United Public Service Employee Benefit Plan
United Public Service Employee Benefit Plan consistently operates with a surplus and reports no officer compensation.
EIN: 204909734 · Ronkonkoma, NY · Updated: 2026-03-28
| Metric | Value |
|---|---|
| Total Revenue | $6.8M |
| Total Expenses | $5.7M |
| Program Spending | 90% |
| Net Assets | $3.0M |
| Transparency Score | 85/100 |
Is United Public Service Employee Benefit Plan Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
United Public Service Employee Benefit Plan directs 90% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About United Public Service Employee Benefit Plan
United Public Service Employee Benefit Plan (EIN: 204909734) is a nonprofit organization based in Ronkonkoma, NY. The organization reported total revenue of $6.8M and total assets of $5.7M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of United Public Service Employee Benefit Plan's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
United Public Service Employee Benefit Plan is a mid-size nonprofit that has been operating for 27 years, with 12 years of IRS 990 filings on record (2011–2022). Revenue has grown at a compound annual rate of 4.4%.
Key Financial Metrics (2022)
From the most recent IRS 990 filing on record:
| Total Revenue | $6.0M |
| Total Expenses | $5.7M |
| Surplus / Deficit | +$328K |
| Total Assets | $3.8M |
| Total Liabilities | $764K |
| Net Assets | $3.0M |
| Operating Margin | 5.4% |
| Debt-to-Asset Ratio | 20.2% |
| Months of Reserves | 8.0 months |
Financial Health Grade: A
In 2022, United Public Service Employee Benefit Plan reported a surplus of $328K with revenue exceeding expenses, holds 8.0 months of operating reserves (strong position), has a debt-to-asset ratio of 20.2% (moderate leverage).
Financial Trends
Over 12 years of filings (2011–2022), United Public Service Employee Benefit Plan's revenue has grown at a compound annual growth rate (CAGR) of 4.4%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2022 | +3.5% | +0.3% | +9.8% |
| 2021 | -0.2% | +8.9% | +6.0% |
| 2020 | +0.1% | -5.9% | +24.7% |
| 2019 | +1.5% | +1.2% | +12.4% |
| 2018 | +6.3% | +3.5% | +15.7% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 1000 |
| IRS Ruling Date | 1999 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates United Public Service Employee Benefit Plan with a Mission Score of 85 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 10%
- programs: 90%
- fundraising: 0%
According to IRS 990 filings, United Public Service Employee Benefit Plan allocates its expenses as follows: admin: 10%, programs: 90%, fundraising: 0%. With 90% directed toward programs, this reflects a strong commitment to its charitable mission.
Key Financial Metrics (2022)
From the most recent IRS 990 filing on record:
- The organization reported a surplus of $328K, with revenue exceeding expenses.
- Debt-to-asset ratio: 20.2%.
Executive Compensation Analysis
The organization consistently reports 0% officer compensation across all available filings, indicating that no salaries or other compensation are paid to officers, directors, trustees, or key employees, which is highly unusual for an organization of this revenue size.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of United Public Service Employee Benefit Plan's IRS 990 filings:
- Lack of NTEE code makes peer comparison difficult
- No detailed breakdown of program, administrative, and fundraising expenses provided in the summary data, hindering full spending efficiency analysis.
Strengths
The following positive indicators were identified for United Public Service Employee Benefit Plan:
- Consistent financial surplus (e.g., $6,025,163 revenue vs. $5,696,997 expenses in 2022)
- Steady growth in assets over time (e.g., from $2,007,438 in 2017 to $3,788,899 in 2022)
- Reports 0% officer compensation across all filings, indicating very low executive overhead.
- Positive net asset growth (Assets minus Liabilities consistently increasing).
Frequently Asked Questions about United Public Service Employee Benefit Plan
Is United Public Service Employee Benefit Plan a legitimate charity?
Based on AI analysis of IRS 990 filings, United Public Service Employee Benefit Plan (EIN: 204909734) some concerns. Mission Score: 85/100. 2 red flags identified, 4 strengths noted.
How does United Public Service Employee Benefit Plan spend its money?
United Public Service Employee Benefit Plan directs 90% of its spending to programs and services. The remaining budget covers administration and fundraising costs.
Are donations to United Public Service Employee Benefit Plan tax-deductible?
United Public Service Employee Benefit Plan is registered as a tax-exempt nonprofit (EIN: 204909734). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
Where is United Public Service Employee Benefit Plan located?
United Public Service Employee Benefit Plan is headquartered in Ronkonkoma, New York and files with the IRS under EIN 204909734.
