Mountain View Yacht Club Incorporated
Mountain View Yacht Club Incorporated maintains strong financial health with consistent revenue surpluses and zero officer compensation.
EIN: 20394806 · Gilford, NH · Updated: 2026-03-28
| Metric | Value |
|---|---|
| Total Revenue | $889K |
| Total Expenses | $530K |
| Program Spending | 85% |
| Net Assets | $3.0M |
| Transparency Score | 85/100 |
Is Mountain View Yacht Club Incorporated Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
Mountain View Yacht Club Incorporated directs 85% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About Mountain View Yacht Club Incorporated
Mountain View Yacht Club Incorporated (EIN: 20394806) is a nonprofit organization based in Gilford, NH. The organization reported total revenue of $889K and total assets of $3.7M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Mountain View Yacht Club Incorporated's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Mountain View Yacht Club Incorporated is a small nonprofit that has been operating for 36 years, with 13 years of IRS 990 filings on record (2011–2023). Revenue has grown at a compound annual rate of 3.0%.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
| Total Revenue | $689K |
| Total Expenses | $530K |
| Surplus / Deficit | +$159K |
| Total Assets | $3.8M |
| Total Liabilities | $772K |
| Net Assets | $3.0M |
| Operating Margin | 23.1% |
| Debt-to-Asset Ratio | 20.6% |
| Months of Reserves | 85.0 months |
Financial Health Grade: A
In 2023, Mountain View Yacht Club Incorporated reported a surplus of $159K with revenue exceeding expenses, holds 85.0 months of operating reserves (strong position), has a debt-to-asset ratio of 20.6% (moderate leverage).
Financial Trends
Over 13 years of filings (2011–2023), Mountain View Yacht Club Incorporated's revenue has grown at a compound annual growth rate (CAGR) of 3.0%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2023 | +10.1% | -2.7% | -0.5% |
| 2022 | -7.7% | -2.2% | -5.1% |
| 2021 | -0.5% | +2.6% | -0.5% |
| 2020 | +25.8% | +1.7% | -0.2% |
| 2019 | +4.4% | +43.0% | +24.8% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 1000 |
| IRS Ruling Date | 1990 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Mountain View Yacht Club Incorporated with a Mission Score of 85 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 10%
- programs: 85%
- fundraising: 5%
According to IRS 990 filings, Mountain View Yacht Club Incorporated allocates its expenses as follows: admin: 10%, programs: 85%, fundraising: 5%. With 85% directed toward programs, this reflects a strong commitment to its charitable mission.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
- The organization reported a surplus of $159K, with revenue exceeding expenses.
- Debt-to-asset ratio: 20.6%.
Executive Compensation Analysis
The organization consistently reports 0% officer compensation across all available filings, indicating that its leadership is entirely volunteer-based or compensated through other means not classified as officer compensation, which is highly efficient for a nonprofit of its size.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of Mountain View Yacht Club Incorporated's IRS 990 filings:
- NTEE Code is unknown, limiting clear understanding of mission category.
Strengths
The following positive indicators were identified for Mountain View Yacht Club Incorporated:
- Consistent revenue exceeding expenses, leading to asset growth.
- Zero officer compensation reported across all filings, indicating high efficiency.
- Strong asset base relative to annual revenue ($3.7M assets vs. $0.8M latest revenue).
- Long history of consistent IRS 990 filings (13 filings), demonstrating transparency.
- Healthy financial reserves, with assets significantly outweighing liabilities (e.g., $3,750,695 assets vs. $772,195 liabilities in 2023).
Frequently Asked Questions about Mountain View Yacht Club Incorporated
Is Mountain View Yacht Club Incorporated a legitimate charity?
Based on AI analysis of IRS 990 filings, Mountain View Yacht Club Incorporated (EIN: 20394806) some concerns. Mission Score: 85/100. 1 red flag identified, 5 strengths noted.
How does Mountain View Yacht Club Incorporated spend its money?
Mountain View Yacht Club Incorporated directs 85% of its spending to programs and services. The remaining budget covers administration and fundraising costs.
Are donations to Mountain View Yacht Club Incorporated tax-deductible?
Mountain View Yacht Club Incorporated is registered as a tax-exempt nonprofit (EIN: 20394806). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
What percentage of Mountain View Yacht Club Incorporated's spending goes to programs?
Mountain View Yacht Club Incorporated directs 85% to programs, 5% to fundraising. This exceeds the 65% industry benchmark for efficient nonprofits.
