Is Envisage Life Legit?

Quick charity verification for Envisage Life (EIN: 113643210)

Verdict: Envisage Life shows mixed signals

65/100Mission Score

$6.0MRevenue

$13.9MAssets

3Red Flags

3Strengths

Red Flags

Consistent operational deficits, with expenses exceeding revenue in most recent years (e.g., 2023, 2022, 2020, 2019, 2018, 2016, 2015, 2014).
Liabilities frequently exceed assets, indicating a potentially precarious financial position (e.g., $14.2M liabilities vs. $12.9M assets in 2023).
Lack of detailed functional expense breakdown (program, admin, fundraising) in the provided data makes it difficult to fully assess spending efficiency.

Strengths

Long operational history with 13 IRS 990 filings, indicating sustained presence.
Significant asset base, despite recent declines, providing some financial cushion ($12.9M in 2023).
Consistent reporting of 0% officer compensation, which could indicate a highly dedicated volunteer leadership or efficient use of funds if compensation is truly absent.

Spending Breakdown

How Envisage Life allocates its funds across programs, administration, and fundraising.

70%

Program Spending

Below average — room for improvement

20%

Admin Costs

Reasonable — admin costs in check

10%

Fundraising

Within typical range

How to read this: Well-run charities typically spend 75% or more on programs, keep admin under 25%, and fundraising under 15%. A high program ratio means more of every dollar goes directly to the mission.

How to Interpret This Report

What Red Flags Mean

Red flags are potential warning signs identified by AI analysis of IRS 990 filings. They may indicate issues like declining revenue, high executive pay relative to program spending, lack of transparency, or governance concerns. A single red flag does not necessarily mean an organization is untrustworthy, but multiple flags warrant further investigation before donating.

What Mission Score Measures

The Mission Score (0-100) evaluates how effectively a nonprofit fulfills its stated purpose. It combines multiple factors: program spending efficiency (how much goes to programs vs. overhead), financial health and sustainability, governance quality, transparency in reporting, and consistency of operations over time. A score of 70+ indicates strong alignment with the organization’s mission.

Using This Data for Donation Decisions

Use this report as one input in your decision. Look at the overall Mission Score for a quick assessment, review red flags and strengths for specific concerns, check the spending breakdown to see where money goes, and compare executive compensation to the organization’s size. Consider viewing the full transparency report for deeper analysis, and always verify tax-exempt status with the IRS before making large donations.

Frequently Asked Questions about Envisage Life

Is Envisage Life a legitimate charity?

Based on AI analysis of IRS 990 filings, Envisage Life (EIN: 113643210) shows mixed signals. Mission Score: 65/100. 3 red flags identified, 3 strengths noted.

Is Envisage Life a good charity to donate to?

Envisage Life has a Mission Score of 65/100. Revenue: $6.0M. Assets: $13.9M. Review the full transparency report for detailed spending breakdown and executive compensation analysis.

What is the EIN for Envisage Life?

The Employer Identification Number (EIN) for Envisage Life is 113643210. This is the unique tax ID assigned by the IRS.

What is a Mission Score?

The Mission Score is a 0-100 rating that measures how effectively a nonprofit fulfills its stated mission. It factors in program spending efficiency, financial transparency, governance practices, and outcome reporting. Scores above 70 indicate strong mission alignment, 40-69 suggest mixed performance, and below 40 signals potential concerns.

How does Envisage Life spend its money?

Envisage Life allocates 70% to programs, 20% to administration, and 10% to fundraising. Healthy nonprofits typically spend 75%+ on programs.

How can I verify Envisage Life's tax-exempt status?

You can verify Envisage Life's tax-exempt status using EIN 113643210 on the IRS Tax Exempt Organization Search (TEOS) at apps.irs.gov/app/eos. You can also request copies of their Form 990 directly from the organization, as they are required by law to provide them upon request.

AI Transparency Report

Envisage Life demonstrates a consistent operational pattern, with expenses frequently exceeding revenue in recent years. For instance, in 2023, expenses were $5,735,699 against revenues of $5,225,811, and a similar trend is observed in 2022 ($5,652,393 expenses vs. $5,040,116 revenue). This indicates a reliance on existing assets or other funding sources to cover operational deficits. The organization's assets have fluctuated, peaking at $16,471,673 in 2021 but declining to $12,952,923 by 2023, while liabilities have remained substantial, often exceeding assets in recent periods, such as $14,288,301 in liabilities against $12,952,923 in assets in 2023. This financial structure suggests potential long-term sustainability challenges if revenue shortfalls persist.

Spending efficiency is difficult to fully assess without a detailed functional expense breakdown (program, administrative, fundraising) which is not provided in the summary data. However, the consistent operational deficits raise questions about the efficiency of resource allocation. The absence of reported officer compensation across all filings is a notable aspect of its transparency, suggesting either a fully volunteer-led executive team or compensation structured in a way not captured under 'Officer Comp' on the 990 summary. While this could be seen as a positive for resource allocation, it also limits insight into leadership costs.

Overall, Envisage Life appears to be a long-standing organization with a significant asset base, but its recent financial performance shows a trend of spending more than it earns. The lack of officer compensation reported is a unique transparency point, but the overall financial health would benefit from a clearer path to operational surplus and a more detailed breakdown of functional expenses to fully evaluate spending efficiency.

View Full Transparency Report →

Disclaimer

AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.