Kemper Corporation Veba
Kemper Corporation Veba consistently operates near break-even with zero liabilities and no officer compensation.
EIN: 133664370 · Las Vegas, NV · Updated: 2026-03-28
| Metric | Value |
|---|---|
| Total Revenue | $69.8M |
| Total Expenses | $69.3M |
| Program Spending | 80% |
| Net Assets | $6.0M |
| Transparency Score | 70/100 |
Is Kemper Corporation Veba Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
Kemper Corporation Veba directs 80% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About Kemper Corporation Veba
Kemper Corporation Veba (EIN: 133664370) is a nonprofit organization based in Las Vegas, NV. The organization reported total revenue of $69.8M and total assets of $6.0M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Kemper Corporation Veba's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Kemper Corporation Veba is a major nonprofit that has been operating for 33 years, with 9 years of IRS 990 filings on record (2011–2019). Revenue has grown at a compound annual rate of 3.4%.
Key Financial Metrics (2019)
From the most recent IRS 990 filing on record:
| Total Revenue | $69.8M |
| Total Expenses | $69.3M |
| Surplus / Deficit | +$476K |
| Total Assets | $6.0M |
| Net Assets | $6.0M |
| Operating Margin | 0.7% |
| Months of Reserves | 1.0 months |
Financial Health Grade: A
In 2019, Kemper Corporation Veba reported a surplus of $476K with revenue exceeding expenses, holds 1.0 months of operating reserves (limited).
Financial Trends
Over 9 years of filings (2011–2019), Kemper Corporation Veba's revenue has grown at a compound annual growth rate (CAGR) of 3.4%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2019 | +33.4% | +32.4% | +8.5% |
| 2018 | -3.6% | -5.2% | -0.9% |
| 2017 | -7.5% | -3.0% | -15.1% |
| 2016 | +10.1% | +7.7% | +33.9% |
| 2015 | +0.1% | +7.7% | +13.4% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 1000 |
| IRS Ruling Date | 1993 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Kemper Corporation Veba with a Mission Score of 70 out of 100 (Good). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 15%
- programs: 80%
- fundraising: 5%
According to IRS 990 filings, Kemper Corporation Veba allocates its expenses as follows: admin: 15%, programs: 80%, fundraising: 5%. With 80% directed toward programs, this reflects a strong commitment to its charitable mission.
Key Financial Metrics (2019)
From the most recent IRS 990 filing on record:
- The organization reported a surplus of $476K, with revenue exceeding expenses.
Executive Compensation Analysis
Executive compensation is reported as 0% across all available filings, indicating that no officers or key employees are receiving salaries from the organization, which is highly unusual for an entity of this revenue size.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of Kemper Corporation Veba's IRS 990 filings:
- Unknown NTEE code, hindering understanding of mission
- Lack of detailed expense breakdown (program, admin, fundraising)
- Unusually high revenue for an organization reporting 0% officer compensation, raising questions about operational structure
Strengths
The following positive indicators were identified for Kemper Corporation Veba:
- Consistent near break-even operations, indicating financial stability
- Zero liabilities reported across all filings, demonstrating strong solvency
- Zero officer compensation reported, suggesting a highly lean or volunteer-led executive structure
- Healthy asset base relative to liabilities ($6,046,658 in assets vs. $0 liabilities in 2019)
Frequently Asked Questions about Kemper Corporation Veba
Is Kemper Corporation Veba a legitimate charity?
Based on AI analysis of IRS 990 filings, Kemper Corporation Veba (EIN: 133664370) some concerns. Mission Score: 70/100. 3 red flags identified, 4 strengths noted.
How does Kemper Corporation Veba spend its money?
Kemper Corporation Veba directs 80% of its spending to programs and services. The remaining budget covers administration and fundraising costs.
Are donations to Kemper Corporation Veba tax-deductible?
Kemper Corporation Veba is registered as a tax-exempt nonprofit (EIN: 133664370). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
What percentage of Kemper Corporation Veba's spending goes to programs?
Kemper Corporation Veba directs 80% to programs, 5% to fundraising. This exceeds the 65% industry benchmark for efficient nonprofits.
Where is Kemper Corporation Veba located?
Kemper Corporation Veba is headquartered in Las Vegas, Nevada and files with the IRS under EIN 133664370.
How many years of IRS 990 filings does Kemper Corporation Veba have?
Kemper Corporation Veba has 9 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $69.8M in total revenue.
What is the specific mission or purpose of Kemper Corporation Veba, given the 'Unknown' NTEE code?
The provided data does not specify the organization's mission or NTEE code, making it difficult to understand its core activities.
How does Kemper Corporation Veba manage to operate with zero officer compensation, especially with revenues in the tens of millions?
The filings consistently show 0% officer compensation, which is highly unusual for an organization of this size and suggests alternative compensation structures or volunteer leadership.
What are the primary expense categories for the $69,301,725 spent in 2019?
The provided data does not offer a detailed breakdown of expenses beyond the total, making it impossible to determine the allocation between program, administrative, and fundraising costs.
Filing History
IRS 990 filing history for Kemper Corporation Veba showing financial trends over 9 years of public records:
Over 9 years of IRS 990 filings (2011–2019), Kemper Corporation Veba's revenue has grown by 30.8%, moving from $53.3M to $69.8M. Total assets increased by 9.3% over the same period, from $5.5M to $6.0M. Total functional expenses rose by 31%, from $52.9M to $69.3M. In its most recent filing year (2019), Kemper Corporation Veba reported a surplus of $476K, with revenue exceeding expenses.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2019 | $69.8M | $69.3M | $6.0M | $0 | — | — |
| 2018 | $52.3M | $52.3M | $5.6M | $0 | — | View 990 |
| 2017 | $54.2M | $55.2M | $5.6M | $0 | — | View 990 |
| 2016 | $58.6M | $56.9M | $6.6M | $0 | — | View 990 |
| 2015 | $53.2M | $52.9M | $4.9M | $0 | — | View 990 |
| 2014 | $53.2M | $49.1M | $4.4M | $0 | — | View 990 |
| 2013 | $45.0M | $50.9M | $268K | $0 | — | View 990 |
| 2012 | $53.7M | $53.1M | $6.1M | $0 | — | View 990 |
| 2011 | $53.3M | $52.9M | $5.5M | $0 | — | View 990 |
Year-by-Year Financial Summary
- 2019: Revenue of $69.8M, expenses of $69.3M, and assets of $6.0M (revenue +33.4% year-over-year).
- 2018: Revenue of $52.3M, expenses of $52.3M, and assets of $5.6M (revenue -3.6% year-over-year).
- 2017: Revenue of $54.2M, expenses of $55.2M, and assets of $5.6M (revenue -7.5% year-over-year).
- 2016: Revenue of $58.6M, expenses of $56.9M, and assets of $6.6M (revenue +10.1% year-over-year).
- 2015: Revenue of $53.2M, expenses of $52.9M, and assets of $4.9M (revenue +0.1% year-over-year).
- 2014: Revenue of $53.2M, expenses of $49.1M, and assets of $4.4M (revenue +18.2% year-over-year).
- 2013: Revenue of $45.0M, expenses of $50.9M, and assets of $268K (revenue -16.2% year-over-year).
- 2012: Revenue of $53.7M, expenses of $53.1M, and assets of $6.1M (revenue +0.6% year-over-year).
- 2011: Revenue of $53.3M, expenses of $52.9M, and assets of $5.5M.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Kemper Corporation Veba:
Data Sources and Methodology
This transparency report for Kemper Corporation Veba is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.