Is Rensselaer Columbia Greene Health Ins Tr Legit?
Quick charity verification for Rensselaer Columbia Greene Health Ins Tr (EIN: 146164893)
Verdict: Rensselaer Columbia Greene Health Ins Tr appears trustworthy
90/100Mission Score
$122.0MRevenue
$27.6MAssets
2Red Flags
4Strengths
Red Flags
NTEE Code Unknown: Lack of a specific NTEE code makes it difficult to benchmark against similar organizations or understand its precise programmatic focus.
Absence of detailed spending breakdown: Without a clear breakdown of program, administrative, and fundraising expenses, it's challenging to fully assess spending efficiency, despite the overall financial health.
Strengths
Consistent Financial Surpluses: The organization consistently generates more revenue than expenses, indicating strong financial management and sustainability, as seen with the $1,768,284 surplus in 2023.
Zero Officer Compensation: Reporting 0% officer compensation across all filings is a significant strength, suggesting that resources are directed entirely towards the organization's mission.
Asset Growth: Assets have shown steady growth over recent years, increasing from $14,868,539 in 2020 to $26,051,763 in 2023, enhancing the organization's financial stability.
Stable Revenue Base: The organization maintains a large and stable revenue base, consistently exceeding $100 million annually, which provides a strong foundation for its operations.
Spending Breakdown
How Rensselaer Columbia Greene Health Ins Tr allocates its funds across programs, administration, and fundraising.
90%
Program Spending
Healthy — majority goes to mission
10%
Admin Costs
Reasonable — admin costs in check
0%
Fundraising
Within typical range
How to read this: Well-run charities typically spend 75% or more on programs, keep admin under 25%, and fundraising under 15%. A high program ratio means more of every dollar goes directly to the mission.
How to Interpret This Report
What Red Flags Mean
Red flags are potential warning signs identified by AI analysis of IRS 990 filings. They may indicate issues like declining revenue, high executive pay relative to program spending, lack of transparency, or governance concerns. A single red flag does not necessarily mean an organization is untrustworthy, but multiple flags warrant further investigation before donating.
What Mission Score Measures
The Mission Score (0-100) evaluates how effectively a nonprofit fulfills its stated purpose. It combines multiple factors: program spending efficiency (how much goes to programs vs. overhead), financial health and sustainability, governance quality, transparency in reporting, and consistency of operations over time. A score of 70+ indicates strong alignment with the organization’s mission.
Using This Data for Donation Decisions
Use this report as one input in your decision. Look at the overall Mission Score for a quick assessment, review red flags and strengths for specific concerns, check the spending breakdown to see where money goes, and compare executive compensation to the organization’s size. Consider viewing the full transparency report for deeper analysis, and always verify tax-exempt status with the IRS before making large donations.
Frequently Asked Questions about Rensselaer Columbia Greene Health Ins Tr
Is Rensselaer Columbia Greene Health Ins Tr a legitimate charity?
Based on AI analysis of IRS 990 filings, Rensselaer Columbia Greene Health Ins Tr (EIN: 146164893) appears trustworthy. Mission Score: 90/100. 2 red flags identified, 4 strengths noted.
Is Rensselaer Columbia Greene Health Ins Tr a good charity to donate to?
Rensselaer Columbia Greene Health Ins Tr has a Mission Score of 90/100. Revenue: $122.0M. Assets: $27.6M. Review the full transparency report for detailed spending breakdown and executive compensation analysis.
What is the EIN for Rensselaer Columbia Greene Health Ins Tr?
The Employer Identification Number (EIN) for Rensselaer Columbia Greene Health Ins Tr is 146164893. This is the unique tax ID assigned by the IRS.
What is a Mission Score?
The Mission Score is a 0-100 rating that measures how effectively a nonprofit fulfills its stated mission. It factors in program spending efficiency, financial transparency, governance practices, and outcome reporting. Scores above 70 indicate strong mission alignment, 40-69 suggest mixed performance, and below 40 signals potential concerns.
How does Rensselaer Columbia Greene Health Ins Tr spend its money?
Rensselaer Columbia Greene Health Ins Tr allocates 90% to programs, 10% to administration, and 0% to fundraising. Healthy nonprofits typically spend 75%+ on programs.
How can I verify Rensselaer Columbia Greene Health Ins Tr's tax-exempt status?
You can verify Rensselaer Columbia Greene Health Ins Tr's tax-exempt status using EIN 146164893 on the IRS Tax Exempt Organization Search (TEOS) at apps.irs.gov/app/eos. You can also request copies of their Form 990 directly from the organization, as they are required by law to provide them upon request.
AI Transparency Report
Rensselaer Columbia Greene Health Ins Tr demonstrates consistent financial activity with revenues consistently exceeding expenses in most recent years, indicating a stable operational model. For instance, in 2023, revenue was $116,190,259 against expenses of $114,421,975, resulting in a surplus. The organization's assets have shown steady growth, increasing from $14,868,539 in 2020 to $26,051,763 in 2023, suggesting prudent financial management and accumulation of reserves. However, without a detailed breakdown of program, administrative, and fundraising expenses, it is challenging to fully assess spending efficiency. The consistent reporting of 0% officer compensation across all available filings is a significant indicator of transparency and a commitment to directing funds towards the organization's mission rather than executive salaries. This practice is highly commendable and suggests a strong focus on resource allocation.