New Hampshire Retail Association
New Hampshire Retail Association maintains stable assets despite fluctuating revenues and occasional deficit spending.
EIN: 20269753 · Concord, NH · Updated: 2026-03-28
| Metric | Value |
|---|---|
| Total Revenue | $255K |
| Total Expenses | $240K |
| Program Spending | 80% |
| Net Assets | $258K |
| Transparency Score | 70/100 |
Is New Hampshire Retail Association Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
New Hampshire Retail Association directs 80% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About New Hampshire Retail Association
New Hampshire Retail Association (EIN: 20269753) is a nonprofit organization based in Concord, NH. The organization reported total revenue of $255K and total assets of $245K according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of New Hampshire Retail Association's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
New Hampshire Retail Association is a small nonprofit that has been operating for 59 years, with 13 years of IRS 990 filings on record (2011–2023). Revenue has grown at a compound annual rate of -12.3%.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
| Total Revenue | $227K |
| Total Expenses | $240K |
| Surplus / Deficit | $-13,451 |
| Total Assets | $263K |
| Total Liabilities | $5K |
| Net Assets | $258K |
| Operating Margin | -5.9% |
| Debt-to-Asset Ratio | 1.9% |
| Months of Reserves | 13.1 months |
Financial Health Grade: B
In 2023, New Hampshire Retail Association reported a deficit of $13K with expenses exceeding revenue, holds 13.1 months of operating reserves (strong position), has a debt-to-asset ratio of 1.9% (very low leverage).
Financial Trends
Over 13 years of filings (2011–2023), New Hampshire Retail Association's revenue has declined at a compound annual growth rate (CAGR) of -12.3%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2023 | -3.1% | -28.6% | -4.7% |
| 2022 | -31.2% | +13.1% | -27.0% |
| 2021 | +0.7% | +13.1% | +12.8% |
| 2020 | +36.7% | +5.3% | +26.4% |
| 2019 | -7.0% | -3.6% | +1.0% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 1000 |
| IRS Ruling Date | 1967 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates New Hampshire Retail Association with a Mission Score of 70 out of 100 (Good). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 15%
- programs: 80%
- fundraising: 5%
According to IRS 990 filings, New Hampshire Retail Association allocates its expenses as follows: admin: 15%, programs: 80%, fundraising: 5%. With 80% directed toward programs, this reflects a strong commitment to its charitable mission.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
- The organization reported a deficit of $13K, with expenses exceeding revenue.
- Debt-to-asset ratio: 1.9%.
Executive Compensation Analysis
The organization consistently reports 0% officer compensation across all available filings, suggesting that its leadership may be entirely volunteer-based or compensated through mechanisms not classified as officer compensation on the 990, which is unusual for an organization of its size and operational history.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of New Hampshire Retail Association's IRS 990 filings:
- Recurring deficit spending in recent years (e.g., 2023 and 2022)
- Lack of detailed program spending breakdown in available data
- Unclear executive compensation structure given 0% reported officer compensation
Strengths
The following positive indicators were identified for New Hampshire Retail Association:
- Consistently low liabilities, often zero, indicating strong financial management of debt
- Stable asset base over a long period, demonstrating financial resilience
- Long operational history with 13 filings, suggesting organizational stability
Frequently Asked Questions about New Hampshire Retail Association
Is New Hampshire Retail Association a legitimate charity?
New Hampshire Retail Association (EIN: 20269753) is a registered tax-exempt nonprofit based in New Hampshire. Our AI analysis gives it a Mission Score of 70/100. It has 13 years of IRS 990 filings on record. Total revenue: $255K. 3 red flags identified. 3 strengths noted. Financial health grade: B.
How does New Hampshire Retail Association spend its money?
New Hampshire Retail Association directs 80% of its spending to programs and services. Fundraising costs 5%. This exceeds the 65% industry benchmark.
Are donations to New Hampshire Retail Association tax-deductible?
New Hampshire Retail Association is registered as a tax-exempt nonprofit (EIN: 20269753). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
What percentage of New Hampshire Retail Association's spending goes to programs?
New Hampshire Retail Association directs 80% to programs, 5% to fundraising. This exceeds the 65% industry benchmark for efficient nonprofits.
Where is New Hampshire Retail Association located?
