Coastal Affordable Housing
Coastal Affordable Housing: Stable Operations Amidst Declining Assets
EIN: 223048723 · Hope, ME · NTEE: L20Z · Updated: 2026-04-04
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| Metric | Value |
|---|---|
| Total Revenue | $869K |
| Total Expenses | $850K |
| Program Spending | 85% |
| Net Assets | $-479,831 |
| Transparency Score | 75/100 |
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Coastal Affordable Housing Form 990, Revenue, CEO Pay, and IRS Filing Signals
Coastal Affordable Housing is surfaced here as a decision-ready nonprofit financial profile, not just a charity listing. The page consolidates IRS Form 990 revenue, expenses, assets, tax-exempt classification, executive compensation, mission score, red flags, and year-by-year filing history so donors, researchers, journalists, and grant teams can answer the common search questions around Coastal Affordable Housing in one place.
Form 990 Filing Summary
13 filing years are available, with latest revenue of $753K and expenses of $850K.
Revenue and Expenses
Coastal Affordable Housing reported $753K in revenue and $850K in expenses, a deficit of $96K.
Executive Compensation
Officer, director, trustee, and key employee pay is reviewed from IRS 990 compensation disclosures when present.
Charity Score and Red Flags
75/100 mission score, 2 red flags, and 2 strengths are shown from structured and AI review.
Is Coastal Affordable Housing Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
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Where the Money Comes From and Where It Goes
Revenue Source Mix
Revenue-source line items are not available on the stored filing yet. Future ingestion now preserves contribution, program-revenue, and investment-income fields when ProPublica provides them.
Expense Deployment
| Program services | $722K (85%) |
Across stored filings, Coastal Affordable Housing shows contribution history pending. Next enrichment targets: revenue-source fields, IRS BMF classification.
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| Decision Lens | Signal | What to Inspect Next |
|---|---|---|
| Legitimacy | Some Concerns | Good filing record; 2 red flags identified |
| Mission spend | 85% to programs | Excellent |
| Financial durability | Grade C | 13 stored filing years |
| Peer context | Compare with Maine Composite Materials Applied Technology Development Center | Maine and Category L context |
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Coastal Affordable Housing directs 85% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About Coastal Affordable Housing
Coastal Affordable Housing (EIN: 223048723) is a nonprofit organization based in Hope, ME, classified under NTEE code L20Z. The organization reported total revenue of $869K and total assets of $2.0M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Coastal Affordable Housing's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Coastal Affordable Housing is a small nonprofit that has been operating for 32 years, with 13 years of IRS 990 filings on record (2011–2023). Revenue has grown at a compound annual rate of 4.8%.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
| Total Revenue | $753K |
| Total Expenses | $850K |
| Surplus / Deficit | $-96,256 |
| Total Assets | $2.0M |
| Total Liabilities | $2.5M |
| Net Assets | $-479,831 |
| Operating Margin | -12.8% |
| Debt-to-Asset Ratio | 123.5% |
| Months of Reserves | 28.8 months |
Financial Health Grade: C
In 2023, Coastal Affordable Housing reported a deficit of $96K with expenses exceeding revenue, holds 28.8 months of operating reserves (strong position), has a debt-to-asset ratio of 123.5% (high leverage).
Financial Trends
Over 13 years of filings (2011–2023), Coastal Affordable Housing's revenue has grown at a compound annual growth rate (CAGR) of 4.8%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2023 | +5.2% | +4.2% | -5.6% |
| 2022 | +2.3% | +2.3% | -5.2% |
| 2021 | +2.6% | +2.8% | -5.5% |
| 2020 | +78.9% | +70.2% | +102.9% |
| 2019 | -5.5% | -0.4% | -5.4% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 1000 |
| IRS Ruling Date | 1994 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Coastal Affordable Housing with a Mission Score of 75 out of 100 (Good). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 10%
- programs: 85%
- fundraising: 5%
According to IRS 990 filings, Coastal Affordable Housing allocates its expenses as follows: admin: 10%, programs: 85%, fundraising: 5%. With 85% directed toward programs, this reflects a strong commitment to its charitable mission.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
- The organization reported a deficit of $96K, with expenses exceeding revenue.
- Debt-to-asset ratio: 123.5%.
Executive Compensation Analysis
Executive compensation cannot be fully assessed without specific salary disclosures, as the provided data does not itemize individual compensation figures.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of Coastal Affordable Housing's IRS 990 filings:
- Total assets have shown a consistent decline from $2,413,076 in 2020 to $1,956,227 in 2023, indicating a potential long-term financial contraction.
- The organization consistently reports 0% cash on hand ('c0%'), which could indicate tight liquidity management or a reliance on other asset classes for operational needs.
