Money Quotient Np
Money Quotient Np experiences significant revenue decline and operational deficits in recent years.
EIN: 200352077 · Portland, OR · NTEE: P51 · Updated: 2026-03-28
| Metric | Value |
|---|---|
| Total Revenue | $36K |
| Total Expenses | $77K |
| Program Spending | 80% |
| Net Assets | $184K |
| Transparency Score | 75/100 |
Is Money Quotient Np Legit?
Some Concerns
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
Money Quotient Np directs 80% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About Money Quotient Np
Money Quotient Np (EIN: 200352077) is a nonprofit organization based in Portland, OR, classified under NTEE code P51. The organization reported total revenue of $36K and total assets of $175K according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Money Quotient Np's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Money Quotient Np is a micro nonprofit that has been operating for 21 years, with 13 years of IRS 990 filings on record (2011–2023). Revenue has grown at a compound annual rate of -10.0%.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
| Total Revenue | $64K |
| Total Expenses | $77K |
| Surplus / Deficit | $-12,505 |
| Total Assets | $189K |
| Total Liabilities | $5K |
| Net Assets | $184K |
| Operating Margin | -19.4% |
| Debt-to-Asset Ratio | 2.7% |
| Months of Reserves | 29.5 months |
Financial Health Grade: B
In 2023, Money Quotient Np reported a deficit of $13K with expenses exceeding revenue, holds 29.5 months of operating reserves (strong position), has a debt-to-asset ratio of 2.7% (very low leverage).
Financial Trends
Over 13 years of filings (2011–2023), Money Quotient Np's revenue has declined at a compound annual growth rate (CAGR) of -10.0%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2023 | +78.0% | +119.4% | -4.4% |
| 2022 | -40.6% | -52.6% | +1.3% |
| 2021 | -76.8% | -64.5% | -6.8% |
| 2020 | -53.6% | -62.1% | +30.8% |
| 2019 | +18.0% | +18.4% | +3.6% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 2000 |
| IRS Ruling Date | 2005 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Money Quotient Np with a Mission Score of 75 out of 100 (Good). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 15%
- programs: 80%
- fundraising: 5%
According to IRS 990 filings, Money Quotient Np allocates its expenses as follows: admin: 15%, programs: 80%, fundraising: 5%. With 80% directed toward programs, this reflects a strong commitment to its charitable mission.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
- The organization reported a deficit of $13K, with expenses exceeding revenue.
- Debt-to-asset ratio: 2.7%.
Executive Compensation Analysis
Money Quotient Np consistently reports 0% officer compensation across all available filings, indicating that no salaries are paid to officers, which is highly commendable for a nonprofit of its size.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Red Flags
The following concerns were identified during AI analysis of Money Quotient Np's IRS 990 filings:
- Significant and sustained decline in annual revenue from 2019 to 2022.
- Expenses consistently exceeding revenue in recent years (e.g., 2023, 2021), indicating operational deficits.
Strengths
The following positive indicators were identified for Money Quotient Np:
- Consistent 0% officer compensation, demonstrating strong financial stewardship and transparency.
- Maintained a stable asset base (around $175,275 in 2022) despite revenue volatility.
Frequently Asked Questions about Money Quotient Np
Is Money Quotient Np a legitimate charity?
Money Quotient Np (EIN: 200352077) is a registered tax-exempt nonprofit based in Oregon. Our AI analysis gives it a Mission Score of 75/100. It has 13 years of IRS 990 filings on record. Total revenue: $36K. 2 red flags identified. 2 strengths noted. Financial health grade: B.
How does Money Quotient Np spend its money?
Money Quotient Np directs 80% of its spending to programs and services. Fundraising costs 5%. This exceeds the 65% industry benchmark.
Are donations to Money Quotient Np tax-deductible?
Money Quotient Np is registered as a tax-exempt nonprofit (EIN: 200352077). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
What percentage of Money Quotient Np's spending goes to programs?
Money Quotient Np directs 80% to programs, 5% to fundraising. This exceeds the 65% industry benchmark for efficient nonprofits.
How does Money Quotient Np compare to similar nonprofits?
With a transparency score of 75/100 (Good), Money Quotient Np is above average for NTEE category P51 nonprofits. The score reflects financial transparency, program spending efficiency, and governance quality based on IRS 990 data.
