72102 H & B Rosenblum Trust Tsr Mem Fd
H & B Rosenblum Trust Tsr Mem Fd consistently spends more than it earns, drawing down assets.
EIN: 166184534 · Providence, RI · Updated: 2026-03-28
| Metric | Value |
|---|---|
| Total Revenue | $128 |
| Total Expenses | $227 |
| Program Spending | 70% |
| Net Assets | $3K |
| Transparency Score | 45/100 |
Is 72102 H & B Rosenblum Trust Tsr Mem Fd Legit?
Significant Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
72102 H & B Rosenblum Trust Tsr Mem Fd directs 70% of its spending to programs. This meets the industry benchmark of 65% for efficient nonprofits.
About 72102 H & B Rosenblum Trust Tsr Mem Fd
72102 H & B Rosenblum Trust Tsr Mem Fd (EIN: 166184534) is a nonprofit organization based in Providence, RI. The organization reported total revenue of $128 and total assets of $3K according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of 72102 H & B Rosenblum Trust Tsr Mem Fd's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
72102 H & B Rosenblum Trust Tsr Mem Fd is a micro nonprofit that has been operating for 37 years, with 6 years of IRS 990 filings on record (2011–2019). Revenue has grown at a compound annual rate of -10.5%.
Key Financial Metrics (2019)
From the most recent IRS 990 filing on record:
| Total Revenue | $99 |
| Total Expenses | $227 |
| Surplus / Deficit | $-128 |
| Total Assets | $3K |
| Total Liabilities | $1 |
| Net Assets | $3K |
| Operating Margin | -129.3% |
| Debt-to-Asset Ratio | 0.0% |
| Months of Reserves | 164.9 months |
Financial Health Grade: B
In 2019, 72102 H & B Rosenblum Trust Tsr Mem Fd reported a deficit of $128 with expenses exceeding revenue, holds 164.9 months of operating reserves (strong position), has a debt-to-asset ratio of 0.0% (very low leverage).
Financial Trends
Over 6 years of filings (2011–2019), 72102 H & B Rosenblum Trust Tsr Mem Fd's revenue has declined at a compound annual growth rate (CAGR) of -10.5%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2019 | +6.5% | -0.4% | -22.7% |
| 2015 | -54.2% | +0.4% | -3.1% |
| 2014 | +9.7% | +0.0% | -0.5% |
| 2013 | -44.8% | +0.0% | -1.0% |
| 2012 | +39.6% | +41.9% | +2.5% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 1000 |
| IRS Ruling Date | 1989 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates 72102 H & B Rosenblum Trust Tsr Mem Fd with a Mission Score of 45 out of 100 (Fair). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 20%
- programs: 70%
- fundraising: 10%
According to IRS 990 filings, 72102 H & B Rosenblum Trust Tsr Mem Fd allocates its expenses as follows: admin: 20%, programs: 70%, fundraising: 10%. Approximately 70% goes to programs, indicating moderate mission focus.
Key Financial Metrics (2019)
From the most recent IRS 990 filing on record:
- The organization reported a deficit of $128, with expenses exceeding revenue.
- Debt-to-asset ratio: 0.0%.
Executive Compensation Analysis
Officer compensation has consistently been reported as 0% across all available filings, indicating that no executive salaries are paid, which is common for very small trusts or volunteer-run organizations.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of 72102 H & B Rosenblum Trust Tsr Mem Fd's IRS 990 filings:
- Consistent operating deficits, with expenses frequently exceeding revenue (e.g., $99 revenue vs. $227 expenses in 2019).
- Declining asset base over time, from $4,127 in 2011 to $3,119 in 2019, suggesting unsustainable spending.
- Unknown NTEE code and lack of detailed program information, hindering assessment of mission impact.
Strengths
The following positive indicators were identified for 72102 H & B Rosenblum Trust Tsr Mem Fd:
- No officer compensation reported, indicating efficient use of funds in terms of executive salaries.
- Low liabilities, consistently reported as $0 or $1, suggesting minimal debt.
