Quick charity verification for North Central Iowa Sto Inc (EIN: 205279168)
Verdict: North Central Iowa Sto Inc appears trustworthy
85/100Mission Score
$50KRevenue
$445Assets
2Red Flags
4Strengths
Red Flags
Very low asset base, potentially limiting capacity for growth or unexpected expenses
Operating consistently at near break-even, leaving little margin for error
Strengths
Consistent reporting of 0% officer compensation, indicating high administrative efficiency
Long history of IRS 990 filings (13 periods), demonstrating transparency and compliance
Consistently operating without liabilities, indicating sound financial management
Efficient use of funds, with expenses closely matching revenue
Spending Breakdown
How North Central Iowa Sto Inc allocates its funds across programs, administration, and fundraising.
90%
Program Spending
Healthy — majority goes to mission
10%
Admin Costs
Reasonable — admin costs in check
0%
Fundraising
Within typical range
How to read this: Well-run charities typically spend 75% or more on programs, keep admin under 25%, and fundraising under 15%. A high program ratio means more of every dollar goes directly to the mission.
How to Interpret This Report
What Red Flags Mean
Red flags are potential warning signs identified by AI analysis of IRS 990 filings. They may indicate issues like declining revenue, high executive pay relative to program spending, lack of transparency, or governance concerns. A single red flag does not necessarily mean an organization is untrustworthy, but multiple flags warrant further investigation before donating.
What Mission Score Measures
The Mission Score (0-100) evaluates how effectively a nonprofit fulfills its stated purpose. It combines multiple factors: program spending efficiency (how much goes to programs vs. overhead), financial health and sustainability, governance quality, transparency in reporting, and consistency of operations over time. A score of 70+ indicates strong alignment with the organization’s mission.
Using This Data for Donation Decisions
Use this report as one input in your decision. Look at the overall Mission Score for a quick assessment, review red flags and strengths for specific concerns, check the spending breakdown to see where money goes, and compare executive compensation to the organization’s size. Consider viewing the full transparency report for deeper analysis, and always verify tax-exempt status with the IRS before making large donations.
Frequently Asked Questions about North Central Iowa Sto Inc
Is North Central Iowa Sto Inc a legitimate charity?
Based on AI analysis of IRS 990 filings, North Central Iowa Sto Inc (EIN: 205279168) appears trustworthy. Mission Score: 85/100. 2 red flags identified, 4 strengths noted.
Is North Central Iowa Sto Inc a good charity to donate to?
North Central Iowa Sto Inc has a Mission Score of 85/100. Revenue: $50K. Assets: $445. Review the full transparency report for detailed spending breakdown and executive compensation analysis.
What is the EIN for North Central Iowa Sto Inc?
The Employer Identification Number (EIN) for North Central Iowa Sto Inc is 205279168. This is the unique tax ID assigned by the IRS.
What is a Mission Score?
The Mission Score is a 0-100 rating that measures how effectively a nonprofit fulfills its stated mission. It factors in program spending efficiency, financial transparency, governance practices, and outcome reporting. Scores above 70 indicate strong mission alignment, 40-69 suggest mixed performance, and below 40 signals potential concerns.
How does North Central Iowa Sto Inc spend its money?
North Central Iowa Sto Inc allocates 90% to programs, 10% to administration, and 0% to fundraising. Healthy nonprofits typically spend 75%+ on programs.
How can I verify North Central Iowa Sto Inc's tax-exempt status?
You can verify North Central Iowa Sto Inc's tax-exempt status using EIN 205279168 on the IRS Tax Exempt Organization Search (TEOS) at apps.irs.gov/app/eos. You can also request copies of their Form 990 directly from the organization, as they are required by law to provide them upon request.
AI Transparency Report
North Central Iowa Sto Inc appears to be a very lean organization with minimal assets and liabilities, consistently operating near break-even. For example, in 2023, revenue was $84,876 against expenses of $85,346, resulting in a slight deficit. This trend of revenue closely matching expenses is consistent across its filing history, indicating efficient use of incoming funds for immediate program delivery rather than accumulating significant reserves. The organization's assets have remained very low, peaking at $5,298 in 2019 and currently standing at $445, suggesting a focus on direct program spending rather than building an endowment or substantial operational capital. The consistent reporting of zero officer compensation across all filings indicates a volunteer-led or very low-overhead operational model, which is a strong positive for donor confidence regarding administrative efficiency. However, the lack of detailed expense breakdowns in the provided data makes it challenging to fully assess spending efficiency between programs, administration, and fundraising. The organization's consistent filing history over 13 periods demonstrates a commitment to regulatory compliance and transparency in its financial reporting.