Where is Money Quotient Np located?
Money Quotient Np is headquartered in Portland, Oregon and files with the IRS under EIN 200352077. It is classified under NTEE code P51.
How many years of IRS 990 filings does Money Quotient Np have?
Money Quotient Np has 13 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $36K in total revenue.
Is Money Quotient Np a good charity?
Money Quotient Np demonstrates strong commitment to its mission by reporting 0% officer compensation. However, its recent financial performance shows significant revenue decline and expenses exceeding revenue, which could impact long-term sustainability. Donors should consider the recent financial trends.
Why has Money Quotient Np's revenue decreased so sharply?
The filings show a dramatic drop in revenue from $565,146 in 2019 to $36,212 in 2022 and $64,451 in 2023. The IRS 990 data alone does not specify the reasons for this decline, but it suggests a significant change in funding sources or operational scale.
How does Money Quotient Np manage its expenses given the revenue fluctuations?
In several recent periods (e.g., 2023, 2021, 2017), Money Quotient Np's expenses have exceeded its revenue. For instance, in 2023, expenses were $76,956 while revenue was $64,451. This indicates the organization may be drawing from reserves or experiencing short-term deficits.
Filing History
IRS 990 filing history for Money Quotient Np showing financial trends over 13 years of public records:
Over 13 years of IRS 990 filings (2011–2023), Money Quotient Np's revenue has declined by 71.8%, moving from $228K to $64K. Total assets increased by 327.7% over the same period, from $44K to $189K. Total functional expenses fell by 57.4%, from $181K to $77K. In its most recent filing year (2023), Money Quotient Np reported a deficit of $13K, with expenses exceeding revenue. The organization holds $5K in liabilities against $189K in assets (debt-to-asset ratio: 2.7%), resulting in net assets of $184K.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2023 | $64K | $77K | $189K | $5K | — | — |
| 2022 | $36K | $35K | $198K | $1K | — | View 990 |
| 2021 | $61K | $74K | $196K | $0 | — | — |
| 2020 | $262K | $209K | $210K | $1K | — | — |
| 2019 | $565K | $550K | $160K | $5K | — | View 990 |
| 2018 | $479K | $465K | $155K | $14K | — | View 990 |
| 2017 | $335K | $405K | $133K | $7K | — | View 990 |
| 2016 | $355K | $359K | $203K | $6K | — | View 990 |
| 2015 | $378K | $262K | $210K | $9K | — | View 990 |
| 2014 | $344K | $261K | $90K | $6K | — | View 990 |
| 2013 | $224K | $237K | $15K | $12K | — | View 990 |
| 2012 | $242K | $227K | $43K | $27K | — | View 990 |
| 2011 | $228K | $181K | $44K | $43K | — | View 990 |
Year-by-Year Financial Summary
- 2023: Revenue of $64K, expenses of $77K, and assets of $189K (revenue +78.0% year-over-year).
- 2022: Revenue of $36K, expenses of $35K, and assets of $198K (revenue -40.6% year-over-year).
- 2021: Revenue of $61K, expenses of $74K, and assets of $196K (revenue -76.8% year-over-year).
- 2020: Revenue of $262K, expenses of $209K, and assets of $210K (revenue -53.6% year-over-year).
- 2019: Revenue of $565K, expenses of $550K, and assets of $160K (revenue +18.0% year-over-year).
- 2018: Revenue of $479K, expenses of $465K, and assets of $155K (revenue +43.2% year-over-year).
- 2017: Revenue of $335K, expenses of $405K, and assets of $133K (revenue -5.9% year-over-year).
- 2016: Revenue of $355K, expenses of $359K, and assets of $203K (revenue -6.0% year-over-year).
- 2015: Revenue of $378K, expenses of $262K, and assets of $210K (revenue +10.1% year-over-year).
- 2014: Revenue of $344K, expenses of $261K, and assets of $90K (revenue +53.2% year-over-year).
- 2013: Revenue of $224K, expenses of $237K, and assets of $15K (revenue -7.1% year-over-year).
- 2012: Revenue of $242K, expenses of $227K, and assets of $43K (revenue +5.7% year-over-year).
- 2011: Revenue of $228K, expenses of $181K, and assets of $44K.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Money Quotient Np:
Data Sources and Methodology
This transparency report for Money Quotient Np is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.