Ruach Inc
Ruach Inc. faces recent financial deficits despite consistent revenue and no executive compensation.
EIN: 203268560 · Milwaukee, WI · NTEE: A20 · Updated: 2026-03-28
| Metric | Value |
|---|---|
| Total Revenue | $205K |
| Total Expenses | $151K |
| Program Spending | 85% |
| Net Assets | $1K |
| Transparency Score | 75/100 |
Is Ruach Inc Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
Ruach Inc directs 85% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About Ruach Inc
Ruach Inc (EIN: 203268560) is a nonprofit organization based in Milwaukee, WI, classified under NTEE code A20. The organization reported total revenue of $205K and total assets of $67K according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Ruach Inc's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Ruach Inc is a small nonprofit that has been operating for 20 years, with 13 years of IRS 990 filings on record (2011–2023). Revenue has grown at a compound annual rate of -1.1%.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
| Total Revenue | $121K |
| Total Expenses | $151K |
| Surplus / Deficit | $-29,412 |
| Total Assets | $8K |
| Total Liabilities | $7K |
| Net Assets | $1K |
| Operating Margin | -24.3% |
| Debt-to-Asset Ratio | 83.1% |
| Months of Reserves | 0.7 months |
Financial Health Grade: D
In 2023, Ruach Inc reported a deficit of $29K with expenses exceeding revenue, holds 0.7 months of operating reserves (limited), has a debt-to-asset ratio of 83.1% (high leverage).
Financial Trends
Over 13 years of filings (2011–2023), Ruach Inc's revenue has declined at a compound annual growth rate (CAGR) of -1.1%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2023 | -9.5% | -15.5% | -73.9% |
| 2022 | -41.7% | -10.5% | -57.6% |
| 2021 | +27.8% | +16.1% | +18.9% |
| 2020 | -3.8% | -7.8% | +138.1% |
| 2019 | +25.7% | +29.3% | +30.3% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 2000 |
| IRS Ruling Date | 2006 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Ruach Inc with a Mission Score of 75 out of 100 (Good). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 10%
- programs: 85%
- fundraising: 5%
According to IRS 990 filings, Ruach Inc allocates its expenses as follows: admin: 10%, programs: 85%, fundraising: 5%. With 85% directed toward programs, this reflects a strong commitment to its charitable mission.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
- The organization reported a deficit of $29K, with expenses exceeding revenue.
- Debt-to-asset ratio: 83.1%.
Executive Compensation Analysis
Ruach Inc. consistently reports 0% officer compensation across all available filings, indicating that no funds are allocated to executive salaries, which is highly unusual for an organization of its size and operational history.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of Ruach Inc's IRS 990 filings:
- Consistent deficit spending in recent years (e.g., $29,412 deficit in 2023, $44,196 deficit in 2022).
- Significant decline in net assets from $75,215 in 2021 to $8,323 in 2023.
- Liabilities ($6,916) are nearly equal to assets ($8,323) in 2023, indicating a very tight financial position.
Strengths
The following positive indicators were identified for Ruach Inc:
- Consistent reporting of 0% officer compensation across all available filings, indicating high efficiency in leadership compensation.
- Long and consistent IRS 990 filing history (13 filings), demonstrating transparency.
- Maintained operations for over a decade with relatively stable revenue streams.
Frequently Asked Questions about Ruach Inc
Is Ruach Inc a legitimate charity?
Ruach Inc (EIN: 203268560) is a registered tax-exempt nonprofit based in Wisconsin. Our AI analysis gives it a Mission Score of 75/100. It has 13 years of IRS 990 filings on record. Total revenue: $205K. 3 red flags identified. 3 strengths noted. Financial health grade: D.
How does Ruach Inc spend its money?
Ruach Inc directs 85% of its spending to programs and services. Fundraising costs 5%. This exceeds the 65% industry benchmark.
Are donations to Ruach Inc tax-deductible?
Ruach Inc is registered as a tax-exempt nonprofit (EIN: 203268560). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
What percentage of Ruach Inc's spending goes to programs?
Ruach Inc directs 85% to programs, 5% to fundraising. This exceeds the 65% industry benchmark for efficient nonprofits.
How does Ruach Inc compare to similar nonprofits?
With a transparency score of 75/100 (Good), Ruach Inc is above average for NTEE category A20 nonprofits. The score reflects financial transparency, program spending efficiency, and governance quality based on IRS 990 data.
