Black Hawk College Health Benefit Plan Tr
Black Hawk College Health Benefit Plan Tr consistently operates with zero liabilities and no officer compensation, maintaining stable finances.
EIN: 161634294 · Moline, IL · NTEE: Y43 · Updated: 2026-03-28
Source Check Matrix
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Black Hawk College Health Benefit Plan Tr is mapped to EIN 161634294.
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13 stored filing years available.
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100% program spend, health grade A
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| Metric | Value |
|---|---|
| Total Revenue | $7.2M |
| Total Expenses | $6.6M |
| Program Spending | 100% |
| CEO/Top Officer Pay | $7.1M |
| Net Assets | $1.4M |
| Transparency Score | 95/100 |
Search Intent Cockpit
Black Hawk College Health Benefit Plan Tr Form 990, Revenue, CEO Pay, and IRS Filing Signals
Black Hawk College Health Benefit Plan Tr is surfaced here as a decision-ready nonprofit financial profile, not just a charity listing. The page consolidates IRS Form 990 revenue, expenses, assets, tax-exempt classification, executive compensation, mission score, red flags, and year-by-year filing history so donors, researchers, journalists, and grant teams can answer the common search questions around Black Hawk College Health Benefit Plan Tr in one place.
Form 990 Filing Summary
13 filing years are available, with latest revenue of $6.7M and expenses of $6.6M.
Revenue and Expenses
Black Hawk College Health Benefit Plan Tr reported $6.7M in revenue and $6.6M in expenses, a surplus of $82K.
Executive Compensation
Top officer compensation appears as $7.1M in the stored analysis, with context against revenue and expenses below.
Charity Score and Red Flags
95/100 mission score, 0 red flags, and 5 strengths are shown from structured and AI review.
Is Black Hawk College Health Benefit Plan Tr Legit?
Appears Legitimate
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
IRS 990 Data Cockpit
Where the Money Comes From and Where It Goes
Revenue Source Mix
Revenue-source line items are not available on the stored filing yet. Future ingestion now preserves contribution, program-revenue, and investment-income fields when ProPublica provides them.
Expense Deployment
| Program services | $6.6M (100%) |
Across stored filings, Black Hawk College Health Benefit Plan Tr shows contribution history pending. Next enrichment targets: revenue-source fields, IRS BMF classification.
Decision Cockpit
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| Decision Lens | Signal | What to Inspect Next |
|---|---|---|
| Legitimacy | Appears Legitimate | Good filing record; no red flags identified |
| Mission spend | 100% to programs | Excellent |
| Financial durability | Grade A | 13 stored filing years |
| Peer context | Compare with Shorefront | Illinois and Category Y context |
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Black Hawk College Health Benefit Plan Tr directs 100% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About Black Hawk College Health Benefit Plan Tr
Black Hawk College Health Benefit Plan Tr (EIN: 161634294) is a nonprofit organization based in Moline, IL, classified under NTEE code Y43. The organization reported total revenue of $7.2M and total assets of $1.5M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Black Hawk College Health Benefit Plan Tr's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Black Hawk College Health Benefit Plan Tr is a mid-size nonprofit that has been operating for 23 years, with 13 years of IRS 990 filings on record (2011–2023). Revenue has grown at a compound annual rate of 2.2%.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
| Total Revenue | $6.7M |
| Total Expenses | $6.6M |
| Surplus / Deficit | +$82K |
| Total Assets | $1.4M |
| Net Assets | $1.4M |
| Operating Margin | 1.2% |
| Months of Reserves | 2.6 months |
Financial Health Grade: A
In 2023, Black Hawk College Health Benefit Plan Tr reported a surplus of $82K with revenue exceeding expenses, holds 2.6 months of operating reserves (limited).
