Crossroads Incorporated
Crossroads Incorporated: Mixed Financials and Transparency Concerns
EIN: 222345520 · New Brunswick, NJ · NTEE: P20 · Updated: 2026-04-04
Source Check Matrix
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Identity resolved verified
Crossroads Incorporated is mapped to EIN 222345520.
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70% program spend, health grade D
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| Metric | Value |
|---|---|
| Total Revenue | $1.1M |
| Total Expenses | $917K |
| Program Spending | 70% |
| Net Assets | $-218,557 |
| Transparency Score | 65/100 |
Search Intent Cockpit
Crossroads Incorporated Form 990, Revenue, CEO Pay, and IRS Filing Signals
Crossroads Incorporated is surfaced here as a decision-ready nonprofit financial profile, not just a charity listing. The page consolidates IRS Form 990 revenue, expenses, assets, tax-exempt classification, executive compensation, mission score, red flags, and year-by-year filing history so donors, researchers, journalists, and grant teams can answer the common search questions around Crossroads Incorporated in one place.
Form 990 Filing Summary
14 filing years are available, with latest revenue of $725K and expenses of $917K.
Revenue and Expenses
Crossroads Incorporated reported $725K in revenue and $917K in expenses, a deficit of $191K.
Executive Compensation
Officer, director, trustee, and key employee pay is reviewed from IRS 990 compensation disclosures when present.
Charity Score and Red Flags
65/100 mission score, 3 red flags, and 3 strengths are shown from structured and AI review.
Is Crossroads Incorporated Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
IRS 990 Data Cockpit
Where the Money Comes From and Where It Goes
Revenue Source Mix
Revenue-source line items are not available on the stored filing yet. Future ingestion now preserves contribution, program-revenue, and investment-income fields when ProPublica provides them.
Expense Deployment
| Program services | $642K (70%) |
Across stored filings, Crossroads Incorporated shows contribution history pending. Next enrichment targets: revenue-source fields, IRS BMF classification.
Decision Cockpit
One-Stop Donor, Research, and Peer Context Hub
| Decision Lens | Signal | What to Inspect Next |
|---|---|---|
| Legitimacy | Some Concerns | Good filing record; 3 red flags identified |
| Mission spend | 70% to programs | Good |
| Financial durability | Grade D | 14 stored filing years |
| Peer context | Compare with Dance For The Cure Inc | New Jersey and Human Services context |
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Crossroads Incorporated directs 70% of its spending to programs. This meets the industry benchmark of 65% for efficient nonprofits.
About Crossroads Incorporated
Crossroads Incorporated (EIN: 222345520) is a nonprofit organization based in New Brunswick, NJ, classified under NTEE code P20. The organization reported total revenue of $1.1M and total assets of $213K according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Crossroads Incorporated's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Crossroads Incorporated is a mid-size nonprofit that has been operating for 14 years, with 14 years of IRS 990 filings on record (2010–2023). Revenue has grown at a compound annual rate of 2.4%.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
| Total Revenue | $725K |
| Total Expenses | $917K |
| Surplus / Deficit | $-191,286 |
| Total Assets | $126K |
| Total Liabilities | $345K |
| Net Assets | $-218,557 |
| Operating Margin | -26.4% |
| Debt-to-Asset Ratio | 272.9% |
| Months of Reserves | 1.7 months |
Financial Health Grade: D
In 2023, Crossroads Incorporated reported a deficit of $191K with expenses exceeding revenue, holds 1.7 months of operating reserves (limited), has a debt-to-asset ratio of 272.9% (high leverage).
Financial Trends
Over 14 years of filings (2010–2023), Crossroads Incorporated's revenue has grown at a compound annual growth rate (CAGR) of 2.4%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2023 | -36.0% | -34.2% | -27.0% |
| 2022 | +84.0% | +205.2% | -29.2% |
| 2021 | -32.6% | -38.2% | +133.8% |
| 2020 | +98.2% | +16.2% | +2233.4% |
| 2019 | +12.3% | +74.2% | -51.3% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 1000 |
| IRS Ruling Date | 2012 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Crossroads Incorporated with a Mission Score of 65 out of 100 (Good). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 15%
- programs: 70%
- fundraising: 15%
According to IRS 990 filings, Crossroads Incorporated allocates its expenses as follows: admin: 15%, programs: 70%, fundraising: 15%. Approximately 70% goes to programs, indicating moderate mission focus.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
- The organization reported a deficit of $191K, with expenses exceeding revenue.
- Debt-to-asset ratio: 272.9%.
Executive Compensation Analysis
Executive compensation cannot be assessed from the provided data as specific compensation figures for executives are not included in the financial filings.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of Crossroads Incorporated's IRS 990 filings:
- Significant fluctuations in revenue and expenses year-over-year, with a notable drop in revenue from $1,133,208 in 2022 to $725,446 in 2023.
