Mississippi Classic Cruisers Inc

Mississippi Classic Cruisers Inc consistently operates with a surplus and zero liabilities, driven by volunteer leadership.

EIN: 203619626 · Madison, MS · NTEE: N50 · Updated: 2026-03-28

$71KRevenue
$58KGross Revenue
$35KAssets
92/100Mission Score (Excellent)
N50

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Mississippi Classic Cruisers Inc Financial Summary
MetricValue
Total Revenue$71K
Total Expenses$53K
Program Spending90%
CEO/Top Officer Pay$11,442
Net Assets$24K
Transparency Score92/100

Search Intent Cockpit

Mississippi Classic Cruisers Inc Form 990, Revenue, CEO Pay, and IRS Filing Signals

Mississippi Classic Cruisers Inc is surfaced here as a decision-ready nonprofit financial profile, not just a charity listing. The page consolidates IRS Form 990 revenue, expenses, assets, tax-exempt classification, executive compensation, mission score, red flags, and year-by-year filing history so donors, researchers, journalists, and grant teams can answer the common search questions around Mississippi Classic Cruisers Inc in one place.

Form 990 Filing Summary

13 filing years are available, with latest revenue of $57K and expenses of $53K.

Revenue and Expenses

Mississippi Classic Cruisers Inc reported $57K in revenue and $53K in expenses, a surplus of $4K.

Executive Compensation

Top officer compensation appears as $11,442 in the stored analysis, with context against revenue and expenses below.

Charity Score and Red Flags

92/100 mission score, 0 red flags, and 5 strengths are shown from structured and AI review.

Is Mississippi Classic Cruisers Inc Legit?

Appears Legitimate

GoodFiling Consistency
ExcellentSpending Efficiency
GoodTransparency
NoneRed Flags

Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →

IRS 990 Data Cockpit

Where the Money Comes From and Where It Goes

PendingDonor/Grant Funding
90%Program Expense
$0Grants Paid
13Stored Filing Years

Revenue Source Mix

Revenue-source line items are not available on the stored filing yet. Future ingestion now preserves contribution, program-revenue, and investment-income fields when ProPublica provides them.

Expense Deployment

Mississippi Classic Cruisers Inc Expense Deployment
Program services$48K (90%)

Across stored filings, Mississippi Classic Cruisers Inc shows contribution history pending. Next enrichment targets: revenue-source fields, IRS BMF classification.

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Mississippi Classic Cruisers Inc Donor Decision Matrix
Decision LensSignalWhat to Inspect Next
LegitimacyAppears LegitimateGood filing record; no red flags identified
Mission spend90% to programsExcellent
Financial durabilityGrade A13 stored filing years
Peer contextCompare with Mending Hearts Youth Ranch IncMississippi and Category N context

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Mississippi Classic Cruisers Inc directs 90% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.

About Mississippi Classic Cruisers Inc

Mississippi Classic Cruisers Inc (EIN: 203619626) is a nonprofit organization based in Madison, MS, classified under NTEE code N50. The organization reported total revenue of $71K and total assets of $35K according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Mississippi Classic Cruisers Inc's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.

Organization Overview

19Years Operating
MicroSize Classification
13Years of Filings
MixedRevenue Trajectory

Mississippi Classic Cruisers Inc is a micro nonprofit that has been operating for 19 years, with 13 years of IRS 990 filings on record (2011–2023). Revenue has grown at a compound annual rate of 6.1%.

Key Financial Metrics (2023)

From the most recent IRS 990 filing on record:

Total Revenue$57K
Total Expenses$53K
Surplus / Deficit+$4K
Total Assets$24K
Net Assets$24K
Operating Margin6.4%
Months of Reserves5.5 months

Financial Health Grade: A

In 2023, Mississippi Classic Cruisers Inc reported a surplus of $4K with revenue exceeding expenses, holds 5.5 months of operating reserves (adequate).

Financial Trends

Over 13 years of filings (2011–2023), Mississippi Classic Cruisers Inc's revenue has grown at a compound annual growth rate (CAGR) of 6.1%.

YearRevenue ChangeExpense ChangeAsset Change
2023-0.3%+7.2%+17.5%
2022+95.3%+83.2%+55.1%
2021+154.4%+82.3%+18.6%
2020-74.9%-65.1%-23.0%
2019+13.3%+2.8%+26.2%

IRS Tax-Exempt Classification

IRS Classification Codes3000
IRS Ruling Date2007

Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.

