Is Mountain View Yacht Club Incorporated…

Quick charity verification for Mountain View Yacht Club Incorporated (EIN: 20394806)

Strengths

Consistent revenue exceeding expenses, leading to asset growth.
Zero officer compensation reported across all filings, indicating high efficiency.
Strong asset base relative to annual revenue ($3.7M assets vs. $0.8M latest revenue).
Long history of consistent IRS 990 filings (13 filings), demonstrating transparency.
Healthy financial reserves, with assets significantly outweighing liabilities (e.g., $3,750,695 assets vs. $772,195 liabilities in 2023).

Spending Breakdown

How Mountain View Yacht Club Incorporated allocates its funds across programs, administration, and fundraising.

85%

Program Spending

Healthy — majority goes to mission

10%

Admin Costs

Reasonable — admin costs in check

Fundraising

Within typical range

How to read this: Well-run charities typically spend 75% or more on programs, keep admin under 25%, and fundraising under 15%. A high program ratio means more of every dollar goes directly to the mission.

How to Interpret This Report

What Red Flags Mean

Red flags are potential warning signs identified by AI analysis of IRS 990 filings. They may indicate issues like declining revenue, high executive pay relative to program spending, lack of transparency, or governance concerns. A single red flag does not necessarily mean an organization is untrustworthy, but multiple flags warrant further investigation before donating.

What Mission Score Measures

The Mission Score (0-100) evaluates how effectively a nonprofit fulfills its stated purpose. It combines multiple factors: program spending efficiency (how much goes to programs vs. overhead), financial health and sustainability, governance quality, transparency in reporting, and consistency of operations over time. A score of 70+ indicates strong alignment with the organization’s mission.

Using This Data for Donation Decisions

Use this report as one input in your decision. Look at the overall Mission Score for a quick assessment, review red flags and strengths for specific concerns, check the spending breakdown to see where money goes, and compare executive compensation to the organization’s size. Consider viewing the full transparency report for deeper analysis, and always verify tax-exempt status with the IRS before making large donations.

Frequently Asked Questions about Mountain View Yacht Club Incorporated

Is Mountain View Yacht Club Incorporated a legitimate charity?

Based on AI analysis of IRS 990 filings, Mountain View Yacht Club Incorporated (EIN: 20394806) appears trustworthy. Mission Score: 85/100. 1 red flag identified, 5 strengths noted.

Is Mountain View Yacht Club Incorporated a good charity to donate to?

Mountain View Yacht Club Incorporated has a Mission Score of 85/100. Revenue: $889K. Assets: $3.7M. Review the full transparency report for detailed spending breakdown and executive compensation analysis.

What is the EIN for Mountain View Yacht Club Incorporated?

The Employer Identification Number (EIN) for Mountain View Yacht Club Incorporated is 20394806. This is the unique tax ID assigned by the IRS.

What is a Mission Score?

The Mission Score is a 0-100 rating that measures how effectively a nonprofit fulfills its stated mission. It factors in program spending efficiency, financial transparency, governance practices, and outcome reporting. Scores above 70 indicate strong mission alignment, 40-69 suggest mixed performance, and below 40 signals potential concerns.

How does Mountain View Yacht Club Incorporated spend its money?

Mountain View Yacht Club Incorporated allocates 85% to programs, 10% to administration, and 5% to fundraising. Healthy nonprofits typically spend 75%+ on programs.

How can I verify Mountain View Yacht Club Incorporated's tax-exempt status?

You can verify Mountain View Yacht Club Incorporated's tax-exempt status using EIN 20394806 on the IRS Tax Exempt Organization Search (TEOS) at apps.irs.gov/app/eos. You can also request copies of their Form 990 directly from the organization, as they are required by law to provide them upon request.

AI Transparency Report

Mountain View Yacht Club Incorporated demonstrates consistent financial stability with a healthy asset base relative to its annual revenue. Over the past decade, the organization has shown steady growth in both revenue and assets, indicating effective financial management. For example, assets grew from $2,080,607 in 2014 to $3,750,695 in 2023. The organization consistently reports 0% officer compensation, which is a strong indicator of volunteer leadership and efficient use of funds, contributing positively to its transparency and public trust. While specific program spending details are not provided in the summary data, the consistent surplus of revenue over expenses suggests a well-managed operation.

The organization's spending efficiency appears sound, with expenses generally well below revenue, allowing for asset accumulation. For instance, in 2023, revenue was $688,654 against expenses of $529,730. The absence of reported officer compensation is a significant strength, implying that administrative costs related to top leadership are minimal or non-existent, which typically translates to a higher proportion of funds available for the organization's mission. However, without a detailed breakdown of expenses into program, administrative, and fundraising categories, a precise assessment of spending efficiency is limited.

In terms of transparency, the consistent filing of IRS Form 990s over 13 periods is commendable. The lack of officer compensation is a positive transparency signal. To further enhance transparency, providing more granular detail on how expenses are allocated across different functions (programs, administration, fundraising) would be beneficial for external stakeholders. Overall, the financial health appears robust, and the organization exhibits good fiscal responsibility based on the available data.

Is Mountain View Yacht Club Incorporated Legit?

Verdict: Mountain View Yacht Club Incorporated appears trustworthy

Red Flags