Wisconsin Automobile Insurance Plan
Wisconsin Automobile Insurance Plan consistently operates at break-even with no reported officer compensation.
EIN: 132902515 · Waukesha, WI · Updated: 2026-03-28
| Metric | Value |
|---|---|
| Total Revenue | $100K |
| Total Expenses | $123K |
| Net Assets | $23K |
| Transparency Score | 70/100 |
Is Wisconsin Automobile Insurance Plan Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
About Wisconsin Automobile Insurance Plan
Wisconsin Automobile Insurance Plan (EIN: 132902515) is a nonprofit organization based in Waukesha, WI. The organization reported total revenue of $100K and total assets of $86K according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Wisconsin Automobile Insurance Plan's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Wisconsin Automobile Insurance Plan is a small nonprofit, with 13 years of IRS 990 filings on record (2011–2023). Revenue has grown at a compound annual rate of -2.7%.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
| Total Revenue | $123K |
| Total Expenses | $123K |
| Surplus / Deficit | +$0 |
| Total Assets | $111K |
| Total Liabilities | $88K |
| Net Assets | $23K |
| Operating Margin | 0.0% |
| Debt-to-Asset Ratio | 79.0% |
| Months of Reserves | 10.8 months |
Financial Health Grade: B
In 2023, Wisconsin Automobile Insurance Plan reported a surplus of $0 with revenue exceeding expenses, holds 10.8 months of operating reserves (strong position), has a debt-to-asset ratio of 79.0% (high leverage).
Financial Trends
Over 13 years of filings (2011–2023), Wisconsin Automobile Insurance Plan's revenue has declined at a compound annual growth rate (CAGR) of -2.7%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2023 | +5.3% | +5.3% | +35.0% |
| 2022 | +16.8% | +16.8% | -2.3% |
| 2021 | +0.2% | +0.2% | +43.9% |
| 2020 | +0.0% | +0.0% | +70.1% |
| 2019 | -37.2% | -37.2% | -56.2% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 1000 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Wisconsin Automobile Insurance Plan with a Mission Score of 70 out of 100 (Good). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 100%
- programs: 0%
- fundraising: 0%
According to IRS 990 filings, Wisconsin Automobile Insurance Plan allocates its expenses as follows: admin: 100%, programs: 0%, fundraising: 0%.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
- The organization reported a surplus of $0, with revenue exceeding expenses.
- Debt-to-asset ratio: 79.0%.
Executive Compensation Analysis
Executive compensation is reported as 0% across all available filings, indicating that no officers receive direct compensation from the organization, which is a strong positive for financial transparency and efficiency.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of Wisconsin Automobile Insurance Plan's IRS 990 filings:
- NTEE Code is unknown, making it difficult to benchmark against similar organizations.
- Perfectly matched revenue and expenses across all filings, while indicating break-even, obscures detailed operational spending categories.
Strengths
The following positive indicators were identified for Wisconsin Automobile Insurance Plan:
- Consistent break-even operations, indicating sound financial management without accumulating deficits.
- Zero reported officer compensation across all filings, demonstrating high efficiency in leadership costs.
- Consistent growth in assets, from $34,432 in 2019 to $111,249 in 2023, indicating financial stability.
- Long and consistent filing history (13 filings), showing commitment to transparency and regulatory compliance.
Frequently Asked Questions about Wisconsin Automobile Insurance Plan
Is Wisconsin Automobile Insurance Plan a legitimate charity?
Based on AI analysis of IRS 990 filings, Wisconsin Automobile Insurance Plan (EIN: 132902515) some concerns. Mission Score: 70/100. 2 red flags identified, 4 strengths noted.
How does Wisconsin Automobile Insurance Plan spend its money?
Detailed spending breakdown data is not yet available for Wisconsin Automobile Insurance Plan. Check back for updated IRS 990 analysis.
Are donations to Wisconsin Automobile Insurance Plan tax-deductible?
Wisconsin Automobile Insurance Plan is registered as a tax-exempt nonprofit (EIN: 132902515). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
Where is Wisconsin Automobile Insurance Plan located?
Wisconsin Automobile Insurance Plan is headquartered in Waukesha, Wisconsin and files with the IRS under EIN 132902515.
