Birch Bay Retirement Village
Birch Bay Retirement Village maintains operational stability with consistent revenue growth but carries substantial long-term liabilities.
EIN: 10481696 · Bar Harbor, ME · NTEE: Z99 · Updated: 2026-03-28
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Birch Bay Retirement Village is mapped to EIN 10481696.
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13 stored filing years available.
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85% program spend, health grade A
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| Metric | Value |
|---|---|
| Total Revenue | $6.4M |
| Total Expenses | $5.6M |
| Program Spending | 85% |
| CEO/Top Officer Pay | $5 |
| Net Assets | $-1,137,945 |
| Transparency Score | 70/100 |
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Birch Bay Retirement Village Form 990, Revenue, CEO Pay, and IRS Filing Signals
Birch Bay Retirement Village is surfaced here as a decision-ready nonprofit financial profile, not just a charity listing. The page consolidates IRS Form 990 revenue, expenses, assets, tax-exempt classification, executive compensation, mission score, red flags, and year-by-year filing history so donors, researchers, journalists, and grant teams can answer the common search questions around Birch Bay Retirement Village in one place.
Form 990 Filing Summary
13 filing years are available, with latest revenue of $5.8M and expenses of $5.6M.
Revenue and Expenses
Birch Bay Retirement Village reported $5.8M in revenue and $5.6M in expenses, a surplus of $218K.
Executive Compensation
Top officer compensation appears as $5 in the stored analysis, with context against revenue and expenses below.
Charity Score and Red Flags
70/100 mission score, 2 red flags, and 3 strengths are shown from structured and AI review.
Is Birch Bay Retirement Village Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
IRS 990 Data Cockpit
Where the Money Comes From and Where It Goes
Revenue Source Mix
Revenue-source line items are not available on the stored filing yet. Future ingestion now preserves contribution, program-revenue, and investment-income fields when ProPublica provides them.
Expense Deployment
| Program services | $4.8M (85%) |
Across stored filings, Birch Bay Retirement Village shows contribution history pending. Next enrichment targets: revenue-source fields, IRS BMF classification.
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| Decision Lens | Signal | What to Inspect Next |
|---|---|---|
| Legitimacy | Some Concerns | Good filing record; 2 red flags identified |
| Mission spend | 85% to programs | Excellent |
| Financial durability | Grade A | 13 stored filing years |
| Peer context | Compare with Maine Composite Materials Applied Technology Development Center | Maine and Category Z context |
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Bar Harbor, ME nonprofitsCategory Z in Maine
Unclassified in Maine
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Birch Bay Retirement Village directs 85% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About Birch Bay Retirement Village
Birch Bay Retirement Village (EIN: 10481696) is a nonprofit organization based in Bar Harbor, ME, classified under NTEE code Z99. The organization reported total revenue of $6.4M and total assets of $5.8M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Birch Bay Retirement Village's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Birch Bay Retirement Village is a mid-size nonprofit that has been operating for 23 years, with 13 years of IRS 990 filings on record (2011–2023). Revenue has grown at a compound annual rate of 3.9%.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
| Total Revenue | $5.8M |
| Total Expenses | $5.6M |
| Surplus / Deficit | +$218K |
| Total Assets | $6.0M |
| Total Liabilities | $7.1M |
| Net Assets | $-1,137,945 |
| Operating Margin | 3.7% |
| Debt-to-Asset Ratio | 118.9% |
| Months of Reserves | 12.8 months |
Financial Health Grade: A
In 2023, Birch Bay Retirement Village reported a surplus of $218K with revenue exceeding expenses, holds 12.8 months of operating reserves (strong position), has a debt-to-asset ratio of 118.9% (high leverage).
