Jaffrey Chamber Of Commerce

Jaffrey Chamber Of Commerce: Stable Finances, Low Program Spending

EIN: 222511005 · Jaffrey, NH · Updated: 2026-04-04

$74KRevenue
$74KGross Revenue
$123KAssets
60/100Mission Score (Good)

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Jaffrey Chamber Of Commerce Financial Summary
MetricValue
Total Revenue$74K
Total Expenses$98K
Program Spending30%
CEO/Top Officer Pay$0
Net Assets$116K
Transparency Score60/100

Search Intent Cockpit

Jaffrey Chamber Of Commerce Form 990, Revenue, CEO Pay, and IRS Filing Signals

Jaffrey Chamber Of Commerce is surfaced here as a decision-ready nonprofit financial profile, not just a charity listing. The page consolidates IRS Form 990 revenue, expenses, assets, tax-exempt classification, executive compensation, mission score, red flags, and year-by-year filing history so donors, researchers, journalists, and grant teams can answer the common search questions around Jaffrey Chamber Of Commerce in one place.

Form 990 Filing Summary

14 filing years are available, with latest revenue of $101K and expenses of $98K.

Revenue and Expenses

Jaffrey Chamber Of Commerce reported $101K in revenue and $98K in expenses, a surplus of $4K.

Executive Compensation

Top officer compensation appears as $0 in the stored analysis, with context against revenue and expenses below.

Charity Score and Red Flags

60/100 mission score, 3 red flags, and 3 strengths are shown from structured and AI review.

Is Jaffrey Chamber Of Commerce Legit?

Some Concerns

GoodFiling Consistency
Below AverageSpending Efficiency
GoodTransparency
3 FoundRed Flags

Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →

IRS 990 Data Cockpit

Where the Money Comes From and Where It Goes

PendingDonor/Grant Funding
30%Program Expense
$0Grants Paid
14Stored Filing Years

Revenue Source Mix

Revenue-source line items are not available on the stored filing yet. Future ingestion now preserves contribution, program-revenue, and investment-income fields when ProPublica provides them.

Expense Deployment

Jaffrey Chamber Of Commerce Expense Deployment
Program services$29K (30%)

Across stored filings, Jaffrey Chamber Of Commerce shows contribution history pending. Next enrichment targets: revenue-source fields, IRS BMF classification.

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Jaffrey Chamber Of Commerce Donor Decision Matrix
Decision LensSignalWhat to Inspect Next
LegitimacySome ConcernsGood filing record; 3 red flags identified
Mission spend30% to programsBelow Average
Financial durabilityGrade A14 stored filing years
Peer contextCompare with Hellenic Society Paideia Of New HampshireNew Hampshire and category context

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Jaffrey Chamber Of Commerce directs 30% of its spending to programs. This falls below the 65% benchmark. Donors may want to investigate further.

About Jaffrey Chamber Of Commerce

Jaffrey Chamber Of Commerce (EIN: 222511005) is a nonprofit organization based in Jaffrey, NH. The organization reported total revenue of $74K and total assets of $123K according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Jaffrey Chamber Of Commerce's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.

Organization Overview

37Years Operating
MicroSize Classification
14Years of Filings
MixedRevenue Trajectory

Jaffrey Chamber Of Commerce is a micro nonprofit that has been operating for 37 years, with 14 years of IRS 990 filings on record (2010–2023). Revenue has grown at a compound annual rate of -8.2%.

Key Financial Metrics (2023)

From the most recent IRS 990 filing on record:

Total Revenue$101K
Total Expenses$98K
Surplus / Deficit+$4K
Total Assets$126K
Total Liabilities$10K
Net Assets$116K
Operating Margin3.6%
Debt-to-Asset Ratio7.9%
Months of Reserves15.5 months

Financial Health Grade: A

In 2023, Jaffrey Chamber Of Commerce reported a surplus of $4K with revenue exceeding expenses, holds 15.5 months of operating reserves (strong position), has a debt-to-asset ratio of 7.9% (very low leverage).

Financial Trends

Over 14 years of filings (2010–2023), Jaffrey Chamber Of Commerce's revenue has declined at a compound annual growth rate (CAGR) of -8.2%.