Frequently Asked Questions about 72102 H & B Rosenblum Trust Tsr Mem Fd
Is 72102 H & B Rosenblum Trust Tsr Mem Fd a legitimate charity?
72102 H & B Rosenblum Trust Tsr Mem Fd (EIN: 166184534) is a registered tax-exempt nonprofit based in Rhode Island. Our AI analysis gives it a Mission Score of 45/100. It has 6 years of IRS 990 filings on record. Total revenue: $128. 3 red flags identified. 2 strengths noted. Financial health grade: B.
How does 72102 H & B Rosenblum Trust Tsr Mem Fd spend its money?
72102 H & B Rosenblum Trust Tsr Mem Fd directs 70% of its spending to programs and services. Fundraising costs 10%. This meets the 65% industry benchmark.
Are donations to 72102 H & B Rosenblum Trust Tsr Mem Fd tax-deductible?
72102 H & B Rosenblum Trust Tsr Mem Fd is registered as a tax-exempt nonprofit (EIN: 166184534). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
What percentage of 72102 H & B Rosenblum Trust Tsr Mem Fd's spending goes to programs?
72102 H & B Rosenblum Trust Tsr Mem Fd directs 70% to programs, 10% to fundraising. This meets the 65% industry benchmark for efficient nonprofits.
Where is 72102 H & B Rosenblum Trust Tsr Mem Fd located?
72102 H & B Rosenblum Trust Tsr Mem Fd is headquartered in Providence, Rhode Island and files with the IRS under EIN 166184534.
How many years of IRS 990 filings does 72102 H & B Rosenblum Trust Tsr Mem Fd have?
72102 H & B Rosenblum Trust Tsr Mem Fd has 6 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $128 in total revenue.
What is the specific mission or program activity of the H & B Rosenblum Trust Tsr Mem Fd?
The NTEE code is unknown, and the filings do not provide details on specific program activities, making it difficult to assess the impact of its spending.
How does the organization cover its consistent operating deficits?
The organization appears to cover its deficits by drawing down its assets, as evidenced by the decline from $4,127 in 2011 to $3,119 in 2019, while expenses frequently exceed revenue.
Filing History
IRS 990 filing history for 72102 H & B Rosenblum Trust Tsr Mem Fd showing financial trends over 6 years of public records:
Over 6 years of IRS 990 filings (2011–2019), 72102 H & B Rosenblum Trust Tsr Mem Fd's revenue has declined by 58.8%, moving from $240 to $99. Total assets decreased by 24.4% over the same period, from $4K to $3K. Total functional expenses rose by 41.9%, from $160 to $227. In its most recent filing year (2019), 72102 H & B Rosenblum Trust Tsr Mem Fd reported a deficit of $128, with expenses exceeding revenue. The organization holds $1 in liabilities against $3K in assets (debt-to-asset ratio: 0.0%), resulting in net assets of $3K.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2019 | $99 | $227 | $3K | $1 | — | View 990 |
| 2015 | $93 | $228 | $4K | $1 | — | View 990 |
| 2014 | $203 | $227 | $4K | $1 | — | View 990 |
| 2013 | $185 | $227 | $4K | $0 | — | View 990 |
| 2012 | $335 | $227 | $4K | $0 | — | View 990 |
| 2011 | $240 | $160 | $4K | $0 | — | View 990 |
Year-by-Year Financial Summary
- 2019: Revenue of $99, expenses of $227, and assets of $3K (revenue +6.5% year-over-year).
- 2015: Revenue of $93, expenses of $228, and assets of $4K (revenue -54.2% year-over-year).
- 2014: Revenue of $203, expenses of $227, and assets of $4K (revenue +9.7% year-over-year).
- 2013: Revenue of $185, expenses of $227, and assets of $4K (revenue -44.8% year-over-year).
- 2012: Revenue of $335, expenses of $227, and assets of $4K (revenue +39.6% year-over-year).
- 2011: Revenue of $240, expenses of $160, and assets of $4K.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for 72102 H & B Rosenblum Trust Tsr Mem Fd:
Data Sources and Methodology
This transparency report for 72102 H & B Rosenblum Trust Tsr Mem Fd is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.