Financial Trends
Over 13 years of filings (2011–2023), Black Hawk College Health Benefit Plan Tr's revenue has grown at a compound annual growth rate (CAGR) of 2.2%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2023 | +2.3% | +2.7% | +6.1% |
| 2022 | +14.1% | +12.9% | +8.6% |
| 2021 | +1.6% | -2.3% | +2.8% |
| 2020 | -15.3% | -11.7% | -14.0% |
| 2019 | +12.6% | +12.0% | +3.5% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 1000 |
| IRS Ruling Date | 2003 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Black Hawk College Health Benefit Plan Tr with a Mission Score of 95 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 0%
- programs: 100%
- fundraising: 0%
According to IRS 990 filings, Black Hawk College Health Benefit Plan Tr allocates its expenses as follows: admin: 0%, programs: 100%, fundraising: 0%. With 100% directed toward programs, this reflects a strong commitment to its charitable mission.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
- The organization reported a surplus of $82K, with revenue exceeding expenses.
Executive Compensation Analysis
Executive compensation is consistently reported as 0% across all available filings, indicating that the organization does not pay its officers, which is highly unusual for an entity of its revenue size ($7.1M latest revenue) and suggests a volunteer-led or externally managed administrative structure.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Strengths
The following positive indicators were identified for Black Hawk College Health Benefit Plan Tr:
- Consistent reporting of $0 liabilities across all filings, indicating strong financial health.
- Zero officer compensation reported, suggesting highly efficient or volunteer-driven administration.
- Stable revenue and expense management, with expenses closely tracking revenue.
- Consistent asset growth over recent years, building reserves for future stability.
- High program spending efficiency, with virtually all expenses directed towards the benefit plan's purpose.
Frequently Asked Questions about Black Hawk College Health Benefit Plan Tr
Is Black Hawk College Health Benefit Plan Tr a legitimate charity?
Black Hawk College Health Benefit Plan Tr (EIN: 161634294) is a registered tax-exempt nonprofit based in Illinois. Our AI analysis gives it a Mission Score of 95/100. It has 13 years of IRS 990 filings on record. Total revenue: $7.2M. No red flags identified. 5 strengths noted. Financial health grade: A.
How does Black Hawk College Health Benefit Plan Tr spend its money?
Black Hawk College Health Benefit Plan Tr directs 100% of its spending to programs and services. This exceeds the 65% industry benchmark.
Are donations to Black Hawk College Health Benefit Plan Tr tax-deductible?
Black Hawk College Health Benefit Plan Tr is registered as a tax-exempt nonprofit (EIN: 161634294). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
How much does the Black Hawk College Health Benefit Plan Tr CEO make?
Black Hawk College Health Benefit Plan Tr's highest-compensated officer earns $7.1M annually. The organization reported $7.2M in total revenue. Executive compensation data is disclosed in IRS 990 filings.
How does Black Hawk College Health Benefit Plan Tr compare to similar nonprofits?
With a transparency score of 95/100 (Excellent), Black Hawk College Health Benefit Plan Tr is above average for NTEE category Y43 nonprofits. The score reflects financial transparency, program spending efficiency, and governance quality based on IRS 990 data.
Where is Black Hawk College Health Benefit Plan Tr located?
Black Hawk College Health Benefit Plan Tr is headquartered in Moline, Illinois and files with the IRS under EIN 161634294. It is classified under NTEE code Y43.
How many years of IRS 990 filings does Black Hawk College Health Benefit Plan Tr have?
Black Hawk College Health Benefit Plan Tr has 13 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $7.2M in total revenue.
How does Black Hawk College Health Benefit Plan Tr manage its administrative functions without officer compensation?
The consistent reporting of 0% officer compensation across all filings suggests that administrative functions are either handled by volunteers, by staff whose compensation is not categorized as 'officer compensation' on the 990, or through an external management agreement where costs are embedded in other expense categories, or potentially by Black Hawk College itself as part of a broader institutional structure.
What is the primary purpose of this organization given its NTEE code Y43?
The NTEE code Y43 indicates that Black Hawk College Health Benefit Plan Tr is an 'Employee or Member Welfare Benefit Plan.' This means its primary purpose is likely to provide health benefits or other welfare benefits to employees or members associated with Black Hawk College.