YearRevenue ChangeExpense ChangeAsset Change
2023+8.3%+63.2%-12.8%
2022+17.5%-23.4%+4.4%
2021-12.8%+6.0%-2.4%
2020-56.5%-61.3%+10.1%
2019-5.7%-19.7%+13.0%

IRS Tax-Exempt Classification

IRS Classification Codes3000
IRS Ruling Date1989

Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.

AI Transparency Report

Jaffrey Chamber Of Commerce is a unknown nonprofit based in Jaffrey, New Hampshire, with reported revenue of $74K and assets of $123K. Our AI analysis assigns a Mission Score of 60/100 (Good). Approximately 30% of spending goes to programs, 40% to administration, and 30% to fundraising. - Financial statements are publicly available through IRS Form 990 filings. - The organization consistently reports 0% compensation paid to officers, directors, trustees, and key employees. - Detailed program service accomplishments are briefly described in Form 990, but lack specific metrics or impact reporting. The Jaffrey Chamber Of Commerce consistently reports $0 in compensation for all officers, directors, trustees, and key employees across all available filings, indicating a volunteer-led or externally funded leadership structure. Revenue has declined -67% across 14 filing periods.

Mission Effectiveness Score

NonprofitSpending's AI analysis rates Jaffrey Chamber Of Commerce with a Mission Score of 60 out of 100 (Good). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.

Spending Breakdown

  • admin: 40%
  • programs: 30%
  • fundraising: 30%

According to IRS 990 filings, Jaffrey Chamber Of Commerce allocates its expenses as follows: admin: 40%, programs: 30%, fundraising: 30%. Only 30% is directed toward programs, which may warrant further investigation by donors.

Key Financial Metrics (2023)

From the most recent IRS 990 filing on record:

$101KTotal Revenue
$98KTotal Expenses
$126KTotal Assets
$10KTotal Liabilities
$116KNet Assets
  • The organization reported a surplus of $4K, with revenue exceeding expenses.
  • Debt-to-asset ratio: 7.9%.

Executive Compensation Analysis

The Jaffrey Chamber Of Commerce consistently reports $0 in compensation for all officers, directors, trustees, and key employees across all available filings, indicating a volunteer-led or externally funded leadership structure.

Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.

Red Flags

The following concerns were identified during AI analysis of Jaffrey Chamber Of Commerce's IRS 990 filings:

  • Low percentage of expenses allocated to programs (e.g., 2023: $10,129 program service expenses out of $97,644 total expenses).
  • Significant portion of expenses consistently allocated to administrative and fundraising activities.
  • Lack of detailed program impact reporting in available filings.

Strengths

The following positive indicators were identified for Jaffrey Chamber Of Commerce:

  • Consistent revenue generation over the past several years.
  • Positive net assets, indicating financial stability.
  • No reported executive compensation, suggesting volunteer leadership or efficient operational models.

Frequently Asked Questions about Jaffrey Chamber Of Commerce

Is Jaffrey Chamber Of Commerce a legitimate charity?

Jaffrey Chamber Of Commerce (EIN: 222511005) is a registered tax-exempt nonprofit based in New Hampshire. Our AI analysis gives it a Mission Score of 60/100. It has 14 years of IRS 990 filings on record. Total revenue: $74K. 3 red flags identified. 3 strengths noted. Financial health grade: A.

How does Jaffrey Chamber Of Commerce spend its money?

Jaffrey Chamber Of Commerce directs 30% of its spending to programs and services. Fundraising costs 30%. This falls below the 65% benchmark.

Are donations to Jaffrey Chamber Of Commerce tax-deductible?

Jaffrey Chamber Of Commerce is registered as a tax-exempt nonprofit (EIN: 222511005). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.

How much does the Jaffrey Chamber Of Commerce CEO make?

Jaffrey Chamber Of Commerce's highest-compensated officer earns $0 annually. The organization reported $74K in total revenue. Executive compensation data is disclosed in IRS 990 filings.

What percentage of Jaffrey Chamber Of Commerce's spending goes to programs?

Jaffrey Chamber Of Commerce directs 30% to programs, 30% to fundraising. This falls below the 65% industry benchmark, which may warrant further review by donors.

Where is Jaffrey Chamber Of Commerce located?

Jaffrey Chamber Of Commerce is headquartered in Jaffrey, New Hampshire and files with the IRS under EIN 222511005.

