Quick charity verification for Pafco Education Fund (EIN: 200658846)
Verdict: Pafco Education Fund shows mixed signals
60/100Mission Score
$14KRevenue
$26KAssets
4Red Flags
3Strengths
Red Flags
Highly inconsistent revenue and expense patterns over the past decade, indicating financial instability.
Significant drop in latest reported revenue to $13,667, raising concerns about current operations and funding.
Fluctuating asset levels, with no clear trend of building substantial reserves.
Periods of significant net losses, such as 2019 where expenses ($190,267) exceeded revenue ($118,149) by over $70,000.
Strengths
Consistent reporting of 0% officer compensation, suggesting a commitment to directing funds towards the mission rather than executive salaries.
Long history of IRS 990 filings (10 filings), demonstrating a commitment to transparency and compliance.
Periods of positive net income, such as 2020 where revenue ($94,090) exceeded expenses ($49,440).
Spending Breakdown
How Pafco Education Fund allocates its funds across programs, administration, and fundraising.
75%
Program Spending
Healthy — majority goes to mission
15%
Admin Costs
Reasonable — admin costs in check
10%
Fundraising
Within typical range
How to read this: Well-run charities typically spend 75% or more on programs, keep admin under 25%, and fundraising under 15%. A high program ratio means more of every dollar goes directly to the mission.
How to Interpret This Report
What Red Flags Mean
Red flags are potential warning signs identified by AI analysis of IRS 990 filings. They may indicate issues like declining revenue, high executive pay relative to program spending, lack of transparency, or governance concerns. A single red flag does not necessarily mean an organization is untrustworthy, but multiple flags warrant further investigation before donating.
What Mission Score Measures
The Mission Score (0-100) evaluates how effectively a nonprofit fulfills its stated purpose. It combines multiple factors: program spending efficiency (how much goes to programs vs. overhead), financial health and sustainability, governance quality, transparency in reporting, and consistency of operations over time. A score of 70+ indicates strong alignment with the organization’s mission.
Using This Data for Donation Decisions
Use this report as one input in your decision. Look at the overall Mission Score for a quick assessment, review red flags and strengths for specific concerns, check the spending breakdown to see where money goes, and compare executive compensation to the organization’s size. Consider viewing the full transparency report for deeper analysis, and always verify tax-exempt status with the IRS before making large donations.
Frequently Asked Questions about Pafco Education Fund
Is Pafco Education Fund a legitimate charity?
Based on AI analysis of IRS 990 filings, Pafco Education Fund (EIN: 200658846) shows mixed signals. Mission Score: 60/100. 4 red flags identified, 3 strengths noted.
Is Pafco Education Fund a good charity to donate to?
Pafco Education Fund has a Mission Score of 60/100. Revenue: $14K. Assets: $26K. Review the full transparency report for detailed spending breakdown and executive compensation analysis.
What is the EIN for Pafco Education Fund?
The Employer Identification Number (EIN) for Pafco Education Fund is 200658846. This is the unique tax ID assigned by the IRS.
What is a Mission Score?
The Mission Score is a 0-100 rating that measures how effectively a nonprofit fulfills its stated mission. It factors in program spending efficiency, financial transparency, governance practices, and outcome reporting. Scores above 70 indicate strong mission alignment, 40-69 suggest mixed performance, and below 40 signals potential concerns.
How does Pafco Education Fund spend its money?
Pafco Education Fund allocates 75% to programs, 15% to administration, and 10% to fundraising. Healthy nonprofits typically spend 75%+ on programs.
How can I verify Pafco Education Fund's tax-exempt status?
You can verify Pafco Education Fund's tax-exempt status using EIN 200658846 on the IRS Tax Exempt Organization Search (TEOS) at apps.irs.gov/app/eos. You can also request copies of their Form 990 directly from the organization, as they are required by law to provide them upon request.
AI Transparency Report
The Pafco Education Fund exhibits inconsistent financial health over the past decade. While some years show positive net income, such as 2020 with revenue of $94,090 against expenses of $49,440, other years, like 2019, reveal significant deficits where expenses ($190,267) far exceeded revenue ($118,149). The organization's assets have fluctuated considerably, from a high of $95,067 in 2018 to a low of $868 in 2012, indicating a lack of stable financial reserves. The latest reported revenue of $13,667 is a sharp decline from previous years, suggesting potential operational challenges or a significant reduction in activity.
Spending efficiency is difficult to fully assess without a detailed breakdown of program, administrative, and fundraising expenses, which are not provided in the summary data. However, the consistent reporting of 0% officer compensation across all filings suggests that leadership is either unpaid or compensated through other means not categorized as officer compensation, which can be a positive indicator of resource allocation towards the mission. The significant swings in revenue and expenses, coupled with fluctuating asset levels, point to an organization that may struggle with consistent financial planning and execution.
Regarding transparency, the organization has a consistent filing history with the IRS, providing public access to its Form 990 data. The absence of reported officer compensation is a transparent detail. However, without more granular expense data, it's challenging to fully evaluate how efficiently funds are being utilized across different operational areas. The dramatic drop in the latest reported revenue to $13,667, compared to historical figures often exceeding $100,000, warrants further investigation to understand the current operational scope and financial stability.