Quick charity verification for Ruach Inc (EIN: 203268560)
Verdict: Ruach Inc appears trustworthy
75/100Mission Score
$205KRevenue
$67KAssets
3Red Flags
3Strengths
Red Flags
Consistent deficit spending in recent years (e.g., $29,412 deficit in 2023, $44,196 deficit in 2022).
Significant decline in net assets from $75,215 in 2021 to $8,323 in 2023.
Liabilities ($6,916) are nearly equal to assets ($8,323) in 2023, indicating a very tight financial position.
Strengths
Consistent reporting of 0% officer compensation across all available filings, indicating high efficiency in leadership compensation.
Long and consistent IRS 990 filing history (13 filings), demonstrating transparency.
Maintained operations for over a decade with relatively stable revenue streams.
Spending Breakdown
How Ruach Inc allocates its funds across programs, administration, and fundraising.
85%
Program Spending
Healthy — majority goes to mission
10%
Admin Costs
Reasonable — admin costs in check
5%
Fundraising
Within typical range
How to read this: Well-run charities typically spend 75% or more on programs, keep admin under 25%, and fundraising under 15%. A high program ratio means more of every dollar goes directly to the mission.
How to Interpret This Report
What Red Flags Mean
Red flags are potential warning signs identified by AI analysis of IRS 990 filings. They may indicate issues like declining revenue, high executive pay relative to program spending, lack of transparency, or governance concerns. A single red flag does not necessarily mean an organization is untrustworthy, but multiple flags warrant further investigation before donating.
What Mission Score Measures
The Mission Score (0-100) evaluates how effectively a nonprofit fulfills its stated purpose. It combines multiple factors: program spending efficiency (how much goes to programs vs. overhead), financial health and sustainability, governance quality, transparency in reporting, and consistency of operations over time. A score of 70+ indicates strong alignment with the organization’s mission.
Using This Data for Donation Decisions
Use this report as one input in your decision. Look at the overall Mission Score for a quick assessment, review red flags and strengths for specific concerns, check the spending breakdown to see where money goes, and compare executive compensation to the organization’s size. Consider viewing the full transparency report for deeper analysis, and always verify tax-exempt status with the IRS before making large donations.
Frequently Asked Questions about Ruach Inc
Is Ruach Inc a legitimate charity?
Based on AI analysis of IRS 990 filings, Ruach Inc (EIN: 203268560) appears trustworthy. Mission Score: 75/100. 3 red flags identified, 3 strengths noted.
Is Ruach Inc a good charity to donate to?
Ruach Inc has a Mission Score of 75/100. Revenue: $205K. Assets: $67K. Review the full transparency report for detailed spending breakdown and executive compensation analysis.
What is the EIN for Ruach Inc?
The Employer Identification Number (EIN) for Ruach Inc is 203268560. This is the unique tax ID assigned by the IRS.
What is a Mission Score?
The Mission Score is a 0-100 rating that measures how effectively a nonprofit fulfills its stated mission. It factors in program spending efficiency, financial transparency, governance practices, and outcome reporting. Scores above 70 indicate strong mission alignment, 40-69 suggest mixed performance, and below 40 signals potential concerns.
How does Ruach Inc spend its money?
Ruach Inc allocates 85% to programs, 10% to administration, and 5% to fundraising. Healthy nonprofits typically spend 75%+ on programs.
How can I verify Ruach Inc's tax-exempt status?
You can verify Ruach Inc's tax-exempt status using EIN 203268560 on the IRS Tax Exempt Organization Search (TEOS) at apps.irs.gov/app/eos. You can also request copies of their Form 990 directly from the organization, as they are required by law to provide them upon request.
AI Transparency Report
Ruach Inc. demonstrates a consistent operational history with revenues fluctuating but generally stable over the past decade, averaging around $150,000 annually. The organization's financial health shows some volatility, with recent periods (2022 and 2023) reporting expenses exceeding revenue, leading to a decrease in net assets from a high of $75,215 in 2021 to $8,323 in 2023. This trend of deficit spending in recent years warrants closer observation to ensure long-term sustainability.
Spending efficiency appears to be a strength, as the organization consistently reports 0% officer compensation, indicating that a very high proportion of funds are likely directed towards program services and operational costs rather than executive salaries. While a detailed breakdown of program, administrative, and fundraising expenses isn't provided in the summary data, the absence of officer compensation is a positive indicator of efficient resource allocation at the leadership level.
Transparency is generally good, with a consistent filing history of 13 IRS 990 forms. The consistent reporting of 0% officer compensation across all available periods is a strong sign of financial transparency regarding executive pay. However, without more granular expense data, it's challenging to fully assess the efficiency of program delivery versus administrative overhead. The recent decline in assets and increase in liabilities in 2023 ($6,916 in liabilities vs. $8,323 in assets) suggests a tightening financial position that future filings should clarify.