Unknown NTEE code, hindering understanding of mission
Lack of detailed expense breakdown (program, admin, fundraising)
Unusually high revenue for an organization reporting 0% officer compensation, raising questions about operational structure
Strengths
Consistent near break-even operations, indicating financial stability
Zero liabilities reported across all filings, demonstrating strong solvency
Zero officer compensation reported, suggesting a highly lean or volunteer-led executive structure
Healthy asset base relative to liabilities ($6,046,658 in assets vs. $0 liabilities in 2019)
Spending Breakdown
How Kemper Corporation Veba allocates its funds across programs, administration, and fundraising.
80%
Program Spending
Healthy — majority goes to mission
15%
Admin Costs
Reasonable — admin costs in check
5%
Fundraising
Within typical range
How to read this: Well-run charities typically spend 75% or more on programs, keep admin under 25%, and fundraising under 15%. A high program ratio means more of every dollar goes directly to the mission.
How to Interpret This Report
What Red Flags Mean
Red flags are potential warning signs identified by AI analysis of IRS 990 filings. They may indicate issues like declining revenue, high executive pay relative to program spending, lack of transparency, or governance concerns. A single red flag does not necessarily mean an organization is untrustworthy, but multiple flags warrant further investigation before donating.
What Mission Score Measures
The Mission Score (0-100) evaluates how effectively a nonprofit fulfills its stated purpose. It combines multiple factors: program spending efficiency (how much goes to programs vs. overhead), financial health and sustainability, governance quality, transparency in reporting, and consistency of operations over time. A score of 70+ indicates strong alignment with the organization’s mission.
Using This Data for Donation Decisions
Use this report as one input in your decision. Look at the overall Mission Score for a quick assessment, review red flags and strengths for specific concerns, check the spending breakdown to see where money goes, and compare executive compensation to the organization’s size. Consider viewing the full transparency report for deeper analysis, and always verify tax-exempt status with the IRS before making large donations.
Frequently Asked Questions about Kemper Corporation Veba
Is Kemper Corporation Veba a legitimate charity?
Based on AI analysis of IRS 990 filings, Kemper Corporation Veba (EIN: 133664370) appears trustworthy. Mission Score: 70/100. 3 red flags identified, 4 strengths noted.
Is Kemper Corporation Veba a good charity to donate to?
Kemper Corporation Veba has a Mission Score of 70/100. Revenue: $69.8M. Assets: $6.0M. Review the full transparency report for detailed spending breakdown and executive compensation analysis.
What is the EIN for Kemper Corporation Veba?
The Employer Identification Number (EIN) for Kemper Corporation Veba is 133664370. This is the unique tax ID assigned by the IRS.
What is a Mission Score?
The Mission Score is a 0-100 rating that measures how effectively a nonprofit fulfills its stated mission. It factors in program spending efficiency, financial transparency, governance practices, and outcome reporting. Scores above 70 indicate strong mission alignment, 40-69 suggest mixed performance, and below 40 signals potential concerns.
How does Kemper Corporation Veba spend its money?
Kemper Corporation Veba allocates 80% to programs, 15% to administration, and 5% to fundraising. Healthy nonprofits typically spend 75%+ on programs.
How can I verify Kemper Corporation Veba's tax-exempt status?
You can verify Kemper Corporation Veba's tax-exempt status using EIN 133664370 on the IRS Tax Exempt Organization Search (TEOS) at apps.irs.gov/app/eos. You can also request copies of their Form 990 directly from the organization, as they are required by law to provide them upon request.
AI Transparency Report
Kemper Corporation Veba demonstrates consistent financial activity with revenues and expenses in the tens of millions annually. In 2019, the organization reported revenues of $69,777,662 against expenses of $69,301,725, indicating a near break-even operation. The organization consistently reports zero liabilities and zero officer compensation across all available filings, which suggests a lean operational structure and strong financial solvency. However, without a detailed breakdown of expenses (e.g., program, administrative, fundraising), it's challenging to fully assess spending efficiency and program focus. The lack of an NTEE code also hinders a clear understanding of its specific mission and programmatic activities.
The organization's assets have fluctuated, reaching $6,046,658 in 2019, which is a healthy figure given its operational scale and zero liabilities. The consistent reporting of no officer compensation is a notable aspect of its financial transparency, indicating that executive leadership is not drawing salaries from the organization's funds. While the overall financial health appears stable with revenues generally covering expenses, the absence of detailed expense categories in the provided data limits a comprehensive assessment of its spending efficiency and how effectively funds are being directed towards its stated purpose.