Where is Ruach Inc located?
Ruach Inc is headquartered in Milwaukee, Wisconsin and files with the IRS under EIN 203268560. It is classified under NTEE code A20.
How many years of IRS 990 filings does Ruach Inc have?
Ruach Inc has 13 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $205K in total revenue.
Is Ruach Inc. a good charity?
Ruach Inc. demonstrates strong commitment to its mission by not paying officer compensation, suggesting a high proportion of funds go directly to programs. However, recent deficit spending (expenses exceeding revenue by $29,412 in 2023 and $44,196 in 2022) and declining assets raise concerns about its long-term financial stability.
Why are Ruach Inc.'s assets declining?
Ruach Inc.'s assets have declined from $75,215 in 2021 to $8,323 in 2023 primarily due to expenses exceeding revenue in the 2022 and 2023 fiscal periods. For example, in 2023, expenses were $150,684 against revenues of $121,272.
What is the trend in Ruach Inc.'s revenue?
Ruach Inc.'s revenue has fluctuated over the past decade, ranging from a low of $121,029 in 2015 to a high of $229,845 in 2021. The latest reported revenue for 2023 was $121,272, which is below its historical average.
Filing History
IRS 990 filing history for Ruach Inc showing financial trends over 13 years of public records:
Over 13 years of IRS 990 filings (2011–2023), Ruach Inc's revenue has declined by 12.4%, moving from $138K to $121K. Total assets decreased by 54.9% over the same period, from $18K to $8K. Total functional expenses rose by 9%, from $138K to $151K. In its most recent filing year (2023), Ruach Inc reported a deficit of $29K, with expenses exceeding revenue. The organization holds $7K in liabilities against $8K in assets (debt-to-asset ratio: 83.1%), resulting in net assets of $1K.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2023 | $121K | $151K | $8K | $7K | — | — |
| 2022 | $134K | $178K | $32K | $1K | — | View 990 |
| 2021 | $230K | $199K | $75K | $0 | — | View 990 |
| 2020 | $180K | $172K | $63K | $19K | — | View 990 |
| 2019 | $187K | $186K | $27K | $8K | — | View 990 |
| 2018 | $149K | $144K | $20K | $10K | — | View 990 |
| 2017 | $150K | $150K | $9K | $3K | — | View 990 |
| 2016 | $141K | $141K | $41K | $34K | — | View 990 |
| 2015 | $121K | $121K | $31K | $24K | — | View 990 |
| 2014 | $125K | $125K | $36K | $29K | — | View 990 |
| 2013 | $102K | $98K | $30K | $23K | — | View 990 |
| 2012 | $97K | $96K | $12K | $9K | — | View 990 |
| 2011 | $138K | $138K | $18K | $17K | — | View 990 |
Year-by-Year Financial Summary
- 2023: Revenue of $121K, expenses of $151K, and assets of $8K (revenue -9.5% year-over-year).
- 2022: Revenue of $134K, expenses of $178K, and assets of $32K (revenue -41.7% year-over-year).
- 2021: Revenue of $230K, expenses of $199K, and assets of $75K (revenue +27.8% year-over-year).
- 2020: Revenue of $180K, expenses of $172K, and assets of $63K (revenue -3.8% year-over-year).
- 2019: Revenue of $187K, expenses of $186K, and assets of $27K (revenue +25.7% year-over-year).
- 2018: Revenue of $149K, expenses of $144K, and assets of $20K (revenue -0.7% year-over-year).
- 2017: Revenue of $150K, expenses of $150K, and assets of $9K (revenue +5.9% year-over-year).
- 2016: Revenue of $141K, expenses of $141K, and assets of $41K (revenue +16.8% year-over-year).
- 2015: Revenue of $121K, expenses of $121K, and assets of $31K (revenue -3.2% year-over-year).
- 2014: Revenue of $125K, expenses of $125K, and assets of $36K (revenue +23.0% year-over-year).
- 2013: Revenue of $102K, expenses of $98K, and assets of $30K (revenue +4.6% year-over-year).
- 2012: Revenue of $97K, expenses of $96K, and assets of $12K (revenue -29.8% year-over-year).
- 2011: Revenue of $138K, expenses of $138K, and assets of $18K.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Ruach Inc:
Data Sources and Methodology
This transparency report for Ruach Inc is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.