Is United Employees Health Plans Legit?

Quick charity verification for United Employees Health Plans (EIN: 203244794)

Verdict: United Employees Health Plans appears trustworthy

80/100Mission Score
$14.9MRevenue
$5.1MAssets
2Red Flags
3Strengths

Red Flags

Strengths

Spending Breakdown

How United Employees Health Plans allocates its funds across programs, administration, and fundraising.

85%
Program Spending
Healthy — majority goes to mission
10%
Admin Costs
Reasonable — admin costs in check
5%
Fundraising
Within typical range
How to read this: Well-run charities typically spend 75% or more on programs, keep admin under 25%, and fundraising under 15%. A high program ratio means more of every dollar goes directly to the mission.

How to Interpret This Report

What Red Flags Mean

Red flags are potential warning signs identified by AI analysis of IRS 990 filings. They may indicate issues like declining revenue, high executive pay relative to program spending, lack of transparency, or governance concerns. A single red flag does not necessarily mean an organization is untrustworthy, but multiple flags warrant further investigation before donating.

What Mission Score Measures

The Mission Score (0-100) evaluates how effectively a nonprofit fulfills its stated purpose. It combines multiple factors: program spending efficiency (how much goes to programs vs. overhead), financial health and sustainability, governance quality, transparency in reporting, and consistency of operations over time. A score of 70+ indicates strong alignment with the organization’s mission.

Using This Data for Donation Decisions

Use this report as one input in your decision. Look at the overall Mission Score for a quick assessment, review red flags and strengths for specific concerns, check the spending breakdown to see where money goes, and compare executive compensation to the organization’s size. Consider viewing the full transparency report for deeper analysis, and always verify tax-exempt status with the IRS before making large donations.

Frequently Asked Questions about United Employees Health Plans

Is United Employees Health Plans a legitimate charity?

Based on AI analysis of IRS 990 filings, United Employees Health Plans (EIN: 203244794) appears trustworthy. Mission Score: 80/100. 2 red flags identified, 3 strengths noted.

Is United Employees Health Plans a good charity to donate to?

United Employees Health Plans has a Mission Score of 80/100. Revenue: $14.9M. Assets: $5.1M. Review the full transparency report for detailed spending breakdown and executive compensation analysis.

What is the EIN for United Employees Health Plans?

The Employer Identification Number (EIN) for United Employees Health Plans is 203244794. This is the unique tax ID assigned by the IRS.

What is a Mission Score?

The Mission Score is a 0-100 rating that measures how effectively a nonprofit fulfills its stated mission. It factors in program spending efficiency, financial transparency, governance practices, and outcome reporting. Scores above 70 indicate strong mission alignment, 40-69 suggest mixed performance, and below 40 signals potential concerns.

How does United Employees Health Plans spend its money?

United Employees Health Plans allocates 85% to programs, 10% to administration, and 5% to fundraising. Healthy nonprofits typically spend 75%+ on programs.

How can I verify United Employees Health Plans's tax-exempt status?

You can verify United Employees Health Plans's tax-exempt status using EIN 203244794 on the IRS Tax Exempt Organization Search (TEOS) at apps.irs.gov/app/eos. You can also request copies of their Form 990 directly from the organization, as they are required by law to provide them upon request.

AI Transparency Report

United Employees Health Plans demonstrates a generally stable financial position, though with some fluctuations in revenue and expenses over the past decade. In 2022, the organization reported revenue of $8,453,586 against expenses of $8,308,916, indicating a slight surplus. However, there was a significant dip in revenue in 2021 to $32,445, which is an anomaly compared to its typical multi-million dollar revenue streams, suggesting a potential reporting or operational change in that specific year. The organization consistently reports 0% officer compensation, which is a strong indicator of transparency and a commitment to directing funds towards its mission rather than executive salaries. While the NTEE code Y43 (Insurance Providers) suggests a focus on health plans, a detailed breakdown of program spending versus administrative and fundraising costs would provide a clearer picture of its spending efficiency. The organization's assets have fluctuated, reaching a high of $7,795,814 in 2017 and currently standing at $5,087,192, indicating a healthy asset base relative to its annual expenses.

View Full Transparency Report →

Disclaimer

AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.

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