Mosaic
Mosaic shows consistent revenue growth and strong asset accumulation with no reported officer compensation.
EIN: 113669999 · Omaha, NE · NTEE: L99 · Updated: 2026-03-28
| Metric | Value |
|---|---|
| Total Revenue | $374.9M |
| Total Expenses | $332.4M |
| Program Spending | 85% |
| CEO/Top Officer Pay | $350 |
| Net Assets | $137.4M |
| Transparency Score | 88/100 |
Is Mosaic Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
Mosaic directs 85% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About Mosaic
Mosaic (EIN: 113669999) is a nonprofit organization based in Omaha, NE, classified under NTEE code L99. The organization reported total revenue of $374.9M and total assets of $227.1M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Mosaic's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Mosaic is a major nonprofit that has been operating for 20 years, with 13 years of IRS 990 filings on record (2011–2023). Revenue has grown at a compound annual rate of 4.9%.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
| Total Revenue | $352.6M |
| Total Expenses | $332.4M |
| Surplus / Deficit | +$20.3M |
| Total Assets | $206.9M |
| Total Liabilities | $69.4M |
| Net Assets | $137.4M |
| Operating Margin | 5.7% |
| Debt-to-Asset Ratio | 33.6% |
| Months of Reserves | 7.5 months |
Financial Health Grade: A
In 2023, Mosaic reported a surplus of $20.3M with revenue exceeding expenses, holds 7.5 months of operating reserves (strong position), has a debt-to-asset ratio of 33.6% (moderate leverage).
Financial Trends
Over 13 years of filings (2011–2023), Mosaic's revenue has grown at a compound annual growth rate (CAGR) of 4.9%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2023 | +3.6% | +4.5% | +8.7% |
| 2022 | +20.9% | +16.8% | +2.2% |
| 2021 | +6.3% | +8.5% | +34.2% |
| 2020 | +9.1% | +5.2% | +14.2% |
| 2019 | +5.3% | +4.8% | +9.9% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 1000 |
| IRS Ruling Date | 2006 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Mosaic with a Mission Score of 88 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 10%
- programs: 85%
- fundraising: 5%
According to IRS 990 filings, Mosaic allocates its expenses as follows: admin: 10%, programs: 85%, fundraising: 5%. With 85% directed toward programs, this reflects a strong commitment to its charitable mission.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
- The organization reported a surplus of $20.3M, with revenue exceeding expenses.
- Debt-to-asset ratio: 33.6%.
Executive Compensation Analysis
The provided data consistently reports 0% for Officer Compensation across all available filing periods (2014-2023), which is highly unusual for an organization of Mosaic's size with revenues exceeding $350 million. This suggests either a fully volunteer executive leadership, or that executive compensation is categorized differently and not captured under 'Officer Comp' in this summary, warranting further investigation into their detailed IRS 990 forms.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of Mosaic's IRS 990 filings:
- Unusually low/zero reported officer compensation for an organization of this size, potentially indicating a reporting anomaly or lack of transparency in this specific data summary.
Strengths
The following positive indicators were identified for Mosaic:
- Consistent and significant revenue growth over the past decade (from $217.5M in 2014 to $352.6M in 2023).
- Strong asset growth, nearly doubling from $103.3M in 2014 to $206.8M in 2023.
- Consistent operational surpluses, indicating sound financial management and sustainability (e.g., $20.2M surplus in 2023).
- Low liabilities relative to assets, with liabilities at $69.4M against assets of $206.8M in 2023, indicating a healthy balance sheet.
Frequently Asked Questions about Mosaic
Is Mosaic a legitimate charity?
Based on AI analysis of IRS 990 filings, Mosaic (EIN: 113669999) some concerns. Mission Score: 88/100. 1 red flag identified, 4 strengths noted.
How does Mosaic spend its money?
Mosaic directs 85% of its spending to programs and services. The remaining budget covers administration and fundraising costs.
Are donations to Mosaic tax-deductible?
Mosaic is registered as a tax-exempt nonprofit (EIN: 113669999). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
How much does the Mosaic CEO make?
Mosaic's highest-compensated officer earns $350 annually. The organization reported $374.9M in total revenue. Executive compensation data is disclosed in IRS 990 filings.
What percentage of Mosaic's spending goes to programs?
Mosaic directs 85% to programs, 5% to fundraising. This exceeds the 65% industry benchmark for efficient nonprofits.
How does Mosaic compare to similar nonprofits?
With a transparency score of 88/100 (Excellent), Mosaic is above average for NTEE category L99 nonprofits. The score reflects financial transparency, program spending efficiency, and governance quality based on IRS 990 data.
Where is Mosaic located?
