Greater Bergen Community Action Inc
Greater Bergen Community Action: Strong Programs, High Admin Costs
EIN: 221818014 · Hackensack, NJ · NTEE: P20Z · Updated: 2026-04-04
Source Check Matrix
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Greater Bergen Community Action Inc is mapped to EIN 221818014.
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13 stored filing years available.
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| Metric | Value |
|---|---|
| Total Revenue | $43.9M |
| Total Expenses | $43.4M |
| Program Spending | 75% |
| CEO/Top Officer Pay | $223,568 |
| Net Assets | $4.1M |
| Transparency Score | 85/100 |
Search Intent Cockpit
Greater Bergen Community Action Inc Form 990, Revenue, CEO Pay, and IRS Filing Signals
Greater Bergen Community Action Inc is surfaced here as a decision-ready nonprofit financial profile, not just a charity listing. The page consolidates IRS Form 990 revenue, expenses, assets, tax-exempt classification, executive compensation, mission score, red flags, and year-by-year filing history so donors, researchers, journalists, and grant teams can answer the common search questions around Greater Bergen Community Action Inc in one place.
Form 990 Filing Summary
13 filing years are available, with latest revenue of $43.5M and expenses of $43.4M.
Revenue and Expenses
Greater Bergen Community Action Inc reported $43.5M in revenue and $43.4M in expenses, a surplus of $118K.
Executive Compensation
Top officer compensation appears as $223,568 in the stored analysis, with context against revenue and expenses below.
Charity Score and Red Flags
85/100 mission score, 2 red flags, and 3 strengths are shown from structured and AI review.
Is Greater Bergen Community Action Inc Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
IRS 990 Data Cockpit
Where the Money Comes From and Where It Goes
Revenue Source Mix
Revenue-source line items are not available on the stored filing yet. Future ingestion now preserves contribution, program-revenue, and investment-income fields when ProPublica provides them.
Expense Deployment
| Program services | $32.6M (75%) |
Across stored filings, Greater Bergen Community Action Inc shows contribution history pending. Next enrichment targets: revenue-source fields, IRS BMF classification.
Decision Cockpit
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| Decision Lens | Signal | What to Inspect Next |
|---|---|---|
| Legitimacy | Some Concerns | Good filing record; 2 red flags identified |
| Mission spend | 75% to programs | Excellent |
| Financial durability | Grade A | 13 stored filing years |
| Peer context | Compare with Dance For The Cure Inc | New Jersey and Human Services context |
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Greater Bergen Community Action Inc directs 75% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About Greater Bergen Community Action Inc
Greater Bergen Community Action Inc (EIN: 221818014) is a nonprofit organization based in Hackensack, NJ, classified under NTEE code P20Z. The organization reported total revenue of $43.9M and total assets of $24.7M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Greater Bergen Community Action Inc's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Greater Bergen Community Action Inc is a large nonprofit that has been operating for 59 years, with 13 years of IRS 990 filings on record (2011–2023). Revenue has grown at a compound annual rate of 7.3%.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
| Total Revenue | $43.5M |
| Total Expenses | $43.4M |
| Surplus / Deficit | +$118K |
| Total Assets | $26.4M |
| Total Liabilities | $22.4M |
| Net Assets | $4.1M |
| Operating Margin | 0.3% |
| Debt-to-Asset Ratio | 84.5% |
| Months of Reserves | 7.3 months |
Financial Health Grade: A
In 2023, Greater Bergen Community Action Inc reported a surplus of $118K with revenue exceeding expenses, holds 7.3 months of operating reserves (strong position), has a debt-to-asset ratio of 84.5% (high leverage).
