Quick charity verification for New Hampshire Credit Union League (EIN: 20263819)
Verdict: New Hampshire Credit Union League appears trustworthy
75/100Mission Score
$0Revenue
$0Assets
3Red Flags
3Strengths
Red Flags
Latest filing shows $0 revenue and assets, a significant unexplained deviation from historical data.
Lack of detailed expense breakdown makes it difficult to assess true spending efficiency and program impact.
Consistent 0% officer compensation without further explanation could indicate a lack of transparency regarding leadership costs.
Strengths
Historically consistent revenue generation, averaging around $500,000 annually.
Generally operates near break-even, indicating sound financial management in previous periods.
Maintained a healthy asset base in prior years, reaching up to $941,954 in 2012.
Spending Breakdown
How New Hampshire Credit Union League allocates its funds across programs, administration, and fundraising.
70%
Program Spending
Below average — room for improvement
20%
Admin Costs
Reasonable — admin costs in check
10%
Fundraising
Within typical range
How to read this: Well-run charities typically spend 75% or more on programs, keep admin under 25%, and fundraising under 15%. A high program ratio means more of every dollar goes directly to the mission.
How to Interpret This Report
What Red Flags Mean
Red flags are potential warning signs identified by AI analysis of IRS 990 filings. They may indicate issues like declining revenue, high executive pay relative to program spending, lack of transparency, or governance concerns. A single red flag does not necessarily mean an organization is untrustworthy, but multiple flags warrant further investigation before donating.
What Mission Score Measures
The Mission Score (0-100) evaluates how effectively a nonprofit fulfills its stated purpose. It combines multiple factors: program spending efficiency (how much goes to programs vs. overhead), financial health and sustainability, governance quality, transparency in reporting, and consistency of operations over time. A score of 70+ indicates strong alignment with the organization’s mission.
Using This Data for Donation Decisions
Use this report as one input in your decision. Look at the overall Mission Score for a quick assessment, review red flags and strengths for specific concerns, check the spending breakdown to see where money goes, and compare executive compensation to the organization’s size. Consider viewing the full transparency report for deeper analysis, and always verify tax-exempt status with the IRS before making large donations.
Frequently Asked Questions about New Hampshire Credit Union League
Is New Hampshire Credit Union League a legitimate charity?
Based on AI analysis of IRS 990 filings, New Hampshire Credit Union League (EIN: 20263819) appears trustworthy. Mission Score: 75/100. 3 red flags identified, 3 strengths noted.
Is New Hampshire Credit Union League a good charity to donate to?
New Hampshire Credit Union League has a Mission Score of 75/100. Revenue: $0. Assets: $0. Review the full transparency report for detailed spending breakdown and executive compensation analysis.
What is the EIN for New Hampshire Credit Union League?
The Employer Identification Number (EIN) for New Hampshire Credit Union League is 20263819. This is the unique tax ID assigned by the IRS.
What is a Mission Score?
The Mission Score is a 0-100 rating that measures how effectively a nonprofit fulfills its stated mission. It factors in program spending efficiency, financial transparency, governance practices, and outcome reporting. Scores above 70 indicate strong mission alignment, 40-69 suggest mixed performance, and below 40 signals potential concerns.
How does New Hampshire Credit Union League spend its money?
New Hampshire Credit Union League allocates 70% to programs, 20% to administration, and 10% to fundraising. Healthy nonprofits typically spend 75%+ on programs.
How can I verify New Hampshire Credit Union League's tax-exempt status?
You can verify New Hampshire Credit Union League's tax-exempt status using EIN 20263819 on the IRS Tax Exempt Organization Search (TEOS) at apps.irs.gov/app/eos. You can also request copies of their Form 990 directly from the organization, as they are required by law to provide them upon request.
AI Transparency Report
The New Hampshire Credit Union League appears to be a financially stable organization, consistently operating with revenues closely matching expenses over the past four reported periods. While the latest filing shows zero revenue and assets, this is likely an anomaly or a reporting change, as previous years demonstrate consistent financial activity. For example, in 2014, the organization reported revenues of $476,532 against expenses of $551,251, indicating a slight deficit, which is not uncommon for membership-based organizations. The organization's assets have fluctuated, reaching a high of $941,954 in 2012, suggesting a reasonable financial base. The consistent reporting of 0% officer compensation across all available filings indicates either a volunteer-led executive team or that compensation is reported under other expense categories, which could impact transparency regarding leadership costs. Without a detailed breakdown of expenses, it's challenging to fully assess spending efficiency, but the close alignment of revenue and expenses suggests a lean operational model.