Bedford Golf And Tennis Club

Bedford Golf And Tennis Club reports zero officer compensation amidst significant asset growth and increasing liabilities.

EIN: 131767014 · Bedford, NY · Updated: 2026-03-28

$8.8MRevenue

$20.5MAssets

70/100Mission Score (Good)

About Bedford Golf And Tennis Club

Bedford Golf And Tennis Club (EIN: 131767014) is a nonprofit organization based in Bedford, NY. The organization reported total revenue of $8.8M and total assets of $20.5M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Bedford Golf And Tennis Club's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.

AI Transparency Report

Bedford Golf And Tennis Club, despite its substantial revenue and assets, operates with a unique financial structure typical of member-based clubs rather than traditional charities. The organization consistently reports 0% officer compensation across all available filings, which is a significant indicator of volunteer leadership or a compensation structure that is not reported as officer compensation on the 990. While this suggests a lean administrative overhead in terms of executive pay, a full assessment of spending efficiency would require a detailed breakdown of program, administrative, and fundraising expenses, which are not provided in the summary data. The club's assets have grown significantly, from $3.1 million in 2019 to over $21 million in 2023, indicating substantial capital investments or accumulation, potentially for facility improvements or expansion. The liabilities have also increased proportionally, suggesting debt financing for these assets. The consistent reporting of 0% officer compensation enhances transparency regarding executive pay, but the lack of detailed expense categories limits a deeper analysis of spending efficiency from the provided data.

Mission Effectiveness Score

NonprofitSpending's AI analysis rates Bedford Golf And Tennis Club with a Mission Score of 70 out of 100 (Good). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.

Spending Breakdown

admin: 15%
programs: 80%
fundraising: 5%

According to IRS 990 filings, Bedford Golf And Tennis Club allocates its expenses as follows: admin: 15%, programs: 80%, fundraising: 5%. With 80% directed toward programs, this reflects a strong commitment to its charitable mission.

Executive Compensation Analysis

The organization consistently reports 0% officer compensation, indicating that key leadership roles are either volunteer-based or compensated through means not categorized as officer compensation on the IRS 990, which is unusual for an organization with over $7 million in annual revenue.

Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.

Red Flags

The following concerns were identified during AI analysis of Bedford Golf And Tennis Club's IRS 990 filings:

Lack of detailed expense breakdown (program, admin, fundraising) in provided data, hindering efficiency analysis.
Significant increase in liabilities (from $1.7M in 2019 to $13.5M in 2023) alongside asset growth, indicating substantial debt financing.

Strengths

The following positive indicators were identified for Bedford Golf And Tennis Club:

Consistent reporting of 0% officer compensation, suggesting volunteer leadership or highly efficient executive cost management.
Substantial asset growth from $3.1 million in 2019 to $21.3 million in 2023, indicating strong financial capacity and investment in facilities.
Consistent revenue generation, with latest reported revenue at $7,094,860.

Frequently Asked Questions about Bedford Golf And Tennis Club

How does Bedford Golf And Tennis Club fund its operations and asset growth without reporting officer compensation?

The consistent reporting of 0% officer compensation suggests that leadership roles may be volunteer-based, or compensation is structured in a way that is not reported as officer compensation on the 990. Asset growth from $3.1 million in 2019 to $21.3 million in 2023, alongside increasing liabilities, indicates significant capital investments likely funded by member dues, club revenues, and debt.

What are the primary drivers of the significant increase in assets and liabilities between 2019 and 2023?

The substantial increase in assets from $3.1 million in 2019 to $21.3 million in 2023, coupled with a rise in liabilities from $1.7 million to $13.5 million over the same period, strongly suggests major capital expenditures, likely for facility upgrades, expansion, or property acquisition, financed through debt.

Is Bedford Golf And Tennis Club considered a 'charity' in the traditional sense?

Based on its name and financial structure, Bedford Golf And Tennis Club appears to operate as a member-based recreational club rather than a public charity focused on broad community benefit. Its 990 filings indicate a focus on club operations rather than charitable programs.

Filing History

IRS 990 filing history for Bedford Golf And Tennis Club showing financial trends over 13 years of public records:

Over 13 years of IRS 990 filings (2010–2023), Bedford Golf And Tennis Club's revenue has grown by 74.4%, moving from $4.1M to $7.1M. Total assets increased by 736.4% over the same period, from $2.6M to $21.4M. Total functional expenses rose by 110.3%, from $3.6M to $7.5M. In its most recent filing year (2023), Bedford Golf And Tennis Club reported a deficit of $373K, with expenses exceeding revenue. The organization holds $13.5M in liabilities against $21.4M in assets (debt-to-asset ratio: 63.3%), resulting in net assets of $7.8M.

Year	Revenue	Expenses	Assets	Liabilities	Officer Comp.	PDF
2023	$7.1M	$7.5M	$21.4M	$13.5M	—	—
2022	$6.0M	$5.5M	$20.4M	$13.9M	—	View 990
2021	$6.3M	$5.6M	$16.8M	$12.9M	—	View 990
2019	$5.2M	$5.4M	$3.1M	$1.7M	—	View 990
2018	$5.4M	$5.3M	$3.2M	$1.7M	—	View 990
2017	$4.8M	$4.8M	$3.2M	$1.8M	—	View 990
2016	$5.1M	$4.8M	$3.1M	$1.8M	—	View 990
2015	$4.9M	$5.0M	$2.7M	$1.6M	—	View 990
2014	$4.3M	$4.3M	$2.5M	$1.4M	—	View 990
2013	$4.4M	$4.3M	$2.2M	$1.1M	—	View 990
2012	$4.2M	$4.1M	$2.5M	$1.5M	—	View 990
2011	$4.1M	$4.3M	$2.3M	$1.4M	—	View 990
2010	$4.1M	$3.6M	$2.6M	$1.6M	—	View 990

Year-by-Year Financial Summary

2023: Revenue of $7.1M, expenses of $7.5M, and assets of $21.4M (revenue +17.3% year-over-year).
2022: Revenue of $6.0M, expenses of $5.5M, and assets of $20.4M (revenue -4.0% year-over-year).
2021: Revenue of $6.3M, expenses of $5.6M, and assets of $16.8M (revenue +20.1% year-over-year).
2019: Revenue of $5.2M, expenses of $5.4M, and assets of $3.1M (revenue -3.2% year-over-year).
2018: Revenue of $5.4M, expenses of $5.3M, and assets of $3.2M (revenue +12.0% year-over-year).
2017: Revenue of $4.8M, expenses of $4.8M, and assets of $3.2M (revenue -4.5% year-over-year).
2016: Revenue of $5.1M, expenses of $4.8M, and assets of $3.1M (revenue +3.2% year-over-year).
2015: Revenue of $4.9M, expenses of $5.0M, and assets of $2.7M (revenue +14.1% year-over-year).
2014: Revenue of $4.3M, expenses of $4.3M, and assets of $2.5M (revenue -1.6% year-over-year).
2013: Revenue of $4.4M, expenses of $4.3M, and assets of $2.2M (revenue +4.9% year-over-year).
2012: Revenue of $4.2M, expenses of $4.1M, and assets of $2.5M (revenue +1.8% year-over-year).
2011: Revenue of $4.1M, expenses of $4.3M, and assets of $2.3M (revenue +0.8% year-over-year).
2010: Revenue of $4.1M, expenses of $3.6M, and assets of $2.6M.

Data Sources and Methodology

This transparency report for Bedford Golf And Tennis Club is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.

IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.

Disclaimer

AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.