- Negative assets reported in 2017 ($ -8,258), indicating potential financial instability in that period.
- Lack of detailed program spending breakdown beyond general expense figures in the provided data, making it difficult to ascertain the true impact of funds.
Strengths
The following positive indicators were identified for Crossroads Incorporated:
- Consistent filing of financial data over several years (2016-2023), demonstrating adherence to reporting requirements.
- Positive net assets in most recent years, indicating some financial health.
- The organization has managed to maintain operations despite significant revenue and expense volatility.
Frequently Asked Questions about Crossroads Incorporated
Is Crossroads Incorporated a legitimate charity?
Crossroads Incorporated (EIN: 222345520) is a registered tax-exempt nonprofit based in New Jersey. Our AI analysis gives it a Mission Score of 65/100. It has 14 years of IRS 990 filings on record. Total revenue: $1.1M. 3 red flags identified. 3 strengths noted. Financial health grade: D.
How does Crossroads Incorporated spend its money?
Crossroads Incorporated directs 70% of its spending to programs and services. Fundraising costs 15%. This meets the 65% industry benchmark.
Are donations to Crossroads Incorporated tax-deductible?
Crossroads Incorporated is registered as a tax-exempt nonprofit (EIN: 222345520). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
What percentage of Crossroads Incorporated's spending goes to programs?
Crossroads Incorporated directs 70% to programs, 15% to fundraising. This meets the 65% industry benchmark for efficient nonprofits.
How does Crossroads Incorporated compare to similar nonprofits?
With a transparency score of 65/100 (Good), Crossroads Incorporated is above average for NTEE category P20 nonprofits. The score reflects financial transparency, program spending efficiency, and governance quality based on IRS 990 data.
Where is Crossroads Incorporated located?
Crossroads Incorporated is headquartered in New Brunswick, New Jersey and files with the IRS under EIN 222345520. It is classified under NTEE code P20.
How many years of IRS 990 filings does Crossroads Incorporated have?
Crossroads Incorporated has 14 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $1.1M in total revenue.
What does Crossroads Incorporated do?
Crossroads Incorporated is a nonprofit organization in the Human Services sector, located in New Brunswick, New Jersey. It is classified under NTEE code P20.
How much revenue does Crossroads Incorporated have?
Crossroads Incorporated reported total revenue of $1,079,123. Based on 14 IRS 990 filings on record.
What are Crossroads Incorporated's total assets?
Crossroads Incorporated holds total assets of $212,845 as reported in IRS 990 filings.
Where is Crossroads Incorporated located?
Crossroads Incorporated is based in New Brunswick, New Jersey.
What is Crossroads Incorporated's EIN?
Crossroads Incorporated's Employer Identification Number (EIN) is 222345520. This is the unique tax ID assigned by the IRS for tax-exempt organizations.
What type of nonprofit is Crossroads Incorporated?
Crossroads Incorporated is classified under NTEE code P20 (Human Services).
Is Crossroads Incorporated a registered 501(c)(3)?
Yes, Crossroads Incorporated is recognized as a tax-exempt organization by the IRS. EIN: 222345520.
Does Crossroads Incorporated file IRS Form 990?
Yes, Crossroads Incorporated has 14 IRS Form 990 filings on record. The most recent covers tax period 202306.
What was Crossroads Incorporated's revenue in 2023?
In the 202306 filing period, Crossroads Incorporated reported total revenue of $725,446, total expenses of $916,732, and net assets of $126,437.
Is Crossroads Incorporated's revenue growing or declining?
Crossroads Incorporated's revenue is declining. Revenue went from $1,133,208 (202206) to $725,446 (202306), a -36.0% change. Based on 14 filings on record.
What is Crossroads Incorporated's most recent 990 filing?
The most recent IRS Form 990 filing for Crossroads Incorporated covers tax period 202306. It shows revenue of $725,446, expenses of $916,732, total assets of $126,437, and liabilities of $344,994.
How much does Crossroads Incorporated spend on programs vs administration?
Based on IRS 990 analysis, Crossroads Incorporated allocates approximately 70% of expenses to program services, 15% to administrative costs, and 15% to fundraising. Program spending is moderate relative to overhead.
Is Crossroads Incorporated a trustworthy charity?
Based on AI analysis of IRS 990 data, Crossroads Incorporated shows mixed signals. Mission Score: 65/100 (Good). 3 red flags identified. 3 strengths noted.
What are the red flags for Crossroads Incorporated?
The following concerns were identified: Significant fluctuations in revenue and expenses year-over-year, with a notable drop in revenue from $1,133,208 in 2022 to $725,446 in 2023.. Negative assets reported in 2017 ($ -8,258), indicating potential financial instability in that period.. Lack of detailed program spending breakdown beyond general expense figures in the provided data, making it difficult to ascertain the true impact of funds.. These flags are based on automated analysis of IRS 990 public filings and should be verified independently.
