Merrimack Concert Association
Merrimack Concert Association maintains strong asset reserves with volunteer leadership despite fluctuating annual revenues and occasional operating deficits.
EIN: 20441061 · Merrimack, NH · Updated: 2026-03-28
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Merrimack Concert Association is mapped to EIN 20441061.
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13 stored filing years available.
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| Metric | Value |
|---|---|
| Total Revenue | $32K |
| Total Expenses | $22K |
| Program Spending | 85% |
| Net Assets | $101K |
| Transparency Score | 85/100 |
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Merrimack Concert Association Form 990, Revenue, CEO Pay, and IRS Filing Signals
Merrimack Concert Association is surfaced here as a decision-ready nonprofit financial profile, not just a charity listing. The page consolidates IRS Form 990 revenue, expenses, assets, tax-exempt classification, executive compensation, mission score, red flags, and year-by-year filing history so donors, researchers, journalists, and grant teams can answer the common search questions around Merrimack Concert Association in one place.
Form 990 Filing Summary
13 filing years are available, with latest revenue of $18K and expenses of $22K.
Revenue and Expenses
Merrimack Concert Association reported $18K in revenue and $22K in expenses, a deficit of $4K.
Executive Compensation
Officer, director, trustee, and key employee pay is reviewed from IRS 990 compensation disclosures when present.
Charity Score and Red Flags
85/100 mission score, 1 red flag, and 4 strengths are shown from structured and AI review.
Is Merrimack Concert Association Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
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Revenue Source Mix
Revenue-source line items are not available on the stored filing yet. Future ingestion now preserves contribution, program-revenue, and investment-income fields when ProPublica provides them.
Expense Deployment
| Program services | $19K (85%) |
Across stored filings, Merrimack Concert Association shows contribution history pending. Next enrichment targets: revenue-source fields, IRS BMF classification.
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| Decision Lens | Signal | What to Inspect Next |
|---|---|---|
| Legitimacy | Some Concerns | Good filing record; 1 red flag identified |
| Mission spend | 85% to programs | Excellent |
| Financial durability | Grade B | 13 stored filing years |
| Peer context | Compare with Hellenic Society Paideia Of New Hampshire | New Hampshire and category context |
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Merrimack Concert Association directs 85% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About Merrimack Concert Association
Merrimack Concert Association (EIN: 20441061) is a nonprofit organization based in Merrimack, NH. The organization reported total revenue of $32K and total assets of $100K according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Merrimack Concert Association's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Merrimack Concert Association is a micro nonprofit that has been operating for 35 years, with 13 years of IRS 990 filings on record (2011–2023). Revenue has grown at a compound annual rate of -2.1%.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
| Total Revenue | $18K |
| Total Expenses | $22K |
| Surplus / Deficit | $-4,153 |
| Total Assets | $101K |
| Net Assets | $101K |
| Operating Margin | -23.2% |
| Months of Reserves | 55.0 months |
Financial Health Grade: B
In 2023, Merrimack Concert Association reported a deficit of $4K with expenses exceeding revenue, holds 55.0 months of operating reserves (strong position).
Financial Trends
Over 13 years of filings (2011–2023), Merrimack Concert Association's revenue has declined at a compound annual growth rate (CAGR) of -2.1%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2023 | -50.7% | -16.3% | -3.8% |
| 2022 | +144.4% | +2908.9% | +9.1% |
| 2021 | -21.2% | -94.8% | +17.9% |
| 2020 | -2.3% | -25.3% | +955.6% |
| 2019 | +71.6% | -9.5% | -90.5% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 1000 |
| IRS Ruling Date | 1991 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Merrimack Concert Association with a Mission Score of 85 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 10%
- programs: 85%
- fundraising: 5%
According to IRS 990 filings, Merrimack Concert Association allocates its expenses as follows: admin: 10%, programs: 85%, fundraising: 5%. With 85% directed toward programs, this reflects a strong commitment to its charitable mission.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
- The organization reported a deficit of $4K, with expenses exceeding revenue.
Executive Compensation Analysis
The Merrimack Concert Association consistently reports 0% officer compensation across all available filings, indicating a volunteer-led organization. This significantly reduces administrative overhead and suggests that resources are primarily directed towards the organization's mission.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of Merrimack Concert Association's IRS 990 filings:
- Occasional operating deficits where expenses exceed revenue (e.g., $22,033 expenses vs. $17,880 revenue in 2023).
Strengths
The following positive indicators were identified for Merrimack Concert Association:
- Consistent reporting of 0% officer compensation, indicating volunteer leadership and efficient use of funds.
- Zero liabilities reported across all available filings, demonstrating strong financial health and low debt.
- Significant growth and maintenance of asset reserves, from $7,731 in 2019 to $100,948 in 2023, providing long-term stability.
- Strong asset base relative to annual revenue, providing a buffer against financial fluctuations.
Frequently Asked Questions about Merrimack Concert Association
Is Merrimack Concert Association a legitimate charity?
