Quick charity verification for New Hampshire Retail Association (EIN: 20269753)
Verdict: New Hampshire Retail Association appears trustworthy
70/100Mission Score
$255KRevenue
$245KAssets
3Red Flags
3Strengths
Red Flags
Recurring deficit spending in recent years (e.g., 2023 and 2022)
Lack of detailed program spending breakdown in available data
Unclear executive compensation structure given 0% reported officer compensation
Strengths
Consistently low liabilities, often zero, indicating strong financial management of debt
Stable asset base over a long period, demonstrating financial resilience
Long operational history with 13 filings, suggesting organizational stability
Spending Breakdown
How New Hampshire Retail Association allocates its funds across programs, administration, and fundraising.
80%
Program Spending
Healthy — majority goes to mission
15%
Admin Costs
Reasonable — admin costs in check
5%
Fundraising
Within typical range
How to read this: Well-run charities typically spend 75% or more on programs, keep admin under 25%, and fundraising under 15%. A high program ratio means more of every dollar goes directly to the mission.
How to Interpret This Report
What Red Flags Mean
Red flags are potential warning signs identified by AI analysis of IRS 990 filings. They may indicate issues like declining revenue, high executive pay relative to program spending, lack of transparency, or governance concerns. A single red flag does not necessarily mean an organization is untrustworthy, but multiple flags warrant further investigation before donating.
What Mission Score Measures
The Mission Score (0-100) evaluates how effectively a nonprofit fulfills its stated purpose. It combines multiple factors: program spending efficiency (how much goes to programs vs. overhead), financial health and sustainability, governance quality, transparency in reporting, and consistency of operations over time. A score of 70+ indicates strong alignment with the organization’s mission.
Using This Data for Donation Decisions
Use this report as one input in your decision. Look at the overall Mission Score for a quick assessment, review red flags and strengths for specific concerns, check the spending breakdown to see where money goes, and compare executive compensation to the organization’s size. Consider viewing the full transparency report for deeper analysis, and always verify tax-exempt status with the IRS before making large donations.
Frequently Asked Questions about New Hampshire Retail Association
Is New Hampshire Retail Association a legitimate charity?
Based on AI analysis of IRS 990 filings, New Hampshire Retail Association (EIN: 20269753) appears trustworthy. Mission Score: 70/100. 3 red flags identified, 3 strengths noted.
Is New Hampshire Retail Association a good charity to donate to?
New Hampshire Retail Association has a Mission Score of 70/100. Revenue: $255K. Assets: $245K. Review the full transparency report for detailed spending breakdown and executive compensation analysis.
What is the EIN for New Hampshire Retail Association?
The Employer Identification Number (EIN) for New Hampshire Retail Association is 20269753. This is the unique tax ID assigned by the IRS.
What is a Mission Score?
The Mission Score is a 0-100 rating that measures how effectively a nonprofit fulfills its stated mission. It factors in program spending efficiency, financial transparency, governance practices, and outcome reporting. Scores above 70 indicate strong mission alignment, 40-69 suggest mixed performance, and below 40 signals potential concerns.
How does New Hampshire Retail Association spend its money?
New Hampshire Retail Association allocates 80% to programs, 15% to administration, and 5% to fundraising. Healthy nonprofits typically spend 75%+ on programs.
How can I verify New Hampshire Retail Association's tax-exempt status?
You can verify New Hampshire Retail Association's tax-exempt status using EIN 20269753 on the IRS Tax Exempt Organization Search (TEOS) at apps.irs.gov/app/eos. You can also request copies of their Form 990 directly from the organization, as they are required by law to provide them upon request.
AI Transparency Report
The New Hampshire Retail Association demonstrates a consistent operational pattern, with revenues and expenses generally fluctuating around the quarter-million to third-million dollar mark over the past decade. While the organization has experienced periods of deficit spending, such as in 2023 ($226,866 revenue vs. $240,317 expenses) and 2022 ($234,199 revenue vs. $336,692 expenses), its asset base has remained relatively stable, indicating a degree of financial resilience. The absence of reported officer compensation across all filings suggests a volunteer-driven leadership or that compensation is structured in a way not reported as officer compensation on the 990, which could be a point of further inquiry for transparency. The organization's liabilities have consistently been very low, often zero, which is a positive indicator of financial health and low debt burden.
The organization's financial health appears stable but not significantly growing, with assets hovering around $250,000-$350,000. The fluctuations in revenue and expenses suggest that the organization's financial performance can vary year-to-year, potentially influenced by economic conditions affecting its members or specific initiatives. The lack of detailed program spending breakdowns in the provided data makes it challenging to fully assess spending efficiency beyond the overall revenue and expense figures. However, the consistent operation over many years with a relatively stable asset base suggests a well-managed, albeit not rapidly expanding, entity.