AI Transparency Report

Mississippi Classic Cruisers Inc demonstrates consistent financial health with a positive net income in most recent years. For example, in 2023, revenue was $56,674 against expenses of $53,047, indicating a surplus. The organization's assets have shown steady growth, increasing from $4,549 in 2016 to $24,378 in 2023, suggesting responsible financial management and accumulation of reserves. Liabilities have consistently been reported as $0 across all available filings, which is a strong indicator of financial stability and low risk. Spending efficiency appears to be high, particularly given the consistent reporting of 0% officer compensation, which suggests that the organization is run by volunteers and directs its resources towards its mission rather than executive salaries. While a detailed breakdown of program, administrative, and fundraising expenses isn't provided in the summary data, the absence of officer compensation implies a lean operational structure. The organization's revenue has fluctuated but generally trended upwards, with the latest revenue at $71,382, indicating continued community support. Transparency is strong, evidenced by 13 filings and consistent reporting of key financial metrics. The consistent $0 liabilities and 0% officer compensation are positive indicators of straightforward financial practices. The growth in assets without incurring debt further supports a transparent and well-managed financial operation.

Mission Effectiveness Score

NonprofitSpending's AI analysis rates Mississippi Classic Cruisers Inc with a Mission Score of 92 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.

Spending Breakdown

  • admin: 5%
  • programs: 90%
  • fundraising: 5%

According to IRS 990 filings, Mississippi Classic Cruisers Inc allocates its expenses as follows: admin: 5%, programs: 90%, fundraising: 5%. With 90% directed toward programs, this reflects a strong commitment to its charitable mission.

Key Financial Metrics (2023)

From the most recent IRS 990 filing on record:

$57KTotal Revenue
$53KTotal Expenses
$24KTotal Assets
$24KNet Assets
  • The organization reported a surplus of $4K, with revenue exceeding expenses.

Executive Compensation Analysis

Executive compensation is consistently reported as 0% across all filings, indicating that the organization's leadership is entirely volunteer-based, which is highly commendable for an organization of its size with revenues ranging from $11,442 to $71,382.

Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.

Strengths

The following positive indicators were identified for Mississippi Classic Cruisers Inc:

  • Consistent positive net income, e.g., $3,627 surplus in 2023 ($56,674 revenue vs. $53,047 expenses).
  • Zero liabilities reported across all 13 filings, indicating strong financial stability.
  • 0% officer compensation, demonstrating a volunteer-driven model and efficient use of funds.
  • Steady growth in assets from $4,549 in 2016 to $24,378 in 2023.
  • Consistent filing history (13 filings), indicating strong transparency and compliance.

Frequently Asked Questions about Mississippi Classic Cruisers Inc

Is Mississippi Classic Cruisers Inc a legitimate charity?

Mississippi Classic Cruisers Inc (EIN: 203619626) is a registered tax-exempt nonprofit based in Mississippi. Our AI analysis gives it a Mission Score of 92/100. It has 13 years of IRS 990 filings on record. Total revenue: $71K. No red flags identified. 5 strengths noted. Financial health grade: A.

How does Mississippi Classic Cruisers Inc spend its money?

Mississippi Classic Cruisers Inc directs 90% of its spending to programs and services. Fundraising costs 5%. This exceeds the 65% industry benchmark.

Are donations to Mississippi Classic Cruisers Inc tax-deductible?

Mississippi Classic Cruisers Inc is registered as a tax-exempt nonprofit (EIN: 203619626). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.

How much does the Mississippi Classic Cruisers Inc CEO make?

Mississippi Classic Cruisers Inc's highest-compensated officer earns $11,442 annually. The organization reported $71K in total revenue. Executive compensation data is disclosed in IRS 990 filings.

What percentage of Mississippi Classic Cruisers Inc's spending goes to programs?

Mississippi Classic Cruisers Inc directs 90% to programs, 5% to fundraising. This exceeds the 65% industry benchmark for efficient nonprofits.

How does Mississippi Classic Cruisers Inc compare to similar nonprofits?

With a transparency score of 92/100 (Excellent), Mississippi Classic Cruisers Inc is above average for NTEE category N50 nonprofits. The score reflects financial transparency, program spending efficiency, and governance quality based on IRS 990 data.

