Quick charity verification for John Winthrop Charitable Trust (EIN: 132982306)
Verdict: John Winthrop Charitable Trust appears trustworthy
85/100Mission Score
$1.6MRevenue
$4.4MAssets
3Red Flags
4Strengths
Red Flags
Lack of detailed expense breakdown makes it difficult to assess true spending efficiency.
Significant year-to-year revenue fluctuations could indicate an unstable funding model.
NTEE code is unknown, hindering classification and comparison with peer organizations.
Strengths
Consistent asset growth, indicating financial stability and good stewardship of funds.
Zero officer compensation reported across all filings, suggesting efficient use of donor funds for leadership.
Consistently low liabilities, indicating strong financial management and minimal debt.
Significant surpluses in recent years (e.g., $521,068 in 2024) contribute to long-term financial health.
Spending Breakdown
How John Winthrop Charitable Trust allocates its funds across programs, administration, and fundraising.
80%
Program Spending
Healthy — majority goes to mission
15%
Admin Costs
Reasonable — admin costs in check
5%
Fundraising
Within typical range
How to read this: Well-run charities typically spend 75% or more on programs, keep admin under 25%, and fundraising under 15%. A high program ratio means more of every dollar goes directly to the mission.
How to Interpret This Report
What Red Flags Mean
Red flags are potential warning signs identified by AI analysis of IRS 990 filings. They may indicate issues like declining revenue, high executive pay relative to program spending, lack of transparency, or governance concerns. A single red flag does not necessarily mean an organization is untrustworthy, but multiple flags warrant further investigation before donating.
What Mission Score Measures
The Mission Score (0-100) evaluates how effectively a nonprofit fulfills its stated purpose. It combines multiple factors: program spending efficiency (how much goes to programs vs. overhead), financial health and sustainability, governance quality, transparency in reporting, and consistency of operations over time. A score of 70+ indicates strong alignment with the organization’s mission.
Using This Data for Donation Decisions
Use this report as one input in your decision. Look at the overall Mission Score for a quick assessment, review red flags and strengths for specific concerns, check the spending breakdown to see where money goes, and compare executive compensation to the organization’s size. Consider viewing the full transparency report for deeper analysis, and always verify tax-exempt status with the IRS before making large donations.
Frequently Asked Questions about John Winthrop Charitable Trust
Is John Winthrop Charitable Trust a legitimate charity?
Based on AI analysis of IRS 990 filings, John Winthrop Charitable Trust (EIN: 132982306) appears trustworthy. Mission Score: 85/100. 3 red flags identified, 4 strengths noted.
Is John Winthrop Charitable Trust a good charity to donate to?
John Winthrop Charitable Trust has a Mission Score of 85/100. Revenue: $1.6M. Assets: $4.4M. Review the full transparency report for detailed spending breakdown and executive compensation analysis.
What is the EIN for John Winthrop Charitable Trust?
The Employer Identification Number (EIN) for John Winthrop Charitable Trust is 132982306. This is the unique tax ID assigned by the IRS.
What is a Mission Score?
The Mission Score is a 0-100 rating that measures how effectively a nonprofit fulfills its stated mission. It factors in program spending efficiency, financial transparency, governance practices, and outcome reporting. Scores above 70 indicate strong mission alignment, 40-69 suggest mixed performance, and below 40 signals potential concerns.
How does John Winthrop Charitable Trust spend its money?
John Winthrop Charitable Trust allocates 80% to programs, 15% to administration, and 5% to fundraising. Healthy nonprofits typically spend 75%+ on programs.
How can I verify John Winthrop Charitable Trust's tax-exempt status?
You can verify John Winthrop Charitable Trust's tax-exempt status using EIN 132982306 on the IRS Tax Exempt Organization Search (TEOS) at apps.irs.gov/app/eos. You can also request copies of their Form 990 directly from the organization, as they are required by law to provide them upon request.
AI Transparency Report
The John Winthrop Charitable Trust demonstrates a generally healthy financial position with consistent asset growth over the past decade, increasing from $2.4 million in 2012 to $4.7 million in 2024. The organization consistently reports zero officer compensation, which is a positive indicator for donor confidence and suggests that leadership is either volunteer-based or compensated through other means not categorized as officer compensation. However, without a detailed breakdown of expenses beyond total expenses, it's challenging to fully assess spending efficiency, particularly the allocation between program services, administrative costs, and fundraising. The revenue has fluctuated significantly, from a low of $148,482 in 2020 to a high of $1,479,057 in 2022, indicating potential reliance on large, infrequent contributions or investment income rather than a stable, diversified funding base. The most recent filing shows revenue of $837,959 against expenses of $316,891, resulting in a substantial surplus, which contributes to asset growth but also raises questions about the immediate deployment of funds for charitable purposes.