Spurwink Ri
Spurwink Ri consistently operates with expenses slightly exceeding revenues, while liabilities have grown significantly.
EIN: 10370716 · Cranston, RI · NTEE: F33Z · Updated: 2026-03-28
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Spurwink Ri is mapped to EIN 10370716.
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13 stored filing years available.
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85% program spend, health grade D
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| Metric | Value |
|---|---|
| Total Revenue | $9.7M |
| Total Expenses | $9.3M |
| Program Spending | 85% |
| Net Assets | $-3,711,284 |
| Transparency Score | 70/100 |
Search Intent Cockpit
Spurwink Ri Form 990, Revenue, CEO Pay, and IRS Filing Signals
Spurwink Ri is surfaced here as a decision-ready nonprofit financial profile, not just a charity listing. The page consolidates IRS Form 990 revenue, expenses, assets, tax-exempt classification, executive compensation, mission score, red flags, and year-by-year filing history so donors, researchers, journalists, and grant teams can answer the common search questions around Spurwink Ri in one place.
Form 990 Filing Summary
13 filing years are available, with latest revenue of $9.1M and expenses of $9.3M.
Revenue and Expenses
Spurwink Ri reported $9.1M in revenue and $9.3M in expenses, a deficit of $222K.
Executive Compensation
Officer, director, trustee, and key employee pay is reviewed from IRS 990 compensation disclosures when present.
Charity Score and Red Flags
70/100 mission score, 3 red flags, and 3 strengths are shown from structured and AI review.
Is Spurwink Ri Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
IRS 990 Data Cockpit
Where the Money Comes From and Where It Goes
Revenue Source Mix
Revenue-source line items are not available on the stored filing yet. Future ingestion now preserves contribution, program-revenue, and investment-income fields when ProPublica provides them.
Expense Deployment
| Program services | $7.9M (85%) |
Across stored filings, Spurwink Ri shows contribution history pending. Next enrichment targets: revenue-source fields, IRS BMF classification.
Decision Cockpit
One-Stop Donor, Research, and Peer Context Hub
| Decision Lens | Signal | What to Inspect Next |
|---|---|---|
| Legitimacy | Some Concerns | Good filing record; 3 red flags identified |
| Mission spend | 85% to programs | Excellent |
| Financial durability | Grade D | 13 stored filing years |
| Peer context | Compare with Lord Of Glory Ministries Inc | Rhode Island and Category F context |
Trust Check
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Cranston, RI nonprofitsCategory F in Rhode Island
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Spurwink Ri directs 85% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About Spurwink Ri
Spurwink Ri (EIN: 10370716) is a nonprofit organization based in Cranston, RI, classified under NTEE code F33Z. The organization reported total revenue of $9.7M and total assets of $2.3M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Spurwink Ri's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Spurwink Ri is a mid-size nonprofit that has been operating for 17 years, with 13 years of IRS 990 filings on record (2010–2022). Revenue has grown at a compound annual rate of 0.8%.
Key Financial Metrics (2022)
From the most recent IRS 990 filing on record:
| Total Revenue | $9.1M |
| Total Expenses | $9.3M |
| Surplus / Deficit | $-221,568 |
| Total Assets | $2.3M |
| Total Liabilities | $6.0M |
| Net Assets | $-3,711,284 |
| Operating Margin | -2.4% |
| Debt-to-Asset Ratio | 260.8% |
| Months of Reserves | 3.0 months |
Financial Health Grade: C
In 2022, Spurwink Ri reported a deficit of $222K with expenses exceeding revenue, holds 3.0 months of operating reserves (adequate), has a debt-to-asset ratio of 260.8% (high leverage).
