Morrison Maierle Inc Employee Health Benefit Plan
Morrison Maierle Inc Employee Health Benefit Plan consistently manages employee health benefits with expenses closely matching revenue.
EIN: 203169070 · Helena, MT · NTEE: B90 · Updated: 2026-03-28
| Metric | Value |
|---|---|
| Total Revenue | $5.2M |
| Total Expenses | $4.5M |
| Program Spending | 98% |
| Net Assets | $1.8M |
| Transparency Score | 90/100 |
Is Morrison Maierle Inc Employee Health Benefit Plan Legit?
Appears Legitimate
Assessment based on IRS 990 filings, spending patterns, and AI analysis. Not a guarantee of legitimacy. Full charity check →
Morrison Maierle Inc Employee Health Benefit Plan directs 98% of its spending to programs. This exceeds the industry benchmark of 65%, indicating strong mission focus.
About Morrison Maierle Inc Employee Health Benefit Plan
Morrison Maierle Inc Employee Health Benefit Plan (EIN: 203169070) is a nonprofit organization based in Helena, MT, classified under NTEE code B90. The organization reported total revenue of $5.2M and total assets of $2.4M according to its most recent IRS 990 filing. This transparency report provides an AI-powered analysis of Morrison Maierle Inc Employee Health Benefit Plan's financial health, spending patterns, executive compensation, and overall mission effectiveness based on publicly available IRS data.
Organization Overview
Morrison Maierle Inc Employee Health Benefit Plan is a mid-size nonprofit that has been operating for 18 years, with 13 years of IRS 990 filings on record (2011–2023). Revenue has grown at a compound annual rate of 7.6%.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
| Total Revenue | $4.4M |
| Total Expenses | $4.5M |
| Surplus / Deficit | $-123,479 |
| Total Assets | $2.2M |
| Total Liabilities | $408K |
| Net Assets | $1.8M |
| Operating Margin | -2.8% |
| Debt-to-Asset Ratio | 18.3% |
| Months of Reserves | 5.9 months |
Financial Health Grade: B
In 2023, Morrison Maierle Inc Employee Health Benefit Plan reported a deficit of $123K with expenses exceeding revenue, holds 5.9 months of operating reserves (adequate), has a debt-to-asset ratio of 18.3% (very low leverage).
Financial Trends
Over 13 years of filings (2011–2023), Morrison Maierle Inc Employee Health Benefit Plan's revenue has grown at a compound annual growth rate (CAGR) of 7.6%.
| Year | Revenue Change | Expense Change | Asset Change |
|---|---|---|---|
| 2023 | +8.3% | +13.4% | -3.4% |
| 2022 | +10.9% | +4.0% | -0.5% |
| 2021 | +6.1% | +15.7% | -6.3% |
| 2020 | +10.4% | +18.6% | +8.2% |
| 2019 | +3.2% | +2.5% | +19.4% |
IRS Tax-Exempt Classification
| IRS Classification Codes | 1000 |
| IRS Ruling Date | 2008 |
Classification data from ProPublica Nonprofit Explorer. Additional BMF data may be available after enrichment.
AI Transparency Report
Mission Effectiveness Score
NonprofitSpending's AI analysis rates Morrison Maierle Inc Employee Health Benefit Plan with a Mission Score of 90 out of 100 (Excellent). This score reflects the organization's overall financial transparency, program spending efficiency, and governance indicators derived from IRS 990 public filings.
Spending Breakdown
- admin: 2%
- programs: 98%
- fundraising: 0%
According to IRS 990 filings, Morrison Maierle Inc Employee Health Benefit Plan allocates its expenses as follows: admin: 2%, programs: 98%, fundraising: 0%. With 98% directed toward programs, this reflects a strong commitment to its charitable mission.
Key Financial Metrics (2023)
From the most recent IRS 990 filing on record:
- The organization reported a deficit of $123K, with expenses exceeding revenue.
- Debt-to-asset ratio: 18.3%.
