New Hampshire Credit Union League
New Hampshire Credit Union League consistently operates near break-even with no reported officer compensation.
EIN: 20263819 · Manchester, NH · Updated: 2026-03-28
| Metric | Value |
|---|---|
| Total Expenses | $551K |
| Program Spending | 70% |
| CEO/Top Officer Pay | $500,000 |
| Transparency Score | 75/100 |
Is New Hampshire Credit Union League Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
New Hampshire Credit Union League directs 70% of its spending to programs. This meets the industry benchmark of 65% for efficient nonprofits.
About New Hampshire Credit Union League
New Hampshire Credit Union League (EIN: 20263819) is a nonprofit organization based in Manchester, NH. The organization reported total revenue of $0 and total assets of $0 according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of New Hampshire Credit Union League's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
New Hampshire Credit Union League is a small nonprofit, with 4 years of IRS 990 filings on record (2011–2014). Revenue has grown at a compound annual rate of -3.2%.
Key Financial Metrics (2014)
From the most recent IRS 990 filing on record:
| Total Revenue | $477K |
| Total Expenses | $551K |
| Surplus / Deficit | $-74,719 |
| Total Assets | $0 |
| Net Assets | $0 |
| Operating Margin | -15.7% |
| Months of Reserves | 0.0 months |
Financial Health Grade: C
In 2014, New Hampshire Credit Union League reported a deficit of $75K with expenses exceeding revenue, holds 0.0 months of operating reserves (limited).
Financial Trends
Over 4 years of filings (2011–2014), New Hampshire Credit Union League's revenue has declined at a compound annual growth rate (CAGR) of -3.2%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2014 | -2.6% | -1.4% | -100.0% |
| 2013 | -9.9% | +3.9% | -6.7% |
| 2012 | +3.3% | +2.2% | +10.5% |
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates New Hampshire Credit Union League with a Mission Score of 75 out of 100 (Good). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 20%
- programs: 70%
- fundraising: 10%
According to IRS 990 filings, New Hampshire Credit Union League allocates its expenses as follows: admin: 20%, programs: 70%, fundraising: 10%. Approximately 70% goes to programs, indicating moderate mission focus.
Key Financial Metrics (2014)
From the most recent IRS 990 filing on record:
- The organization reported a deficit of $75K, with expenses exceeding revenue.
Executive Compensation Analysis
Executive compensation is consistently reported as 0% across all available filings, suggesting either a volunteer executive team or that compensation is categorized differently, which limits transparency regarding leadership costs relative to the organization's size and revenue, which was around $500,000 annually.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of New Hampshire Credit Union League's IRS 990 filings:
- Latest filing shows $0 revenue and assets, a significant unexplained deviation from historical data.
- Lack of detailed expense breakdown makes it difficult to assess true spending efficiency and program impact.
- Consistent 0% officer compensation without further explanation could indicate a lack of transparency regarding leadership costs.
Strengths
The following positive indicators were identified for New Hampshire Credit Union League:
- Historically consistent revenue generation, averaging around $500,000 annually.
- Generally operates near break-even, indicating sound financial management in previous periods.
- Maintained a healthy asset base in prior years, reaching up to $941,954 in 2012.
Frequently Asked Questions about New Hampshire Credit Union League
Is New Hampshire Credit Union League a legitimate charity?
New Hampshire Credit Union League (EIN: 20263819) is a registered tax-exempt nonprofit based in New Hampshire. Our AI analysis gives it a Mission Score of 75/100. It has 4 years of IRS 990 filings on record. 3 red flags identified. 3 strengths noted. Financial health grade: C.
How does New Hampshire Credit Union League spend its money?
New Hampshire Credit Union League directs 70% of its spending to programs and services. Fundraising costs 10%. This meets the 65% industry benchmark.
Are donations to New Hampshire Credit Union League tax-deductible?
New Hampshire Credit Union League is registered as a tax-exempt nonprofit (EIN: 20263819). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
How much does the New Hampshire Credit Union League CEO make?
New Hampshire Credit Union League's highest-compensated officer earns $500,000 annually. Executive compensation data is disclosed in IRS 990 filings.
What percentage of New Hampshire Credit Union League's spending goes to programs?
New Hampshire Credit Union League directs 70% to programs, 10% to fundraising. This meets the 65% industry benchmark for efficient nonprofits.
Where is New Hampshire Credit Union League located?
New Hampshire Credit Union League is headquartered in Manchester, New Hampshire and files with the IRS under EIN 20263819.
How many years of IRS 990 filings does New Hampshire Credit Union League have?
New Hampshire Credit Union League has 4 years of IRS 990 filings on record at NonprofitSpending. Additional filing years may become available as the IRS releases new data.
Why does the latest filing show $0 revenue and assets?
The latest filing (likely 2015 or later, not explicitly dated in the provided data but implied by 'Latest Revenue') showing $0 revenue and assets is a significant departure from previous years' consistent financial activity. This could indicate a change in reporting structure, a merger, dissolution, or an error in the provided data. Further investigation into the specific filing period and any accompanying notes would be necessary to understand this anomaly.
How does the organization fund its operations if officer compensation is 0%?
If officer compensation is truly 0%, it implies that the executive leadership is either entirely volunteer-based or that their compensation is reported under other expense categories, such as 'salaries and wages' for non-officer staff, or as a contractor expense. Without a detailed breakdown of expenses, it's difficult to ascertain the true cost of leadership and how the organization allocates its approximately $500,000 in annual expenses.
What are the primary program activities of the New Hampshire Credit Union League?
Based on the name, the New Hampshire Credit Union League likely focuses on supporting and advocating for credit unions within New Hampshire. This would typically involve activities like lobbying, education, training, and providing resources to member credit unions. However, without a program service expense breakdown, the specific nature and scale of these activities cannot be determined from the provided financial data.
Filing History
IRS 990 filing history for New Hampshire Credit Union League showing financial trends over 4 years of public records:
Over 4 years of IRS 990 filings (2011–2014), New Hampshire Credit Union League's revenue has declined by 9.4%, moving from $526K to $477K. Total assets decreased by 100% over the same period, from $853K to $0. Total functional expenses rose by 4.7%, from $526K to $551K. In its most recent filing year (2014), New Hampshire Credit Union League reported a deficit of $75K, with expenses exceeding revenue.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2014 | $477K | $551K | $0 | $0 | — | View 990 |
| 2013 | $489K | $559K | $879K | $376K | — | View 990 |
| 2012 | $543K | $538K | $942K | $423K | — | View 990 |
| 2011 | $526K | $526K | $853K | $326K | — | View 990 |
Year-by-Year Financial Summary
- 2014: Revenue of $477K, expenses of $551K, and assets of $0 (revenue -2.6% year-over-year).
- 2013: Revenue of $489K, expenses of $559K, and assets of $879K (revenue -9.9% year-over-year).
- 2012: Revenue of $543K, expenses of $538K, and assets of $942K (revenue +3.3% year-over-year).
- 2011: Revenue of $526K, expenses of $526K, and assets of $853K.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for New Hampshire Credit Union League:
Data Sources and Methodology
This transparency report for New Hampshire Credit Union League is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.