Pafco Education Fund
Pafco Education Fund shows highly volatile financial performance with recent sharp revenue decline.
EIN: 200658846 · Phoenix, AZ · NTEE: P012 · Updated: 2026-03-28
| Metric | Value |
|---|---|
| Total Revenue | $14K |
| Total Expenses | $49K |
| Program Spending | 75% |
| Net Assets | $21K |
| Transparency Score | 60/100 |
Search Intent Cockpit
Pafco Education Fund Form 990, Revenue, CEO Pay, and IRS Filing Signals
Pafco Education Fund is surfaced here as a decision-ready nonprofit financial profile, not just a charity listing. The page consolidates IRS Form 990 revenue, expenses, assets, tax-exempt classification, executive compensation, mission score, red flags, and year-by-year filing history so donors, researchers, journalists, and grant teams can answer the common search questions around Pafco Education Fund in one place.
Form 990 Filing Summary
10 filing years are available, with latest revenue of $94K and expenses of $49K.
Revenue and Expenses
Pafco Education Fund reported $94K in revenue and $49K in expenses, a surplus of $45K.
Executive Compensation
Officer, director, trustee, and key employee pay is reviewed from IRS 990 compensation disclosures when present.
Charity Score and Red Flags
60/100 mission score, 4 red flags, and 3 strengths are shown from structured and AI review.
Is Pafco Education Fund Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
IRS 990 Data Cockpit
Where the Money Comes From and Where It Goes
Revenue Source Mix
Revenue-source line items are not available on the stored filing yet. Future ingestion now preserves contribution, program-revenue, and investment-income fields when ProPublica provides them.
Expense Deployment
| Program services | $37K (75%) |
Across stored filings, Pafco Education Fund shows contribution history pending. Next enrichment targets: revenue-source fields, IRS BMF classification.
Decision Cockpit
One-Stop Donor, Research, and Peer Context Hub
| Decision Lens | Signal | What to Inspect Next |
|---|---|---|
| Legitimacy | Some Concerns | Good filing record; 4 red flags identified |
| Mission spend | 75% to programs | Excellent |
| Financial durability | Grade A | 10 stored filing years |
| Peer context | Compare with Real J Daigle Evangelistic Corporation | Arizona and Human Services context |
Trust Check
Review legitimacy, deductibility, red flags, and filing consistency.
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Turn this Form 990 profile into a donor-ready report
Request a concise report for Pafco Education Fund with revenue, expenses, executive compensation, red flags, peer context, and IRS source links. You can also request CSV exports or watchlist updates for future filings.
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Pafco Education Fund directs 75% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About Pafco Education Fund
Pafco Education Fund (EIN: 200658846) is a nonprofit organization based in Phoenix, AZ, classified under NTEE code P012. The organization reported total revenue of $14K and total assets of $26K according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Pafco Education Fund's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Pafco Education Fund is a micro nonprofit that has been operating for 21 years, with 10 years of IRS 990 filings on record (2011–2020). Revenue has grown at a compound annual rate of -0.1%.
Key Financial Metrics (2020)
From the most recent IRS 990 filing on record:
| Total Revenue | $94K |
| Total Expenses | $49K |
| Surplus / Deficit | +$45K |
| Total Assets | $49K |
| Total Liabilities | $28K |
| Net Assets | $21K |
| Operating Margin | 47.5% |
| Debt-to-Asset Ratio | 57.8% |
| Months of Reserves | 11.9 months |
Financial Health Grade: A
In 2020, Pafco Education Fund reported a surplus of $45K with revenue exceeding expenses, holds 11.9 months of operating reserves (strong position), has a debt-to-asset ratio of 57.8% (high leverage).
Financial Trends
Over 10 years of filings (2011–2020), Pafco Education Fund's revenue has declined at a compound annual growth rate (CAGR) of -0.1%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2020 | -20.4% | -74.0% | +415.8% |
| 2019 | -58.0% | -13.7% | -90.0% |
| 2018 | +72.0% | +27.2% | +148.4% |
| 2017 | -30.8% | -31.1% | -43.6% |
| 2016 | +59.0% | +125.8% | +60.6% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 1200 |
| IRS Ruling Date | 2005 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Pafco Education Fund with a Mission Score of 60 out of 100 (Good). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 15%
- programs: 75%
- fundraising: 10%
According to IRS 990 filings, Pafco Education Fund allocates its expenses as follows: admin: 15%, programs: 75%, fundraising: 10%. With 75% directed toward programs, this reflects a strong commitment to its charitable mission.
Key Financial Metrics (2020)
From the most recent IRS 990 filing on record:
- The organization reported a surplus of $45K, with revenue exceeding expenses.
- Debt-to-asset ratio: 57.8%.
Executive Compensation Analysis
Executive compensation is consistently reported as 0% across all available filings, indicating that officers are either unpaid volunteers or compensated through non-officer categories, which is a positive sign for resource allocation relative to the organization's size and fluctuating revenue.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of Pafco Education Fund's IRS 990 filings:
- Highly inconsistent revenue and expense patterns over the past decade, indicating financial instability.
- Significant drop in latest reported revenue to $13,667, raising concerns about current operations and funding.
- Fluctuating asset levels, with no clear trend of building substantial reserves.
- Periods of significant net losses, such as 2019 where expenses ($190,267) exceeded revenue ($118,149) by over $70,000.