New Hampshire Retail Association is headquartered in Concord, New Hampshire and files with the IRS under EIN 20269753.
How many years of IRS 990 filings does New Hampshire Retail Association have?
New Hampshire Retail Association has 13 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $255K in total revenue.
How does the New Hampshire Retail Association fund its operations given the recurring deficits in recent years (e.g., 2023 and 2022)?
The organization appears to draw from its asset base or reserves during years of deficit spending, as seen in 2023 where expenses exceeded revenue by $13,451 and 2022 where expenses exceeded revenue by $102,493. Its consistent asset base suggests it has sufficient reserves to cover these shortfalls.
What specific programs or services does the New Hampshire Retail Association provide to its members?
The provided IRS 990 data does not detail specific programs. Further investigation into the organization's website or public reports would be necessary to understand its programmatic activities.
Why is officer compensation consistently reported as 0% across all filings?
This could indicate a fully volunteer board and executive leadership, or that compensation is paid to staff who are not considered 'officers, directors, trustees, or key employees' for 990 reporting purposes, or that compensation is below the reporting threshold. This warrants further clarification for full transparency.
Filing History
IRS 990 filing history for New Hampshire Retail Association showing financial trends over 13 years of public records:
Over 13 years of IRS 990 filings (2011–2023), New Hampshire Retail Association's revenue has declined by 79.3%, moving from $1.1M to $227K. Total assets decreased by 82.5% over the same period, from $1.5M to $263K. Total functional expenses fell by 55.1%, from $535K to $240K. In its most recent filing year (2023), New Hampshire Retail Association reported a deficit of $13K, with expenses exceeding revenue. The organization holds $5K in liabilities against $263K in assets (debt-to-asset ratio: 1.9%), resulting in net assets of $258K.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2023 | $227K | $240K | $263K | $5K | — | — |
| 2022 | $234K | $337K | $276K | $2K | — | — |
| 2021 | $341K | $298K | $378K | $0 | — | — |
| 2020 | $338K | $263K | $335K | $144 | — | — |
| 2019 | $247K | $250K | $265K | $0 | — | View 990 |
| 2018 | $266K | $259K | $263K | $0 | — | View 990 |
| 2017 | $260K | $300K | $260K | $0 | — | View 990 |
| 2016 | $318K | $332K | $298K | $166 | — | View 990 |
| 2015 | $356K | $403K | $303K | $1K | — | View 990 |
| 2014 | $269K | $568K | $358K | $1K | — | View 990 |
| 2013 | $911K | $790K | $657K | $1K | — | View 990 |
| 2012 | $488K | $1.4M | $539K | $2K | — | View 990 |
| 2011 | $1.1M | $535K | $1.5M | $13K | — | View 990 |
Year-by-Year Financial Summary
- 2023: Revenue of $227K, expenses of $240K, and assets of $263K (revenue -3.1% year-over-year).
- 2022: Revenue of $234K, expenses of $337K, and assets of $276K (revenue -31.2% year-over-year).
- 2021: Revenue of $341K, expenses of $298K, and assets of $378K (revenue +0.7% year-over-year).
- 2020: Revenue of $338K, expenses of $263K, and assets of $335K (revenue +36.7% year-over-year).
- 2019: Revenue of $247K, expenses of $250K, and assets of $265K (revenue -7.0% year-over-year).
- 2018: Revenue of $266K, expenses of $259K, and assets of $263K (revenue +2.1% year-over-year).
- 2017: Revenue of $260K, expenses of $300K, and assets of $260K (revenue -18.1% year-over-year).
- 2016: Revenue of $318K, expenses of $332K, and assets of $298K (revenue -10.7% year-over-year).
- 2015: Revenue of $356K, expenses of $403K, and assets of $303K (revenue +32.2% year-over-year).
- 2014: Revenue of $269K, expenses of $568K, and assets of $358K (revenue -70.5% year-over-year).
- 2013: Revenue of $911K, expenses of $790K, and assets of $657K (revenue +86.8% year-over-year).
- 2012: Revenue of $488K, expenses of $1.4M, and assets of $539K (revenue -55.5% year-over-year).
- 2011: Revenue of $1.1M, expenses of $535K, and assets of $1.5M.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for New Hampshire Retail Association:
Data Sources and Methodology
This transparency report for New Hampshire Retail Association is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.