Rensselaer Columbia Greene Health Ins Tr
Rensselaer Columbia Greene Health Ins Tr consistently generates surpluses and reports no officer compensation.
EIN: 146164893 · Castleton On Hudson, NY · Updated: 2026-03-28
| Metric | Value |
|---|---|
| Total Revenue | $122.0M |
| Total Expenses | $114.4M |
| Program Spending | 90% |
| Net Assets | $3.7M |
| Transparency Score | 90/100 |
Is Rensselaer Columbia Greene Health Ins Tr Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
Rensselaer Columbia Greene Health Ins Tr directs 90% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About Rensselaer Columbia Greene Health Ins Tr
Rensselaer Columbia Greene Health Ins Tr (EIN: 146164893) is a nonprofit organization based in Castleton On Hudson, NY. The organization reported total revenue of $122.0M and total assets of $27.6M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Rensselaer Columbia Greene Health Ins Tr's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Rensselaer Columbia Greene Health Ins Tr is a major nonprofit that has been operating for 31 years, with 13 years of IRS 990 filings on record (2011–2023). Revenue has grown at a compound annual rate of 0.8%.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
| Total Revenue | $116.2M |
| Total Expenses | $114.4M |
| Surplus / Deficit | +$1.8M |
| Total Assets | $26.1M |
| Total Liabilities | $22.4M |
| Net Assets | $3.7M |
| Operating Margin | 1.5% |
| Debt-to-Asset Ratio | 86.0% |
| Months of Reserves | 2.7 months |
Financial Health Grade: B
In 2023, Rensselaer Columbia Greene Health Ins Tr reported a surplus of $1.8M with revenue exceeding expenses, holds 2.7 months of operating reserves (limited), has a debt-to-asset ratio of 86.0% (high leverage).
Financial Trends
Over 13 years of filings (2011–2023), Rensselaer Columbia Greene Health Ins Tr's revenue has grown at a compound annual growth rate (CAGR) of 0.8%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2023 | +0.4% | +5.0% | +8.6% |
| 2022 | +3.0% | +2.6% | +18.7% |
| 2021 | +7.7% | +3.9% | +35.9% |
| 2020 | +5.8% | +3.1% | +24.1% |
| 2019 | +3.8% | +7.1% | -29.6% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 2000 |
| IRS Ruling Date | 1995 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Rensselaer Columbia Greene Health Ins Tr with a Mission Score of 90 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 10%
- programs: 90%
- fundraising: 0%
According to IRS 990 filings, Rensselaer Columbia Greene Health Ins Tr allocates its expenses as follows: admin: 10%, programs: 90%, fundraising: 0%. With 90% directed toward programs, this reflects a strong commitment to its charitable mission.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
- The organization reported a surplus of $1.8M, with revenue exceeding expenses.
- Debt-to-asset ratio: 86.0%.
Executive Compensation Analysis
The organization consistently reports 0% officer compensation across all available filings, indicating that no funds are allocated to executive salaries, which is highly unusual for an organization of this size and revenue, and suggests a volunteer-led or externally compensated leadership structure.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of Rensselaer Columbia Greene Health Ins Tr's IRS 990 filings:
- NTEE Code Unknown: Lack of a specific NTEE code makes it difficult to benchmark against similar organizations or understand its precise programmatic focus.
- Absence of detailed spending breakdown: Without a clear breakdown of program, administrative, and fundraising expenses, it's challenging to fully assess spending efficiency, despite the overall financial health.
Strengths
The following positive indicators were identified for Rensselaer Columbia Greene Health Ins Tr:
- Consistent Financial Surpluses: The organization consistently generates more revenue than expenses, indicating strong financial management and sustainability, as seen with the $1,768,284 surplus in 2023.
- Zero Officer Compensation: Reporting 0% officer compensation across all filings is a significant strength, suggesting that resources are directed entirely towards the organization's mission.
- Asset Growth: Assets have shown steady growth over recent years, increasing from $14,868,539 in 2020 to $26,051,763 in 2023, enhancing the organization's financial stability.
- Stable Revenue Base: The organization maintains a large and stable revenue base, consistently exceeding $100 million annually, which provides a strong foundation for its operations.
Frequently Asked Questions about Rensselaer Columbia Greene Health Ins Tr
Is Rensselaer Columbia Greene Health Ins Tr a legitimate charity?
Rensselaer Columbia Greene Health Ins Tr (EIN: 146164893) is a registered tax-exempt nonprofit based in New York. Our AI analysis gives it a Mission Score of 90/100. It has 13 years of IRS 990 filings on record. Total revenue: $122.0M. 2 red flags identified. 4 strengths noted. Financial health grade: B.
How does Rensselaer Columbia Greene Health Ins Tr spend its money?
Rensselaer Columbia Greene Health Ins Tr directs 90% of its spending to programs and services. This exceeds the 65% industry benchmark.
Are donations to Rensselaer Columbia Greene Health Ins Tr tax-deductible?
Rensselaer Columbia Greene Health Ins Tr is registered as a tax-exempt nonprofit (EIN: 146164893). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
Where is Rensselaer Columbia Greene Health Ins Tr located?