Financial Trends
Over 13 years of filings (2010–2022), Spurwink Ri's revenue has grown at a compound annual growth rate (CAGR) of 0.8%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2022 | +2.4% | +14.6% | +45.2% |
| 2021 | +12.6% | -3.9% | -25.7% |
| 2020 | +6.1% | +8.4% | +70.2% |
| 2019 | +1.0% | +0.1% | -3.6% |
| 2018 | -1.0% | +1.1% | -4.0% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 2000 |
| IRS Ruling Date | 2009 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Spurwink Ri with a Mission Score of 70 out of 100 (Good). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 10%
- programs: 85%
- fundraising: 5%
According to IRS 990 filings, Spurwink Ri allocates its expenses as follows: admin: 10%, programs: 85%, fundraising: 5%. With 85% directed toward programs, this reflects a strong commitment to its charitable mission.
Key Financial Metrics (2022)
From the most recent IRS 990 filing on record:
- The organization reported a deficit of $222K, with expenses exceeding revenue.
- Debt-to-asset ratio: 260.8%.
Executive Compensation Analysis
The IRS 990 filings consistently report 0% officer compensation, which suggests that either the organization's leadership is entirely volunteer-based or executive compensation is categorized differently, requiring further investigation for full transparency.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of Spurwink Ri's IRS 990 filings:
- Recurring operational deficits (e.g., 2022: $9,107,134 revenue vs. $9,328,702 expenses)
- Significant and growing liabilities ($6,018,907 in 2022, up from $3,039,144 in 2013)
- 0% officer compensation reported across all filings, which may obscure executive pay if it exists and is reported elsewhere.
Strengths
The following positive indicators were identified for Spurwink Ri:
- Consistent revenue generation over a long period, indicating stable operations.
- Growth in assets from $1,282,571 in 2013 to $2,307,623 in 2022.
- Long history of IRS 990 filings (13 filings), suggesting transparency in reporting.
Frequently Asked Questions about Spurwink Ri
Is Spurwink Ri a legitimate charity?
Spurwink Ri (EIN: 10370716) is a registered tax-exempt nonprofit based in Rhode Island. Our AI analysis gives it a Mission Score of 70/100. It has 13 years of IRS 990 filings on record. Total revenue: $9.7M. 3 red flags identified. 3 strengths noted. Financial health grade: D.
How does Spurwink Ri spend its money?
Spurwink Ri directs 85% of its spending to programs and services. Fundraising costs 5%. This exceeds the 65% industry benchmark.
Are donations to Spurwink Ri tax-deductible?
Spurwink Ri is registered as a tax-exempt nonprofit (EIN: 10370716). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
What percentage of Spurwink Ri's spending goes to programs?
Spurwink Ri directs 85% to programs, 5% to fundraising. This exceeds the 65% industry benchmark for efficient nonprofits.
How does Spurwink Ri compare to similar nonprofits?
With a transparency score of 70/100 (Good), Spurwink Ri is above average for NTEE category F33Z nonprofits. The score reflects financial transparency, program spending efficiency, and governance quality based on IRS 990 data.
Where is Spurwink Ri located?
Spurwink Ri is headquartered in Cranston, Rhode Island and files with the IRS under EIN 10370716. It is classified under NTEE code F33Z.
How many years of IRS 990 filings does Spurwink Ri have?
Spurwink Ri has 13 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $9.7M in total revenue.
Is Spurwink Ri a good charity?
Spurwink Ri appears to be a stable organization with a long operating history. Its consistent revenue and expense levels suggest a steady provision of services. However, the recurring slight deficits and increasing liabilities warrant closer scrutiny to fully assess its long-term financial health and efficiency.
Why are liabilities so high and growing?
Liabilities have grown from $3,039,144 in 2013 to $6,018,907 in 2022. Understanding the nature of these liabilities (e.g., program-related debt, mortgages, operational payables) is crucial for a complete financial picture. This growth could be a red flag if not managed effectively.
How does Spurwink Ri fund its operations given recurring deficits?
The organization has frequently reported expenses exceeding revenues. While assets have grown, the consistent deficits suggest that the organization might be drawing on reserves, receiving non-operating income not reflected in 'revenue', or managing cash flow through other means. Further detail on funding sources beyond reported revenue would be beneficial.