Strengths
The following positive indicators were identified for Coastal Affordable Housing:
- Revenue has shown a positive trend in recent years, increasing from $381,322 in 2019 to $869,223 in 2023, suggesting growing support or successful fundraising efforts.
- Expenses have remained relatively stable in proportion to revenue, indicating consistent operational cost management.
Frequently Asked Questions about Coastal Affordable Housing
Is Coastal Affordable Housing a legitimate charity?
Coastal Affordable Housing (EIN: 223048723) is a registered tax-exempt nonprofit based in Maine. Our AI analysis gives it a Mission Score of 75/100. It has 13 years of IRS 990 filings on record. Total revenue: $869K. 2 red flags identified. 2 strengths noted. Financial health grade: C.
How does Coastal Affordable Housing spend its money?
Coastal Affordable Housing directs 85% of its spending to programs and services. Fundraising costs 5%. This exceeds the 65% industry benchmark.
Are donations to Coastal Affordable Housing tax-deductible?
Coastal Affordable Housing is registered as a tax-exempt nonprofit (EIN: 223048723). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
What percentage of Coastal Affordable Housing's spending goes to programs?
Coastal Affordable Housing directs 85% to programs, 5% to fundraising. This exceeds the 65% industry benchmark for efficient nonprofits.
How does Coastal Affordable Housing compare to similar nonprofits?
With a transparency score of 75/100 (Good), Coastal Affordable Housing is above average for NTEE category L20Z nonprofits. The score reflects financial transparency, program spending efficiency, and governance quality based on IRS 990 data.
Where is Coastal Affordable Housing located?
Coastal Affordable Housing is headquartered in Hope, Maine and files with the IRS under EIN 223048723. It is classified under NTEE code L20Z.
How many years of IRS 990 filings does Coastal Affordable Housing have?
Coastal Affordable Housing has 13 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $869K in total revenue.
What does Coastal Affordable Housing do?
Coastal Affordable Housing is a nonprofit organization in the Housing & Shelter sector, located in Hope, Maine. It is classified under NTEE code L20Z.
How much revenue does Coastal Affordable Housing have?
Coastal Affordable Housing reported total revenue of $869,223. Based on 13 IRS 990 filings on record.
What are Coastal Affordable Housing's total assets?
Coastal Affordable Housing holds total assets of $1,956,227 as reported in IRS 990 filings.
Where is Coastal Affordable Housing located?
Coastal Affordable Housing is based in Hope, Maine.
What is Coastal Affordable Housing's EIN?
Coastal Affordable Housing's Employer Identification Number (EIN) is 223048723. This is the unique tax ID assigned by the IRS for tax-exempt organizations.
What type of nonprofit is Coastal Affordable Housing?
Coastal Affordable Housing is classified under NTEE code L20Z (Housing & Shelter).
Is Coastal Affordable Housing a registered 501(c)(3)?
Yes, Coastal Affordable Housing is recognized as a tax-exempt organization by the IRS. EIN: 223048723.
Does Coastal Affordable Housing file IRS Form 990?
Yes, Coastal Affordable Housing has 13 IRS Form 990 filings on record. The most recent covers tax period 202312.
What was Coastal Affordable Housing's revenue in 2023?
In the 202312 filing period, Coastal Affordable Housing reported total revenue of $753,414, total expenses of $849,670, and net assets of $2,040,853.
Is Coastal Affordable Housing's revenue growing or declining?
Coastal Affordable Housing's revenue is growing. Revenue went from $716,133 (202212) to $753,414 (202312), a +5.2% change. Based on 13 filings on record.
What is Coastal Affordable Housing's most recent 990 filing?
The most recent IRS Form 990 filing for Coastal Affordable Housing covers tax period 202312. It shows revenue of $753,414, expenses of $849,670, total assets of $2,040,853, and liabilities of $2,520,684.
How much does Coastal Affordable Housing spend on programs vs administration?
Based on IRS 990 analysis, Coastal Affordable Housing allocates approximately 85% of expenses to program services, 10% to administrative costs, and 5% to fundraising. This indicates strong program focus.
Is Coastal Affordable Housing a trustworthy charity?
Based on AI analysis of IRS 990 data, Coastal Affordable Housing appears trustworthy. Mission Score: 75/100 (Good). 2 red flags identified. 2 strengths noted.
What are the red flags for Coastal Affordable Housing?
The following concerns were identified: Total assets have shown a consistent decline from $2,413,076 in 2020 to $1,956,227 in 2023, indicating a potential long-term financial contraction.. The organization consistently reports 0% cash on hand ('c0%'), which could indicate tight liquidity management or a reliance on other asset classes for operational needs.. These flags are based on automated analysis of IRS 990 public filings and should be verified independently.
