Frank H Stewart Trust Uw 15 605
Frank H Stewart Trust consistently distributes more than its annual reported revenue, maintaining a stable asset base.
EIN: 216012123 · Saint Louis, MO · NTEE: T22 · Updated: 2026-03-28
| Metric | Value |
|---|---|
| Total Revenue | $1.3M |
| Total Expenses | $188K |
| Program Spending | 90% |
| Net Assets | $3.0M |
| Transparency Score | 75/100 |
Is Frank H Stewart Trust Uw 15 605 Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
Frank H Stewart Trust Uw 15 605 directs 90% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About Frank H Stewart Trust Uw 15 605
Frank H Stewart Trust Uw 15 605 (EIN: 216012123) is a nonprofit organization based in Saint Louis, MO, classified under NTEE code T22. The organization reported total revenue of $1.3M and total assets of $3.0M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Frank H Stewart Trust Uw 15 605's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Frank H Stewart Trust Uw 15 605 is a mid-size nonprofit that has been operating for 17 years, with 10 years of IRS 990 filings on record (2011–2023). Revenue has grown at a compound annual rate of -3.6%.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
| Total Revenue | $79K |
| Total Expenses | $188K |
| Surplus / Deficit | $-109,404 |
| Total Assets | $3.0M |
| Total Liabilities | $1 |
| Net Assets | $3.0M |
| Operating Margin | -138.9% |
| Debt-to-Asset Ratio | 0.0% |
| Months of Reserves | 191.8 months |
Financial Health Grade: B
In 2023, Frank H Stewart Trust Uw 15 605 reported a deficit of $109K with expenses exceeding revenue, holds 191.8 months of operating reserves (strong position), has a debt-to-asset ratio of 0.0% (very low leverage).
Financial Trends
Over 10 years of filings (2011–2023), Frank H Stewart Trust Uw 15 605's revenue has declined at a compound annual growth rate (CAGR) of -3.6%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2023 | -43.2% | -27.8% | -3.6% |
| 2022 | -62.4% | +24.2% | -3.8% |
| 2021 | +57.6% | -19.2% | +5.1% |
| 2020 | -12.8% | +422.6% | -0.9% |
| 2019 | +152.6% | -83.0% | +5.0% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 1000 |
| IRS Ruling Date | 2009 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Frank H Stewart Trust Uw 15 605 with a Mission Score of 75 out of 100 (Good). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 10%
- programs: 90%
- fundraising: 0%
According to IRS 990 filings, Frank H Stewart Trust Uw 15 605 allocates its expenses as follows: admin: 10%, programs: 90%, fundraising: 0%. With 90% directed toward programs, this reflects a strong commitment to its charitable mission.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
- The organization reported a deficit of $109K, with expenses exceeding revenue.
- Debt-to-asset ratio: 0.0%.
Executive Compensation Analysis
Executive compensation is consistently reported as 0% across all available filings, indicating that no officers receive compensation from the trust, which is a strong positive for minimizing administrative overhead.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of Frank H Stewart Trust Uw 15 605's IRS 990 filings:
- Frequent periods where expenses significantly exceed reported revenue, potentially indicating reliance on principal or unstated investment gains.
Strengths
The following positive indicators were identified for Frank H Stewart Trust Uw 15 605:
- Consistent asset base around $3 million over a decade, indicating financial stability.
- Zero officer compensation reported across all filings, demonstrating efficient executive cost management.
- Consistent filing of IRS 990 forms, indicating compliance and transparency.
Frequently Asked Questions about Frank H Stewart Trust Uw 15 605
Is Frank H Stewart Trust Uw 15 605 a legitimate charity?
Frank H Stewart Trust Uw 15 605 (EIN: 216012123) is a registered tax-exempt nonprofit based in Missouri. Our AI analysis gives it a Mission Score of 75/100. It has 10 years of IRS 990 filings on record. Total revenue: $1.3M. 1 red flag identified. 3 strengths noted. Financial health grade: B.
How does Frank H Stewart Trust Uw 15 605 spend its money?
Frank H Stewart Trust Uw 15 605 directs 90% of its spending to programs and services. This exceeds the 65% industry benchmark.
Are donations to Frank H Stewart Trust Uw 15 605 tax-deductible?
