Quick charity verification for Frank H Stewart Trust Uw 15 605 (EIN: 216012123)
Verdict: Frank H Stewart Trust Uw 15 605 appears trustworthy
75/100Mission Score
$1.3MRevenue
$3.0MAssets
1Red Flags
3Strengths
Red Flags
Frequent periods where expenses significantly exceed reported revenue, potentially indicating reliance on principal or unstated investment gains.
Strengths
Consistent asset base around $3 million over a decade, indicating financial stability.
Zero officer compensation reported across all filings, demonstrating efficient executive cost management.
Consistent filing of IRS 990 forms, indicating compliance and transparency.
Spending Breakdown
How Frank H Stewart Trust Uw 15 605 allocates its funds across programs, administration, and fundraising.
90%
Program Spending
Healthy — majority goes to mission
10%
Admin Costs
Reasonable — admin costs in check
0%
Fundraising
Within typical range
How to read this: Well-run charities typically spend 75% or more on programs, keep admin under 25%, and fundraising under 15%. A high program ratio means more of every dollar goes directly to the mission.
How to Interpret This Report
What Red Flags Mean
Red flags are potential warning signs identified by AI analysis of IRS 990 filings. They may indicate issues like declining revenue, high executive pay relative to program spending, lack of transparency, or governance concerns. A single red flag does not necessarily mean an organization is untrustworthy, but multiple flags warrant further investigation before donating.
What Mission Score Measures
The Mission Score (0-100) evaluates how effectively a nonprofit fulfills its stated purpose. It combines multiple factors: program spending efficiency (how much goes to programs vs. overhead), financial health and sustainability, governance quality, transparency in reporting, and consistency of operations over time. A score of 70+ indicates strong alignment with the organization’s mission.
Using This Data for Donation Decisions
Use this report as one input in your decision. Look at the overall Mission Score for a quick assessment, review red flags and strengths for specific concerns, check the spending breakdown to see where money goes, and compare executive compensation to the organization’s size. Consider viewing the full transparency report for deeper analysis, and always verify tax-exempt status with the IRS before making large donations.
Frequently Asked Questions about Frank H Stewart Trust Uw 15 605
Is Frank H Stewart Trust Uw 15 605 a legitimate charity?
Based on AI analysis of IRS 990 filings, Frank H Stewart Trust Uw 15 605 (EIN: 216012123) appears trustworthy. Mission Score: 75/100. 1 red flag identified, 3 strengths noted.
Is Frank H Stewart Trust Uw 15 605 a good charity to donate to?
Frank H Stewart Trust Uw 15 605 has a Mission Score of 75/100. Revenue: $1.3M. Assets: $3.0M. Review the full transparency report for detailed spending breakdown and executive compensation analysis.
What is the EIN for Frank H Stewart Trust Uw 15 605?
The Employer Identification Number (EIN) for Frank H Stewart Trust Uw 15 605 is 216012123. This is the unique tax ID assigned by the IRS.
What is a Mission Score?
The Mission Score is a 0-100 rating that measures how effectively a nonprofit fulfills its stated mission. It factors in program spending efficiency, financial transparency, governance practices, and outcome reporting. Scores above 70 indicate strong mission alignment, 40-69 suggest mixed performance, and below 40 signals potential concerns.
How does Frank H Stewart Trust Uw 15 605 spend its money?
Frank H Stewart Trust Uw 15 605 allocates 90% to programs, 10% to administration, and 0% to fundraising. Healthy nonprofits typically spend 75%+ on programs.
How can I verify Frank H Stewart Trust Uw 15 605's tax-exempt status?
You can verify Frank H Stewart Trust Uw 15 605's tax-exempt status using EIN 216012123 on the IRS Tax Exempt Organization Search (TEOS) at apps.irs.gov/app/eos. You can also request copies of their Form 990 directly from the organization, as they are required by law to provide them upon request.
AI Transparency Report
The Frank H Stewart Trust Uw 15 605 operates as a private foundation, as indicated by its NTEE code T22. Its financial health appears stable with assets consistently around $3 million over the past decade, reaching $2,981,788 in the latest filing. However, the trust has frequently reported expenses exceeding revenue, such as in 2023 where expenses were $188,160 against revenues of $78,756, and in 2022 with expenses of $260,704 against revenues of $138,571. This trend suggests the trust is drawing down on its principal or relying on investment gains not always reflected as operating revenue to cover its distributions.
Spending efficiency is difficult to fully assess without a detailed functional expense breakdown, which is not provided in the summary data. As a trust, its primary function is typically to distribute funds, and the 'expenses' would largely represent these distributions and associated administrative costs. The consistent reporting of $0 for officer compensation across all filings indicates a lean operational structure regarding executive pay. Transparency is generally good through its consistent IRS 990 filings, though the lack of detailed expense categories limits deeper analysis of program versus administrative spending.
Overall, the trust maintains a healthy asset base, but its operational model frequently shows expenses outstripping reported revenue, which is common for trusts making distributions. The absence of officer compensation is a positive indicator of cost control at the executive level.