John Winthrop Charitable Trust
John Winthrop Charitable Trust shows consistent asset growth and zero officer compensation, with fluctuating revenue and significant surpluses.
EIN: 132982306 · Charleston, SC · Updated: 2026-03-28
| Metric | Value |
|---|---|
| Total Revenue | $1.6M |
| Total Expenses | $317K |
| Program Spending | 80% |
| Net Assets | $4.8M |
| Transparency Score | 85/100 |
Is John Winthrop Charitable Trust Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
John Winthrop Charitable Trust directs 80% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About John Winthrop Charitable Trust
John Winthrop Charitable Trust (EIN: 132982306) is a nonprofit organization based in Charleston, SC. The organization reported total revenue of $1.6M and total assets of $4.4M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of John Winthrop Charitable Trust's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
John Winthrop Charitable Trust is a mid-size nonprofit that has been operating for 47 years, with 9 years of IRS 990 filings on record (2012–2024). Revenue has grown at a compound annual rate of 6.9%.
Key Financial Metrics (2024)
From the most recent IRS 990 filing on record:
| Total Revenue | $838K |
| Total Expenses | $317K |
| Surplus / Deficit | +$521K |
| Total Assets | $4.8M |
| Total Liabilities | $3K |
| Net Assets | $4.8M |
| Operating Margin | 62.2% |
| Debt-to-Asset Ratio | 0.1% |
| Months of Reserves | 181.7 months |
Financial Health Grade: A
In 2024, John Winthrop Charitable Trust reported a surplus of $521K with revenue exceeding expenses, holds 181.7 months of operating reserves (strong position), has a debt-to-asset ratio of 0.1% (very low leverage).
Financial Trends
Over 9 years of filings (2012–2024), John Winthrop Charitable Trust's revenue has grown at a compound annual growth rate (CAGR) of 6.9%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2024 | +12.2% | +5.7% | +12.3% |
| 2023 | -49.5% | -76.5% | +11.7% |
| 2022 | +91.7% | +187.2% | +5.4% |
| 2021 | +419.7% | +15.6% | +9.4% |
| 2020 | -41.4% | +56.7% | +32.9% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 1000 |
| IRS Ruling Date | 1979 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates John Winthrop Charitable Trust with a Mission Score of 85 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 15%
- programs: 80%
- fundraising: 5%
According to IRS 990 filings, John Winthrop Charitable Trust allocates its expenses as follows: admin: 15%, programs: 80%, fundraising: 5%. With 80% directed toward programs, this reflects a strong commitment to its charitable mission.
Key Financial Metrics (2024)
From the most recent IRS 990 filing on record:
- The organization reported a surplus of $521K, with revenue exceeding expenses.
- Debt-to-asset ratio: 0.1%.
Executive Compensation Analysis
The organization consistently reports 0% officer compensation across all available filings, indicating that its leadership is either entirely volunteer-based or compensated through mechanisms not classified as officer compensation on the Form 990, which is highly favorable for donor perception.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of John Winthrop Charitable Trust's IRS 990 filings:
- Lack of detailed expense breakdown makes it difficult to assess true spending efficiency.
- Significant year-to-year revenue fluctuations could indicate an unstable funding model.
- NTEE code is unknown, hindering classification and comparison with peer organizations.
Strengths
The following positive indicators were identified for John Winthrop Charitable Trust:
- Consistent asset growth, indicating financial stability and good stewardship of funds.
- Zero officer compensation reported across all filings, suggesting efficient use of donor funds for leadership.
- Consistently low liabilities, indicating strong financial management and minimal debt.
- Significant surpluses in recent years (e.g., $521,068 in 2024) contribute to long-term financial health.
Frequently Asked Questions about John Winthrop Charitable Trust
Is John Winthrop Charitable Trust a legitimate charity?
Based on AI analysis of IRS 990 filings, John Winthrop Charitable Trust (EIN: 132982306) some concerns. Mission Score: 85/100. 3 red flags identified, 4 strengths noted.
How does John Winthrop Charitable Trust spend its money?
John Winthrop Charitable Trust directs 80% of its spending to programs and services. The remaining budget covers administration and fundraising costs.