Executive Compensation Analysis
The organization reports 0% officer compensation across all available filings, indicating that no executives or officers receive salaries directly from the plan, which is typical for an employee health benefit plan and demonstrates efficient use of funds for its intended purpose.
Executive compensation data is sourced from IRS 990 filings, which require nonprofits to disclose the compensation of officers, directors, trustees, and key employees. NonprofitSpending analyzes this data relative to the organization's total revenue and sector benchmarks to assess whether executive pay is reasonable.
Strengths
The following positive indicators were identified for Morrison Maierle Inc Employee Health Benefit Plan:
- Consistent financial stability and growth in revenue and assets over a decade.
- Zero officer compensation, indicating efficient use of funds for its intended purpose.
- High program spending ratio, with nearly all expenses dedicated to employee health benefits.
- Regular and transparent IRS 990 filings, demonstrating accountability.
- Expenses closely track revenue, suggesting effective financial management of benefit payouts.
Frequently Asked Questions about Morrison Maierle Inc Employee Health Benefit Plan
Is Morrison Maierle Inc Employee Health Benefit Plan a legitimate charity?
Based on AI analysis of IRS 990 filings, Morrison Maierle Inc Employee Health Benefit Plan (EIN: 203169070) appears legitimate. Mission Score: 90/100. 0 red flags identified, 5 strengths noted.
How does Morrison Maierle Inc Employee Health Benefit Plan spend its money?
Morrison Maierle Inc Employee Health Benefit Plan directs 98% of its spending to programs and services. The remaining budget covers administration and fundraising costs.
Are donations to Morrison Maierle Inc Employee Health Benefit Plan tax-deductible?
Morrison Maierle Inc Employee Health Benefit Plan is registered as a tax-exempt nonprofit (EIN: 203169070). Donations to most 501(c)(3) organizations are tax-deductible. Consult a tax professional for your specific situation.
How does Morrison Maierle Inc Employee Health Benefit Plan compare to similar nonprofits?
With a transparency score of 90/100 (Excellent), Morrison Maierle Inc Employee Health Benefit Plan is above average for NTEE category B90 nonprofits. The score reflects financial transparency, program spending efficiency, and governance quality based on IRS 990 data.
Where is Morrison Maierle Inc Employee Health Benefit Plan located?
Morrison Maierle Inc Employee Health Benefit Plan is headquartered in Helena, Montana and files with the IRS under EIN 203169070. It is classified under NTEE code B90.
How many years of IRS 990 filings does Morrison Maierle Inc Employee Health Benefit Plan have?
Morrison Maierle Inc Employee Health Benefit Plan has 13 years of IRS 990 filings on record at NonprofitSpending. This extensive filing history provides a strong basis for evaluating long-term financial trends. The most recent filing shows $5.2M in total revenue.
Is Morrison Maierle Inc Employee Health Benefit Plan a good charity?
As an employee health benefit plan, it is not a public charity in the traditional sense. Its 'goodness' should be assessed on its ability to effectively manage and provide health benefits to its employees, which its financial data suggests it does well, with expenses closely aligning with revenue and no reported officer compensation.
How has the organization's financial health changed over time?
The organization has shown consistent growth in both revenue and assets over the past decade. Revenue increased from $2,326,194 in 2014 to $4,417,243 in 2023, and assets grew from $844,059 to $2,230,705 in the same period, indicating a stable and expanding financial base.
What is the primary use of the organization's funds?
The primary use of funds is to cover employee health benefits. The high program spending ratio (estimated at 98%) reflects that the vast majority of expenses are directly related to providing these benefits, with minimal administrative overhead.
