Unsatisfied Claims & Judgement Fund
Unsatisfied Claims & Judgement Fund consistently operates with expenses exceeding revenue, maintaining significant liabilities.
EIN: 200500733 · Basking Ridge, NJ · NTEE: S41 · Updated: 2026-03-28
Source Check Matrix
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Identity resolved verified
Unsatisfied Claims & Judgement Fund is mapped to EIN 200500733.
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IRS Form 990 index verified
13 stored filing years available.
Raw 990 source linked
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Filing depth verified
13 stored filing years available.
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Source and Resolution Links
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13 stored filing years plus ProPublica source
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Triggered by: program expense ratio, CEO salary, revenue, grants
90% program spend, health grade C
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| Metric | Value |
|---|---|
| Total Revenue | $327.4M |
| Total Expenses | $87.9M |
| Program Spending | 90% |
| CEO/Top Officer Pay | $80 |
| Net Assets | $-17,611,586 |
| Transparency Score | 70/100 |
Search Intent Cockpit
Unsatisfied Claims & Judgement Fund Form 990, Revenue, CEO Pay, and IRS Filing Signals
Unsatisfied Claims & Judgement Fund is surfaced here as a decision-ready nonprofit financial profile, not just a charity listing. The page consolidates IRS Form 990 revenue, expenses, assets, tax-exempt classification, executive compensation, mission score, red flags, and year-by-year filing history so donors, researchers, journalists, and grant teams can answer the common search questions around Unsatisfied Claims & Judgement Fund in one place.
Form 990 Filing Summary
13 filing years are available, with latest revenue of $80.1M and expenses of $87.9M.
Revenue and Expenses
Unsatisfied Claims & Judgement Fund reported $80.1M in revenue and $87.9M in expenses, a deficit of $7.8M.
Executive Compensation
Top officer compensation appears as $80 in the stored analysis, with context against revenue and expenses below.
Charity Score and Red Flags
70/100 mission score, 3 red flags, and 2 strengths are shown from structured and AI review.
Is Unsatisfied Claims & Judgement Fund Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
IRS 990 Data Cockpit
Where the Money Comes From and Where It Goes
Revenue Source Mix
Revenue-source line items are not available on the stored filing yet. Future ingestion now preserves contribution, program-revenue, and investment-income fields when ProPublica provides them.
Expense Deployment
| Program services | $79.1M (90%) |
Across stored filings, Unsatisfied Claims & Judgement Fund shows contribution history pending. Next enrichment targets: revenue-source fields, IRS BMF classification.
Decision Cockpit
One-Stop Donor, Research, and Peer Context Hub
| Decision Lens | Signal | What to Inspect Next |
|---|---|---|
| Legitimacy | Some Concerns | Good filing record; 3 red flags identified |
| Mission spend | 90% to programs | Excellent |
| Financial durability | Grade C | 13 stored filing years |
| Peer context | Compare with Dance For The Cure Inc | New Jersey and Community Improvement context |
Trust Check
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Basking Ridge, NJ nonprofitsCommunity Improvement in New Jersey
Public Benefit in New Jersey
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Next Best Actions
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Unsatisfied Claims & Judgement Fund directs 90% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About Unsatisfied Claims & Judgement Fund
Unsatisfied Claims & Judgement Fund (EIN: 200500733) is a nonprofit organization based in Basking Ridge, NJ, classified under NTEE code S41. The organization reported total revenue of $327.4M and total assets of $83.2M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Unsatisfied Claims & Judgement Fund's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Unsatisfied Claims & Judgement Fund is a major nonprofit that has been operating for 20 years, with 13 years of IRS 990 filings on record (2011–2023). Revenue has grown at a compound annual rate of 1.1%.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
| Total Revenue | $80.1M |
| Total Expenses | $87.9M |
| Surplus / Deficit | $-7,811,490 |
| Total Assets | $77.7M |
| Total Liabilities | $95.3M |
| Net Assets | $-17,611,586 |
| Operating Margin | -9.8% |
| Debt-to-Asset Ratio | 122.7% |
| Months of Reserves | 10.6 months |
Financial Health Grade: C
In 2023, Unsatisfied Claims & Judgement Fund reported a deficit of $7.8M with expenses exceeding revenue, holds 10.6 months of operating reserves (strong position), has a debt-to-asset ratio of 122.7% (high leverage).