What are Crossroads Incorporated's strengths?
Positive indicators for Crossroads Incorporated include: Consistent filing of financial data over several years (2016-2023), demonstrating adherence to reporting requirements.. Positive net assets in most recent years, indicating some financial health.. The organization has managed to maintain operations despite significant revenue and expense volatility.. These findings are derived from AI analysis of the organization's financial filings.
How does Crossroads Incorporated compensate executives?
Executive compensation cannot be assessed from the provided data as specific compensation figures for executives are not included in the financial filings. Executive compensation data is sourced from IRS 990 filings, which require disclosure of officer, director, and key employee pay.
How transparent is Crossroads Incorporated?
• Financial filings are consistently available, providing a clear historical record. • The organization's Form 990s are accessible, detailing revenue and expenses. • No specific transparency report or detailed program impact report is readily available beyond standard filings. Transparency assessment is based on the availability and consistency of IRS 990 filing data, spending disclosure, and governance indicators.
What factors contributed to the substantial decrease in revenue from $1,133,208 in 2022 to $725,446 in 2023, and how is the organization addressing this decline?
The provided data does not specify the reasons for the revenue drop. Further investigation into their annual reports or direct communication would be needed to understand the contributing factors and mitigation strategies.
Given the negative assets reported in 2017, what measures were implemented to recover and ensure financial stability in subsequent years?
While the data shows a recovery to positive assets in later years, the specific measures taken to address the negative assets in 2017 are not detailed. This would require reviewing their financial statements from that period or direct inquiry.
Filing History
IRS 990 filing history for Crossroads Incorporated showing financial trends over 14 years of public records:
Over 14 years of IRS 990 filings (2010–2023), Crossroads Incorporated's revenue has grown by 36.6%, moving from $531K to $725K. Total assets increased by 1423.5% over the same period, from $8K to $126K. Total functional expenses rose by 75.6%, from $522K to $917K. In its most recent filing year (2023), Crossroads Incorporated reported a deficit of $191K, with expenses exceeding revenue. The organization holds $345K in liabilities against $126K in assets (debt-to-asset ratio: 272.9%), resulting in net assets of $-218,557.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2023 | $725K | $917K | $126K | $345K | — | View 990 |
| 2022 | $1.1M | $1.4M | $173K | $200K | — | View 990 |
| 2021 | $616K | $456K | $244K | $36K | — | View 990 |
| 2020 | $914K | $739K | $105K | $149K | — | View 990 |
| 2019 | $461K | $636K | $4K | $224K | — | View 990 |
| 2018 | $411K | $365K | $9K | $55K | — | View 990 |
| 2017 | $605K | $563K | $-8,258 | $83K | — | View 990 |
| 2016 | $471K | $461K | $168K | $295K | — | View 990 |
| 2015 | $404K | $415K | $15K | $152K | — | View 990 |
| 2014 | $322K | $446K | $16K | $537K | — | View 990 |
| 2013 | $366K | $364K | $40K | $437K | — | View 990 |
| 2012 | $0 | $457K | $19K | $417K | — | View 990 |
| 2011 | $488K | $492K | $17K | $421K | — | View 990 |
| 2010 | $531K | $522K | $8K | $464K | — | View 990 |
Year-by-Year Financial Summary
- 2023: Revenue of $725K, expenses of $917K, and assets of $126K (revenue -36.0% year-over-year).
- 2022: Revenue of $1.1M, expenses of $1.4M, and assets of $173K (revenue +84.0% year-over-year).
- 2021: Revenue of $616K, expenses of $456K, and assets of $244K (revenue -32.6% year-over-year).
- 2020: Revenue of $914K, expenses of $739K, and assets of $105K (revenue +98.2% year-over-year).
- 2019: Revenue of $461K, expenses of $636K, and assets of $4K (revenue +12.3% year-over-year).
- 2018: Revenue of $411K, expenses of $365K, and assets of $9K (revenue -32.1% year-over-year).
- 2017: Revenue of $605K, expenses of $563K, and assets of $-8,258 (revenue +28.4% year-over-year).
- 2016: Revenue of $471K, expenses of $461K, and assets of $168K (revenue +16.6% year-over-year).
- 2015: Revenue of $404K, expenses of $415K, and assets of $15K (revenue +25.5% year-over-year).
- 2014: Revenue of $322K, expenses of $446K, and assets of $16K (revenue -12.0% year-over-year).
- 2013: Revenue of $366K, expenses of $364K, and assets of $40K.
- 2012: Revenue of $0, expenses of $457K, and assets of $19K (revenue -100.0% year-over-year).
- 2011: Revenue of $488K, expenses of $492K, and assets of $17K (revenue -8.0% year-over-year).
- 2010: Revenue of $531K, expenses of $522K, and assets of $8K.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Crossroads Incorporated:
Data Sources and Methodology
This transparency report for Crossroads Incorporated is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.