What are Coastal Affordable Housing's strengths?
Positive indicators for Coastal Affordable Housing include: Revenue has shown a positive trend in recent years, increasing from $381,322 in 2019 to $869,223 in 2023, suggesting growing support or successful fundraising efforts.. Expenses have remained relatively stable in proportion to revenue, indicating consistent operational cost management.. These findings are derived from AI analysis of the organization's financial filings.
How does Coastal Affordable Housing compensate executives?
Executive compensation cannot be fully assessed without specific salary disclosures, as the provided data does not itemize individual compensation figures. Executive compensation data is sourced from IRS 990 filings, which require disclosure of officer, director, and key employee pay.
Given the consistent decline in total assets and 0% reported cash on hand, how does Coastal Affordable Housing maintain operational stability and what are its primary sources of liquidity?
The consistent 0% cash on hand and declining assets suggest that Coastal Affordable Housing likely relies on immediate conversion of other assets or a continuous inflow of revenue to cover expenses, rather than maintaining significant cash reserves. Further investigation into their balance sheet composition and funding mechanisms would be necessary to understand their liquidity strategy.
Filing History
IRS 990 filing history for Coastal Affordable Housing showing financial trends over 13 years of public records:
Over 13 years of IRS 990 filings (2011–2023), Coastal Affordable Housing's revenue has grown by 75.7%, moving from $429K to $753K. Total assets increased by 43.3% over the same period, from $1.4M to $2.0M. Total functional expenses rose by 87.4%, from $453K to $850K. In its most recent filing year (2023), Coastal Affordable Housing reported a deficit of $96K, with expenses exceeding revenue. The organization holds $2.5M in liabilities against $2.0M in assets (debt-to-asset ratio: 123.5%), resulting in net assets of $-479,831.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2023 | $753K | $850K | $2.0M | $2.5M | — | — |
| 2022 | $716K | $815K | $2.2M | $2.5M | — | View 990 |
| 2021 | $700K | $797K | $2.3M | $2.6M | — | View 990 |
| 2020 | $682K | $776K | $2.4M | $2.6M | — | View 990 |
| 2019 | $381K | $456K | $1.2M | $2.0M | — | View 990 |
| 2018 | $404K | $457K | $1.3M | $2.0M | — | View 990 |
| 2017 | $387K | $456K | $1.3M | $2.0M | — | View 990 |
| 2016 | $407K | $442K | $1.3M | $2.0M | — | View 990 |
| 2015 | $408K | $453K | $1.3M | $1.9M | — | View 990 |
| 2014 | $433K | $485K | $1.3M | $1.9M | — | View 990 |
| 2013 | $456K | $464K | $1.4M | $1.9M | — | View 990 |
| 2012 | $444K | $436K | $1.4M | $1.9M | — | View 990 |
| 2011 | $429K | $453K | $1.4M | $1.9M | — | View 990 |
Year-by-Year Financial Summary
- 2023: Revenue of $753K, expenses of $850K, and assets of $2.0M (revenue +5.2% year-over-year).
- 2022: Revenue of $716K, expenses of $815K, and assets of $2.2M (revenue +2.3% year-over-year).
- 2021: Revenue of $700K, expenses of $797K, and assets of $2.3M (revenue +2.6% year-over-year).
- 2020: Revenue of $682K, expenses of $776K, and assets of $2.4M (revenue +78.9% year-over-year).
- 2019: Revenue of $381K, expenses of $456K, and assets of $1.2M (revenue -5.5% year-over-year).
- 2018: Revenue of $404K, expenses of $457K, and assets of $1.3M (revenue +4.2% year-over-year).
- 2017: Revenue of $387K, expenses of $456K, and assets of $1.3M (revenue -4.8% year-over-year).
- 2016: Revenue of $407K, expenses of $442K, and assets of $1.3M (revenue -0.2% year-over-year).
- 2015: Revenue of $408K, expenses of $453K, and assets of $1.3M (revenue -5.8% year-over-year).
- 2014: Revenue of $433K, expenses of $485K, and assets of $1.3M (revenue -5.1% year-over-year).
- 2013: Revenue of $456K, expenses of $464K, and assets of $1.4M (revenue +2.7% year-over-year).
- 2012: Revenue of $444K, expenses of $436K, and assets of $1.4M (revenue +3.5% year-over-year).
- 2011: Revenue of $429K, expenses of $453K, and assets of $1.4M.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Coastal Affordable Housing:
Data Sources and Methodology
This transparency report for Coastal Affordable Housing is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.