M & O Housing Inc
M & O Housing Inc: Declining Assets and Revenue, High Administrative Costs
EIN: 222607366 · Ocean, NJ · Updated: 2026-04-04
Source and Resolution Links
Finish the Investigation Outside Our Dataset
When the answer lives with the IRS, ProPublica, Candid, Charity Navigator, or the nonprofit itself, NonprofitSpending links out instead of trapping the user on a partial answer.
IRS tax-exempt lookup
Verify exemption status and deductibility directly with the IRS.
ProPublica 990 source
Open the raw filing record and filing PDFs outside NonprofitSpending.
Candid profile search
Look for GuideStar/Candid profile details, programs, leadership, and seals.
Charity Navigator search
Check whether another evaluator has ratings or impact context.
Workflow Engine
Queries We Should Resolve, Not Just Answer
Search Console demand points to task completion. Each workflow can run calculations, source checks, external lookups, comparisons, and report/export capture around this nonprofit.
Verify tax status Runnable
Triggered by: 501(c)(3), tax deductible, EIN
IRS status check plus source links
Find source filings Runnable
Triggered by: 990 PDF, annual report, filing record
13 stored filing years plus ProPublica source
Crunch money signals Runnable
Triggered by: program expense ratio, CEO salary, revenue, grants
Spending and compensation calculation
Compare alternatives Runnable
Triggered by: best charities, similar nonprofits, compare
4 peer options surfaced
Resolve leadership and board Runnable
Triggered by: executive team, trustees, officer pay
Use 990 compensation disclosures and external profile links.
Donation decision copilot Runnable
Triggered by: should I donate, give or compare, charity safety
Eligibility, money signals, sources, peer context, and next action.
Grantmaker due diligence Runnable
Triggered by: foundation review, grant risk, grantee capacity
Foundation-style packet across filings, finances, governance, and gaps.
Impact evidence finder Runnable
Triggered by: outcomes, annual report, cost effectiveness
Separate actual impact evidence from raw 990 financial cleanliness.
Room for more funding Runnable
Triggered by: would my donation help, funding gap, marginal impact
Revenue trend, runway, surplus/deficit, and source follow-ups.
Operator transparency diagnostic Runnable
Triggered by: how does my nonprofit look to donors
Profile, filing, impact, and transparency improvements to earn trust.
| Metric | Value |
|---|---|
| Total Revenue | $165K |
| Total Expenses | $167K |
| CEO/Top Officer Pay | $0 |
| Net Assets | $-24,326 |
| Transparency Score | 45/100 |
Search Intent Cockpit
M & O Housing Inc Form 990, Revenue, CEO Pay, and IRS Filing Signals
M & O Housing Inc is surfaced here as a decision-ready nonprofit financial profile, not just a charity listing. The page consolidates IRS Form 990 revenue, expenses, assets, tax-exempt classification, executive compensation, mission score, red flags, and year-by-year filing history so donors, researchers, journalists, and grant teams can answer the common search questions around M & O Housing Inc in one place.
Form 990 Filing Summary
13 filing years are available, with latest revenue of $174K and expenses of $167K.
Revenue and Expenses
M & O Housing Inc reported $174K in revenue and $167K in expenses, a surplus of $7K.
Executive Compensation
Top officer compensation appears as $0 in the stored analysis, with context against revenue and expenses below.
Charity Score and Red Flags
45/100 mission score, 4 red flags, and 1 strength are shown from structured and AI review.
Is M & O Housing Inc Legit?
Significant Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
IRS 990 Data Cockpit
Where the Money Comes From and Where It Goes
Revenue Source Mix
Revenue-source line items are not available on the stored filing yet. Future ingestion now preserves contribution, program-revenue, and investment-income fields when ProPublica provides them.
Expense Deployment
Functional expense detail is not available on the stored filing yet. Existing program percentage and future extracted expense fields will populate this panel.
Across stored filings, M & O Housing Inc shows contribution history pending. Next enrichment targets: revenue-source fields, functional expense detail, IRS BMF classification.