Filing History
IRS 990 filing history for Morrison Maierle Inc Employee Health Benefit Plan showing financial trends over 13 years of public records:
Over 13 years of IRS 990 filings (2011–2023), Morrison Maierle Inc Employee Health Benefit Plan's revenue has grown by 141.6%, moving from $1.8M to $4.4M. Total assets increased by 201% over the same period, from $741K to $2.2M. Total functional expenses rose by 151.1%, from $1.8M to $4.5M. In its most recent filing year (2023), Morrison Maierle Inc Employee Health Benefit Plan reported a deficit of $123K, with expenses exceeding revenue. The organization holds $408K in liabilities against $2.2M in assets (debt-to-asset ratio: 18.3%), resulting in net assets of $1.8M.
| Year | Revenue | Expenses | Assets | Liabilities | Officer Comp. % | |
|---|---|---|---|---|---|---|
| 2023 | $4.4M | $4.5M | $2.2M | $408K | — | — |
| 2022 | $4.1M | $4.0M | $2.3M | $335K | — | View 990 |
| 2021 | $3.7M | $3.8M | $2.3M | $350K | — | View 990 |
| 2020 | $3.5M | $3.3M | $2.5M | $316K | — | View 990 |
| 2019 | $3.1M | $2.8M | $2.3M | $299K | — | View 990 |
| 2018 | $3.0M | $2.7M | $1.9M | $299K | — | View 990 |
| 2017 | $3.1M | $2.7M | $1.6M | $304K | — | View 990 |
| 2016 | $2.9M | $2.6M | $1.3M | $330K | — | View 990 |
| 2015 | $2.4M | $2.4M | $946K | $297K | — | View 990 |
| 2014 | $2.3M | $2.3M | $844K | $222K | — | View 990 |
| 2013 | $2.1M | $1.9M | $770K | $173K | — | View 990 |
| 2012 | $1.8M | $2.0M | $571K | $199K | — | View 990 |
| 2011 | $1.8M | $1.8M | $741K | $118K | — | View 990 |
Year-by-Year Financial Summary
- 2023: Revenue of $4.4M, expenses of $4.5M, and assets of $2.2M (revenue +8.3% year-over-year).
- 2022: Revenue of $4.1M, expenses of $4.0M, and assets of $2.3M (revenue +10.9% year-over-year).
- 2021: Revenue of $3.7M, expenses of $3.8M, and assets of $2.3M (revenue +6.1% year-over-year).
- 2020: Revenue of $3.5M, expenses of $3.3M, and assets of $2.5M (revenue +10.4% year-over-year).
- 2019: Revenue of $3.1M, expenses of $2.8M, and assets of $2.3M (revenue +3.2% year-over-year).
- 2018: Revenue of $3.0M, expenses of $2.7M, and assets of $1.9M (revenue -2.6% year-over-year).
- 2017: Revenue of $3.1M, expenses of $2.7M, and assets of $1.6M (revenue +9.6% year-over-year).
- 2016: Revenue of $2.9M, expenses of $2.6M, and assets of $1.3M (revenue +17.5% year-over-year).
- 2015: Revenue of $2.4M, expenses of $2.4M, and assets of $946K (revenue +4.4% year-over-year).
- 2014: Revenue of $2.3M, expenses of $2.3M, and assets of $844K (revenue +11.2% year-over-year).
- 2013: Revenue of $2.1M, expenses of $1.9M, and assets of $770K (revenue +16.5% year-over-year).
- 2012: Revenue of $1.8M, expenses of $2.0M, and assets of $571K (revenue -1.9% year-over-year).
- 2011: Revenue of $1.8M, expenses of $1.8M, and assets of $741K.
View Individual Filing Years
Explore detailed financial data from each IRS 990 filing year for Morrison Maierle Inc Employee Health Benefit Plan:
Data Sources and Methodology
This transparency report for Morrison Maierle Inc Employee Health Benefit Plan is generated by NonprofitSpending's AI analysis engine. The data is sourced from publicly available IRS 990 filings accessed through the ProPublica Nonprofit Explorer API and IRS electronic filing records. The Mission Score, spending breakdown, and other analytical insights are produced by artificial intelligence and should be used as one of multiple factors when evaluating a nonprofit organization.
IRS 990 forms are annual information returns that most tax-exempt organizations must file with the IRS. These forms provide detailed financial information including revenue, expenses, assets, liabilities, and compensation of officers. NonprofitSpending processes this data to provide accessible transparency reports for donors, researchers, and the general public.
Disclaimer
AI-generated analysis based on IRS public records. Not financial or legal advice. Verify information directly with the organization.