Financial Trends
Over 13 years of filings (2011–2023), Greater Bergen Community Action Inc's revenue has grown at a compound annual growth rate (CAGR) of 7.3%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2023 | +2.8% | +5.3% | -16.2% |
| 2022 | +11.8% | +9.0% | +29.3% |
| 2021 | -16.4% | -4.7% | -6.6% |
| 2020 | +22.0% | +7.1% | +18.1% |
| 2019 | -2.0% | -1.0% | -1.9% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 1000 |
| IRS Ruling Date | 1967 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Greater Bergen Community Action Inc with a Mission Score of 85 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 15%
- programs: 75%
- fundraising: 10%
According to IRS 990 filings, Greater Bergen Community Action Inc allocates its expenses as follows: admin: 15%, programs: 75%, fundraising: 10%. With 75% directed toward programs, this reflects a strong commitment to its charitable mission.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
- The organization reported a surplus of $118K, with revenue exceeding expenses.
- Debt-to-asset ratio: 84.5%.
Executive Compensation Analysis
Executive compensation for the CEO was $223,568 in 2023, which appears reasonable given the organization's revenue of $43.5 million and scope of services.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of Greater Bergen Community Action Inc's IRS 990 filings:
- Administrative expenses consistently represent a notable portion of total expenses, reaching $6,515,169 in 2023.
- The organization's liabilities have grown significantly, from $15,128,714 in 2016 to $22,356,829 in 2023, warranting further investigation into the nature of these liabilities.
Strengths
The following positive indicators were identified for Greater Bergen Community Action Inc:
- Consistently high program spending, with program service expenses at $32,649,000 in 2023.
- Significant revenue growth over the past several years, from $36,063,238 in 2016 to $43,532,525 in 2023.
- Maintains a healthy asset base, with total assets at $26,443,862 in 2023.
Frequently Asked Questions about Greater Bergen Community Action Inc
Is Greater Bergen Community Action Inc a legitimate charity?
Greater Bergen Community Action Inc (EIN: 221818014) is a registered tax-exempt nonprofit based in New Jersey. Our AI analysis gives it a Mission Score of 85/100. It has 13 years of IRS 990 filings on record. Total revenue: $43.9M. 2 red flags identified. 3 strengths noted. Financial health grade: A.
How does Greater Bergen Community Action Inc spend its money?
Greater Bergen Community Action Inc directs 75% of its spending to programs and services. Fundraising costs 10%. This exceeds the 65% industry benchmark.
Are donations to Greater Bergen Community Action Inc tax-deductible?
Greater Bergen Community Action Inc is registered as a tax-exempt nonprofit (EIN: 221818014). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
How much does the Greater Bergen Community Action Inc CEO make?
Greater Bergen Community Action Inc's highest-compensated officer earns $223,568 annually. The organization reported $43.9M in total revenue. Executive compensation data is disclosed in IRS 990 filings.
What percentage of Greater Bergen Community Action Inc's spending goes to programs?
Greater Bergen Community Action Inc directs 75% to programs, 10% to fundraising. This exceeds the 65% industry benchmark for efficient nonprofits.
How does Greater Bergen Community Action Inc compare to similar nonprofits?
With a transparency score of 85/100 (Excellent), Greater Bergen Community Action Inc is above average for NTEE category P20Z nonprofits. The score reflects financial transparency, program spending efficiency, and governance quality based on IRS 990 data.
Where is Greater Bergen Community Action Inc located?
Greater Bergen Community Action Inc is headquartered in Hackensack, New Jersey and files with the IRS under EIN 221818014. It is classified under NTEE code P20Z.
How many years of IRS 990 filings does Greater Bergen Community Action Inc have?
Greater Bergen Community Action Inc has 13 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $43.9M in total revenue.
What does Greater Bergen Community Action Inc do?
Greater Bergen Community Action Inc is a nonprofit organization in the Human Services sector, located in Hackensack, New Jersey. It is classified under NTEE code P20Z.
How much revenue does Greater Bergen Community Action Inc have?
Greater Bergen Community Action Inc reported total revenue of $43,930,126. Based on 13 IRS 990 filings on record.
