Quick charity verification for Unsatisfied Claims & Judgement Fund (EIN: 200500733)
Verdict: Unsatisfied Claims & Judgement Fund appears trustworthy
70/100Mission Score
$327.4MRevenue
$83.2MAssets
3Red Flags
2Strengths
Red Flags
Consistent operational deficits (expenses exceeding revenue), as seen in 2023 ($87.8M expenses vs $80.0M revenue) and 2021 ($79.0M expenses vs $67.4M revenue).
Significant and consistent negative net assets (liabilities exceeding assets), with liabilities of $95.2M against assets of $77.6M in 2023.
Unusually low or zero reported officer compensation for an organization of this scale, which may obscure the true cost of leadership.
Strengths
High transparency regarding executive compensation, reporting 0% officer compensation across all filings.
Consistent and substantial revenue generation, indicating a stable funding base for its mission.
Spending Breakdown
How Unsatisfied Claims & Judgement Fund allocates its funds across programs, administration, and fundraising.
90%
Program Spending
Healthy — majority goes to mission
8%
Admin Costs
Reasonable — admin costs in check
2%
Fundraising
Within typical range
How to read this: Well-run charities typically spend 75% or more on programs, keep admin under 25%, and fundraising under 15%. A high program ratio means more of every dollar goes directly to the mission.
How to Interpret This Report
What Red Flags Mean
Red flags are potential warning signs identified by AI analysis of IRS 990 filings. They may indicate issues like declining revenue, high executive pay relative to program spending, lack of transparency, or governance concerns. A single red flag does not necessarily mean an organization is untrustworthy, but multiple flags warrant further investigation before donating.
What Mission Score Measures
The Mission Score (0-100) evaluates how effectively a nonprofit fulfills its stated purpose. It combines multiple factors: program spending efficiency (how much goes to programs vs. overhead), financial health and sustainability, governance quality, transparency in reporting, and consistency of operations over time. A score of 70+ indicates strong alignment with the organization’s mission.
Using This Data for Donation Decisions
Use this report as one input in your decision. Look at the overall Mission Score for a quick assessment, review red flags and strengths for specific concerns, check the spending breakdown to see where money goes, and compare executive compensation to the organization’s size. Consider viewing the full transparency report for deeper analysis, and always verify tax-exempt status with the IRS before making large donations.
Frequently Asked Questions about Unsatisfied Claims & Judgement Fund
Is Unsatisfied Claims & Judgement Fund a legitimate charity?
Based on AI analysis of IRS 990 filings, Unsatisfied Claims & Judgement Fund (EIN: 200500733) appears trustworthy. Mission Score: 70/100. 3 red flags identified, 2 strengths noted.
Is Unsatisfied Claims & Judgement Fund a good charity to donate to?
Unsatisfied Claims & Judgement Fund has a Mission Score of 70/100. Revenue: $327.4M. Assets: $83.2M. Review the full transparency report for detailed spending breakdown and executive compensation analysis.
What is the EIN for Unsatisfied Claims & Judgement Fund?
The Employer Identification Number (EIN) for Unsatisfied Claims & Judgement Fund is 200500733. This is the unique tax ID assigned by the IRS.
What is a Mission Score?
The Mission Score is a 0-100 rating that measures how effectively a nonprofit fulfills its stated mission. It factors in program spending efficiency, financial transparency, governance practices, and outcome reporting. Scores above 70 indicate strong mission alignment, 40-69 suggest mixed performance, and below 40 signals potential concerns.
How does Unsatisfied Claims & Judgement Fund spend its money?
Unsatisfied Claims & Judgement Fund allocates 90% to programs, 8% to administration, and 2% to fundraising. Healthy nonprofits typically spend 75%+ on programs.
How can I verify Unsatisfied Claims & Judgement Fund's tax-exempt status?
You can verify Unsatisfied Claims & Judgement Fund's tax-exempt status using EIN 200500733 on the IRS Tax Exempt Organization Search (TEOS) at apps.irs.gov/app/eos. You can also request copies of their Form 990 directly from the organization, as they are required by law to provide them upon request.
AI Transparency Report
The Unsatisfied Claims & Judgement Fund demonstrates a consistent operational profile with significant revenue and expenses, indicating a large-scale operation. Over the past several years, the organization's expenses have often exceeded its revenue, as seen in 2023 where expenses were $87,879,797 against revenues of $80,068,307, and in 2021 where expenses were $79,066,116 against revenues of $67,404,449. This suggests a reliance on accumulated assets or other funding mechanisms to cover operational shortfalls. The organization consistently reports zero officer compensation, which is a notable aspect of its financial structure and transparency regarding executive pay. However, the consistent reporting of liabilities significantly exceeding assets, such as $95,266,932 in liabilities against $77,655,346 in assets in 2023, raises questions about long-term financial stability and how these obligations are managed. While the lack of officer compensation is positive for transparency, a deeper dive into the nature of its liabilities and how they are funded would provide a more complete picture of its financial health.