Decision Cockpit
One-Stop Donor, Research, and Peer Context Hub
| Decision Lens | Signal | What to Inspect Next |
|---|---|---|
| Legitimacy | Significant Concerns | Good filing record; 4 red flags identified |
| Mission spend | Pending | Unknown |
| Financial durability | Grade A | 13 stored filing years |
| Peer context | Compare with Dance For The Cure Inc | New Jersey and category context |
Trust Check
Review legitimacy, deductibility, red flags, and filing consistency.
Open charity check →Peer Benchmark
Compare against real state and category peers.
Compare with Dance For The Cure Inc →All New Jersey nonprofits
Local and Sector Spokes
Move into this nonprofit's local market, category, and sector maps.
Ocean, NJ nonprofitsFollow the Money
Jump into spending, compensation, rankings, and filing-year evidence.
State spending analysisState compensation analysis
Relevant rankings
Donation Decision Flow
From Trust Check to Better Alternatives
Alternative Shopping
Similar Nonprofits Donors Should Compare
Merck Patient Assistance Program Inc
Rahway, NJ · $1.9B revenue · Score 98/100
Compare side-by-sideMedical Dosimetrist Certification Board
Mount Laurel, NJ · $4.3M revenue · Score 92/100
Compare side-by-sideAtlantic Cape Family Support Organization Inc
Northfield, NJ · $1.1M revenue · Score 92/100
Compare side-by-sideJanet H And C Harry Knowles Foundation Inc
Moorestown, NJ · $29.4M revenue · Score 90/100
Compare side-by-sideNext Best Actions
Keep the Investigation Moving
Research Workflow
Turn this Form 990 profile into a donor-ready report
Request a concise report for M & O Housing Inc with revenue, expenses, executive compensation, red flags, peer context, and IRS source links. You can also request CSV exports or watchlist updates for future filings.
Early access request only. Reports and exports are informational and based on public IRS records, not financial or legal advice.
About M & O Housing Inc
M & O Housing Inc (EIN: 222607366) is a nonprofit organization based in Ocean, NJ. The organization reported total revenue of $165K and total assets of $375K according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of M & O Housing Inc's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
M & O Housing Inc is a small nonprofit that has been operating for 39 years, with 13 years of IRS 990 filings on record (2011–2023). Revenue has grown at a compound annual rate of 1.1%.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
| Total Revenue | $174K |
| Total Expenses | $167K |
| Surplus / Deficit | +$7K |
| Total Assets | $384K |
| Total Liabilities | $409K |
| Net Assets | $-24,326 |
| Operating Margin | 4.2% |
| Debt-to-Asset Ratio | 106.3% |
| Months of Reserves | 27.6 months |
Financial Health Grade: A
In 2023, M & O Housing Inc reported a surplus of $7K with revenue exceeding expenses, holds 27.6 months of operating reserves (strong position), has a debt-to-asset ratio of 106.3% (high leverage).
Financial Trends
Over 13 years of filings (2011–2023), M & O Housing Inc's revenue has grown at a compound annual growth rate (CAGR) of 1.1%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2023 | +11.4% | -4.3% | +0.0% |
| 2022 | +12.3% | +5.1% | -11.1% |
| 2021 | -5.0% | -9.0% | -7.2% |
| 2020 | -2.7% | +12.5% | -8.9% |
| 2019 | -11.4% | +5.3% | -5.2% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 1000 |
| IRS Ruling Date | 1987 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates M & O Housing Inc with a Mission Score of 45 out of 100 (Fair). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 100%
- programs: 0%
- fundraising: 0%
According to IRS 990 filings, M & O Housing Inc allocates its expenses as follows: admin: 100%, programs: 0%, fundraising: 0%.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
- The organization reported a surplus of $7K, with revenue exceeding expenses.
- Debt-to-asset ratio: 106.3%.
Executive Compensation Analysis
Executive compensation is reported as $0 across all available filings, indicating no direct salary payments to officers, directors, or key employees.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of M & O Housing Inc's IRS 990 filings:
- Consistent decline in total assets from $553,636 in 2016 to $384,193 in 2023.
- Consistent decline in total revenue from $169,815 in 2018 to $174,092 in 2023 (with fluctuations).
