Jaffrey Chamber Of Commerce
Jaffrey Chamber Of Commerce: Stable Finances, Low Program Spending
EIN: 222511005 · Jaffrey, NH · Updated: 2026-04-04
Is Jaffrey Chamber Of Commerce Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
Jaffrey Chamber Of Commerce directs 30% of its spending to programs. This falls below the 65% benchmark. Donors may want to investigate further.
About Jaffrey Chamber Of Commerce
Jaffrey Chamber Of Commerce (EIN: 222511005) is a nonprofit organization based in Jaffrey, NH. The organization reported total revenue of $74K and total assets of $123K according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Jaffrey Chamber Of Commerce's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Jaffrey Chamber Of Commerce with a Mission Score of 60 out of 100 (Good). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 40%
- programs: 30%
- fundraising: 30%
According to IRS 990 filings, Jaffrey Chamber Of Commerce allocates its expenses as follows: admin: 40%, programs: 30%, fundraising: 30%. Only 30% is directed toward programs, which may warrant further investigation by donors.
Executive Compensation Analysis
The Jaffrey Chamber Of Commerce consistently reports $0 in compensation for all officers, directors, trustees, and key employees across all available filings, indicating a volunteer-led or externally funded leadership structure.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of Jaffrey Chamber Of Commerce's IRS 990 filings:
- Low percentage of expenses allocated to programs (e.g., 2023: $10,129 program service expenses out of $97,644 total expenses).
- Significant portion of expenses consistently allocated to administrative and fundraising activities.
- Lack of detailed program impact reporting in available filings.
Strengths
The following positive indicators were identified for Jaffrey Chamber Of Commerce:
- Consistent revenue generation over the past several years.
- Positive net assets, indicating financial stability.
- No reported executive compensation, suggesting volunteer leadership or efficient operational models.
Frequently Asked Questions about Jaffrey Chamber Of Commerce
Is Jaffrey Chamber Of Commerce a legitimate charity?
Based on AI analysis of IRS 990 filings, Jaffrey Chamber Of Commerce (EIN: 222511005) some concerns. Mission Score: 60/100. 3 red flags identified, 3 strengths noted.
How does Jaffrey Chamber Of Commerce spend its money?
Jaffrey Chamber Of Commerce directs 30% of its spending to programs and services. The remaining budget covers administration and fundraising costs.
Are donations to Jaffrey Chamber Of Commerce tax-deductible?
Jaffrey Chamber Of Commerce is registered as a tax-exempt nonprofit (EIN: 222511005). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
What does Jaffrey Chamber Of Commerce do?
Jaffrey Chamber Of Commerce is a nonprofit organization in the Unknown sector, located in Jaffrey, New Hampshire. It is classified under NTEE code Unknown.
How much revenue does Jaffrey Chamber Of Commerce have?
Jaffrey Chamber Of Commerce reported total revenue of $74,342. Based on 14 IRS 990 filings on record.
What are Jaffrey Chamber Of Commerce's total assets?
Jaffrey Chamber Of Commerce holds total assets of $122,593 as reported in IRS 990 filings.
Where is Jaffrey Chamber Of Commerce located?
Jaffrey Chamber Of Commerce is based in Jaffrey, New Hampshire.
What is Jaffrey Chamber Of Commerce's EIN?
Jaffrey Chamber Of Commerce's Employer Identification Number (EIN) is 222511005. This is the unique tax ID assigned by the IRS for tax-exempt organizations.
What type of nonprofit is Jaffrey Chamber Of Commerce?
Jaffrey Chamber Of Commerce is classified under NTEE code Unknown (Unknown).
Is Jaffrey Chamber Of Commerce a registered 501(c)(3)?
Jaffrey Chamber Of Commerce appears in IRS records (EIN: 222511005). Check the IRS Tax Exempt Organization Search for the most current determination letter status.
Does Jaffrey Chamber Of Commerce file IRS Form 990?
Yes, Jaffrey Chamber Of Commerce has 14 IRS Form 990 filings on record. The most recent covers tax period 202312.
What was Jaffrey Chamber Of Commerce's revenue in 2023?
In the 202312 filing period, Jaffrey Chamber Of Commerce reported total revenue of $101,293, total expenses of $97,644, and net assets of $126,336.
Is Jaffrey Chamber Of Commerce's revenue growing or declining?
Jaffrey Chamber Of Commerce's revenue is growing. Revenue went from $93,566 (202212) to $101,293 (202312), a +8.3% change. Based on 14 filings on record.
What is Jaffrey Chamber Of Commerce's most recent 990 filing?
The most recent IRS Form 990 filing for Jaffrey Chamber Of Commerce covers tax period 202312. It shows revenue of $101,293, expenses of $97,644, total assets of $126,336, and liabilities of $10,016.
How much does Jaffrey Chamber Of Commerce spend on programs vs administration?
Based on IRS 990 analysis, Jaffrey Chamber Of Commerce allocates approximately 30% of expenses to program services, 40% to administrative costs, and 30% to fundraising. Overhead costs appear high relative to program spending.
Is Jaffrey Chamber Of Commerce a trustworthy charity?
Based on AI analysis of IRS 990 data, Jaffrey Chamber Of Commerce shows mixed signals. Mission Score: 60/100 (Good). 3 red flags identified. 3 strengths noted.
What are the red flags for Jaffrey Chamber Of Commerce?