Financial Trends
Over 13 years of filings (2011–2023), Unsatisfied Claims & Judgement Fund's revenue has grown at a compound annual growth rate (CAGR) of 1.1%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2023 | -2.6% | +32.7% | -1.0% |
| 2022 | +21.9% | -16.2% | +13.7% |
| 2021 | -16.3% | +1.1% | -3.2% |
| 2020 | -11.1% | -19.6% | +11.6% |
| 2019 | -4.6% | +36.9% | +14.7% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 2000 |
| IRS Ruling Date | 2006 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Unsatisfied Claims & Judgement Fund with a Mission Score of 70 out of 100 (Good). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 8%
- programs: 90%
- fundraising: 2%
According to IRS 990 filings, Unsatisfied Claims & Judgement Fund allocates its expenses as follows: admin: 8%, programs: 90%, fundraising: 2%. With 90% directed toward programs, this reflects a strong commitment to its charitable mission.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
- The organization reported a deficit of $7.8M, with expenses exceeding revenue.
- Debt-to-asset ratio: 122.7%.
Executive Compensation Analysis
The organization consistently reports 0% officer compensation across all available filings, indicating that no salaries or benefits are paid to its officers, which is highly unusual for an organization of its size with annual revenues often exceeding $80 million.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of Unsatisfied Claims & Judgement Fund's IRS 990 filings:
- Consistent operational deficits (expenses exceeding revenue), as seen in 2023 ($87.8M expenses vs $80.0M revenue) and 2021 ($79.0M expenses vs $67.4M revenue).
- Significant and consistent negative net assets (liabilities exceeding assets), with liabilities of $95.2M against assets of $77.6M in 2023.
- Unusually low or zero reported officer compensation for an organization of this scale, which may obscure the true cost of leadership.
Strengths
The following positive indicators were identified for Unsatisfied Claims & Judgement Fund:
- High transparency regarding executive compensation, reporting 0% officer compensation across all filings.
- Consistent and substantial revenue generation, indicating a stable funding base for its mission.
Frequently Asked Questions about Unsatisfied Claims & Judgement Fund
Is Unsatisfied Claims & Judgement Fund a legitimate charity?
Unsatisfied Claims & Judgement Fund (EIN: 200500733) is a registered tax-exempt nonprofit based in New Jersey. Our AI analysis gives it a Mission Score of 70/100. It has 13 years of IRS 990 filings on record. Total revenue: $327.4M. 3 red flags identified. 2 strengths noted. Financial health grade: C.
How does Unsatisfied Claims & Judgement Fund spend its money?
Unsatisfied Claims & Judgement Fund directs 90% of its spending to programs and services. Fundraising costs 2%. This exceeds the 65% industry benchmark.
Are donations to Unsatisfied Claims & Judgement Fund tax-deductible?
Unsatisfied Claims & Judgement Fund is registered as a tax-exempt nonprofit (EIN: 200500733). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
How much does the Unsatisfied Claims & Judgement Fund CEO make?
Unsatisfied Claims & Judgement Fund's highest-compensated officer earns $80 annually. The organization reported $327.4M in total revenue. Executive compensation data is disclosed in IRS 990 filings.
What percentage of Unsatisfied Claims & Judgement Fund's spending goes to programs?
Unsatisfied Claims & Judgement Fund directs 90% to programs, 2% to fundraising. This exceeds the 65% industry benchmark for efficient nonprofits.
How does Unsatisfied Claims & Judgement Fund compare to similar nonprofits?
With a transparency score of 70/100 (Good), Unsatisfied Claims & Judgement Fund is above average for NTEE category S41 nonprofits. The score reflects financial transparency, program spending efficiency, and governance quality based on IRS 990 data.
Where is Unsatisfied Claims & Judgement Fund located?
Unsatisfied Claims & Judgement Fund is headquartered in Basking Ridge, New Jersey and files with the IRS under EIN 200500733. It is classified under NTEE code S41.
How many years of IRS 990 filings does Unsatisfied Claims & Judgement Fund have?
Unsatisfied Claims & Judgement Fund has 13 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $327.4M in total revenue.
How does Unsatisfied Claims & Judgement Fund manage its consistent operational deficits, where expenses frequently exceed revenue?
The organization frequently reports expenses higher than revenue, for example, $87,879,797 in expenses versus $80,068,307 in revenue in 2023. This suggests a reliance on prior year surpluses or other funding sources to cover operational gaps.
