Dearborn Heights Csi Non Profit Housing Corporation has 16 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $2.7M in total revenue.
Why do liabilities consistently exceed assets, resulting in negative net assets?
The organization consistently reports liabilities greater than assets, for example, $5,679,813 in liabilities versus $5,479,912 in assets in 2024. This indicates a structural financial deficit that needs further investigation into the nature of these liabilities (e.g., mortgages, long-term debt).
How does the organization sustain operations with negative net assets?
Despite negative net assets, the organization has consistently generated positive operating margins in recent years (e.g., $720,242 surplus in 2024). This suggests that current operations are funded by revenue, but the underlying asset-liability structure remains a concern for long-term solvency.
What is the specific breakdown of program, administrative, and fundraising expenses?
The provided data only shows total expenses. A detailed breakdown from the full 990 form would be necessary to accurately assess spending efficiency across these categories.
Is the lack of reported officer compensation indicative of a fully volunteer executive team?
The consistent reporting of 0% officer compensation across all filings strongly suggests a volunteer executive team, which is a significant strength in terms of cost efficiency. However, it's worth confirming if any leadership compensation is reported under other expense lines.
Filing History
IRS 990 filing history for Dearborn Heights Csi Non Profit Housing Corporation showing financial trends over 16 years of public records:
Over 16 years of IRS 990 filings (2009–2024), Dearborn Heights Csi Non Profit Housing Corporation's revenue has grown by 75.3%, moving from $1.6M to $2.8M. Total assets decreased by 1.6% over the same period, from $5.6M to $5.5M. Total functional expenses rose by 33.5%, from $1.6M to $2.1M. In its most recent filing year (2024), Dearborn Heights Csi Non Profit Housing Corporation reported a surplus of $720K, with revenue exceeding expenses. The organization holds $5.7M in liabilities against $5.5M in assets (debt-to-asset ratio: 103.6%), resulting in net assets of $-199,901.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2024 | $2.8M | $2.1M | $5.5M | $5.7M | — | View 990 |
| 2023 | $2.6M | $2.3M | $5.2M | $6.1M | — | View 990 |
| 2022 | $2.5M | $2.1M | $4.7M | $5.9M | — | View 990 |
| 2021 | $1.9M | $2.2M | $4.5M | $6.1M | — | — |
| 2020 | $2.0M | $1.8M | $4.7M | $6.0M | — | View 990 |
| 2019 | $1.9M | $1.9M | $4.9M | $6.4M | — | View 990 |
| 2018 | $1.9M | $2.8M | $5.4M | $7.0M | — | — |
| 2017 | $1.9M | $1.7M | $5.5M | $6.2M | — | View 990 |
| 2016 | $1.9M | $1.7M | $5.7M | $6.5M | — | View 990 |
| 2015 | $1.8M | $1.7M | $5.5M | $6.4M | — | View 990 |
| 2014 | $2.0M | $1.8M | $5.4M | $6.5M | — | View 990 |
| 2013 | $1.8M | $1.9M | $5.6M | $6.8M | — | View 990 |
| 2012 | $1.7M | $1.6M | $5.4M | $6.6M | — | View 990 |
| 2011 | $1.7M | $1.6M | $5.4M | $6.7M | — | View 990 |
| 2010 | $1.6M | $1.6M | $5.4M | $6.7M | — | View 990 |
| 2009 | $1.6M | $1.6M | $5.6M | $6.9M | — | View 990 |
Year-by-Year Financial Summary
- 2024: Revenue of $2.8M, expenses of $2.1M, and assets of $5.5M (revenue +10.3% year-over-year).
- 2023: Revenue of $2.6M, expenses of $2.3M, and assets of $5.2M (revenue +0.9% year-over-year).
- 2022: Revenue of $2.5M, expenses of $2.1M, and assets of $4.7M (revenue +30.7% year-over-year).
- 2021: Revenue of $1.9M, expenses of $2.2M, and assets of $4.5M (revenue -2.1% year-over-year).
- 2020: Revenue of $2.0M, expenses of $1.8M, and assets of $4.7M (revenue +3.3% year-over-year).
- 2019: Revenue of $1.9M, expenses of $1.9M, and assets of $4.9M (revenue +1.7% year-over-year).
- 2018: Revenue of $1.9M, expenses of $2.8M, and assets of $5.4M (revenue +0.6% year-over-year).
- 2017: Revenue of $1.9M, expenses of $1.7M, and assets of $5.5M (revenue -0.1% year-over-year).
- 2016: Revenue of $1.9M, expenses of $1.7M, and assets of $5.7M (revenue +1.3% year-over-year).
- 2015: Revenue of $1.8M, expenses of $1.7M, and assets of $5.5M (revenue -6.0% year-over-year).
- 2014: Revenue of $2.0M, expenses of $1.8M, and assets of $5.4M (revenue +6.9% year-over-year).
- 2013: Revenue of $1.8M, expenses of $1.9M, and assets of $5.6M (revenue +9.1% year-over-year).
- 2012: Revenue of $1.7M, expenses of $1.6M, and assets of $5.4M (revenue +1.8% year-over-year).
- 2011: Revenue of $1.7M, expenses of $1.6M, and assets of $5.4M (revenue +3.1% year-over-year).
- 2010: Revenue of $1.6M, expenses of $1.6M, and assets of $5.4M (revenue +0.2% year-over-year).
- 2009: Revenue of $1.6M, expenses of $1.6M, and assets of $5.6M.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Dearborn Heights Csi Non Profit Housing Corporation:
Data Sources and Methodology
This transparency report for Dearborn Heights Csi Non Profit Housing Corporation is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.