The following concerns were identified: Low percentage of expenses allocated to programs (e.g., 2023: $10,129 program service expenses out of $97,644 total expenses).. Significant portion of expenses consistently allocated to administrative and fundraising activities.. Lack of detailed program impact reporting in available filings.. These flags are based on automated analysis of IRS 990 public filings and should be verified independently.
What are Jaffrey Chamber Of Commerce's strengths?
Positive indicators for Jaffrey Chamber Of Commerce include: Consistent revenue generation over the past several years.. Positive net assets, indicating financial stability.. No reported executive compensation, suggesting volunteer leadership or efficient operational models.. These findings are derived from AI analysis of the organization's financial filings.
How does Jaffrey Chamber Of Commerce compensate executives?
The Jaffrey Chamber Of Commerce consistently reports $0 in compensation for all officers, directors, trustees, and key employees across all available filings, indicating a volunteer-led or externally funded leadership structure. Executive compensation data is sourced from IRS 990 filings, which require disclosure of officer, director, and key employee pay.
How transparent is Jaffrey Chamber Of Commerce?
- Financial statements are publicly available through IRS Form 990 filings. - The organization consistently reports 0% compensation paid to officers, directors, trustees, and key employees. - Detailed program service accomplishments are briefly described in Form 990, but lack specific metrics or impact reporting. Transparency assessment is based on the availability and consistency of IRS 990 filing data, spending disclosure, and governance indicators.
Given the consistent reporting of $0 executive compensation, how does the organization sustain its operational leadership and management?
The organization likely relies heavily on volunteer efforts from its board and members, or potentially receives in-kind support or services from other entities, which are not explicitly detailed as compensation in the Form 990.
With program expenses often being a small fraction of total expenses (e.g., 10.37% in 2023), what are the primary activities and value propositions the Chamber provides to its members and the community?
The Chamber's primary value may lie in networking events, advocacy, and general business support services that are categorized under administrative or fundraising, rather than direct program delivery, or its programs are very low-cost to operate.
Filing History
IRS 990 filing history for Jaffrey Chamber Of Commerce showing financial trends over 14 years of public records:
Over 14 years of IRS 990 filings (2010–2023), Jaffrey Chamber Of Commerce's revenue has declined by 67.2%, moving from $309K to $101K. Total assets decreased by 29.8% over the same period, from $180K to $126K. Total functional expenses fell by 68%, from $305K to $98K. In its most recent filing year (2023), Jaffrey Chamber Of Commerce reported a surplus of $4K, with revenue exceeding expenses. The organization holds $10K in liabilities against $126K in assets (debt-to-asset ratio: 7.9%), resulting in net assets of $116K.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. | |
|---|---|---|---|---|---|---|
| 2023 | $101K | $98K | $126K | $10K | — | — |
| 2022 | $94K | $60K | $145K | $32K | — | View 990 |
| 2021 | $80K | $78K | $139K | $43K | — | View 990 |
| 2020 | $91K | $74K | $142K | $48K | — | View 990 |
| 2019 | $210K | $190K | $129K | $52K | — | — |
| 2018 | $223K | $237K | $114K | $57K | — | View 990 |
| 2017 | $306K | $311K | $136K | $64K | — | View 990 |
| 2016 | $288K | $266K | $145K | $68K | — | View 990 |
| 2015 | $98K | $107K | $126K | $71K | — | View 990 |
| 2014 | $262K | $251K | $139K | $75K | — | View 990 |
| 2013 | $156K | $166K | $132K | $79K | — | View 990 |
| 2012 | $192K | $224K | $145K | $82K | — | View 990 |
| 2011 | $310K | $309K | $179K | $84K | — | View 990 |
| 2010 | $309K | $305K | $180K | $85K | — | View 990 |
Year-by-Year Financial Summary
- 2023: Revenue of $101K, expenses of $98K, and assets of $126K (revenue +8.3% year-over-year).
- 2022: Revenue of $94K, expenses of $60K, and assets of $145K (revenue +17.5% year-over-year).
- 2021: Revenue of $80K, expenses of $78K, and assets of $139K (revenue -12.8% year-over-year).
- 2020: Revenue of $91K, expenses of $74K, and assets of $142K (revenue -56.5% year-over-year).
- 2019: Revenue of $210K, expenses of $190K, and assets of $129K (revenue -5.7% year-over-year).
- 2018: Revenue of $223K, expenses of $237K, and assets of $114K (revenue -27.1% year-over-year).
- 2017: Revenue of $306K, expenses of $311K, and assets of $136K (revenue +6.0% year-over-year).
- 2016: Revenue of $288K, expenses of $266K, and assets of $145K (revenue +194.7% year-over-year).
- 2015: Revenue of $98K, expenses of $107K, and assets of $126K (revenue -62.7% year-over-year).
- 2014: Revenue of $262K, expenses of $251K, and assets of $139K (revenue +68.5% year-over-year).
- 2013: Revenue of $156K, expenses of $166K, and assets of $132K (revenue -18.9% year-over-year).
- 2012: Revenue of $192K, expenses of $224K, and assets of $145K (revenue -38.1% year-over-year).
- 2011: Revenue of $310K, expenses of $309K, and assets of $179K (revenue +0.3% year-over-year).
- 2010: Revenue of $309K, expenses of $305K, and assets of $180K.
Data Sources and Methodology
This transparency report for Jaffrey Chamber Of Commerce is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.