How many years of IRS 990 filings does United Public Service Employee Benefit Plan have?
United Public Service Employee Benefit Plan has 12 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $6.8M in total revenue.
Is United Public Service Employee Benefit Plan a good charity?
Based on the available data, the organization appears financially stable with consistent revenue and asset growth. The reported 0% officer compensation is a strong indicator of efficient use of funds, assuming other administrative costs are also low. However, without a detailed breakdown of program vs. administrative expenses, a definitive 'good' rating is difficult.
How does United Public Service Employee Benefit Plan manage its executive compensation?
The organization reports 0% officer compensation in all available IRS 990 filings, meaning no compensation is paid to its officers, directors, trustees, or key employees. This is a significant indicator of low overhead in this specific area.
What is the trend in assets and liabilities for United Public Service Employee Benefit Plan?
Assets have shown a consistent upward trend, growing from $2,007,438 in 2017 to $3,788,899 in 2022. Liabilities have also increased but at a slower pace, from $627,595 in 2017 to $763,642 in 2022, indicating a healthy growth in net assets.
Filing History
IRS 990 filing history for United Public Service Employee Benefit Plan showing financial trends over 12 years of public records:
Over 12 years of IRS 990 filings (2011–2022), United Public Service Employee Benefit Plan's revenue has grown by 61%, moving from $3.7M to $6.0M. Total assets increased by 34.1% over the same period, from $2.8M to $3.8M. Total functional expenses rose by 57%, from $3.6M to $5.7M. In its most recent filing year (2022), United Public Service Employee Benefit Plan reported a surplus of $328K, with revenue exceeding expenses. The organization holds $764K in liabilities against $3.8M in assets (debt-to-asset ratio: 20.2%), resulting in net assets of $3.0M.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2022 | $6.0M | $5.7M | $3.8M | $764K | — | View 990 |
| 2021 | $5.8M | $5.7M | $3.5M | $753K | — | View 990 |
| 2020 | $5.8M | $5.2M | $3.3M | $701K | — | View 990 |
| 2019 | $5.8M | $5.5M | $2.6M | $675K | — | — |
| 2018 | $5.7M | $5.5M | $2.3M | $673K | — | View 990 |
| 2017 | $5.4M | $5.3M | $2.0M | $628K | — | View 990 |
| 2016 | $5.2M | $5.2M | $1.8M | $559K | — | View 990 |
| 2015 | $5.0M | $5.2M | $1.9M | $570K | — | View 990 |
| 2014 | $4.8M | $4.9M | $2.1M | $487K | — | View 990 |
| 2013 | $4.4M | $4.6M | $2.2M | $457K | — | View 990 |
| 2012 | $3.9M | $4.4M | $2.4M | $550K | — | View 990 |
| 2011 | $3.7M | $3.6M | $2.8M | $398K | — | View 990 |
Year-by-Year Financial Summary
- 2022: Revenue of $6.0M, expenses of $5.7M, and assets of $3.8M (revenue +3.5% year-over-year).
- 2021: Revenue of $5.8M, expenses of $5.7M, and assets of $3.5M (revenue -0.2% year-over-year).
- 2020: Revenue of $5.8M, expenses of $5.2M, and assets of $3.3M (revenue +0.1% year-over-year).
- 2019: Revenue of $5.8M, expenses of $5.5M, and assets of $2.6M (revenue +1.5% year-over-year).
- 2018: Revenue of $5.7M, expenses of $5.5M, and assets of $2.3M (revenue +6.3% year-over-year).
- 2017: Revenue of $5.4M, expenses of $5.3M, and assets of $2.0M (revenue +4.7% year-over-year).
- 2016: Revenue of $5.2M, expenses of $5.2M, and assets of $1.8M (revenue +4.0% year-over-year).
- 2015: Revenue of $5.0M, expenses of $5.2M, and assets of $1.9M (revenue +3.8% year-over-year).
- 2014: Revenue of $4.8M, expenses of $4.9M, and assets of $2.1M (revenue +8.2% year-over-year).
- 2013: Revenue of $4.4M, expenses of $4.6M, and assets of $2.2M (revenue +13.6% year-over-year).
- 2012: Revenue of $3.9M, expenses of $4.4M, and assets of $2.4M (revenue +3.8% year-over-year).
- 2011: Revenue of $3.7M, expenses of $3.6M, and assets of $2.8M.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for United Public Service Employee Benefit Plan:
Data Sources and Methodology
This transparency report for United Public Service Employee Benefit Plan is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.