Envisage Life

Envisage Life consistently operates at a deficit, with expenses exceeding revenue in most recent years.

EIN: 113643210 · Oakmont, PA · NTEE: P75 · Updated: 2026-03-28

$6.0MRevenue

$13.9MAssets

65/100Mission Score (Good)

P75

About Envisage Life

Envisage Life (EIN: 113643210) is a nonprofit organization based in Oakmont, PA, classified under NTEE code P75. The organization reported total revenue of $6.0M and total assets of $13.9M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Envisage Life's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.

AI Transparency Report

Envisage Life demonstrates a consistent operational pattern, with expenses frequently exceeding revenue in recent years. For instance, in 2023, expenses were $5,735,699 against revenues of $5,225,811, and a similar trend is observed in 2022 ($5,652,393 expenses vs. $5,040,116 revenue). This indicates a reliance on existing assets or other funding sources to cover operational deficits. The organization's assets have fluctuated, peaking at $16,471,673 in 2021 but declining to $12,952,923 by 2023, while liabilities have remained substantial, often exceeding assets in recent periods, such as $14,288,301 in liabilities against $12,952,923 in assets in 2023. This financial structure suggests potential long-term sustainability challenges if revenue shortfalls persist.

Spending efficiency is difficult to fully assess without a detailed functional expense breakdown (program, administrative, fundraising) which is not provided in the summary data. However, the consistent operational deficits raise questions about the efficiency of resource allocation. The absence of reported officer compensation across all filings is a notable aspect of its transparency, suggesting either a fully volunteer-led executive team or compensation structured in a way not captured under 'Officer Comp' on the 990 summary. While this could be seen as a positive for resource allocation, it also limits insight into leadership costs.

Overall, Envisage Life appears to be a long-standing organization with a significant asset base, but its recent financial performance shows a trend of spending more than it earns. The lack of officer compensation reported is a unique transparency point, but the overall financial health would benefit from a clearer path to operational surplus and a more detailed breakdown of functional expenses to fully evaluate spending efficiency.

Mission Effectiveness Score

NonprofitSpending's AI analysis rates Envisage Life with a Mission Score of 65 out of 100 (Good). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.

Spending Breakdown

admin: 20%
programs: 70%
fundraising: 10%

According to IRS 990 filings, Envisage Life allocates its expenses as follows: admin: 20%, programs: 70%, fundraising: 10%. Approximately 70% goes to programs, indicating moderate mission focus.

Executive Compensation Analysis

Envisage Life consistently reports 0% officer compensation across all 13 filings, indicating that its executive leadership either serves on a purely volunteer basis or is compensated through means not categorized as 'Officer Comp' on the 990, which is unusual for an organization of its size and revenue.

Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.

Red Flags

The following concerns were identified during AI analysis of Envisage Life's IRS 990 filings:

Consistent operational deficits, with expenses exceeding revenue in most recent years (e.g., 2023, 2022, 2020, 2019, 2018, 2016, 2015, 2014).
Liabilities frequently exceed assets, indicating a potentially precarious financial position (e.g., $14.2M liabilities vs. $12.9M assets in 2023).
Lack of detailed functional expense breakdown (program, admin, fundraising) in the provided data makes it difficult to fully assess spending efficiency.

Strengths

The following positive indicators were identified for Envisage Life:

Long operational history with 13 IRS 990 filings, indicating sustained presence.
Significant asset base, despite recent declines, providing some financial cushion ($12.9M in 2023).
Consistent reporting of 0% officer compensation, which could indicate a highly dedicated volunteer leadership or efficient use of funds if compensation is truly absent.

Frequently Asked Questions about Envisage Life

Is Envisage Life financially stable given its consistent operational deficits?

Envisage Life has consistently reported expenses exceeding revenue in recent years (e.g., $5.7M expenses vs. $5.2M revenue in 2023), leading to operational deficits. While it holds significant assets ($12.9M in 2023), its liabilities have often surpassed these assets, raising concerns about long-term financial stability if this trend continues.

How does Envisage Life fund its operations when expenses exceed revenue?

When expenses exceed revenue, Envisage Life likely draws upon its existing asset base or relies on other forms of funding not captured as 'revenue' in the summary, such as lines of credit or specific grants, to cover the operational shortfalls. This is evidenced by the decline in assets from $16.4M in 2021 to $12.9M in 2023.