Financial Trends
Over 13 years of filings (2011–2023), Birch Bay Retirement Village's revenue has grown at a compound annual growth rate (CAGR) of 3.9%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2023 | +2.3% | +5.8% | -5.0% |
| 2022 | -8.8% | +6.0% | -5.8% |
| 2021 | +19.6% | +10.9% | -9.4% |
| 2020 | +1.6% | -1.1% | +3.8% |
| 2019 | +1.2% | -0.7% | -6.4% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 1000 |
| IRS Ruling Date | 2003 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Birch Bay Retirement Village with a Mission Score of 70 out of 100 (Good). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 10%
- programs: 85%
- fundraising: 5%
According to IRS 990 filings, Birch Bay Retirement Village allocates its expenses as follows: admin: 10%, programs: 85%, fundraising: 5%. With 85% directed toward programs, this reflects a strong commitment to its charitable mission.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
- The organization reported a surplus of $218K, with revenue exceeding expenses.
- Debt-to-asset ratio: 118.9%.
Executive Compensation Analysis
Executive compensation is reported as 0% across all available filings, which is highly unusual for an organization of this size with annual revenues exceeding $5 million. This suggests either a volunteer leadership structure or that compensation is categorized differently within the financial statements.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of Birch Bay Retirement Village's IRS 990 filings:
- Consistent negative net assets (liabilities significantly exceed assets across all periods, e.g., $7,144,672 liabilities vs. $6,006,727 assets in 202304)
- Unusually low (0%) reported officer compensation for an organization of this size, which may obscure actual executive remuneration.
Strengths
The following positive indicators were identified for Birch Bay Retirement Village:
- Consistent revenue generation exceeding expenses, indicating operational stability (e.g., 202304 revenue $5,847,082 vs. expenses $5,628,588).
- Long history of IRS 990 filings (13 filings), demonstrating commitment to transparency.
- Stable revenue growth over the past several years, with latest revenue at $6,434,667.
Frequently Asked Questions about Birch Bay Retirement Village
Is Birch Bay Retirement Village a legitimate charity?
Birch Bay Retirement Village (EIN: 10481696) is a registered tax-exempt nonprofit based in Maine. Our AI analysis gives it a Mission Score of 70/100. It has 13 years of IRS 990 filings on record. Total revenue: $6.4M. 2 red flags identified. 3 strengths noted. Financial health grade: A.
How does Birch Bay Retirement Village spend its money?
Birch Bay Retirement Village directs 85% of its spending to programs and services. Fundraising costs 5%. This exceeds the 65% industry benchmark.
Are donations to Birch Bay Retirement Village tax-deductible?
Birch Bay Retirement Village is registered as a tax-exempt nonprofit (EIN: 10481696). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
How much does the Birch Bay Retirement Village CEO make?
Birch Bay Retirement Village's highest-compensated officer earns $5 annually. The organization reported $6.4M in total revenue. Executive compensation data is disclosed in IRS 990 filings.
What percentage of Birch Bay Retirement Village's spending goes to programs?
Birch Bay Retirement Village directs 85% to programs, 5% to fundraising. This exceeds the 65% industry benchmark for efficient nonprofits.
How does Birch Bay Retirement Village compare to similar nonprofits?
With a transparency score of 70/100 (Good), Birch Bay Retirement Village is above average for NTEE category Z99 nonprofits. The score reflects financial transparency, program spending efficiency, and governance quality based on IRS 990 data.
Where is Birch Bay Retirement Village located?
Birch Bay Retirement Village is headquartered in Bar Harbor, Maine and files with the IRS under EIN 10481696. It is classified under NTEE code Z99.
How many years of IRS 990 filings does Birch Bay Retirement Village have?
Birch Bay Retirement Village has 13 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $6.4M in total revenue.
Is Birch Bay Retirement Village financially sustainable given its high liabilities?
While the organization consistently generates more revenue than expenses, indicating operational sustainability, the persistent and significant liabilities exceeding assets (e.g., $7,144,672 liabilities vs. $6,006,727 assets in 202304) suggest a need to understand the nature of these liabilities and the long-term plan for their management. This is common for CCRCs with significant capital investments.
How does Birch Bay Retirement Village manage to operate with 0% reported officer compensation?
The consistent reporting of 0% officer compensation across all filings is highly unusual for an organization of this scale. It suggests that either the leadership is entirely volunteer-based, or compensation for key management personnel is categorized under other expense lines, such as program or administrative salaries, rather than 'officer compensation' as defined by the IRS.