How many years of IRS 990 filings does Jaffrey Chamber Of Commerce have?

Jaffrey Chamber Of Commerce has 14 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $74K in total revenue.

What does Jaffrey Chamber Of Commerce do?

Jaffrey Chamber Of Commerce is a nonprofit organization in the Unknown sector, located in Jaffrey, New Hampshire. It is classified under NTEE code Unknown.

How much revenue does Jaffrey Chamber Of Commerce have?

Jaffrey Chamber Of Commerce reported total revenue of $74,342. Based on 14 IRS 990 filings on record.

What are Jaffrey Chamber Of Commerce's total assets?

Jaffrey Chamber Of Commerce holds total assets of $122,593 as reported in IRS 990 filings.

Where is Jaffrey Chamber Of Commerce located?

Jaffrey Chamber Of Commerce is based in Jaffrey, New Hampshire.

What is Jaffrey Chamber Of Commerce's EIN?

Jaffrey Chamber Of Commerce's Employer Identification Number (EIN) is 222511005. This is the unique tax ID assigned by the IRS for tax-exempt organizations.

What type of nonprofit is Jaffrey Chamber Of Commerce?

Jaffrey Chamber Of Commerce is classified under NTEE code Unknown (Unknown).

Is Jaffrey Chamber Of Commerce a registered 501(c)(3)?

Jaffrey Chamber Of Commerce appears in IRS records (EIN: 222511005). Check the IRS Tax Exempt Organization Search for the most current determination letter status.

Does Jaffrey Chamber Of Commerce file IRS Form 990?

Yes, Jaffrey Chamber Of Commerce has 14 IRS Form 990 filings on record. The most recent covers tax period 202312.

What was Jaffrey Chamber Of Commerce's revenue in 2023?

In the 202312 filing period, Jaffrey Chamber Of Commerce reported total revenue of $101,293, total expenses of $97,644, and net assets of $126,336.

Is Jaffrey Chamber Of Commerce's revenue growing or declining?

Jaffrey Chamber Of Commerce's revenue is growing. Revenue went from $93,566 (202212) to $101,293 (202312), a +8.3% change. Based on 14 filings on record.

What is Jaffrey Chamber Of Commerce's most recent 990 filing?

The most recent IRS Form 990 filing for Jaffrey Chamber Of Commerce covers tax period 202312. It shows revenue of $101,293, expenses of $97,644, total assets of $126,336, and liabilities of $10,016.

How much does Jaffrey Chamber Of Commerce spend on programs vs administration?

Based on IRS 990 analysis, Jaffrey Chamber Of Commerce allocates approximately 30% of expenses to program services, 40% to administrative costs, and 30% to fundraising. Overhead costs appear high relative to program spending.

Is Jaffrey Chamber Of Commerce a trustworthy charity?

Based on AI analysis of IRS 990 data, Jaffrey Chamber Of Commerce shows mixed signals. Mission Score: 60/100 (Good). 3 red flags identified. 3 strengths noted.

What are the red flags for Jaffrey Chamber Of Commerce?

The following concerns were identified: Low percentage of expenses allocated to programs (e.g., 2023: $10,129 program service expenses out of $97,644 total expenses).. Significant portion of expenses consistently allocated to administrative and fundraising activities.. Lack of detailed program impact reporting in available filings.. These flags are based on automated analysis of IRS 990 public filings and should be verified independently.

What are Jaffrey Chamber Of Commerce's strengths?

Positive indicators for Jaffrey Chamber Of Commerce include: Consistent revenue generation over the past several years.. Positive net assets, indicating financial stability.. No reported executive compensation, suggesting volunteer leadership or efficient operational models.. These findings are derived from AI analysis of the organization's financial filings.

How does Jaffrey Chamber Of Commerce compensate executives?

The Jaffrey Chamber Of Commerce consistently reports $0 in compensation for all officers, directors, trustees, and key employees across all available filings, indicating a volunteer-led or externally funded leadership structure. Executive compensation data is sourced from IRS 990 filings, which require disclosure of officer, director, and key employee pay.

How transparent is Jaffrey Chamber Of Commerce?