Rensselaer Columbia Greene Health Ins Tr is headquartered in Castleton On Hudson, New York and files with the IRS under EIN 146164893.
How many years of IRS 990 filings does Rensselaer Columbia Greene Health Ins Tr have?
Rensselaer Columbia Greene Health Ins Tr has 13 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $122.0M in total revenue.
Is Rensselaer Columbia Greene Health Ins Tr a good charity?
Based on the available IRS 990 data, the organization appears to be financially stable, consistently generating surpluses, and notably reports 0% officer compensation, which is a strong positive indicator of resource allocation towards its mission. However, without specific program details, a full assessment of 'goodness' is limited.
How does Rensselaer Columbia Greene Health Ins Tr manage its assets and liabilities?
The organization has shown consistent growth in assets, from $14,868,539 in 2020 to $26,051,763 in 2023. Liabilities have also increased but remain well below assets, indicating a healthy balance sheet. For example, in 2023, assets were $26,051,763 against liabilities of $22,399,161.
What is the trend in Rensselaer Columbia Greene Health Ins Tr's revenue and expenses?
Rensselaer Columbia Greene Health Ins Tr has experienced consistent revenue growth over the past several years, from $104,360,633 in 2020 to $116,190,259 in 2023. Expenses have generally tracked revenue, with the organization typically operating with a surplus, such as the $1,768,284 surplus in 2023 ($116,190,259 revenue - $114,421,975 expenses).
Filing History
IRS 990 filing history for Rensselaer Columbia Greene Health Ins Tr showing financial trends over 13 years of public records:
Over 13 years of IRS 990 filings (2011–2023), Rensselaer Columbia Greene Health Ins Tr's revenue has grown by 10%, moving from $105.7M to $116.2M. Total assets increased by 31.6% over the same period, from $19.8M to $26.1M. Total functional expenses rose by 13.2%, from $101.0M to $114.4M. In its most recent filing year (2023), Rensselaer Columbia Greene Health Ins Tr reported a surplus of $1.8M, with revenue exceeding expenses. The organization holds $22.4M in liabilities against $26.1M in assets (debt-to-asset ratio: 86.0%), resulting in net assets of $3.7M.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2023 | $116.2M | $114.4M | $26.1M | $22.4M | — | — |
| 2022 | $115.8M | $108.9M | $24.0M | $21.1M | — | View 990 |
| 2021 | $112.4M | $106.1M | $20.2M | $18.2M | — | — |
| 2020 | $104.4M | $102.2M | $14.9M | $14.1M | — | — |
| 2019 | $98.7M | $99.1M | $12.0M | $11.0M | — | View 990 |
| 2018 | $95.0M | $92.5M | $17.0M | $15.5M | — | View 990 |
| 2017 | $134.5M | $129.5M | $19.5M | $17.7M | — | View 990 |
| 2016 | $129.5M | $127.9M | $10.6M | $8.9M | — | View 990 |
| 2015 | $118.8M | $119.6M | $8.9M | $7.8M | — | View 990 |
| 2014 | $112.4M | $108.1M | $17.0M | $15.1M | — | View 990 |
| 2013 | $108.1M | $104.6M | $20.4M | $18.1M | — | View 990 |
| 2012 | $107.6M | $102.0M | $18.9M | $11.4M | — | View 990 |
| 2011 | $105.7M | $101.0M | $19.8M | $11.1M | — | View 990 |
Year-by-Year Financial Summary
- 2023: Revenue of $116.2M, expenses of $114.4M, and assets of $26.1M (revenue +0.4% year-over-year).
- 2022: Revenue of $115.8M, expenses of $108.9M, and assets of $24.0M (revenue +3.0% year-over-year).
- 2021: Revenue of $112.4M, expenses of $106.1M, and assets of $20.2M (revenue +7.7% year-over-year).
- 2020: Revenue of $104.4M, expenses of $102.2M, and assets of $14.9M (revenue +5.8% year-over-year).
- 2019: Revenue of $98.7M, expenses of $99.1M, and assets of $12.0M (revenue +3.8% year-over-year).
- 2018: Revenue of $95.0M, expenses of $92.5M, and assets of $17.0M (revenue -29.4% year-over-year).
- 2017: Revenue of $134.5M, expenses of $129.5M, and assets of $19.5M (revenue +3.9% year-over-year).
- 2016: Revenue of $129.5M, expenses of $127.9M, and assets of $10.6M (revenue +9.0% year-over-year).
- 2015: Revenue of $118.8M, expenses of $119.6M, and assets of $8.9M (revenue +5.7% year-over-year).
- 2014: Revenue of $112.4M, expenses of $108.1M, and assets of $17.0M (revenue +4.0% year-over-year).
- 2013: Revenue of $108.1M, expenses of $104.6M, and assets of $20.4M (revenue +0.5% year-over-year).
- 2012: Revenue of $107.6M, expenses of $102.0M, and assets of $18.9M (revenue +1.8% year-over-year).
- 2011: Revenue of $105.7M, expenses of $101.0M, and assets of $19.8M.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Rensselaer Columbia Greene Health Ins Tr:
Data Sources and Methodology
This transparency report for Rensselaer Columbia Greene Health Ins Tr is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.