How many years of IRS 990 filings does Wisconsin Automobile Insurance Plan have?
Wisconsin Automobile Insurance Plan has 13 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $100K in total revenue.
What is the primary function of the Wisconsin Automobile Insurance Plan, given its break-even financial reporting?
The consistent matching of revenue and expenses suggests the organization likely serves as an administrative or pass-through entity, managing funds or services without generating a profit or accumulating significant surpluses. It may facilitate a specific insurance program or pool.
How does the organization cover its operational costs if revenue equals expenses and no officer compensation is reported?
Operational costs are directly covered by the revenue received, as indicated by the break-even financials. The absence of officer compensation suggests either volunteer leadership or that administrative services are provided by an external entity or through other non-officer roles.
What is the nature of the liabilities reported by the organization?
The liabilities, such as $87,926 in 2023, consistently track with assets. Without further detail, these could represent funds held on behalf of others, deferred revenue, or operational payables inherent to its administrative function.
Filing History
IRS 990 filing history for Wisconsin Automobile Insurance Plan showing financial trends over 13 years of public records:
Over 13 years of IRS 990 filings (2011–2023), Wisconsin Automobile Insurance Plan's revenue has declined by 28.3%, moving from $172K to $123K. Total assets increased by 52.5% over the same period, from $73K to $111K. Total functional expenses fell by 28.3%, from $172K to $123K. In its most recent filing year (2023), Wisconsin Automobile Insurance Plan reported a surplus of $0, with revenue exceeding expenses. The organization holds $88K in liabilities against $111K in assets (debt-to-asset ratio: 79.0%), resulting in net assets of $23K.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2023 | $123K | $123K | $111K | $88K | — | — |
| 2022 | $117K | $117K | $82K | $59K | — | View 990 |
| 2021 | $100K | $100K | $84K | $61K | — | View 990 |
| 2020 | $100K | $100K | $59K | $35K | — | — |
| 2019 | $100K | $100K | $34K | $11K | — | — |
| 2018 | $159K | $159K | $79K | $55K | — | View 990 |
| 2017 | $175K | $175K | $85K | $61K | — | — |
| 2016 | $173K | $173K | $113K | $90K | — | View 990 |
| 2015 | $170K | $170K | $84K | $61K | — | View 990 |
| 2014 | $169K | $169K | $81K | $58K | — | View 990 |
| 2013 | $166K | $166K | $82K | $58K | — | View 990 |
| 2012 | $161K | $161K | $73K | $50K | — | View 990 |
| 2011 | $172K | $172K | $73K | $50K | — | View 990 |
Year-by-Year Financial Summary
- 2023: Revenue of $123K, expenses of $123K, and assets of $111K (revenue +5.3% year-over-year).
- 2022: Revenue of $117K, expenses of $117K, and assets of $82K (revenue +16.8% year-over-year).
- 2021: Revenue of $100K, expenses of $100K, and assets of $84K (revenue +0.2% year-over-year).
- 2020: Revenue of $100K, expenses of $100K, and assets of $59K (revenue +0.0% year-over-year).
- 2019: Revenue of $100K, expenses of $100K, and assets of $34K (revenue -37.2% year-over-year).
- 2018: Revenue of $159K, expenses of $159K, and assets of $79K (revenue -8.9% year-over-year).
- 2017: Revenue of $175K, expenses of $175K, and assets of $85K (revenue +1.1% year-over-year).
- 2016: Revenue of $173K, expenses of $173K, and assets of $113K (revenue +1.9% year-over-year).
- 2015: Revenue of $170K, expenses of $170K, and assets of $84K (revenue +0.5% year-over-year).
- 2014: Revenue of $169K, expenses of $169K, and assets of $81K (revenue +1.8% year-over-year).
- 2013: Revenue of $166K, expenses of $166K, and assets of $82K (revenue +3.2% year-over-year).
- 2012: Revenue of $161K, expenses of $161K, and assets of $73K (revenue -6.5% year-over-year).
- 2011: Revenue of $172K, expenses of $172K, and assets of $73K.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Wisconsin Automobile Insurance Plan:
Data Sources and Methodology
This transparency report for Wisconsin Automobile Insurance Plan is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.