Merrimack Concert Association (EIN: 20441061) is a registered tax-exempt nonprofit based in New Hampshire. Our AI analysis gives it a Mission Score of 85/100. It has 13 years of IRS 990 filings on record. Total revenue: $32K. 1 red flag identified. 4 strengths noted. Financial health grade: B.
How does Merrimack Concert Association spend its money?
Merrimack Concert Association directs 85% of its spending to programs and services. Fundraising costs 5%. This exceeds the 65% industry benchmark.
Are donations to Merrimack Concert Association tax-deductible?
Merrimack Concert Association is registered as a tax-exempt nonprofit (EIN: 20441061). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
What percentage of Merrimack Concert Association's spending goes to programs?
Merrimack Concert Association directs 85% to programs, 5% to fundraising. This exceeds the 65% industry benchmark for efficient nonprofits.
Where is Merrimack Concert Association located?
Merrimack Concert Association is headquartered in Merrimack, New Hampshire and files with the IRS under EIN 20441061.
How many years of IRS 990 filings does Merrimack Concert Association have?
Merrimack Concert Association has 13 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $32K in total revenue.
How does Merrimack Concert Association cover its expenses when revenue is less than expenses?
The organization likely covers deficits, such as the $4,153 deficit in 2023 ($17,880 revenue vs. $22,033 expenses), by drawing from its substantial asset reserves, which stood at $100,948 in 2023. This is a common practice for organizations with healthy endowments or accumulated savings.
What is the trend in the organization's assets?
The organization's assets have shown significant growth over time, from $7,731 in 2019 to $100,948 in 2023, indicating effective long-term financial management and accumulation of reserves.
Is the organization financially stable given its fluctuating revenue?
Yes, despite fluctuating revenues, the organization appears financially stable due to its consistent reporting of zero liabilities and a robust asset base that can absorb periods of lower income or higher expenses, as evidenced by assets of $100,948 against $17,880 revenue in 2023.
Filing History
IRS 990 filing history for Merrimack Concert Association showing financial trends over 13 years of public records:
Over 13 years of IRS 990 filings (2011–2023), Merrimack Concert Association's revenue has declined by 22.5%, moving from $23K to $18K. Total assets increased by 45.5% over the same period, from $69K to $101K. Total functional expenses fell by 17.3%, from $27K to $22K. In its most recent filing year (2023), Merrimack Concert Association reported a deficit of $4K, with expenses exceeding revenue.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2023 | $18K | $22K | $101K | $0 | — | View 990 |
| 2022 | $36K | $26K | $105K | $0 | — | View 990 |
| 2021 | $15K | $875 | $96K | $0 | — | View 990 |
| 2020 | $19K | $17K | $82K | $0 | — | View 990 |
| 2019 | $19K | $22K | $8K | $0 | — | View 990 |
| 2018 | $11K | $25K | $81K | $0 | — | — |
| 2017 | $30K | $28K | $93K | $0 | — | View 990 |
| 2016 | $31K | $28K | $90K | $0 | — | View 990 |
| 2015 | $28K | $27K | $86K | $0 | — | View 990 |
| 2014 | $24K | $27K | $83K | $0 | — | View 990 |
| 2013 | $36K | $24K | $83K | $0 | — | View 990 |
| 2012 | $31K | $29K | $69K | $0 | — | View 990 |
| 2011 | $23K | $27K | $69K | $0 | — | View 990 |
Year-by-Year Financial Summary
- 2023: Revenue of $18K, expenses of $22K, and assets of $101K (revenue -50.7% year-over-year).
- 2022: Revenue of $36K, expenses of $26K, and assets of $105K (revenue +144.4% year-over-year).
- 2021: Revenue of $15K, expenses of $875, and assets of $96K (revenue -21.2% year-over-year).
- 2020: Revenue of $19K, expenses of $17K, and assets of $82K (revenue -2.3% year-over-year).
- 2019: Revenue of $19K, expenses of $22K, and assets of $8K (revenue +71.6% year-over-year).
- 2018: Revenue of $11K, expenses of $25K, and assets of $81K (revenue -62.7% year-over-year).
- 2017: Revenue of $30K, expenses of $28K, and assets of $93K (revenue -2.8% year-over-year).
- 2016: Revenue of $31K, expenses of $28K, and assets of $90K (revenue +10.1% year-over-year).
- 2015: Revenue of $28K, expenses of $27K, and assets of $86K (revenue +16.1% year-over-year).
- 2014: Revenue of $24K, expenses of $27K, and assets of $83K (revenue -32.9% year-over-year).
- 2013: Revenue of $36K, expenses of $24K, and assets of $83K (revenue +17.4% year-over-year).
- 2012: Revenue of $31K, expenses of $29K, and assets of $69K (revenue +33.3% year-over-year).
- 2011: Revenue of $23K, expenses of $27K, and assets of $69K.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Merrimack Concert Association:
Data Sources and Methodology
This transparency report for Merrimack Concert Association is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.