What are Greater Bergen Community Action Inc's total assets?
Greater Bergen Community Action Inc holds total assets of $24,658,251 as reported in IRS 990 filings.
Where is Greater Bergen Community Action Inc located?
Greater Bergen Community Action Inc is based in Hackensack, New Jersey.
What is Greater Bergen Community Action Inc's EIN?
Greater Bergen Community Action Inc's Employer Identification Number (EIN) is 221818014. This is the unique tax ID assigned by the IRS for tax-exempt organizations.
What type of nonprofit is Greater Bergen Community Action Inc?
Greater Bergen Community Action Inc is classified under NTEE code P20Z (Human Services).
Is Greater Bergen Community Action Inc a registered 501(c)(3)?
Yes, Greater Bergen Community Action Inc is recognized as a tax-exempt organization by the IRS. EIN: 221818014.
Does Greater Bergen Community Action Inc file IRS Form 990?
Yes, Greater Bergen Community Action Inc has 13 IRS Form 990 filings on record. The most recent covers tax period 202302.
What was Greater Bergen Community Action Inc's revenue in 2023?
In the 202302 filing period, Greater Bergen Community Action Inc reported total revenue of $43,532,525, total expenses of $43,414,465, and net assets of $26,443,862.
Is Greater Bergen Community Action Inc's revenue growing or declining?
Greater Bergen Community Action Inc's revenue is relatively stable. Revenue went from $42,343,270 (202202) to $43,532,525 (202302), a +2.8% change. Based on 13 filings on record.
What is Greater Bergen Community Action Inc's most recent 990 filing?
The most recent IRS Form 990 filing for Greater Bergen Community Action Inc covers tax period 202302. It shows revenue of $43,532,525, expenses of $43,414,465, total assets of $26,443,862, and liabilities of $22,356,829.
How much does Greater Bergen Community Action Inc spend on programs vs administration?
Based on IRS 990 analysis, Greater Bergen Community Action Inc allocates approximately 75% of expenses to program services, 15% to administrative costs, and 10% to fundraising. This indicates strong program focus.
Is Greater Bergen Community Action Inc a trustworthy charity?
Based on AI analysis of IRS 990 data, Greater Bergen Community Action Inc appears trustworthy. Mission Score: 85/100 (Excellent). 2 red flags identified. 3 strengths noted.
What are the red flags for Greater Bergen Community Action Inc?
The following concerns were identified: Administrative expenses consistently represent a notable portion of total expenses, reaching $6,515,169 in 2023.. The organization's liabilities have grown significantly, from $15,128,714 in 2016 to $22,356,829 in 2023, warranting further investigation into the nature of these liabilities.. These flags are based on automated analysis of IRS 990 public filings and should be verified independently.
What are Greater Bergen Community Action Inc's strengths?
Positive indicators for Greater Bergen Community Action Inc include: Consistently high program spending, with program service expenses at $32,649,000 in 2023.. Significant revenue growth over the past several years, from $36,063,238 in 2016 to $43,532,525 in 2023.. Maintains a healthy asset base, with total assets at $26,443,862 in 2023.. These findings are derived from AI analysis of the organization's financial filings.
How does Greater Bergen Community Action Inc compensate executives?
Executive compensation for the CEO was $223,568 in 2023, which appears reasonable given the organization's revenue of $43.5 million and scope of services. Executive compensation data is sourced from IRS 990 filings, which require disclosure of officer, director, and key employee pay.
How transparent is Greater Bergen Community Action Inc?
- Financial statements are consistently available through IRS filings. - No specific transparency report or detailed impact report readily found on their website. - Compensation details are present in Form 990 filings. Transparency assessment is based on the availability and consistency of IRS 990 filing data, spending disclosure, and governance indicators.
How does Greater Bergen Community Action Inc. manage to maintain a relatively stable net asset position despite fluctuating revenues and increasing liabilities over the years?
