Quick charity verification for Wisconsin Automobile Insurance Plan (EIN: 132902515)
Verdict: Wisconsin Automobile Insurance Plan appears trustworthy
70/100Mission Score
$100KRevenue
$86KAssets
2Red Flags
4Strengths
Red Flags
NTEE Code is unknown, making it difficult to benchmark against similar organizations.
Perfectly matched revenue and expenses across all filings, while indicating break-even, obscures detailed operational spending categories.
Strengths
Consistent break-even operations, indicating sound financial management without accumulating deficits.
Zero reported officer compensation across all filings, demonstrating high efficiency in leadership costs.
Consistent growth in assets, from $34,432 in 2019 to $111,249 in 2023, indicating financial stability.
Long and consistent filing history (13 filings), showing commitment to transparency and regulatory compliance.
Spending Breakdown
How Wisconsin Automobile Insurance Plan allocates its funds across programs, administration, and fundraising.
0%
Program Spending
Concerning — less than half to programs
100%
Admin Costs
High — over 25% on administration
0%
Fundraising
Within typical range
How to read this: Well-run charities typically spend 75% or more on programs, keep admin under 25%, and fundraising under 15%. A high program ratio means more of every dollar goes directly to the mission.
How to Interpret This Report
What Red Flags Mean
Red flags are potential warning signs identified by AI analysis of IRS 990 filings. They may indicate issues like declining revenue, high executive pay relative to program spending, lack of transparency, or governance concerns. A single red flag does not necessarily mean an organization is untrustworthy, but multiple flags warrant further investigation before donating.
What Mission Score Measures
The Mission Score (0-100) evaluates how effectively a nonprofit fulfills its stated purpose. It combines multiple factors: program spending efficiency (how much goes to programs vs. overhead), financial health and sustainability, governance quality, transparency in reporting, and consistency of operations over time. A score of 70+ indicates strong alignment with the organization’s mission.
Using This Data for Donation Decisions
Use this report as one input in your decision. Look at the overall Mission Score for a quick assessment, review red flags and strengths for specific concerns, check the spending breakdown to see where money goes, and compare executive compensation to the organization’s size. Consider viewing the full transparency report for deeper analysis, and always verify tax-exempt status with the IRS before making large donations.
Frequently Asked Questions about Wisconsin Automobile Insurance Plan
Is Wisconsin Automobile Insurance Plan a legitimate charity?
Based on AI analysis of IRS 990 filings, Wisconsin Automobile Insurance Plan (EIN: 132902515) appears trustworthy. Mission Score: 70/100. 2 red flags identified, 4 strengths noted.
Is Wisconsin Automobile Insurance Plan a good charity to donate to?
Wisconsin Automobile Insurance Plan has a Mission Score of 70/100. Revenue: $100K. Assets: $86K. Review the full transparency report for detailed spending breakdown and executive compensation analysis.
What is the EIN for Wisconsin Automobile Insurance Plan?
The Employer Identification Number (EIN) for Wisconsin Automobile Insurance Plan is 132902515. This is the unique tax ID assigned by the IRS.
What is a Mission Score?
The Mission Score is a 0-100 rating that measures how effectively a nonprofit fulfills its stated mission. It factors in program spending efficiency, financial transparency, governance practices, and outcome reporting. Scores above 70 indicate strong mission alignment, 40-69 suggest mixed performance, and below 40 signals potential concerns.
How does Wisconsin Automobile Insurance Plan spend its money?
Wisconsin Automobile Insurance Plan allocates 0% to programs, 100% to administration, and 0% to fundraising. Healthy nonprofits typically spend 75%+ on programs.
How can I verify Wisconsin Automobile Insurance Plan's tax-exempt status?
You can verify Wisconsin Automobile Insurance Plan's tax-exempt status using EIN 132902515 on the IRS Tax Exempt Organization Search (TEOS) at apps.irs.gov/app/eos. You can also request copies of their Form 990 directly from the organization, as they are required by law to provide them upon request.
AI Transparency Report
The Wisconsin Automobile Insurance Plan consistently reports revenue and expenses that are perfectly matched, indicating a pass-through or administrative function rather than traditional programmatic spending. For instance, in 2023, both revenue and expenses were $123,297, a pattern observed across all available filings. This suggests the organization operates on a break-even basis, with funds likely collected and disbursed without significant accumulation or deficit. The organization's assets have shown growth over time, from $34,432 in 2019 to $111,249 in 2023, indicating a stable financial position with increasing reserves relative to its operational scale. Liabilities have also increased proportionally, maintaining a consistent financial structure.
Given the nature of its financial reporting (revenue equals expenses), it's challenging to assess traditional spending efficiency in terms of program vs. administrative costs from the provided data. The absence of reported officer compensation across all filings suggests either a volunteer-led structure or that compensation is handled through an external entity, which enhances transparency regarding direct salary costs within the organization itself. The consistent filing history over 13 periods demonstrates a commitment to regulatory compliance and financial disclosure.