Mosaic is headquartered in Omaha, Nebraska and files with the IRS under EIN 113669999. It is classified under NTEE code L99.
How many years of IRS 990 filings does Mosaic have?
Mosaic has 13 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $374.9M in total revenue.
How does Mosaic manage to report 0% officer compensation with such high revenue?
The consistent reporting of 0% officer compensation for an organization with revenues exceeding $350 million is highly unusual. It suggests either a unique volunteer-based executive leadership model or that executive compensation is reported under different expense categories within their detailed IRS 990 filings, which would require a deeper dive into their full forms.
What is Mosaic's long-term financial stability given its growth?
Mosaic demonstrates strong long-term financial stability, with revenue growing from $217.5 million in 2014 to $352.6 million in 2023, and assets nearly doubling from $103.3 million to $206.8 million over the same period. The consistent operational surpluses further reinforce its sustainable financial health.
Is Mosaic efficient in its spending?
Based on the consistent operational surpluses (e.g., $20.2 million in 2023 where revenue was $352.6M and expenses $332.3M), Mosaic appears to be efficient in its spending, managing to keep expenses below revenue while growing its operations and assets.
Filing History
IRS 990 filing history for Mosaic showing financial trends over 13 years of public records:
Over 13 years of IRS 990 filings (2011–2023), Mosaic's revenue has grown by 77.2%, moving from $199.0M to $352.6M. Total assets increased by 107.1% over the same period, from $99.9M to $206.9M. Total functional expenses rose by 69.2%, from $196.4M to $332.4M. In its most recent filing year (2023), Mosaic reported a surplus of $20.3M, with revenue exceeding expenses. The organization holds $69.4M in liabilities against $206.9M in assets (debt-to-asset ratio: 33.6%), resulting in net assets of $137.4M.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2023 | $352.6M | $332.4M | $206.9M | $69.4M | — | View 990 |
| 2022 | $340.4M | $317.9M | $190.3M | $72.3M | — | View 990 |
| 2021 | $281.6M | $272.2M | $186.3M | $89.8M | — | View 990 |
| 2020 | $264.9M | $250.8M | $138.8M | $50.8M | — | View 990 |
| 2019 | $242.8M | $238.4M | $121.5M | $47.3M | — | View 990 |
| 2018 | $230.7M | $227.4M | $110.6M | $40.9M | — | View 990 |
| 2017 | $232.3M | $230.9M | $101.9M | $35.4M | — | View 990 |
| 2016 | $238.4M | $235.0M | $103.4M | $38.2M | — | View 990 |
| 2015 | $232.2M | $229.0M | $102.2M | $40.3M | — | View 990 |
| 2014 | $217.6M | $215.7M | $103.4M | $44.5M | — | View 990 |
| 2013 | $212.4M | $215.2M | $107.5M | $50.7M | — | View 990 |
| 2012 | $209.1M | $203.2M | $107.0M | $47.6M | — | View 990 |
| 2011 | $199.0M | $196.4M | $99.9M | $46.0M | — | View 990 |
Year-by-Year Financial Summary
- 2023: Revenue of $352.6M, expenses of $332.4M, and assets of $206.9M (revenue +3.6% year-over-year).
- 2022: Revenue of $340.4M, expenses of $317.9M, and assets of $190.3M (revenue +20.9% year-over-year).
- 2021: Revenue of $281.6M, expenses of $272.2M, and assets of $186.3M (revenue +6.3% year-over-year).
- 2020: Revenue of $264.9M, expenses of $250.8M, and assets of $138.8M (revenue +9.1% year-over-year).
- 2019: Revenue of $242.8M, expenses of $238.4M, and assets of $121.5M (revenue +5.3% year-over-year).
- 2018: Revenue of $230.7M, expenses of $227.4M, and assets of $110.6M (revenue -0.7% year-over-year).
- 2017: Revenue of $232.3M, expenses of $230.9M, and assets of $101.9M (revenue -2.6% year-over-year).
- 2016: Revenue of $238.4M, expenses of $235.0M, and assets of $103.4M (revenue +2.7% year-over-year).
- 2015: Revenue of $232.2M, expenses of $229.0M, and assets of $102.2M (revenue +6.7% year-over-year).
- 2014: Revenue of $217.6M, expenses of $215.7M, and assets of $103.4M (revenue +2.4% year-over-year).
- 2013: Revenue of $212.4M, expenses of $215.2M, and assets of $107.5M (revenue +1.6% year-over-year).
- 2012: Revenue of $209.1M, expenses of $203.2M, and assets of $107.0M (revenue +5.1% year-over-year).
- 2011: Revenue of $199.0M, expenses of $196.4M, and assets of $99.9M.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Mosaic:
Data Sources and Methodology
This transparency report for Mosaic is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.