Quick charity verification for M & O Housing Inc (EIN: 222607366)
Verdict: M & O Housing Inc shows mixed signals
45/100Mission Score
$165KRevenue
$375KAssets
4Red Flags
1Strengths
Red Flags
Consistent decline in total assets from $553,636 in 2016 to $384,193 in 2023.
Consistent decline in total revenue from $169,815 in 2018 to $174,092 in 2023 (with fluctuations).
No reported program service expenses, suggesting all expenditures are administrative.
Accumulated deficit indicated by liabilities consistently exceeding assets.
Strengths
Consistent reporting of $0 for executive compensation.
Spending Breakdown
How M & O Housing Inc allocates its funds across programs, administration, and fundraising.
0%
Program Spending
Concerning — less than half to programs
100%
Admin Costs
High — over 25% on administration
0%
Fundraising
Within typical range
How to read this: Well-run charities typically spend 75% or more on programs, keep admin under 25%, and fundraising under 15%. A high program ratio means more of every dollar goes directly to the mission.
How to Interpret This Report
What Red Flags Mean
Red flags are potential warning signs identified by AI analysis of IRS 990 filings. They may indicate issues like declining revenue, high executive pay relative to program spending, lack of transparency, or governance concerns. A single red flag does not necessarily mean an organization is untrustworthy, but multiple flags warrant further investigation before donating.
What Mission Score Measures
The Mission Score (0-100) evaluates how effectively a nonprofit fulfills its stated purpose. It combines multiple factors: program spending efficiency (how much goes to programs vs. overhead), financial health and sustainability, governance quality, transparency in reporting, and consistency of operations over time. A score of 70+ indicates strong alignment with the organization’s mission.
Using This Data for Donation Decisions
Use this report as one input in your decision. Look at the overall Mission Score for a quick assessment, review red flags and strengths for specific concerns, check the spending breakdown to see where money goes, and compare executive compensation to the organization’s size. Consider viewing the full transparency report for deeper analysis, and always verify tax-exempt status with the IRS before making large donations.
Frequently Asked Questions about M & O Housing Inc
Is M & O Housing Inc a legitimate charity?
Based on AI analysis of IRS 990 filings, M & O Housing Inc (EIN: 222607366) shows mixed signals. Mission Score: 45/100. 4 red flags identified, 1 strength noted.
Is M & O Housing Inc a good charity to donate to?
M & O Housing Inc has a Mission Score of 45/100. Revenue: $165K. Assets: $375K. Review the full transparency report for detailed spending breakdown and executive compensation analysis.
What is the EIN for M & O Housing Inc?
The Employer Identification Number (EIN) for M & O Housing Inc is 222607366. This is the unique tax ID assigned by the IRS.
What is a Mission Score?
The Mission Score is a 0-100 rating that measures how effectively a nonprofit fulfills its stated mission. It factors in program spending efficiency, financial transparency, governance practices, and outcome reporting. Scores above 70 indicate strong mission alignment, 40-69 suggest mixed performance, and below 40 signals potential concerns.
How does M & O Housing Inc spend its money?
M & O Housing Inc allocates 0% to programs, 100% to administration, and 0% to fundraising. Healthy nonprofits typically spend 75%+ on programs.
How can I verify M & O Housing Inc's tax-exempt status?
You can verify M & O Housing Inc's tax-exempt status using EIN 222607366 on the IRS Tax Exempt Organization Search (TEOS) at apps.irs.gov/app/eos. You can also request copies of their Form 990 directly from the organization, as they are required by law to provide them upon request.
AI Transparency Report
M & O Housing Inc is a unknown nonprofit based in Ocean, New Jersey, with reported revenue of $165K and assets of $375K. Our AI analysis assigns a Mission Score of 45/100 (Fair). Executive compensation is reported as $0 across all available filings, indicating no direct salary payments to officers, directors, or key employees. Revenue has grown +14% across 13 filing periods.