Strengths
The following positive indicators were identified for Pafco Education Fund:
- Consistent reporting of 0% officer compensation, suggesting a commitment to directing funds towards the mission rather than executive salaries.
- Long history of IRS 990 filings (10 filings), demonstrating a commitment to transparency and compliance.
- Periods of positive net income, such as 2020 where revenue ($94,090) exceeded expenses ($49,440).
Frequently Asked Questions about Pafco Education Fund
Is Pafco Education Fund a legitimate charity?
Pafco Education Fund (EIN: 200658846) is a registered tax-exempt nonprofit based in Arizona. Our AI analysis gives it a Mission Score of 60/100. It has 10 years of IRS 990 filings on record. Total revenue: $14K. 4 red flags identified. 3 strengths noted. Financial health grade: A.
How does Pafco Education Fund spend its money?
Pafco Education Fund directs 75% of its spending to programs and services. Fundraising costs 10%. This exceeds the 65% industry benchmark.
Are donations to Pafco Education Fund tax-deductible?
Pafco Education Fund is registered as a tax-exempt nonprofit (EIN: 200658846). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
What percentage of Pafco Education Fund's spending goes to programs?
Pafco Education Fund directs 75% to programs, 10% to fundraising. This exceeds the 65% industry benchmark for efficient nonprofits.
How does Pafco Education Fund compare to similar nonprofits?
With a transparency score of 60/100 (Good), Pafco Education Fund is above average for NTEE category P012 nonprofits. The score reflects financial transparency, program spending efficiency, and governance quality based on IRS 990 data.
Where is Pafco Education Fund located?
Pafco Education Fund is headquartered in Phoenix, Arizona and files with the IRS under EIN 200658846. It is classified under NTEE code P012.
How many years of IRS 990 filings does Pafco Education Fund have?
Pafco Education Fund has 10 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $14K in total revenue.
Why has Pafco Education Fund's revenue dropped so significantly to $13,667 in its latest filing?
The provided data shows a drastic decrease in revenue from historical figures (e.g., $94,090 in 2020, $281,022 in 2018) to $13,667 in the latest period. This could indicate a change in operational scope, funding sources, or a temporary halt in major activities.
What is the detailed breakdown of expenses (program, administrative, fundraising) for Pafco Education Fund?
The provided summary data only shows total expenses. A detailed breakdown is necessary to accurately assess spending efficiency and ensure a high percentage of funds are directed towards program services.
How does Pafco Education Fund manage its liabilities, given the fluctuations in assets and liabilities?
Liabilities have varied significantly, from $0 in 2014 and 2015 to $47,833 in 2017 and $28,458 in 2020. Understanding the nature of these liabilities and the organization's strategy for managing them is crucial for financial stability.
What is the current operational status and program impact of Pafco Education Fund, given the recent financial changes?
With the latest revenue being significantly lower than historical averages, it's important to understand if the organization is still actively pursuing its mission and what impact it is currently achieving.
Filing History
IRS 990 filing history for Pafco Education Fund showing financial trends over 10 years of public records:
Over 10 years of IRS 990 filings (2011–2020), Pafco Education Fund's revenue has declined by 1.2%, moving from $95K to $94K. Total assets increased by 255% over the same period, from $14K to $49K. Total functional expenses fell by 45.4%, from $91K to $49K. In its most recent filing year (2020), Pafco Education Fund reported a surplus of $45K, with revenue exceeding expenses. The organization holds $28K in liabilities against $49K in assets (debt-to-asset ratio: 57.8%), resulting in net assets of $21K.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2020 | $94K | $49K | $49K | $28K | — | — |
| 2019 | $118K | $190K | $10K | $33K | — | View 990 |
| 2018 | $281K | $220K | $95K | $47K | — | View 990 |
| 2017 | $163K | $173K | $38K | $48K | — | View 990 |
| 2016 | $236K | $252K | $68K | $47K | — | View 990 |
| 2015 | $148K | $111K | $42K | $0 | — | View 990 |
| 2014 | $117K | $117K | $5K | $0 | — | View 990 |
| 2013 | $94K | $89K | $8K | $3K | — | View 990 |
| 2012 | $88K | $101K | $868 | $0 | — | View 990 |
| 2011 | $95K | $91K | $14K | $0 | — | View 990 |
Year-by-Year Financial Summary
- 2020: Revenue of $94K, expenses of $49K, and assets of $49K (revenue -20.4% year-over-year).
- 2019: Revenue of $118K, expenses of $190K, and assets of $10K (revenue -58.0% year-over-year).
- 2018: Revenue of $281K, expenses of $220K, and assets of $95K (revenue +72.0% year-over-year).
- 2017: Revenue of $163K, expenses of $173K, and assets of $38K (revenue -30.8% year-over-year).
- 2016: Revenue of $236K, expenses of $252K, and assets of $68K (revenue +59.0% year-over-year).
- 2015: Revenue of $148K, expenses of $111K, and assets of $42K (revenue +26.4% year-over-year).
- 2014: Revenue of $117K, expenses of $117K, and assets of $5K (revenue +25.4% year-over-year).
- 2013: Revenue of $94K, expenses of $89K, and assets of $8K (revenue +6.1% year-over-year).
- 2012: Revenue of $88K, expenses of $101K, and assets of $868 (revenue -7.3% year-over-year).
- 2011: Revenue of $95K, expenses of $91K, and assets of $14K.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Pafco Education Fund:
Data Sources and Methodology
This transparency report for Pafco Education Fund is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.