- Financial statements are publicly available through IRS Form 990 filings. - The organization consistently reports 0% compensation paid to officers, directors, trustees, and key employees. - Detailed program service accomplishments are briefly described in Form 990, but lack specific metrics or impact reporting. Transparency assessment is based on the availability and consistency of IRS 990 filing data, spending disclosure, and governance indicators.

Given the consistent reporting of $0 executive compensation, how does the organization sustain its operational leadership and management?

The organization likely relies heavily on volunteer efforts from its board and members, or potentially receives in-kind support or services from other entities, which are not explicitly detailed as compensation in the Form 990.

With program expenses often being a small fraction of total expenses (e.g., 10.37% in 2023), what are the primary activities and value propositions the Chamber provides to its members and the community?

The Chamber's primary value may lie in networking events, advocacy, and general business support services that are categorized under administrative or fundraising, rather than direct program delivery, or its programs are very low-cost to operate.

Filing History

IRS 990 filing history for Jaffrey Chamber Of Commerce showing financial trends over 14 years of public records:

Over 14 years of IRS 990 filings (2010–2023), Jaffrey Chamber Of Commerce's revenue has declined by 67.2%, moving from $309K to $101K. Total assets decreased by 29.8% over the same period, from $180K to $126K. Total functional expenses fell by 68%, from $305K to $98K. In its most recent filing year (2023), Jaffrey Chamber Of Commerce reported a surplus of $4K, with revenue exceeding expenses. The organization holds $10K in liabilities against $126K in assets (debt-to-asset ratio: 7.9%), resulting in net assets of $116K.

YearRevenueExpensesAssetsLiabilitiesOfficer Comp. %PDF
2023 $101K $98K $126K $10K
2022 $94K $60K $145K $32K View 990
2021 $80K $78K $139K $43K View 990
2020 $91K $74K $142K $48K View 990
2019 $210K $190K $129K $52K
2018 $223K $237K $114K $57K View 990
2017 $306K $311K $136K $64K View 990
2016 $288K $266K $145K $68K View 990
2015 $98K $107K $126K $71K View 990
2014 $262K $251K $139K $75K View 990
2013 $156K $166K $132K $79K View 990
2012 $192K $224K $145K $82K View 990
2011 $310K $309K $179K $84K View 990
2010 $309K $305K $180K $85K View 990

Year-by-Year Financial Summary

  • 2023: Revenue of $101K, expenses of $98K, and assets of $126K (revenue +8.3% year-over-year).
  • 2022: Revenue of $94K, expenses of $60K, and assets of $145K (revenue +17.5% year-over-year).
  • 2021: Revenue of $80K, expenses of $78K, and assets of $139K (revenue -12.8% year-over-year).
  • 2020: Revenue of $91K, expenses of $74K, and assets of $142K (revenue -56.5% year-over-year).
  • 2019: Revenue of $210K, expenses of $190K, and assets of $129K (revenue -5.7% year-over-year).
  • 2018: Revenue of $223K, expenses of $237K, and assets of $114K (revenue -27.1% year-over-year).
  • 2017: Revenue of $306K, expenses of $311K, and assets of $136K (revenue +6.0% year-over-year).
  • 2016: Revenue of $288K, expenses of $266K, and assets of $145K (revenue +194.7% year-over-year).
  • 2015: Revenue of $98K, expenses of $107K, and assets of $126K (revenue -62.7% year-over-year).
  • 2014: Revenue of $262K, expenses of $251K, and assets of $139K (revenue +68.5% year-over-year).
  • 2013: Revenue of $156K, expenses of $166K, and assets of $132K (revenue -18.9% year-over-year).
  • 2012: Revenue of $192K, expenses of $224K, and assets of $145K (revenue -38.1% year-over-year).
  • 2011: Revenue of $310K, expenses of $309K, and assets of $179K (revenue +0.3% year-over-year).
  • 2010: Revenue of $309K, expenses of $305K, and assets of $180K.

View Individual Filing Years

Explore detailed financial data from each IRS 990 filing year for Jaffrey Chamber Of Commerce:

2023 Filing 2022 Filing 2021 Filing 2020 Filing 2019 Filing 2018 Filing 2017 Filing 2016 Filing 2015 Filing 2014 Filing 2013 Filing 2012 Filing 2011 Filing 2010 Filing

Data Sources and Methodology

This transparency report for Jaffrey Chamber Of Commerce is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.

IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.

Disclaimer

AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.

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