Are donations to John Winthrop Charitable Trust tax-deductible?
John Winthrop Charitable Trust is registered as a tax-exempt nonprofit (EIN: 132982306). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
What percentage of John Winthrop Charitable Trust's spending goes to programs?
John Winthrop Charitable Trust directs 80% to programs, 5% to fundraising. This exceeds the 65% industry benchmark for efficient nonprofits.
Where is John Winthrop Charitable Trust located?
John Winthrop Charitable Trust is headquartered in Charleston, South Carolina and files with the IRS under EIN 132982306.
How many years of IRS 990 filings does John Winthrop Charitable Trust have?
John Winthrop Charitable Trust has 9 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $1.6M in total revenue.
What are the specific program activities funded by the John Winthrop Charitable Trust?
The provided data does not detail the specific program activities. Further investigation into the organization's Form 990, Part III (Statement of Program Service Accomplishments) would be necessary to understand its mission and impact.
How does the organization manage its significant revenue fluctuations?
The organization's revenue has varied significantly, from $148,482 in 2020 to $1,479,057 in 2022. This suggests a reliance on potentially volatile funding sources, such as large grants or investment returns, rather than a consistent donor base. The organization appears to manage these fluctuations by accumulating assets during high-revenue periods.
What is the organization's strategy for deploying its growing assets?
With assets growing from $2.4 million in 2012 to $4.7 million in 2024, and consistent surpluses (e.g., $521,068 in 2024), the organization is accumulating significant reserves. The strategy for deploying these assets to further its charitable mission is not evident from the provided financial summaries alone.
Filing History
IRS 990 filing history for John Winthrop Charitable Trust showing financial trends over 9 years of public records:
Over 9 years of IRS 990 filings (2012–2024), John Winthrop Charitable Trust's revenue has grown by 122.4%, moving from $377K to $838K. Total assets increased by 97% over the same period, from $2.4M to $4.8M. Total functional expenses rose by 51.4%, from $209K to $317K. In its most recent filing year (2024), John Winthrop Charitable Trust reported a surplus of $521K, with revenue exceeding expenses. The organization holds $3K in liabilities against $4.8M in assets (debt-to-asset ratio: 0.1%), resulting in net assets of $4.8M.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2024 | $838K | $317K | $4.8M | $3K | — | View 990 |
| 2023 | $747K | $300K | $4.3M | $1 | — | View 990 |
| 2022 | $1.5M | $1.3M | $3.8M | $1 | — | View 990 |
| 2021 | $772K | $444K | $3.6M | $9K | — | View 990 |
| 2020 | $148K | $384K | $3.3M | $23K | — | View 990 |
| 2015 | $253K | $245K | $2.5M | $10K | — | View 990 |
| 2014 | $220K | $233K | $2.5M | $2K | — | View 990 |
| 2013 | $249K | $193K | $2.5M | $0 | — | View 990 |
| 2012 | $377K | $209K | $2.4M | $0 | — | View 990 |
Year-by-Year Financial Summary
- 2024: Revenue of $838K, expenses of $317K, and assets of $4.8M (revenue +12.2% year-over-year).
- 2023: Revenue of $747K, expenses of $300K, and assets of $4.3M (revenue -49.5% year-over-year).
- 2022: Revenue of $1.5M, expenses of $1.3M, and assets of $3.8M (revenue +91.7% year-over-year).
- 2021: Revenue of $772K, expenses of $444K, and assets of $3.6M (revenue +419.7% year-over-year).
- 2020: Revenue of $148K, expenses of $384K, and assets of $3.3M (revenue -41.4% year-over-year).
- 2015: Revenue of $253K, expenses of $245K, and assets of $2.5M (revenue +15.2% year-over-year).
- 2014: Revenue of $220K, expenses of $233K, and assets of $2.5M (revenue -11.8% year-over-year).
- 2013: Revenue of $249K, expenses of $193K, and assets of $2.5M (revenue -33.8% year-over-year).
- 2012: Revenue of $377K, expenses of $209K, and assets of $2.4M.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for John Winthrop Charitable Trust:
Data Sources and Methodology
This transparency report for John Winthrop Charitable Trust is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.