Frank H Stewart Trust Uw 15 605 is registered as a tax-exempt nonprofit (EIN: 216012123). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
How does Frank H Stewart Trust Uw 15 605 compare to similar nonprofits?
With a transparency score of 75/100 (Good), Frank H Stewart Trust Uw 15 605 is above average for NTEE category T22 nonprofits. The score reflects financial transparency, program spending efficiency, and governance quality based on IRS 990 data.
Where is Frank H Stewart Trust Uw 15 605 located?
Frank H Stewart Trust Uw 15 605 is headquartered in Saint Louis, Missouri and files with the IRS under EIN 216012123. It is classified under NTEE code T22.
How many years of IRS 990 filings does Frank H Stewart Trust Uw 15 605 have?
Frank H Stewart Trust Uw 15 605 has 10 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $1.3M in total revenue.
What are the specific types of grants or distributions made by the Frank H Stewart Trust?
The provided data does not specify the beneficiaries or types of grants. Further review of the full IRS 990 forms, particularly Schedule I, would be necessary to understand the trust's philanthropic focus.
Why do expenses frequently exceed revenue for the trust?
This is common for trusts and foundations that make distributions from their principal or accumulated investment gains. The 'revenue' reported might only reflect certain income streams, while 'expenses' include distributions and other costs, leading to a net outflow in some periods.
How does the trust manage its investments to maintain its asset base?
While the asset base has remained stable around $3 million, the specific investment strategies are not detailed in the provided summary. The trust's ability to sustain its assets despite periods of negative net income suggests effective investment management or reliance on unrealized gains.
Filing History
IRS 990 filing history for Frank H Stewart Trust Uw 15 605 showing financial trends over 10 years of public records:
Over 10 years of IRS 990 filings (2011–2023), Frank H Stewart Trust Uw 15 605's revenue has declined by 35.5%, moving from $122K to $79K. Total assets decreased by 4.1% over the same period, from $3.1M to $3.0M. Total functional expenses fell by 42.7%, from $328K to $188K. In its most recent filing year (2023), Frank H Stewart Trust Uw 15 605 reported a deficit of $109K, with expenses exceeding revenue. The organization holds $1 in liabilities against $3.0M in assets (debt-to-asset ratio: 0.0%), resulting in net assets of $3.0M.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2023 | $79K | $188K | $3.0M | $1 | — | View 990 |
| 2022 | $139K | $261K | $3.1M | $1 | — | View 990 |
| 2021 | $368K | $210K | $3.2M | $1 | — | — |
| 2020 | $233K | $260K | $3.1M | $1 | — | — |
| 2019 | $268K | $50K | $3.1M | $0 | — | View 990 |
| 2015 | $106K | $292K | $3.0M | $0 | — | View 990 |
| 2014 | $204K | $76K | $3.1M | $0 | — | View 990 |
| 2013 | $129K | $71K | $3.0M | $0 | — | View 990 |
| 2012 | $145K | $312K | $3.0M | $1 | — | View 990 |
| 2011 | $122K | $328K | $3.1M | $1 | — | View 990 |
Year-by-Year Financial Summary
- 2023: Revenue of $79K, expenses of $188K, and assets of $3.0M (revenue -43.2% year-over-year).
- 2022: Revenue of $139K, expenses of $261K, and assets of $3.1M (revenue -62.4% year-over-year).
- 2021: Revenue of $368K, expenses of $210K, and assets of $3.2M (revenue +57.6% year-over-year).
- 2020: Revenue of $233K, expenses of $260K, and assets of $3.1M (revenue -12.8% year-over-year).
- 2019: Revenue of $268K, expenses of $50K, and assets of $3.1M (revenue +152.6% year-over-year).
- 2015: Revenue of $106K, expenses of $292K, and assets of $3.0M (revenue -48.1% year-over-year).
- 2014: Revenue of $204K, expenses of $76K, and assets of $3.1M (revenue +58.9% year-over-year).
- 2013: Revenue of $129K, expenses of $71K, and assets of $3.0M (revenue -11.1% year-over-year).
- 2012: Revenue of $145K, expenses of $312K, and assets of $3.0M (revenue +18.4% year-over-year).
- 2011: Revenue of $122K, expenses of $328K, and assets of $3.1M.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Frank H Stewart Trust Uw 15 605:
Data Sources and Methodology
This transparency report for Frank H Stewart Trust Uw 15 605 is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.