How has the organization's asset base changed over time?
The organization's assets have shown consistent growth, from $1,212,673 in 2015 to $1,414,271 in 2023, with a peak of $2,005,549 in 2014. This indicates a healthy accumulation of reserves, likely to ensure the long-term stability of the benefit plan.
Does the organization have any financial liabilities?
No, the organization consistently reports $0 in liabilities across all available IRS 990 filings, indicating a very strong financial position and no outstanding debts.
Filing History
IRS 990 filing history for Black Hawk College Health Benefit Plan Tr showing financial trends over 13 years of public records:
Over 13 years of IRS 990 filings (2011–2023), Black Hawk College Health Benefit Plan Tr's revenue has grown by 29.3%, moving from $5.2M to $6.7M. Total assets decreased by 25.9% over the same period, from $1.9M to $1.4M. Total functional expenses rose by 25.9%, from $5.2M to $6.6M. In its most recent filing year (2023), Black Hawk College Health Benefit Plan Tr reported a surplus of $82K, with revenue exceeding expenses.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2023 | $6.7M | $6.6M | $1.4M | $0 | — | — |
| 2022 | $6.5M | $6.4M | $1.3M | $0 | — | — |
| 2021 | $5.7M | $5.7M | $1.2M | $0 | — | View 990 |
| 2020 | $5.6M | $5.8M | $1.2M | $0 | — | — |
| 2019 | $6.6M | $6.6M | $1.4M | $0 | — | View 990 |
| 2018 | $5.9M | $5.9M | $1.3M | $0 | — | View 990 |
| 2017 | $5.5M | $5.4M | $1.3M | $0 | — | — |
| 2016 | $6.2M | $6.1M | $1.3M | $0 | — | View 990 |
| 2015 | $5.1M | $5.9M | $1.2M | $0 | — | View 990 |
| 2014 | $6.3M | $6.0M | $2.0M | $0 | — | View 990 |
| 2013 | $5.4M | $5.7M | $1.7M | $0 | — | View 990 |
| 2012 | $5.6M | $5.5M | $2.0M | $0 | — | View 990 |
| 2011 | $5.2M | $5.2M | $1.9M | $0 | — | View 990 |
Year-by-Year Financial Summary
- 2023: Revenue of $6.7M, expenses of $6.6M, and assets of $1.4M (revenue +2.3% year-over-year).
- 2022: Revenue of $6.5M, expenses of $6.4M, and assets of $1.3M (revenue +14.1% year-over-year).
- 2021: Revenue of $5.7M, expenses of $5.7M, and assets of $1.2M (revenue +1.6% year-over-year).
- 2020: Revenue of $5.6M, expenses of $5.8M, and assets of $1.2M (revenue -15.3% year-over-year).
- 2019: Revenue of $6.6M, expenses of $6.6M, and assets of $1.4M (revenue +12.6% year-over-year).
- 2018: Revenue of $5.9M, expenses of $5.9M, and assets of $1.3M (revenue +7.5% year-over-year).
- 2017: Revenue of $5.5M, expenses of $5.4M, and assets of $1.3M (revenue -10.8% year-over-year).
- 2016: Revenue of $6.2M, expenses of $6.1M, and assets of $1.3M (revenue +19.8% year-over-year).
- 2015: Revenue of $5.1M, expenses of $5.9M, and assets of $1.2M (revenue -18.9% year-over-year).
- 2014: Revenue of $6.3M, expenses of $6.0M, and assets of $2.0M (revenue +16.6% year-over-year).
- 2013: Revenue of $5.4M, expenses of $5.7M, and assets of $1.7M (revenue -3.7% year-over-year).
- 2012: Revenue of $5.6M, expenses of $5.5M, and assets of $2.0M (revenue +9.2% year-over-year).
- 2011: Revenue of $5.2M, expenses of $5.2M, and assets of $1.9M.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Black Hawk College Health Benefit Plan Tr:
Data Sources and Methodology
This transparency report for Black Hawk College Health Benefit Plan Tr is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.