What is the organization's strategy for addressing the recurring operational deficits?
With expenses often surpassing revenues, as seen in 2022 ($9,328,702 expenses vs. $9,107,134 revenue), understanding the organization's plan to achieve financial equilibrium and ensure long-term sustainability is important.
Filing History
IRS 990 filing history for Spurwink Ri showing financial trends over 13 years of public records:
Over 13 years of IRS 990 filings (2010–2022), Spurwink Ri's revenue has grown by 10.4%, moving from $8.3M to $9.1M. Total assets increased by 4.2% over the same period, from $2.2M to $2.3M. Total functional expenses rose by 5.1%, from $8.9M to $9.3M. In its most recent filing year (2022), Spurwink Ri reported a deficit of $222K, with expenses exceeding revenue. The organization holds $6.0M in liabilities against $2.3M in assets (debt-to-asset ratio: 260.8%), resulting in net assets of $-3,711,284.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2022 | $9.1M | $9.3M | $2.3M | $6.0M | — | View 990 |
| 2021 | $8.9M | $8.1M | $1.6M | $5.1M | — | View 990 |
| 2020 | $7.9M | $8.5M | $2.1M | $6.4M | — | View 990 |
| 2019 | $7.4M | $7.8M | $1.3M | $4.9M | — | View 990 |
| 2018 | $7.4M | $7.8M | $1.3M | $4.6M | — | View 990 |
| 2017 | $7.5M | $7.7M | $1.4M | $4.3M | — | View 990 |
| 2016 | $7.3M | $7.4M | $1.2M | $3.8M | — | View 990 |
| 2015 | $7.1M | $7.4M | $990K | $3.5M | — | View 990 |
| 2014 | $6.9M | $7.3M | $1.1M | $3.3M | — | View 990 |
| 2013 | $6.8M | $7.3M | $1.3M | $3.0M | — | View 990 |
| 2012 | $6.7M | $7.2M | $1.5M | $2.7M | — | View 990 |
| 2011 | $7.1M | $8.1M | $1.7M | $2.5M | — | View 990 |
| 2010 | $8.3M | $8.9M | $2.2M | $2.0M | — | View 990 |
Year-by-Year Financial Summary
- 2022: Revenue of $9.1M, expenses of $9.3M, and assets of $2.3M (revenue +2.4% year-over-year).
- 2021: Revenue of $8.9M, expenses of $8.1M, and assets of $1.6M (revenue +12.6% year-over-year).
- 2020: Revenue of $7.9M, expenses of $8.5M, and assets of $2.1M (revenue +6.1% year-over-year).
- 2019: Revenue of $7.4M, expenses of $7.8M, and assets of $1.3M (revenue +1.0% year-over-year).
- 2018: Revenue of $7.4M, expenses of $7.8M, and assets of $1.3M (revenue -1.0% year-over-year).
- 2017: Revenue of $7.5M, expenses of $7.7M, and assets of $1.4M (revenue +1.9% year-over-year).
- 2016: Revenue of $7.3M, expenses of $7.4M, and assets of $1.2M (revenue +3.8% year-over-year).
- 2015: Revenue of $7.1M, expenses of $7.4M, and assets of $990K (revenue +2.8% year-over-year).
- 2014: Revenue of $6.9M, expenses of $7.3M, and assets of $1.1M (revenue +1.4% year-over-year).
- 2013: Revenue of $6.8M, expenses of $7.3M, and assets of $1.3M (revenue +0.4% year-over-year).
- 2012: Revenue of $6.7M, expenses of $7.2M, and assets of $1.5M (revenue -5.0% year-over-year).
- 2011: Revenue of $7.1M, expenses of $8.1M, and assets of $1.7M (revenue -14.0% year-over-year).
- 2010: Revenue of $8.3M, expenses of $8.9M, and assets of $2.2M.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Spurwink Ri:
Data Sources and Methodology
This transparency report for Spurwink Ri is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.