Quick charity verification for Racoon Valley Swim Club (EIN: 210695486)
Verdict: Racoon Valley Swim Club appears trustworthy
70/100Mission Score
$265KRevenue
$88KAssets
3Red Flags
3Strengths
Red Flags
Frequent operational deficits, with expenses exceeding revenue in 7 out of 10 years.
Significant and increasing liabilities, reaching $73,000 in 2022, which is a large portion of its $87,805 in assets.
Lack of detailed expense breakdown (program, admin, fundraising) in the provided data, hindering spending efficiency analysis.
Strengths
Consistent reporting of 0% officer compensation, indicating volunteer or very low-cost leadership.
Stable revenue generation, growing from $125,812 in 2018 to $264,614 in 2022, demonstrating community support.
Long filing history (12 filings), suggesting consistent operation and compliance.
Spending Breakdown
How Racoon Valley Swim Club allocates its funds across programs, administration, and fundraising.
85%
Program Spending
Healthy — majority goes to mission
10%
Admin Costs
Reasonable — admin costs in check
5%
Fundraising
Within typical range
How to read this: Well-run charities typically spend 75% or more on programs, keep admin under 25%, and fundraising under 15%. A high program ratio means more of every dollar goes directly to the mission.
How to Interpret This Report
What Red Flags Mean
Red flags are potential warning signs identified by AI analysis of IRS 990 filings. They may indicate issues like declining revenue, high executive pay relative to program spending, lack of transparency, or governance concerns. A single red flag does not necessarily mean an organization is untrustworthy, but multiple flags warrant further investigation before donating.
What Mission Score Measures
The Mission Score (0-100) evaluates how effectively a nonprofit fulfills its stated purpose. It combines multiple factors: program spending efficiency (how much goes to programs vs. overhead), financial health and sustainability, governance quality, transparency in reporting, and consistency of operations over time. A score of 70+ indicates strong alignment with the organization’s mission.
Using This Data for Donation Decisions
Use this report as one input in your decision. Look at the overall Mission Score for a quick assessment, review red flags and strengths for specific concerns, check the spending breakdown to see where money goes, and compare executive compensation to the organization’s size. Consider viewing the full transparency report for deeper analysis, and always verify tax-exempt status with the IRS before making large donations.
Frequently Asked Questions about Racoon Valley Swim Club
Is Racoon Valley Swim Club a legitimate charity?
Based on AI analysis of IRS 990 filings, Racoon Valley Swim Club (EIN: 210695486) appears trustworthy. Mission Score: 70/100. 3 red flags identified, 3 strengths noted.
Is Racoon Valley Swim Club a good charity to donate to?
Racoon Valley Swim Club has a Mission Score of 70/100. Revenue: $265K. Assets: $88K. Review the full transparency report for detailed spending breakdown and executive compensation analysis.
What is the EIN for Racoon Valley Swim Club?
The Employer Identification Number (EIN) for Racoon Valley Swim Club is 210695486. This is the unique tax ID assigned by the IRS.
What is a Mission Score?
The Mission Score is a 0-100 rating that measures how effectively a nonprofit fulfills its stated mission. It factors in program spending efficiency, financial transparency, governance practices, and outcome reporting. Scores above 70 indicate strong mission alignment, 40-69 suggest mixed performance, and below 40 signals potential concerns.
How does Racoon Valley Swim Club spend its money?
Racoon Valley Swim Club allocates 85% to programs, 10% to administration, and 5% to fundraising. Healthy nonprofits typically spend 75%+ on programs.
How can I verify Racoon Valley Swim Club's tax-exempt status?
You can verify Racoon Valley Swim Club's tax-exempt status using EIN 210695486 on the IRS Tax Exempt Organization Search (TEOS) at apps.irs.gov/app/eos. You can also request copies of their Form 990 directly from the organization, as they are required by law to provide them upon request.
AI Transparency Report
Racoon Valley Swim Club demonstrates consistent operational activity, with revenues and expenses generally increasing over the past several years, peaking at $264,614 in revenue and $282,574 in expenses in 2022. The organization consistently reports 0% officer compensation, which is a positive indicator for a smaller, community-focused entity, suggesting volunteer leadership or very modest stipends not categorized as officer compensation. However, the organization has frequently operated at a deficit, with expenses exceeding revenue in 7 out of the 10 provided years, including a $17,960 deficit in 2022.
While the organization's assets have fluctuated, they have generally remained modest relative to its operational scale, standing at $87,805 in 2022. A notable trend is the increase in liabilities, reaching $73,000 in 2022, which represents a significant portion of its total assets and could indicate reliance on debt or deferred revenue. The lack of detailed expense breakdowns (program, administrative, fundraising) in the provided data limits a precise assessment of spending efficiency, but the consistent operation suggests a focus on its core recreational purpose.
Overall, Racoon Valley Swim Club appears to be a community-driven organization with stable, albeit sometimes deficit-prone, operations. Its transparency regarding officer compensation is good, but without NTEE codes or detailed expense breakdowns, a full financial health assessment is challenging. The increasing liabilities warrant closer observation.