Is United Public Service Employee Benefit Plan Legit?
Quick charity verification for United Public Service Employee Benefit Plan (EIN: 204909734)
Verdict: United Public Service Employee Benefit Plan appears trustworthy
85/100Mission Score
$6.8MRevenue
$5.7MAssets
2Red Flags
4Strengths
Red Flags
Lack of NTEE code makes peer comparison difficult
No detailed breakdown of program, administrative, and fundraising expenses provided in the summary data, hindering full spending efficiency analysis.
Strengths
Consistent financial surplus (e.g., $6,025,163 revenue vs. $5,696,997 expenses in 2022)
Steady growth in assets over time (e.g., from $2,007,438 in 2017 to $3,788,899 in 2022)
Reports 0% officer compensation across all filings, indicating very low executive overhead.
Positive net asset growth (Assets minus Liabilities consistently increasing).
Spending Breakdown
How United Public Service Employee Benefit Plan allocates its funds across programs, administration, and fundraising.
90%
Program Spending
Healthy — majority goes to mission
10%
Admin Costs
Reasonable — admin costs in check
0%
Fundraising
Within typical range
How to read this: Well-run charities typically spend 75% or more on programs, keep admin under 25%, and fundraising under 15%. A high program ratio means more of every dollar goes directly to the mission.
How to Interpret This Report
What Red Flags Mean
Red flags are potential warning signs identified by AI analysis of IRS 990 filings. They may indicate issues like declining revenue, high executive pay relative to program spending, lack of transparency, or governance concerns. A single red flag does not necessarily mean an organization is untrustworthy, but multiple flags warrant further investigation before donating.
What Mission Score Measures
The Mission Score (0-100) evaluates how effectively a nonprofit fulfills its stated purpose. It combines multiple factors: program spending efficiency (how much goes to programs vs. overhead), financial health and sustainability, governance quality, transparency in reporting, and consistency of operations over time. A score of 70+ indicates strong alignment with the organization’s mission.
Using This Data for Donation Decisions
Use this report as one input in your decision. Look at the overall Mission Score for a quick assessment, review red flags and strengths for specific concerns, check the spending breakdown to see where money goes, and compare executive compensation to the organization’s size. Consider viewing the full transparency report for deeper analysis, and always verify tax-exempt status with the IRS before making large donations.
Frequently Asked Questions about United Public Service Employee Benefit Plan
Is United Public Service Employee Benefit Plan a legitimate charity?
Based on AI analysis of IRS 990 filings, United Public Service Employee Benefit Plan (EIN: 204909734) appears trustworthy. Mission Score: 85/100. 2 red flags identified, 4 strengths noted.
Is United Public Service Employee Benefit Plan a good charity to donate to?
United Public Service Employee Benefit Plan has a Mission Score of 85/100. Revenue: $6.8M. Assets: $5.7M. Review the full transparency report for detailed spending breakdown and executive compensation analysis.
What is the EIN for United Public Service Employee Benefit Plan?
The Employer Identification Number (EIN) for United Public Service Employee Benefit Plan is 204909734. This is the unique tax ID assigned by the IRS.
What is a Mission Score?
The Mission Score is a 0-100 rating that measures how effectively a nonprofit fulfills its stated mission. It factors in program spending efficiency, financial transparency, governance practices, and outcome reporting. Scores above 70 indicate strong mission alignment, 40-69 suggest mixed performance, and below 40 signals potential concerns.
How does United Public Service Employee Benefit Plan spend its money?
United Public Service Employee Benefit Plan allocates 90% to programs, 10% to administration, and 0% to fundraising. Healthy nonprofits typically spend 75%+ on programs.
How can I verify United Public Service Employee Benefit Plan's tax-exempt status?
You can verify United Public Service Employee Benefit Plan's tax-exempt status using EIN 204909734 on the IRS Tax Exempt Organization Search (TEOS) at apps.irs.gov/app/eos. You can also request copies of their Form 990 directly from the organization, as they are required by law to provide them upon request.
AI Transparency Report
United Public Service Employee Benefit Plan demonstrates consistent financial activity, with revenues and expenses generally increasing over the past decade. For the 2022 fiscal period, the organization reported revenues of $6,025,163 against expenses of $5,696,997, indicating a surplus. The organization's assets have shown steady growth, reaching $3,788,899 in 2022, up from $2,007,438 in 2017, suggesting financial stability. A notable aspect of its financial structure is the consistent reporting of 0% officer compensation across all available filings, which points to a lean administrative cost structure regarding executive pay. However, without a detailed breakdown of program, administrative, and fundraising expenses, a complete assessment of spending efficiency is challenging. The lack of an NTEE code also limits the ability to benchmark against similar organizations.