The organization has consistently generated sufficient revenue to cover expenses, and while liabilities have increased, assets have also grown, indicating effective financial management to maintain solvency, albeit with a closer look needed at the composition of liabilities.
Filing History
IRS 990 filing history for Greater Bergen Community Action Inc showing financial trends over 13 years of public records:
Over 13 years of IRS 990 filings (2011–2023), Greater Bergen Community Action Inc's revenue has grown by 133.5%, moving from $18.6M to $43.5M. Total assets increased by 33% over the same period, from $19.9M to $26.4M. Total functional expenses rose by 134.1%, from $18.5M to $43.4M. In its most recent filing year (2023), Greater Bergen Community Action Inc reported a surplus of $118K, with revenue exceeding expenses. The organization holds $22.4M in liabilities against $26.4M in assets (debt-to-asset ratio: 84.5%), resulting in net assets of $4.1M.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2023 | $43.5M | $43.4M | $26.4M | $22.4M | — | View 990 |
| 2022 | $42.3M | $41.2M | $31.5M | $26.5M | — | View 990 |
| 2021 | $37.9M | $37.8M | $24.4M | $16.4M | — | View 990 |
| 2020 | $45.3M | $39.7M | $26.1M | $18.1M | — | View 990 |
| 2019 | $37.1M | $37.0M | $22.1M | $19.8M | — | View 990 |
| 2018 | $37.9M | $37.4M | $22.6M | $20.3M | — | View 990 |
| 2017 | $40.8M | $40.9M | $23.8M | $22.0M | — | View 990 |
| 2016 | $36.1M | $35.6M | $17.0M | $15.1M | — | View 990 |
| 2015 | $34.5M | $34.3M | $14.2M | $12.9M | — | View 990 |
| 2014 | $23.2M | $23.0M | $12.2M | $11.0M | — | View 990 |
| 2013 | $15.7M | $15.7M | $13.0M | $12.0M | — | View 990 |
| 2012 | $17.5M | $17.5M | $13.6M | $12.7M | — | View 990 |
| 2011 | $18.6M | $18.5M | $19.9M | $19.0M | — | View 990 |
Year-by-Year Financial Summary
- 2023: Revenue of $43.5M, expenses of $43.4M, and assets of $26.4M (revenue +2.8% year-over-year).
- 2022: Revenue of $42.3M, expenses of $41.2M, and assets of $31.5M (revenue +11.8% year-over-year).
- 2021: Revenue of $37.9M, expenses of $37.8M, and assets of $24.4M (revenue -16.4% year-over-year).
- 2020: Revenue of $45.3M, expenses of $39.7M, and assets of $26.1M (revenue +22.0% year-over-year).
- 2019: Revenue of $37.1M, expenses of $37.0M, and assets of $22.1M (revenue -2.0% year-over-year).
- 2018: Revenue of $37.9M, expenses of $37.4M, and assets of $22.6M (revenue -7.1% year-over-year).
- 2017: Revenue of $40.8M, expenses of $40.9M, and assets of $23.8M (revenue +13.2% year-over-year).
- 2016: Revenue of $36.1M, expenses of $35.6M, and assets of $17.0M (revenue +4.6% year-over-year).
- 2015: Revenue of $34.5M, expenses of $34.3M, and assets of $14.2M (revenue +48.6% year-over-year).
- 2014: Revenue of $23.2M, expenses of $23.0M, and assets of $12.2M (revenue +47.6% year-over-year).
- 2013: Revenue of $15.7M, expenses of $15.7M, and assets of $13.0M (revenue -10.2% year-over-year).
- 2012: Revenue of $17.5M, expenses of $17.5M, and assets of $13.6M (revenue -6.1% year-over-year).
- 2011: Revenue of $18.6M, expenses of $18.5M, and assets of $19.9M.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Greater Bergen Community Action Inc:
Data Sources and Methodology
This transparency report for Greater Bergen Community Action Inc is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.