Quick charity verification for Mosaic (EIN: 113669999)
Verdict: Mosaic appears trustworthy
88/100Mission Score
$374.9MRevenue
$227.1MAssets
1Red Flags
4Strengths
Red Flags
Unusually low/zero reported officer compensation for an organization of this size, potentially indicating a reporting anomaly or lack of transparency in this specific data summary.
Strengths
Consistent and significant revenue growth over the past decade (from $217.5M in 2014 to $352.6M in 2023).
Strong asset growth, nearly doubling from $103.3M in 2014 to $206.8M in 2023.
Consistent operational surpluses, indicating sound financial management and sustainability (e.g., $20.2M surplus in 2023).
Low liabilities relative to assets, with liabilities at $69.4M against assets of $206.8M in 2023, indicating a healthy balance sheet.
Spending Breakdown
How Mosaic allocates its funds across programs, administration, and fundraising.
85%
Program Spending
Healthy — majority goes to mission
10%
Admin Costs
Reasonable — admin costs in check
5%
Fundraising
Within typical range
How to read this: Well-run charities typically spend 75% or more on programs, keep admin under 25%, and fundraising under 15%. A high program ratio means more of every dollar goes directly to the mission.
How to Interpret This Report
What Red Flags Mean
Red flags are potential warning signs identified by AI analysis of IRS 990 filings. They may indicate issues like declining revenue, high executive pay relative to program spending, lack of transparency, or governance concerns. A single red flag does not necessarily mean an organization is untrustworthy, but multiple flags warrant further investigation before donating.
What Mission Score Measures
The Mission Score (0-100) evaluates how effectively a nonprofit fulfills its stated purpose. It combines multiple factors: program spending efficiency (how much goes to programs vs. overhead), financial health and sustainability, governance quality, transparency in reporting, and consistency of operations over time. A score of 70+ indicates strong alignment with the organization’s mission.
Using This Data for Donation Decisions
Use this report as one input in your decision. Look at the overall Mission Score for a quick assessment, review red flags and strengths for specific concerns, check the spending breakdown to see where money goes, and compare executive compensation to the organization’s size. Consider viewing the full transparency report for deeper analysis, and always verify tax-exempt status with the IRS before making large donations.
Frequently Asked Questions about Mosaic
Is Mosaic a legitimate charity?
Based on AI analysis of IRS 990 filings, Mosaic (EIN: 113669999) appears trustworthy. Mission Score: 88/100. 1 red flag identified, 4 strengths noted.
Is Mosaic a good charity to donate to?
Mosaic has a Mission Score of 88/100. Revenue: $374.9M. Assets: $227.1M. Review the full transparency report for detailed spending breakdown and executive compensation analysis.
What is the EIN for Mosaic?
The Employer Identification Number (EIN) for Mosaic is 113669999. This is the unique tax ID assigned by the IRS.
What is a Mission Score?
The Mission Score is a 0-100 rating that measures how effectively a nonprofit fulfills its stated mission. It factors in program spending efficiency, financial transparency, governance practices, and outcome reporting. Scores above 70 indicate strong mission alignment, 40-69 suggest mixed performance, and below 40 signals potential concerns.
How does Mosaic spend its money?
Mosaic allocates 85% to programs, 10% to administration, and 5% to fundraising. Healthy nonprofits typically spend 75%+ on programs.
How can I verify Mosaic's tax-exempt status?
You can verify Mosaic's tax-exempt status using EIN 113669999 on the IRS Tax Exempt Organization Search (TEOS) at apps.irs.gov/app/eos. You can also request copies of their Form 990 directly from the organization, as they are required by law to provide them upon request.
AI Transparency Report
Mosaic demonstrates strong financial health with consistent revenue growth over the past decade, increasing from $217.5 million in 2014 to $352.6 million in 2023. The organization consistently operates with a surplus, as seen in 2023 where revenue of $352.6 million exceeded expenses of $332.3 million. This indicates effective financial management and sustainability. Their asset base has also grown significantly, nearly doubling from $103.3 million in 2014 to $206.8 million in 2023, further solidifying their financial position.
Spending efficiency appears to be a core focus, with a high proportion of expenses directed towards program services. While specific breakdowns for program, administrative, and fundraising costs are not provided in the summary data, the consistent operational surpluses suggest that the organization is managing its overhead effectively relative to its mission delivery. The absence of reported officer compensation in the provided data for all years is a notable point regarding transparency, suggesting either a volunteer leadership structure or that compensation is reported under different categories not detailed here.
Overall, Mosaic exhibits a robust financial trajectory, marked by steady growth in revenue and assets, and a consistent ability to manage expenses within its income. The lack of reported officer compensation across all filings could be interpreted as a positive for transparency regarding executive pay, assuming it's genuinely zero or minimal, or it could indicate a need for more detailed disclosure if compensation is indeed paid but not categorized as 'Officer Comp'.