What is the breakdown of program services provided by Birch Bay Retirement Village?
Based on the NTEE code Z99 (unknown/unclassified) and the name 'Retirement Village,' it is highly probable that the primary program services involve providing housing, care, and related services to elderly residents. A detailed breakdown would require reviewing the full IRS Form 990, Part III.
Filing History
IRS 990 filing history for Birch Bay Retirement Village showing financial trends over 13 years of public records:
Over 13 years of IRS 990 filings (2011–2023), Birch Bay Retirement Village's revenue has grown by 57.8%, moving from $3.7M to $5.8M. Total assets decreased by 43.4% over the same period, from $10.6M to $6.0M. Total functional expenses rose by 39%, from $4.0M to $5.6M. In its most recent filing year (2023), Birch Bay Retirement Village reported a surplus of $218K, with revenue exceeding expenses. The organization holds $7.1M in liabilities against $6.0M in assets (debt-to-asset ratio: 118.9%), resulting in net assets of $-1,137,945.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2023 | $5.8M | $5.6M | $6.0M | $7.1M | — | View 990 |
| 2022 | $5.7M | $5.3M | $6.3M | $7.9M | — | View 990 |
| 2021 | $6.3M | $5.0M | $6.7M | $8.7M | — | View 990 |
| 2020 | $5.2M | $4.5M | $7.4M | $10.6M | — | View 990 |
| 2019 | $5.2M | $4.6M | $7.1M | $11.1M | — | View 990 |
| 2018 | $5.1M | $4.6M | $7.6M | $12.1M | — | View 990 |
| 2017 | $5.2M | $4.8M | $8.0M | $13.0M | — | View 990 |
| 2016 | $4.4M | $4.4M | $8.2M | $13.7M | — | View 990 |
| 2015 | $4.5M | $4.6M | $8.7M | $14.1M | — | View 990 |
| 2014 | $4.1M | $4.3M | $9.1M | $14.6M | — | View 990 |
| 2013 | $3.8M | $4.3M | $9.7M | $14.9M | — | View 990 |
| 2012 | $3.6M | $4.2M | $10.2M | $14.8M | — | View 990 |
| 2011 | $3.7M | $4.0M | $10.6M | $14.6M | — | View 990 |
Year-by-Year Financial Summary
- 2023: Revenue of $5.8M, expenses of $5.6M, and assets of $6.0M (revenue +2.3% year-over-year).
- 2022: Revenue of $5.7M, expenses of $5.3M, and assets of $6.3M (revenue -8.8% year-over-year).
- 2021: Revenue of $6.3M, expenses of $5.0M, and assets of $6.7M (revenue +19.6% year-over-year).
- 2020: Revenue of $5.2M, expenses of $4.5M, and assets of $7.4M (revenue +1.6% year-over-year).
- 2019: Revenue of $5.2M, expenses of $4.6M, and assets of $7.1M (revenue +1.2% year-over-year).
- 2018: Revenue of $5.1M, expenses of $4.6M, and assets of $7.6M (revenue -3.0% year-over-year).
- 2017: Revenue of $5.2M, expenses of $4.8M, and assets of $8.0M (revenue +19.6% year-over-year).
- 2016: Revenue of $4.4M, expenses of $4.4M, and assets of $8.2M (revenue -3.5% year-over-year).
- 2015: Revenue of $4.5M, expenses of $4.6M, and assets of $8.7M (revenue +10.6% year-over-year).
- 2014: Revenue of $4.1M, expenses of $4.3M, and assets of $9.1M (revenue +9.7% year-over-year).
- 2013: Revenue of $3.8M, expenses of $4.3M, and assets of $9.7M (revenue +3.1% year-over-year).
- 2012: Revenue of $3.6M, expenses of $4.2M, and assets of $10.2M (revenue -1.8% year-over-year).
- 2011: Revenue of $3.7M, expenses of $4.0M, and assets of $10.6M.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Birch Bay Retirement Village:
Data Sources and Methodology
This transparency report for Birch Bay Retirement Village is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.