Where is Mississippi Classic Cruisers Inc located?

Mississippi Classic Cruisers Inc is headquartered in Madison, Mississippi and files with the IRS under EIN 203619626. It is classified under NTEE code N50.

How many years of IRS 990 filings does Mississippi Classic Cruisers Inc have?

Mississippi Classic Cruisers Inc has 13 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $71K in total revenue.

Is Mississippi Classic Cruisers Inc a good charity?

Based on the available financial data, Mississippi Classic Cruisers Inc appears to be a very good charity. It consistently operates with a surplus, has no liabilities, and reports 0% officer compensation, indicating strong financial health and a volunteer-driven model.

How has the organization's financial health changed over time?

The organization's financial health has generally improved over time. Assets have grown from $4,549 in 2016 to $24,378 in 2023, and revenue has shown an upward trend, with consistent positive net income in most recent years, indicating sustainable growth.

What is the organization's approach to executive compensation?

Mississippi Classic Cruisers Inc has a highly efficient approach to executive compensation, reporting 0% officer compensation across all 13 filings. This means its leadership serves on a volunteer basis, directing all funds towards the organization's mission.

Filing History

IRS 990 filing history for Mississippi Classic Cruisers Inc showing financial trends over 13 years of public records:

Over 13 years of IRS 990 filings (2011–2023), Mississippi Classic Cruisers Inc's revenue has grown by 102.5%, moving from $28K to $57K. Total assets increased by 175.2% over the same period, from $9K to $24K. Total functional expenses rose by 95.8%, from $27K to $53K. In its most recent filing year (2023), Mississippi Classic Cruisers Inc reported a surplus of $4K, with revenue exceeding expenses.

YearRevenueExpensesAssetsLiabilitiesOfficer Comp. %PDF
2023 $57K $53K $24K $0
2022 $57K $49K $21K $0
2021 $29K $27K $13K $0 View 990
2020 $11K $15K $11K $0 View 990
2019 $46K $42K $15K $0 View 990
2018 $40K $41K $12K $0 View 990
2017 $56K $48K $13K $0 View 990
2016 $33K $45K $5K $0 View 990
2015 $37K $36K $16K $0 View 990
2014 $36K $26K $15K $0 View 990
2013 $40K $45K $6K $0 View 990
2012 $37K $35K $10K $0 View 990
2011 $28K $27K $9K $0 View 990

Year-by-Year Financial Summary

  • 2023: Revenue of $57K, expenses of $53K, and assets of $24K (revenue -0.3% year-over-year).
  • 2022: Revenue of $57K, expenses of $49K, and assets of $21K (revenue +95.3% year-over-year).
  • 2021: Revenue of $29K, expenses of $27K, and assets of $13K (revenue +154.4% year-over-year).
  • 2020: Revenue of $11K, expenses of $15K, and assets of $11K (revenue -74.9% year-over-year).
  • 2019: Revenue of $46K, expenses of $42K, and assets of $15K (revenue +13.3% year-over-year).
  • 2018: Revenue of $40K, expenses of $41K, and assets of $12K (revenue -28.6% year-over-year).
  • 2017: Revenue of $56K, expenses of $48K, and assets of $13K (revenue +70.1% year-over-year).
  • 2016: Revenue of $33K, expenses of $45K, and assets of $5K (revenue -10.0% year-over-year).
  • 2015: Revenue of $37K, expenses of $36K, and assets of $16K (revenue +3.0% year-over-year).
  • 2014: Revenue of $36K, expenses of $26K, and assets of $15K (revenue -11.7% year-over-year).
  • 2013: Revenue of $40K, expenses of $45K, and assets of $6K (revenue +9.2% year-over-year).
  • 2012: Revenue of $37K, expenses of $35K, and assets of $10K (revenue +32.3% year-over-year).
  • 2011: Revenue of $28K, expenses of $27K, and assets of $9K.

View Individual Filing Years

Explore detailed financial data from each IRS 990 filing year for Mississippi Classic Cruisers Inc:

2023 Filing 2022 Filing 2021 Filing 2020 Filing 2019 Filing 2018 Filing 2017 Filing 2016 Filing 2015 Filing 2014 Filing 2013 Filing 2012 Filing 2011 Filing

Data Sources and Methodology

This transparency report for Mississippi Classic Cruisers Inc is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.

IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.

Disclaimer

AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.

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