What is the nature of the significant liabilities consistently reported by the organization?
The organization consistently reports liabilities significantly exceeding assets, such as $95,266,932 in liabilities against $77,655,346 in assets in 2023. Understanding the composition of these liabilities (e.g., claims payable, long-term debt) is crucial for assessing financial risk.
Given the large scale of operations, how does the organization function with 0% reported officer compensation?
The consistent reporting of 0% officer compensation is highly unusual for an organization with annual revenues in the tens of millions. This could imply that executive functions are performed by volunteers, by staff whose roles are not classified as 'officer,' or through other arrangements not reflected in this specific line item.
Filing History
IRS 990 filing history for Unsatisfied Claims & Judgement Fund showing financial trends over 13 years of public records:
Over 13 years of IRS 990 filings (2011–2023), Unsatisfied Claims & Judgement Fund's revenue has grown by 14.1%, moving from $70.2M to $80.1M. Total assets increased by 240.5% over the same period, from $22.8M to $77.7M. Total functional expenses rose by 26.7%, from $69.4M to $87.9M. In its most recent filing year (2023), Unsatisfied Claims & Judgement Fund reported a deficit of $7.8M, with expenses exceeding revenue. The organization holds $95.3M in liabilities against $77.7M in assets (debt-to-asset ratio: 122.7%), resulting in net assets of $-17,611,586.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2023 | $80.1M | $87.9M | $77.7M | $95.3M | — | — |
| 2022 | $82.2M | $66.2M | $78.5M | $88.3M | — | View 990 |
| 2021 | $67.4M | $79.1M | $69.0M | $94.8M | — | View 990 |
| 2020 | $80.5M | $78.2M | $71.3M | $85.4M | — | — |
| 2019 | $90.6M | $97.2M | $63.9M | $80.4M | — | View 990 |
| 2018 | $95.1M | $71.0M | $55.7M | $65.6M | — | View 990 |
| 2017 | $91.4M | $79.4M | $32.0M | $66.0M | — | View 990 |
| 2016 | $87.7M | $71.4M | $30.2M | $76.1M | — | View 990 |
| 2015 | $86.7M | $89.2M | $33.2M | $95.5M | — | View 990 |
| 2014 | $85.4M | $87.8M | $30.2M | $90.0M | — | View 990 |
| 2013 | $81.8M | $81.1M | $27.7M | $85.0M | — | View 990 |
| 2012 | $79.1M | $86.5M | $34.1M | $92.1M | — | View 990 |
| 2011 | $70.2M | $69.4M | $22.8M | $73.3M | — | View 990 |
Year-by-Year Financial Summary
- 2023: Revenue of $80.1M, expenses of $87.9M, and assets of $77.7M (revenue -2.6% year-over-year).
- 2022: Revenue of $82.2M, expenses of $66.2M, and assets of $78.5M (revenue +21.9% year-over-year).
- 2021: Revenue of $67.4M, expenses of $79.1M, and assets of $69.0M (revenue -16.3% year-over-year).
- 2020: Revenue of $80.5M, expenses of $78.2M, and assets of $71.3M (revenue -11.1% year-over-year).
- 2019: Revenue of $90.6M, expenses of $97.2M, and assets of $63.9M (revenue -4.6% year-over-year).
- 2018: Revenue of $95.1M, expenses of $71.0M, and assets of $55.7M (revenue +4.1% year-over-year).
- 2017: Revenue of $91.4M, expenses of $79.4M, and assets of $32.0M (revenue +4.1% year-over-year).
- 2016: Revenue of $87.7M, expenses of $71.4M, and assets of $30.2M (revenue +1.3% year-over-year).
- 2015: Revenue of $86.7M, expenses of $89.2M, and assets of $33.2M (revenue +1.5% year-over-year).
- 2014: Revenue of $85.4M, expenses of $87.8M, and assets of $30.2M (revenue +4.3% year-over-year).
- 2013: Revenue of $81.8M, expenses of $81.1M, and assets of $27.7M (revenue +3.5% year-over-year).
- 2012: Revenue of $79.1M, expenses of $86.5M, and assets of $34.1M (revenue +12.7% year-over-year).
- 2011: Revenue of $70.2M, expenses of $69.4M, and assets of $22.8M.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Unsatisfied Claims & Judgement Fund:
Data Sources and Methodology
This transparency report for Unsatisfied Claims & Judgement Fund is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.