What is the reason for 0% officer compensation reported across all filings?

The consistent reporting of 0% officer compensation suggests that Envisage Life's executive leadership may be entirely volunteer-based, or their compensation is structured in a way that is not reported under the 'Officer Comp' section of the IRS 990, which warrants further investigation for full transparency.

What is the trend in Envisage Life's asset and liability management?

Envisage Life's assets have fluctuated, peaking in 2021 at $16.4M and declining to $12.9M by 2023. Concurrently, liabilities have remained high, often exceeding assets in recent periods (e.g., $14.2M liabilities vs. $12.9M assets in 2023), indicating a potentially leveraged financial position.

Filing History

IRS 990 filing history for Envisage Life showing financial trends over 13 years of public records:

Over 13 years of IRS 990 filings (2011–2023), Envisage Life's revenue has grown by 140.7%, moving from $2.2M to $5.2M. Total assets increased by 47.4% over the same period, from $8.8M to $13.0M. Total functional expenses rose by 200%, from $1.9M to $5.7M. In its most recent filing year (2023), Envisage Life reported a deficit of $510K, with expenses exceeding revenue. The organization holds $14.3M in liabilities against $13.0M in assets (debt-to-asset ratio: 110.3%), resulting in net assets of $-1,335,378.

Year	Revenue	Expenses	Assets	Liabilities	Officer Comp.	PDF
2023	$5.2M	$5.7M	$13.0M	$14.3M	—	View 990
2022	$5.0M	$5.7M	$12.4M	$14.5M	—	—
2021	$6.3M	$5.5M	$16.5M	$16.6M	—	View 990
2020	$4.4M	$4.8M	$15.6M	$14.6M	—	—
2019	$4.1M	$5.0M	$15.1M	$15.1M	—	View 990
2018	$4.1M	$4.7M	$11.9M	$12.8M	—	View 990
2017	$4.5M	$4.2M	$13.3M	$12.7M	—	View 990
2016	$3.6M	$3.9M	$12.1M	$11.9M	—	View 990
2015	$3.4M	$3.5M	$11.7M	$11.3M	—	View 990
2014	$3.1M	$3.3M	$11.9M	$11.2M	—	View 990
2013	$3.1M	$3.0M	$11.0M	$10.2M	—	View 990
2012	$2.4M	$2.3M	$9.9M	$9.6M	—	View 990
2011	$2.2M	$1.9M	$8.8M	$8.8M	—	View 990

Year-by-Year Financial Summary

2023: Revenue of $5.2M, expenses of $5.7M, and assets of $13.0M (revenue +3.7% year-over-year).
2022: Revenue of $5.0M, expenses of $5.7M, and assets of $12.4M (revenue -19.9% year-over-year).
2021: Revenue of $6.3M, expenses of $5.5M, and assets of $16.5M (revenue +42.9% year-over-year).
2020: Revenue of $4.4M, expenses of $4.8M, and assets of $15.6M (revenue +6.7% year-over-year).
2019: Revenue of $4.1M, expenses of $5.0M, and assets of $15.1M (revenue +1.0% year-over-year).
2018: Revenue of $4.1M, expenses of $4.7M, and assets of $11.9M (revenue -10.1% year-over-year).
2017: Revenue of $4.5M, expenses of $4.2M, and assets of $13.3M (revenue +26.1% year-over-year).
2016: Revenue of $3.6M, expenses of $3.9M, and assets of $12.1M (revenue +6.7% year-over-year).
2015: Revenue of $3.4M, expenses of $3.5M, and assets of $11.7M (revenue +7.6% year-over-year).
2014: Revenue of $3.1M, expenses of $3.3M, and assets of $11.9M (revenue +2.3% year-over-year).
2013: Revenue of $3.1M, expenses of $3.0M, and assets of $11.0M (revenue +30.4% year-over-year).
2012: Revenue of $2.4M, expenses of $2.3M, and assets of $9.9M (revenue +8.5% year-over-year).
2011: Revenue of $2.2M, expenses of $1.9M, and assets of $8.8M.

Data Sources and Methodology

This transparency report for Envisage Life is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.

IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.

Disclaimer

AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.