- No reported program service expenses, suggesting all expenditures are administrative.
- Accumulated deficit indicated by liabilities consistently exceeding assets.
Strengths
The following positive indicators were identified for M & O Housing Inc:
- Consistent reporting of $0 for executive compensation.
Frequently Asked Questions about M & O Housing Inc
Is M & O Housing Inc a legitimate charity?
M & O Housing Inc (EIN: 222607366) is a registered tax-exempt nonprofit based in New Jersey. Our AI analysis gives it a Mission Score of 45/100. It has 13 years of IRS 990 filings on record. Total revenue: $165K. 4 red flags identified. 1 strength noted. Financial health grade: A.
How does M & O Housing Inc spend its money?
M & O Housing Inc reported $165K in total revenue in IRS 990 filings. 13 years of filing data available. Revenue exceeded expenses in the most recent year. Review the full spending breakdown on NonprofitSpending.
Are donations to M & O Housing Inc tax-deductible?
M & O Housing Inc is registered as a tax-exempt nonprofit (EIN: 222607366). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
How much does the M & O Housing Inc CEO make?
M & O Housing Inc's highest-compensated officer earns $0 annually. The organization reported $165K in total revenue. Executive compensation data is disclosed in IRS 990 filings.
Where is M & O Housing Inc located?
M & O Housing Inc is headquartered in Ocean, New Jersey and files with the IRS under EIN 222607366.
How many years of IRS 990 filings does M & O Housing Inc have?
M & O Housing Inc has 13 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $165K in total revenue.
What does M & O Housing Inc do?
M & O Housing Inc is a nonprofit organization in the Unknown sector, located in Ocean, New Jersey. It is classified under NTEE code Unknown.
How much revenue does M & O Housing Inc have?
M & O Housing Inc reported total revenue of $165,169. Based on 13 IRS 990 filings on record.
What are M & O Housing Inc's total assets?
M & O Housing Inc holds total assets of $375,100 as reported in IRS 990 filings.
Where is M & O Housing Inc located?
M & O Housing Inc is based in Ocean, New Jersey.
What is M & O Housing Inc's EIN?
M & O Housing Inc's Employer Identification Number (EIN) is 222607366. This is the unique tax ID assigned by the IRS for tax-exempt organizations.
What type of nonprofit is M & O Housing Inc?
M & O Housing Inc is classified under NTEE code Unknown (Unknown).
Is M & O Housing Inc a registered 501(c)(3)?
M & O Housing Inc appears in IRS records (EIN: 222607366). Check the IRS Tax Exempt Organization Search for the most current determination letter status.
Does M & O Housing Inc file IRS Form 990?
Yes, M & O Housing Inc has 13 IRS Form 990 filings on record. The most recent covers tax period 202306.
What was M & O Housing Inc's revenue in 2023?
In the 202306 filing period, M & O Housing Inc reported total revenue of $174,092, total expenses of $166,751, and net assets of $384,193.
Is M & O Housing Inc's revenue growing or declining?
M & O Housing Inc's revenue is growing. Revenue went from $156,341 (202206) to $174,092 (202306), a +11.4% change. Based on 13 filings on record.
What is M & O Housing Inc's most recent 990 filing?
The most recent IRS Form 990 filing for M & O Housing Inc covers tax period 202306. It shows revenue of $174,092, expenses of $166,751, total assets of $384,193, and liabilities of $408,519.
Is M & O Housing Inc a trustworthy charity?
Based on AI analysis of IRS 990 data, M & O Housing Inc shows mixed signals. Mission Score: 45/100 (Fair). 4 red flags identified. 1 strength noted.
What are the red flags for M & O Housing Inc?
The following concerns were identified: Consistent decline in total assets from $553,636 in 2016 to $384,193 in 2023.. Consistent decline in total revenue from $169,815 in 2018 to $174,092 in 2023 (with fluctuations).. No reported program service expenses, suggesting all expenditures are administrative.. Accumulated deficit indicated by liabilities consistently exceeding assets.. These flags are based on automated analysis of IRS 990 public filings and should be verified independently.
What are M & O Housing Inc's strengths?