Where is Mountain View Yacht Club Incorporated located?
Mountain View Yacht Club Incorporated is headquartered in Gilford, New Hampshire and files with the IRS under EIN 20394806.
How many years of IRS 990 filings does Mountain View Yacht Club Incorporated have?
Mountain View Yacht Club Incorporated has 13 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $889K in total revenue.
Is Mountain View Yacht Club Incorporated financially stable?
Yes, the organization appears financially stable, consistently generating more revenue than expenses (e.g., $688,654 revenue vs. $529,730 expenses in 2023) and accumulating significant assets ($3,750,695 in 2023).
How does Mountain View Yacht Club Incorporated manage executive compensation?
Mountain View Yacht Club Incorporated reports 0% officer compensation in all available filings, suggesting a volunteer-led executive structure or that executive roles are not compensated in a manner reported as officer compensation on the 990.
Has the organization's financial health improved over time?
Yes, the organization's assets have grown significantly from $2,080,607 in 2014 to $3,750,695 in 2023, and revenue has generally increased, indicating improved financial health.
Filing History
IRS 990 filing history for Mountain View Yacht Club Incorporated showing financial trends over 13 years of public records:
Over 13 years of IRS 990 filings (2011–2023), Mountain View Yacht Club Incorporated's revenue has grown by 42.2%, moving from $484K to $689K. Total assets increased by 102% over the same period, from $1.9M to $3.8M. Total functional expenses rose by 48.7%, from $356K to $530K. In its most recent filing year (2023), Mountain View Yacht Club Incorporated reported a surplus of $159K, with revenue exceeding expenses. The organization holds $772K in liabilities against $3.8M in assets (debt-to-asset ratio: 20.6%), resulting in net assets of $3.0M.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2023 | $689K | $530K | $3.8M | $772K | — | — |
| 2022 | $625K | $544K | $3.8M | $934K | — | View 990 |
| 2021 | $678K | $556K | $4.0M | $1.2M | — | View 990 |
| 2020 | $681K | $542K | $4.0M | $1.3M | — | View 990 |
| 2019 | $541K | $533K | $4.0M | $1.5M | — | View 990 |
| 2018 | $519K | $373K | $3.2M | $670K | — | View 990 |
| 2017 | $516K | $365K | $2.5M | $106K | — | View 990 |
| 2016 | $537K | $414K | $2.3M | $6K | — | View 990 |
| 2015 | $489K | $381K | $2.1M | $55K | — | View 990 |
| 2014 | $485K | $443K | $2.1M | $137K | — | View 990 |
| 2013 | $543K | $378K | $2.0M | $138K | — | View 990 |
| 2012 | $498K | $362K | $1.9M | $197K | — | View 990 |
| 2011 | $484K | $356K | $1.9M | $259K | — | View 990 |
Year-by-Year Financial Summary
- 2023: Revenue of $689K, expenses of $530K, and assets of $3.8M (revenue +10.1% year-over-year).
- 2022: Revenue of $625K, expenses of $544K, and assets of $3.8M (revenue -7.7% year-over-year).
- 2021: Revenue of $678K, expenses of $556K, and assets of $4.0M (revenue -0.5% year-over-year).
- 2020: Revenue of $681K, expenses of $542K, and assets of $4.0M (revenue +25.8% year-over-year).
- 2019: Revenue of $541K, expenses of $533K, and assets of $4.0M (revenue +4.4% year-over-year).
- 2018: Revenue of $519K, expenses of $373K, and assets of $3.2M (revenue +0.5% year-over-year).
- 2017: Revenue of $516K, expenses of $365K, and assets of $2.5M (revenue -3.8% year-over-year).
- 2016: Revenue of $537K, expenses of $414K, and assets of $2.3M (revenue +9.7% year-over-year).
- 2015: Revenue of $489K, expenses of $381K, and assets of $2.1M (revenue +1.0% year-over-year).
- 2014: Revenue of $485K, expenses of $443K, and assets of $2.1M (revenue -10.8% year-over-year).
- 2013: Revenue of $543K, expenses of $378K, and assets of $2.0M (revenue +9.0% year-over-year).
- 2012: Revenue of $498K, expenses of $362K, and assets of $1.9M (revenue +2.9% year-over-year).
- 2011: Revenue of $484K, expenses of $356K, and assets of $1.9M.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Mountain View Yacht Club Incorporated:
Data Sources and Methodology
This transparency report for Mountain View Yacht Club Incorporated is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.