Positive indicators for M & O Housing Inc include: Consistent reporting of $0 for executive compensation.. These findings are derived from AI analysis of the organization's financial filings.
How does M & O Housing Inc compensate executives?
Executive compensation is reported as $0 across all available filings, indicating no direct salary payments to officers, directors, or key employees. Executive compensation data is sourced from IRS 990 filings, which require disclosure of officer, director, and key employee pay.
Given the consistent reporting of $0 for program service expenses and 100% administrative expenses, how does M & O Housing Inc fulfill its mission of providing housing?
The filings do not detail how the organization directly provides housing services if all expenses are categorized as administrative. This suggests an indirect role or a need for more detailed expense categorization.
What is the long-term sustainability outlook for M & O Housing Inc, considering its declining assets and revenue over the past several years?
The consistent decline in assets and revenue, coupled with an accumulated deficit (liabilities exceeding assets), raises concerns about the organization's long-term financial viability and ability to sustain operations without significant changes.
Filing History
IRS 990 filing history for M & O Housing Inc showing financial trends over 13 years of public records:
Over 13 years of IRS 990 filings (2011–2023), M & O Housing Inc's revenue has grown by 13.7%, moving from $153K to $174K. Total assets decreased by 41.2% over the same period, from $653K to $384K. Total functional expenses rose by 14.3%, from $146K to $167K. In its most recent filing year (2023), M & O Housing Inc reported a surplus of $7K, with revenue exceeding expenses. The organization holds $409K in liabilities against $384K in assets (debt-to-asset ratio: 106.3%), resulting in net assets of $-24,326.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2023 | $174K | $167K | $384K | $409K | — | View 990 |
| 2022 | $156K | $174K | $384K | $416K | — | View 990 |
| 2021 | $139K | $166K | $432K | $446K | — | View 990 |
| 2020 | $146K | $182K | $466K | $453K | — | View 990 |
| 2019 | $150K | $162K | $512K | $463K | — | View 990 |
| 2018 | $170K | $154K | $540K | $479K | — | View 990 |
| 2017 | $156K | $149K | $539K | $495K | — | View 990 |
| 2016 | $149K | $146K | $554K | $517K | — | View 990 |
| 2015 | $152K | $150K | $586K | $552K | — | View 990 |
| 2014 | $153K | $153K | $586K | $554K | — | View 990 |
| 2013 | $161K | $155K | $615K | $583K | — | View 990 |
| 2012 | $144K | $139K | $623K | $596K | — | View 990 |
| 2011 | $153K | $146K | $653K | $632K | — | View 990 |
Year-by-Year Financial Summary
- 2023: Revenue of $174K, expenses of $167K, and assets of $384K (revenue +11.4% year-over-year).
- 2022: Revenue of $156K, expenses of $174K, and assets of $384K (revenue +12.3% year-over-year).
- 2021: Revenue of $139K, expenses of $166K, and assets of $432K (revenue -5.0% year-over-year).
- 2020: Revenue of $146K, expenses of $182K, and assets of $466K (revenue -2.7% year-over-year).
- 2019: Revenue of $150K, expenses of $162K, and assets of $512K (revenue -11.4% year-over-year).
- 2018: Revenue of $170K, expenses of $154K, and assets of $540K (revenue +8.7% year-over-year).
- 2017: Revenue of $156K, expenses of $149K, and assets of $539K (revenue +4.9% year-over-year).
- 2016: Revenue of $149K, expenses of $146K, and assets of $554K (revenue -1.7% year-over-year).
- 2015: Revenue of $152K, expenses of $150K, and assets of $586K (revenue -0.8% year-over-year).
- 2014: Revenue of $153K, expenses of $153K, and assets of $586K (revenue -4.9% year-over-year).
- 2013: Revenue of $161K, expenses of $155K, and assets of $615K (revenue +11.5% year-over-year).
- 2012: Revenue of $144K, expenses of $139K, and assets of $623K (revenue -5.9% year-over-year).
- 2011: Revenue of $153K, expenses of $146K, and assets of $653K.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for M & O Housing Inc:
Data Sources and Methodology
This transparency report for M & O Housing Inc is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.